NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

6,479

28,01

19,26

6,199

64,52

60,58

1. Direct Finance

6,466

26,38

18,36

5,744

15,66

12,37

2. Indirect Finance

13

1,63

90

455

48,85

48,22

II.

INDUSTRY

4,295

76,04

62,21

4,477

663,61

388,05

1. Mining & Quarrying

11

69

36

4

26

23

2. Food Manufacturing & Processing

261

19,78

16,45

268

45,16

40,29

(a)

Rice Mills, Flour & Dal Mills

95

11,81

9,80

78

15,65

14,04

(b)

Sugar

—

—

—

1

5

3

(c)

Edible Oils & Vanaspati

35

2,15

2,04

22

1,63

1,66

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

5

37

46

29

8,62

8,10

(f)

Others

126

5,44

4,14

138

19,22

16,45

3. Beverage & Tobacco

2

20

20

12

3,34

2,95

4. Textiles

1,280

15,19

11,83

179

12,98

10,39

(a)

Cotton Textiles

10

2,80

1,91

5

27

31

(b)

Jute & Other Natural Fibre Textiles

4

2

1

—

—

—

(c)

Handloom Textiles & Khadi

30

34

23

6

1,14

1,07

(d)

Other Textiles & Textile Products

1,236

12,02

9,68

168

11,56

9,02

5. Paper, Paper Products & Printing

81

2,50

2,27

69

22,98

22,89

6. Leather & Leather Products

58

50

44

31

79

84

7. Rubber & Plastic Products

69

3,11

1,86

49

4,75

4,37

8. Chemicals & Chemical Products

41

2,15

1,61

90

19,84

19,49

(a)

Heavy Industrial Chemicals

—

—

—

9

7,18

7,16

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

6

67

56

40

3,64

3,72

(d)

Non-Edible Oils

1

5

3

—

—

—

(e)

Other Chemicals & Chemical Products

34

1,43

1,02

41

9,02

8,62

9. Petroleum, Coal Products & Nuclear Fuels

4

18

9

2

2,19

2,08

10. Manufacture of Cement & Cement Products

19

94

62

24

4,18

2,90

11. Basic Metals & Metal Products

317

6,84

5,62

69

12,89

11,23

(a)

Iron & Steel

27

3,12

2,66

25

11,05

9,27

(b)

Non-Ferrous Metals

4

79

44

—

—

—

(c)

Metal Products

286

2,93

2,52

44

1,84

1,96

12. Engineering

158

9,55

8,78

121

337,35

145,99

(a)

Heavy Engineering

6

72

58

14

83

74

(b)

Light Engineering

41

82

55

13

18,18

8,30

(c)

Electrical Machinery & Goods

63

6,16

5,97

70

317,35

136,12

(d)

Electronic Machinery & Goods

48

1,85

1,68

24

99

83

13. Vehicles, Vehicle Parts & Transport Equipments

71

63

56

31

3,46

2,26

14. Other Industries

1,876

12,89

10,75

3,427

36,89

31,11

15. Electricity, Gas & Water

6

22

18

3

150,08

85,78

(a)

Electricity Generation &Transmission

4

14

11

2

150,04

85,75

(b)

Non-Conventional Energy

1

4

4

—

—

—

(c)

Gas, Steam & Water Supply

1

4

4

1

4

2

16. Construction

41

68

57

98

6,47

5,26

III.

TRANSPORT OPERATORS

1,600

34,11

21,73

1,940

23,75

17,92

IV.

PROFESSIONAL AND OTHER SERVICES

689

10,48

7,84

1,126

56,58

39,98

V.

PERSONAL LOANS

20,268

141,39

113,32

22,524

190,03

159,16

1. Loans for Purchase of Consumer Durables

1,626

9,68

6,27

3,687

19,56

15,58

2. Loans for Housing

2,401

47,90

42,39

2,174

42,96

38,36

3. Rest of the Personal Loans

16,241

83,81

64,65

16,663

127,51

105,22

VI.

TRADE

9,617

98,51

80,60

9,295

122,21

105,31

1. Wholesale Trade

661

23,28

19,93

558

26,71

23,05

2. Retail Trade

8,956

75,23

60,67

8,737

95,49

82,25

VII.

FINANCE

165

2,18

1,79

56

153,22

155,86

VIII.

ALL OTHERS

3,364

61,79

48,33

7,672

97,48

84,37

TOTAL BANK CREDIT

46,477

452,51

355,09

53,289

1371,40

1011,22

OF WHICH: 1.ArtisansandVillage&TinyIndustries

712

29,71

26,17

946

6,08

5,07

2.OtherSmallScaleIndustries

2,593

22,67

16,95

2,763

69,49

60,39

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

25,340

49,82

40,07

1. Direct Finance

—

—

—

24,840

48,73

39,14

2. Indirect Finance

—

—

—

500

1,09

92

II.

INDUSTRY

1

19

19

3,902

6,35

5,21

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

—

—

—

12

30

26

(a)

Rice Mills, Flour & Dal Mills

—

—

—

8

26

23

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

1

1

1

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

3

4

2

3. Beverage & Tobacco

—

—

—

1

3

3

4. Textiles

1

19

19

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles & Textile Products

1

19

19

—

—

—

5. Paper, Paper Products & Printing

—

—

—

2

1

1

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Plastic Products

—

—

—

2

1

1

8. Chemicals & Chemical Products

—

—

—

1

2

2

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

1

2

2

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

—

—

—

5

14

11

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Metal Products

—

—

—

5

14

11

12. Engineering

—

—

—

15

34

30

(a)

Heavy Engineering

—

—

—

13

31

27

(b)

Light Engineering

—

—

—

—

—

—

(c)

Electrical Machinery & Goods

—

—

—

1

—

—

(d)

Electronic Machinery & Goods

—

—

—

1

3

3

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

64

50

32

14. Other Industries

—

—

—

3,019

3,35

2,72

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation &Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

—

—

—

781

1,65

1,42

III.

TRANSPORT OPERATORS

—

—

—

3,149

27,42

18,14

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

299

94

78

V.

PERSONAL LOANS

—

—

—

17,016

50,02

42,74

1. Loans for Purchase of Consumer Durables

—

—

—

2,245

4,57

3,30

2. Loans for Housing

—

—

—

1,674

12,79

9,73

3. Rest of the Personal Loans

—

—

—

13,097

32,66

29,71

VI.

TRADE

—

—

—

7,739

24,71

19,93

1. Wholesale Trade

—

—

—

434

68

59

2. Retail Trade

—

—

—

7,305

24,02

19,34

VII.

FINANCE

—

—

—

10

4

3

VIII.

ALL OTHERS

—

—

—

1,971

5,68

4,85

TOTAL BANK CREDIT

1

19

19

59,426

164,98

131,74

OF WHICH: 1.ArtisansandVillage&TinyIndustries

—

—

—

1,747

1,81

1,54

2.OtherSmallScaleIndustries

—

—

—

1,297

2,14

1,62

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

25,564

134,83

105,62

63,582

277,19

225,53

1. Direct Finance

24,215

125,29

98,00

61,265

216,06

167,87

2. Indirect Finance

1,349

9,55

7,62

2,317

61,13

57,66

II.

INDUSTRY

19,731

431,17

346,23

32,406

1177,35

801,89

1. Mining & Quarrying

26

4,02

3,98

41

4,97

4,57

2. Food Manufacturing & Processing

400

64,28

51,93

941

129,52

108,93

(a)

Rice Mills, Flour & Dal Mills

111

29,45

25,00

292

57,17

49,08

(b)

Sugar

—

—

—

1

5

3

(c)

Edible Oils & Vanaspati

103

7,65

6,03

161

11,44

9,73

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

3

28

26

37

9,28

8,83

(f)

Others

183

26,89

20,63

450

51,59

41,25

3. Beverage & Tobacco

10

5,73

4,74

25

9,30

7,92

4. Textiles

782

112,92

70,68

2,242

141,27

93,10

(a)

Cotton Textiles

22

92,74

53,46

37

95,81

55,67

(b)

Jute & Other Natural Fibre Textiles

5

30

21

9

32

22

(c)

Handloom Textiles & Khadi

98

3,24

2,91

134

4,72

4,20

(d)

Other Textiles & Textile Products

657

16,64

14,11

2,062

40,42

33,01

5. Paper, Paper Products & Printing

94

5,07

4,31

246

30,56

29,47

6. Leather & Leather Products

121

1,96

2,08

210

3,25

3,36

7. Rubber & Plastic Products

45

6,75

5,32

165

14,62

11,56

8. Chemicals & Chemical Products

55

19,24

17,47

187

41,24

38,59

(a)

Heavy Industrial Chemicals

2

17

18

11

7,35

7,34

(b)

Fertilisers

1

90

1,10

1

90

1,10

(c)

Drugs & Pharmaceuticals

18

2,17

1,79

65

6,50

6,09

(d)

Non-Edible Oils

—

—

—

1

5

3

(e)

Other Chemicals & Chemical Products

34

15,99

14,39

109

26,44

24,03

9. Petroleum, Coal Products & Nuclear Fuels

2

26

19

8

2,62

2,36

10. Manufacture of Cement & Cement Products

48

44,50

43,30

91

49,62

46,82

11. Basic Metals & Metal Products

266

18,51

16,80

657

38,38

33,76

(a)

Iron & Steel

31

10,49

9,24

83

24,66

21,17

(b)

Non-Ferrous Metals

3

37

38

7

1,16

83

(c)

Metal Products

232

7,65

7,18

567

12,57

11,77

12. Engineering

144

6,72

6,51

438

353,95

161,58

(a)

Heavy Engineering

26

1,48

1,36

59

3,34

2,95

(b)

Light Engineering

27

1,33

1,29

81

20,33

10,14

(c)

Electrical Machinery & Goods

88

3,76

3,70

222

327,27

145,80

(d)

Electronic Machinery & Goods

3

15

16

76

3,02

2,69

13. Vehicles, Vehicle Parts & Transport Equipments

387

10,13

6,69

553

14,72

9,84

14. Other Industries

16,708

91,61

76,58

25,030

144,74

121,17

15. Electricity, Gas & Water

3

16

11

12

150,45

86,07

(a)

Electricity Generation &Transmission

—

—

—

6

150,18

85,86

(b)

Non-Conventional Energy

—

—

—

1

4

4

(c)

Gas, Steam & Water Supply

3

16

11

5

23

17

16. Construction

640

39,30

35,56

1,560

48,10

42,81

III.

TRANSPORT OPERATORS

4,384

130,75

90,29

11,073

216,03

148,07

IV.

PROFESSIONAL AND OTHER SERVICES

5,281

1422,29

1388,64

7,395

1490,29

1437,24

V.

PERSONAL LOANS

1,24,831

563,86

449,08

1,84,639

945,30

764,29

1. Loans for Purchase of Consumer Durables

20,204

73,15

56,37

27,762

106,95

81,52

2. Loans for Housing

12,118

148,57

127,99

18,367

252,22

218,46

3. Rest of the Personal Loans

92,509

342,14

264,73

1,38,510

586,13

464,31

VI.

TRADE

29,582

852,49

788,85

56,233

1097,92

994,69

1. Wholesale Trade

2,175

604,92

586,63

3,828

655,60

630,20

2. Retail Trade

27,407

247,57

202,22

52,405

442,32

364,49

VII.

FINANCE

35

11,57

10,28

266

167,01

167,97

VIII.

ALL OTHERS

8,295

163,31

74,13

21,302

328,27

211,68

TOTAL BANK CREDIT

2,17,703

3710,28

3253,12

3,76,896

5699,36

4751,36

OF WHICH: 1.ArtisansandVillage&TinyIndustries

6,286

30,15

24,39

9,691

67,76

57,17

2.OtherSmallScaleIndustries

5,560

139,14

117,45

12,213

233,44

196,43