Gross and Net NPAs of Scheduled Commercial Banks - আৰবিআই - Reserve Bank of India
Gross and Net NPAs of Scheduled Commercial Banks
(Amount in Rupees crore) |
||||||||
Year (end- |
Advances |
Non-performing assets (NPAs) |
||||||
March) |
Gross |
Net |
Gross |
Net |
||||
Amount |
As percentage |
As percentage |
Amount |
As percentage |
As percentage |
|||
of gross |
of total |
of net |
of total |
|||||
advances |
assets |
advances |
assets |
|||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
Scheduled commercial banks |
||||||||
1996-97 |
301698 |
276421 |
47300 |
15.7 |
7.0 |
22340 |
8.1 |
3.3 |
1997-98 |
352696 |
325522 |
50815 |
14.4 |
6.4 |
23761 |
7.3 |
3.0 |
1998-99 |
399436 |
367012 |
58722 |
14.7 |
6.2 |
28020 |
7.6 |
2.9 |
1999-00 |
475113 |
444292 |
60408 |
12.7 |
5.5 |
30073 |
6.8 |
2.7 |
2000-01 |
558766 |
526328 |
63741 |
11.4 |
4.9 |
32461 |
6.2 |
2.5 |
2001-02 |
680958 |
645859 |
70861 |
10.4 |
4.6 |
35554 |
5.5 |
2.3 |
2002-03 |
778043 |
740473 |
68717 |
8.8 |
4.0 |
32671 |
4.4 |
1.9 |
2003-04 |
902026 |
862643 |
64785 |
7.2 |
3.3 |
24615 |
2.9 |
1.2 |
2004-05# |
1152682 |
1115663 |
59516 |
5.2 |
2.5 |
22289 |
2.0 |
0.9 |
Public sector banks |
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1996-97 |
244214 |
220922 |
43577 |
17.8 |
7.8 |
20285 |
9.2 |
3.6 |
1997-98 |
284971 |
260459 |
45653 |
16.0 |
7.0 |
21232 |
8.2 |
3.3 |
1998-99 |
325328 |
297789 |
51710 |
15.9 |
6.7 |
24211 |
8.1 |
3.1 |
1999-00 |
379461 |
352714 |
53033 |
14.0 |
6.0 |
26187 |
7.4 |
2.9 |
2000-01 |
442134 |
415207 |
54672 |
12.4 |
5.3 |
27977 |
6.7 |
2.7 |
2001-02 |
509368 |
480681 |
56473 |
11.1 |
4.9 |
27958 |
5.8 |
2.4 |
2002-03 |
577813 |
549351 |
54090 |
9.4 |
4.2 |
24867 |
4.5 |
1.9 |
2003-04 |
661975 |
631383 |
51538 |
7.8 |
3.5 |
18860 |
3.0 |
1.3 |
2004-05# |
877825 |
848912 |
48541 |
5.5 |
2.7 |
17490 |
2.1 |
1.0 |
Old private sector banks |
||||||||
1996-97 |
21702 |
20832 |
2325 |
10.7 |
5.2 |
1385 |
6.6 |
3.1 |
1997-98 |
25580 |
24353 |
2794 |
10.9 |
5.1 |
1572 |
6.5 |
2.9 |
1998-99 |
28979 |
26017 |
3784 |
13.1 |
5.8 |
2332 |
9.0 |
3.6 |
1999-00 |
35404 |
33879 |
3815 |
10.8 |
5.2 |
2393 |
7.1 |
3.3 |
2000-01 |
39738 |
37973 |
4346 |
10.9 |
5.1 |
2771 |
7.3 |
3.3 |
2001-02 |
44057 |
42286 |
4851 |
11.0 |
5.2 |
3013 |
7.1 |
3.2 |
2002-03 |
51329 |
49436 |
4550 |
8.9 |
4.3 |
2740 |
5.5 |
2.6 |
2003-04 |
57908 |
55648 |
4393 |
7.6 |
3.6 |
2140 |
3.8 |
1.8 |
2004-05 |
70412 |
67742 |
4206 |
6.0 |
3.2 |
1859 |
2.7 |
1.4 |
New private sector banks |
||||||||
1996-97 |
8257 |
7814 |
217 |
2.6 |
1.3 |
154 |
2.0 |
1.0 |
1997-98 |
11173 |
11058 |
392 |
3.5 |
1.5 |
291 |
2.6 |
1.1 |
1998-99 |
14070 |
13714 |
871 |
6.2 |
2.3 |
611 |
4.5 |
1.6 |
1999-00 |
22816 |
22156 |
946 |
4.1 |
1.6 |
638 |
2.9 |
1.1 |
2000-01 |
31499 |
30086 |
1617 |
5.1 |
2.1 |
929 |
3.1 |
1.2 |
2001-02 |
76901 |
74187 |
6811 |
8.9 |
3.9 |
3663 |
4.9 |
2.1 |
2002-03 |
94718 |
89515 |
7232 |
7.6 |
3.8 |
4142 |
4.6 |
2.2 |
2003-04 |
119511 |
115106 |
5961 |
5.0 |
2.4 |
2717 |
2.4 |
1.1 |
2004-05 |
127420 |
123655 |
4576 |
3.6 |
1.6 |
2292 |
1.9 |
0.8 |
Foreign banks in India |
||||||||
1996-97 |
27525 |
26853 |
1181 |
4.3 |
2.1 |
516 |
1.9 |
0.9 |
1997-98 |
30972 |
29652 |
1976 |
6.4 |
3.0 |
666 |
2.2 |
1.0 |
1998-99 |
31059 |
29492 |
2357 |
7.6 |
3.1 |
866 |
2.9 |
1.1 |
1999-00 |
37432 |
35543 |
2614 |
7.0 |
3.2 |
855 |
2.4 |
1.0 |
2000-01 |
45395 |
43063 |
3106 |
6.8 |
3.0 |
785 |
1.8 |
0.8 |
2001-02 |
50631 |
48705 |
2726 |
5.4 |
2.4 |
920 |
1.9 |
0.8 |
2002-03 |
54184 |
52171 |
2845 |
5.3 |
2.4 |
921 |
1.8 |
0.8 |
2003-04 |
62632 |
60506 |
2894 |
4.6 |
2.1 |
898 |
1.5 |
0.7 |
2004-05 |
77026 |
75354 |
2192 |
2.8 |
1.4 |
648 |
0.9 |
0.4 |
# : Data include the impact of conversion of a non-banking entity into a banking entity from October 11, 2004. |