NORTHERN REGION

STATE : HARYANA

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,72,696

7658,05

6972,51

2,37,519

4721,32

4193,55

1. Direct Finance

4,68,312

7345,81

6706,64

2,34,373

3769,29

3370,62

2. Indirect Finance

4,384

312,24

265,87

3,146

952,03

822,94

II.

INDUSTRY

10,016

7318,26

5852,67

12,167

3983,97

3033,24

1. Mining & Quarrying

79

61,81

58,10

114

24,55

20,68

2. Food Manufacturing & Processing

2,629

340,89

281,79

3,045

1478,25

1232,84

(a) Rice Mills, Flour & Dal Mills

254

220,26

194,10

617

1073,77

921,43

(b) Sugar

8

13,29

3,97

3

31,69

30,56

(c) Edible Oils & Vanaspati

55

6,39

4,80

111

64,66

53,84

(d) Tea Processing

70

1,11

37

135

3,57

1,15

(e) Processing of Fruits & Vegetables

8

40

28

9

87

70

(f) Others

2,234

99,44

78,26

2,170

303,68

225,15

3. Beverage & Tobacco

25

25,74

25,10

35

10,77

9,37

4. Textiles

799

251,63

167,68

771

215,21

162,71

(a) Cotton Textiles

139

61,07

45,21

152

65,47

48,46

(b) Jute & Other Natural Fibre Textiles

15

2,36

2,20

31

8,93

7,93

(c) Handloom Textiles & Khadi

115

2,24

1,81

87

8,64

6,84

(d) Other Textiles & Textile Products

530

185,95

118,46

501

132,17

99,48

5. Paper, Paper Products & Printing

211

139,50

75,49

271

46,33

35,03

6. Woods and Wood Products

603

38,64

34,73

311

33,36

29,15

7. Leather & Leather Products

228

9,63

9,50

164

15,47

10,00

8. Gems and Jewellery

25

1,22

1,03

109

95

66

9. Rubber & Plastic Products

199

93,52

78,38

262

89,75

69,69

10. Chemicals & Chemical Products

192

55,65

35,48

270

202,01

86,87

(a) Heavy Industrial Chemicals

21

5,03

3,94

38

14,57

11,17

(b) Fertilisers

16

33

28

16

7,25

7,03

(c) Drugs & Pharmaceuticals

37

5,87

4,73

59

130,88

41,34

(d) Non-Edible Oils

7

2,67

2,64

15

3,61

3,08

(e) Other Chemicals & Chemical Products

111

41,75

23,88

142

45,71

24,26

11. Petroleum, Coal Products & Nuclear Fuels

34

164,27

89,53

44

62,04

19,08

12. Manufacture of Cement & Cement Products

125

15,32

10,45

171

22,13

16,39

13. Basic Metals & Metal Products

382

356,47

300,53

610

602,33

399,02

(a) Iron & Steel

87

73,87

59,89

147

302,69

209,44

(b) Non-Ferrous Metals

62

31,52

27,13

77

76,47

60,46

(c) Metal Products

233

251,08

213,52

386

223,17

129,13

14. Engineering

1,948

388,40

234,82

2,996

403,97

301,33

(a) Heavy Engineering

99

58,19

52,17

142

79,00

57,69

(b) Light Engineering

1,565

154,36

90,64

2,600

218,33

166,42

(c) Electrical Machinery & Goods

189

174,26

90,68

158

84,19

57,00

(d) Electronic Machinery & Goods

95

1,59

1,33

96

22,45

20,22

15. Vehicles, Vehicle Parts & Transport Equipments

247

664,71

450,25

337

140,33

116,31

16. Other Industries

1,392

194,33

168,02

1,680

222,57

131,28

17. Electricity, Gas & Water

39

347,98

327,92

27

265,11

264,72

(a) Electricity Generation & Transmission

24

338,92

319,19

8

262,47

262,33

(b) Non-Conventional Energy

4

7,87

7,86

8

1,01

88

(c) Gas, Steam & Water Supply

11

1,18

87

11

1,63

1,51

18. Construction

859

4168,59

3503,85

950

148,84

128,10

(a) Other than Infrastructure

741

1091,85

1060,21

654

88,06

72,48

(b) Infrastructure Construction

118

3076,74

2443,64

296

60,78

55,62

III.

TRANSPORT OPERATORS

3,269

254,48

121,99

1,986

153,76

101,64

IV.

PROFESSIONAL AND OTHER SERVICES

18,997

804,85

662,99

18,306

1475,34

1274,73

1. Professional Services

2,960

148,71

90,20

1,740

340,27

282,21

2. Tourism, Hotel & Restaurants

212

14,98

10,12

250

95,01

88,73

3. Recreation services

438

3,42

2,93

53

3,91

3,55

4. IT and Telecommunications

25

110,18

108,41

38

4,26

3,52

5. Others

15,362

527,57

451,32

16,225

1031,88

896,72

V.

PERSONAL LOANS

1,15,486

3271,49

2482,74

1,24,533

3874,46

2948,21

1. Housing

27,056

1659,92

1329,19

34,444

2414,04

1898,12

2. Consumer Durables

4,703

44,87

36,12

4,181

31,12

24,17

3. Vehicles

15,236

513,39

335,42

12,979

359,51

250,37

4. Education

6,867

189,48

156,01

7,079

187,34

152,29

5. Personal Credit Cards

1,379

41,42

8,20

666

9,99

2,50

6. Others

60,245

822,40

617,81

65,184

872,45

620,76

VI.

TRADE

40,412

835,15

551,07

54,333

1650,18

1335,65

1. Wholesale Trade

1,064

52,70

41,95

13,836

444,21

388,81

2. Retail Trade

39,348

782,44

509,12

40,497

1205,97

946,84

VII.

FINANCE

5,063

210,99

165,15

6,166

259,39

237,46

VIII.

ALL OTHERS

23,284

721,42

543,41

35,462

1719,69

1364,66

TOTAL BANK CREDIT

6,89,223

21074,69

17352,53

4,90,472

17838,12

14489,14

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

NORTHERN REGION

STATE : HARYANA

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

99,941

5539,49

4483,44

927

48,51

38,38

1. Direct Finance

96,938

2808,85

2368,28

818

19,62

16,90

2. Indirect Finance

3,003

2730,64

2115,16

109

28,89

21,49

II.

INDUSTRY

32,724

27515,51

18862,04

9,732

4430,82

3426,28

1. Mining & Quarrying

173

151,70

107,72

33

14,38

11,72

2. Food Manufacturing & Processing

2,912

4419,16

3586,38

216

42,90

33,57

(a) Rice Mills, Flour & Dal Mills

518

2765,88

2559,34

12

72

56

(b) Sugar

16

70,71

61,89

-

-

-

(c) Edible Oils & Vanaspati

109

84,16

63,63

15

6,23

4,59

(d) Tea Processing

8

76

52

-

-

-

(e) Processing of Fruits & Vegetables

19

4,93

4,13

-

-

-

(f) Others

2,242

1492,71

896,87

189

35,95

28,43

3. Beverage & Tobacco

76

1359,27

783,96

5

2,07

1,68

4. Textiles

8,666

3710,77

2225,20

921

212,97

135,73

(a) Cotton Textiles

1,356

706,98

549,91

29

15,17

6,25

(b) Jute & Other Natural Fibre Textiles

180

49,32

41,28

1

4

2

(c) Handloom Textiles & Khadi

1,822

536,06

416,49

7

4,08

3,25

(d) Other Textiles & Textile Products

5,308

2418,42

1217,51

884

193,68

126,20

5. Paper, Paper Products & Printing

738

176,24

153,14

197

86,07

70,93

6. Woods and Wood Products

955

215,46

186,27

33

4,23

3,33

7. Leather & Leather Products

272

172,04

88,32

35

96,71

95,43

8. Gems and Jewellery

61

13,44

11,19

7

4

3

9. Rubber & Plastic Products

1,054

307,46

239,02

436

277,01

248,85

10. Chemicals & Chemical Products

1,235

1386,73

1047,67

216

172,14

124,82

(a) Heavy Industrial Chemicals

126

336,58

250,91

54

27,18

22,10

(b) Fertilisers

29

62,24

30,29

1

1

-

(c) Drugs & Pharmaceuticals

340

631,35

514,15

25

33,26

17,53

(d) Non-Edible Oils

18

5,16

4,31

3

5,48

4,54

(e) Other Chemicals & Chemical Products

722

351,41

248,00

133

106,22

80,64

11. Petroleum, Coal Products & Nuclear Fuels

68

50,89

40,71

11

3,36

2,33

12. Manufacture of Cement & Cement Products

203

55,73

32,75

17

3,16

2,59

13. Basic Metals & Metal Products

2,295

3904,65

2907,94

1,407

1363,66

1034,43

(a) Iron & Steel

643

2999,19

2396,56

317

587,23

426,24

(b) Non-Ferrous Metals

225

191,12

141,49

119

67,28

54,18

(c) Metal Products

1,427

714,34

369,88

971

709,15

554,02

14. Engineering

4,029

1621,26

1162,40

2,416

856,79

661,48

(a) Heavy Engineering

390

520,83

325,64

206

216,34

180,40

(b) Light Engineering

2,821

477,67

379,03

1,846

415,42

306,64

(c) Electrical Machinery & Goods

650

490,44

344,30

272

173,42

133,64

(d) Electronic Machinery & Goods

168

132,32

113,43

92

51,61

40,80

15. Vehicles, Vehicle Parts & Transport Equipments

1,904

1931,26

1334,63

2,418

587,69

452,43

16. Other Industries

3,578

892,36

705,75

1,096

96,53

82,52

17. Electricity, Gas & Water

84

4574,75

2790,76

9

235,49

155,71

(a) Electricity Generation & Transmission

60

4499,99

2777,24

2

233,00

153,88

(b) Non-Conventional Energy

2

49

38

-

-

-

(c) Gas, Steam & Water Supply

22

74,28

13,14

7

2,49

1,82

18. Construction

4,421

2572,34

1458,26

259

375,62

308,69

(a) Other than Infrastructure

2,781

835,67

604,38

202

163,31

147,28

(b) Infrastructure Construction

1,640

1736,67

853,87

57

212,31

161,41

III.

TRANSPORT OPERATORS

13,014

1135,55

735,06

906

140,96

99,42

IV.

PROFESSIONAL AND OTHER SERVICES

24,478

5651,03

4519,57

2,824

1113,61

874,71

1. Professional Services

3,155

995,50

739,99

451

162,95

147,17

2. Tourism, Hotel & Restaurants

477

544,16

392,59

80

11,12

9,36

3. Recreation services

153

16,43

12,66

11

6,74

3,05

4. IT and Telecommunications

105

618,09

611,54

15

3,19

2,52

5. Others

20,588

3476,85

2762,79

2,267

929,62

712,62

V.

PERSONAL LOANS

3,37,655

9720,40

7589,78

47,329

1829,10

1399,51

1. Housing

97,524

5566,28

4609,70

13,610

1076,72

871,60

2. Consumer Durables

7,783

73,36

55,59

747

9,91

7,03

3. Vehicles

61,857

1176,93

832,26

7,774

234,09

170,06

4. Education

17,029

516,79

408,29

2,661

88,84

71,32

5. Personal Credit Cards

4,693

105,79

22,69

1,442

39,37

9,26

6. Others

1,48,769

2281,26

1661,24

21,095

380,16

270,24

VI.

TRADE

63,066

5820,72

4458,39

4,691

896,84

680,08

1. Wholesale Trade

4,048

1680,51

1290,45

533

332,05

251,04

2. Retail Trade

59,018

4140,21

3167,94

4,158

564,80

429,04

VII.

FINANCE

2,715

2097,51

1036,40

326

20,47

17,52

VIII.

ALL OTHERS

1,41,395

3795,88

2850,24

21,470

260,80

213,49

TOTAL BANK CREDIT

7,14,988

61276,10

44534,93

88,205

8741,11

6749,40