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RBI Announcements

Asset Publisher

83748870

Bihar

EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

1

2

3

4

5

6

I.

AGRICULTURE

14,67,196

6005,09

4783,25

5,11,877

2716,87

2205,70

 

1. Direct Finance

14,30,883

5783,17

4597,75

5,01,173

2456,10

1987,01

 

2. Indirect Finance

36,313

221,92

185,51

10,704

260,77

218,69

II.

INDUSTRY

68,484

700,03

566,61

25,080

737,48

342,49

 

1. Mining & Quarrying

148

8,60

7,23

105

12,97

6,87

 

2. Food Manufacturing & Processing

16,383

158,77

133,05

5,885

185,61

153,01

 

  (a) Rice Mills, Flour & Dal Mills

8,827

48,21

39,67

3,069

79,08

68,98

 

  (b) Sugar

8

57,11

49,13

12

70,88

53,49

 

  (c) Edible Oils & Vanaspati

848

4,13

3,63

211

9,18

8,49

 

  (d) Tea Processing

200

53

31

10

10

4

 

  (e) Processing of Fruits & Vegetables

8

24

21

15

2,42

2,17

 

  (f) Others

6,492

48,54

40,08

2,568

23,95

19,86

 

3. Beverage & Tobacco

41

4,24

2,49

49

5,65

4,81

 

4. Textiles

5,587

51,34

27,74

1,378

13,93

10,05

 

  (a) Cotton Textiles

1,063

32,20

11,02

122

3,57

3,18

 

  (b) Jute & Other Natural Fibre Textiles

868

1,96

1,36

96

75

69

 

  (c) Handloom Textiles & Khadi

1,799

8,37

7,42

674

4,45

2,75

 

  (d) Other Textiles & Textile Products

1,857

8,81

7,94

486

5,16

3,44

 

5. Paper, Paper Products & Printing

370

2,96

2,45

172

3,64

2,89

 

6. Woods and Wood Products

4,802

14,90

11,82

1,131

9,40

8,03

 

7. Leather & Leather Products

9,043

14,79

8,20

3,385

6,86

3,32

 

8. Gems and Jewellery

263

1,33

99

74

83

75

 

9. Rubber & Plastic Products

2,960

6,23

5,36

336

4,36

1,67

 

10. Chemicals & Chemical Products

2,955

29,17

15,31

3,125

20,08

17,79

 

  (a) Heavy Industrial Chemicals

2

37

10

8

1,00

94

 

  (b) Fertilisers

417

1,54

99

206

1,28

92

 

  (c) Drugs & Pharmaceuticals

649

2,56

2,10

106

2,57

2,17

 

  (d) Non-Edible Oils

6

26

23

8

41

38

 

  (e) Other Chemicals & Chemical Products

1,881

24,44

11,89

2,797

14,82

13,38

 

11. Petroleum, Coal Products & Nuclear Fuels

20

1,90

1,69

42

328,17

16,31

 

12. Manufacture of Cement & Cement Products

524

4,34

3,16

200

6,07

5,03

 

13. Basic Metals & Metal Products

1,350

118,02

112,65

583

17,43

10,90

 

  (a) Iron & Steel

12

12,26

8,89

35

11,03

6,37

 

  (b) Non-Ferrous Metals

2

10

9

4

1,25

26

 

  (c) Metal Products

1,336

105,66

103,68

544

5,15

4,28

 

14. Engineering

2,335

20,38

13,70

939

11,54

7,99

 

  (a) Heavy Engineering

17

91

89

17

1,18

71

 

  (b) Light Engineering

1,325

15,10

9,69

683

8,23

5,50

 

  (c) Electrical Machinery & Goods

524

2,86

2,05

186

1,40

1,19

 

  (d) Electronic Machinery & Goods

469

1,51

1,07

53

73

60

 

15. Vehicles, Vehicle Parts & Transport Equipments

2,538

54,43

47,79

520

3,07

2,34

 

16. Other Industries

15,958

67,50

51,52

4,842

47,85

39,46

 

17. Electricity, Gas & Water

10

4,62

1,20

20

3,38

2,94

 

  (a) Electricity Generation & Transmission

3

4,17

81

1

2

3

 

  (b) Non-Conventional Energy

2

14

13

3

16

15

 

  (c) Gas, Steam & Water Supply

5

31

26

16

3,20

2,76

 

18. Construction

3,197

136,52

120,24

2,294

56,66

48,31

 

  (a) Other than Infrastructure

646

91,94

77,88

354

39,11

32,43

 

  (b) Infrastructure Construction

2,551

44,58

42,36

1,940

17,54

15,89

III.

TRANSPORT OPERATORS

22,418

126,52

100,75

7,586

76,72

61,18

IV.

PROFESSIONAL AND OTHER SERVICES

46,702

270,10

201,04

19,217

209,94

170,41

 

1. Professional Services

15,938

53,65

37,78

4,763

46,72

38,50

 

2. Tourism, Hotel & Restaurants

1,614

7,70

5,93

560

9,81

7,35

 

3. Recreation services

575

2,25

1,86

104

1,76

1,61

 

4. IT and Telecommunications

24

1,12

98

57

4,84

4,14

 

5. Others

28,551

205,38

154,49

13,733

146,82

118,81

V.

PERSONAL LOANS

2,29,624

1982,29

1503,89

1,98,560

2424,06

1816,17

 

1. Housing

28,624

532,64

450,98

17,132

392,77

328,14

 

2. Consumer Durables

7,121

41,92

31,84

7,572

63,72

45,61

 

3. Vehicles

13,556

236,57

163,29

8,974

106,18

86,30

 

4. Education

6,211

95,55

75,12

8,000

148,14

108,85

 

5. Personal Credit Cards

2,336

18,70

9,43

1,608

8,64

5,38

 

6. Others

1,71,776

1056,90

773,23

1,55,274

1704,60

1241,88

VI.

TRADE

3,80,066

1614,24

1234,86

1,41,732

1197,58

953,31

 

1. Wholesale Trade

18,598

169,18

136,55

7,676

145,64

121,05

 

2. Retail Trade

3,61,468

1445,06

1098,32

1,34,056

1051,94

832,26

VII.

FINANCE

6,339

35,93

26,58

1,680

18,48

15,44

VIII.

ALL OTHERS

88,978

410,77

345,58

28,939

199,09

163,78

 

TOTAL BANK CREDIT

23,09,807

11144,98

8762,56

9,34,671

7580,22

5728,48

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

7

8

9

10

11

12

I.

AGRICULTURE

1,24,669

1417,58

1278,14

6,213

104,05

71,25

 

1. Direct Finance

1,22,130

1298,30

1175,36

5,694

50,42

37,01

 

2. Indirect Finance

2,539

119,28

102,78

519

53,63

34,24

II.

INDUSTRY

10,319

667,62

516,04

4,706

1116,85

798,80

 

1. Mining & Quarrying

79

28,90

20,74

9

90,88

3,72

 

2. Food Manufacturing & Processing

1,842

204,82

156,15

303

199,17

140,41

 

  (a) Rice Mills, Flour & Dal Mills

743

181,75

135,77

48

27,68

12,25

 

  (b) Sugar

2

22

17

5

130,04

99,52

 

  (c) Edible Oils & Vanaspati

47

1,61

1,36

15

4,28

2,45

 

  (d) Tea Processing

3

2

2

-

-

-

 

  (e) Processing of Fruits & Vegetables

12

2,79

2,29

25

10,48

8,15

 

  (f) Others

1,035

18,42

16,54

210

26,69

18,04

 

3. Beverage & Tobacco

52

41,97

31,81

22

8,39

7,95

 

4. Textiles

1,232

35,82

29,79

207

5,42

4,58

 

  (a) Cotton Textiles

112

1,51

1,29

16

31

25

 

  (b) Jute & Other Natural Fibre Textiles

55

3,11

1,81

7

99

69

 

  (c) Handloom Textiles & Khadi

550

9,83

9,31

14

37

35

 

  (d) Other Textiles & Textile Products

515

21,36

17,38

170

3,75

3,30

 

5. Paper, Paper Products & Printing

185

24,80

11,23

200

35,71

29,35

 

6. Woods and Wood Products

679

7,16

6,16

66

2,57

2,37

 

7. Leather & Leather Products

153

3,37

3,00

32

1,23

99

 

8. Gems and Jewellery

50

93

67

33

49

44

 

9. Rubber & Plastic Products

141

11,00

7,40

157

27,25

18,46

 

10. Chemicals & Chemical Products

196

19,38

15,27

874

44,12

36,10

 

  (a) Heavy Industrial Chemicals

9

1,84

1,76

9

3,34

3,05

 

  (b) Fertilisers

8

16

16

-

-

-

 

  (c) Drugs & Pharmaceuticals

47

3,08

2,89

265

9,46

8,35

 

  (d) Non-Edible Oils

4

2,71

2,21

3

14

15

 

  (e) Other Chemicals & Chemical Products

128

11,60

8,24

597

31,19

24,55

 

11. Petroleum, Coal Products & Nuclear Fuels

40

4,01

3,32

10

32,70

32,66

 

12. Manufacture of Cement & Cement Products

67

7,24

5,96

21

16,85

16,48

 

13. Basic Metals & Metal Products

242

62,20

35,27

1,117

434,00

328,38

 

  (a) Iron & Steel

39

43,11

20,63

86

363,07

270,52

 

  (b) Non-Ferrous Metals

11

2,66

2,49

12

16,59

8,80

 

  (c) Metal Products

192

16,42

12,15

1,019

54,34

49,06

 

14. Engineering

838

18,81

15,97

421

64,34

48,28

 

  (a) Heavy Engineering

20

1,16

1,10

14

14,86

5,17

 

  (b) Light Engineering

579

10,90

9,40

232

41,00

34,87

 

  (c) Electrical Machinery & Goods

195

5,73

4,66

163

7,20

6,99

 

  (d) Electronic Machinery & Goods

44

1,03

81

12

1,29

1,24

 

15. Vehicles, Vehicle Parts & Transport Equipments

616

13,11

7,58

88

20,58

17,22

 

16. Other Industries

2,759

68,51

60,85

678

37,22

30,92

 

17. Electricity, Gas & Water

21

10,69

10,57

5

8,70

1,70

 

  (a) Electricity Generation & Transmission

3

9,27

9,27

3

7,80

1,19

 

  (b) Non-Conventional Energy

4

26

17

1

15

3

 

  (c) Gas, Steam & Water Supply

14

1,16

1,13

1

75

49

 

18. Construction

1,127

104,90

94,31

463

87,23

78,79

 

  (a) Other than Infrastructure

487

46,19

39,71

224

46,40

39,52

 

  (b) Infrastructure Construction

640

58,72

54,60

239

40,83

39,26

III.

TRANSPORT OPERATORS

5,435

78,94

63,20

2,872

69,58

59,72

IV.

PROFESSIONAL AND OTHER SERVICES

10,821

332,65

265,22

5,809

295,32

217,10

 

1. Professional Services

1,984

36,00

27,99

466

16,77

15,26

 

2. Tourism, Hotel & Restaurants

327

18,08

13,99

108

18,32

13,66

 

3. Recreation services

143

4,14

3,90

28

54

40

 

4. IT and Telecommunications

71

8,78

8,00

26

3,76

3,23

 

5. Others

8,296

265,65

211,34

5,181

255,92

184,55

V.

PERSONAL LOANS

1,86,663

2868,04

2195,16

1,10,668

1921,85

1456,08

 

1. Housing

22,623

727,17

629,15

14,981

583,21

496,47

 

2. Consumer Durables

13,126

146,94

95,92

6,902

75,97

54,23

 

3. Vehicles

14,712

206,37

160,85

17,495

245,98

181,19

 

4. Education

10,199

251,35

193,74

7,605

207,38

153,07

 

5. Personal Credit Cards

2,396

14,00

8,69

1,261

8,89

4,82

 

6. Others

1,23,607

1522,22

1106,81

62,424

800,41

566,30

VI.

TRADE

54,443

1061,42

908,27

12,512

600,40

514,95

 

1. Wholesale Trade

2,615

183,45

162,77

2,272

298,29

265,20

 

2. Retail Trade

51,828

877,98

745,50

10,240

302,12

249,75

VII.

FINANCE

220

21,84

20,52

425

37,75

30,84

VIII.

ALL OTHERS

16,330

222,85

193,21

5,718

96,18

63,76

 

TOTAL BANK CREDIT

4,08,900

6670,93

5439,76

1,48,923

4241,98

3212,51

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