WESTERN REGION (Contd.)

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA
AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

6,52,336

5491,67

4662,33

9,21,547

20003,53

15003,03

54

502,38

220,52

1. Direct Finance

6,45,272

4637,84

3948,12

9,06,923

11601,10

9770,13

14

240,61

46,21

2. Indirect Finance

7,064

853,83

714,20

14,624

8402,43

5232,90

40

261,77

174,31

II.

INDUSTRY

32,320

152666,18

98638,83

3,31,847

253673,30

183815,00

16,791

44079,34

21582,01

1. Mining & Quarrying

446

4024,68

2169,39

1,018

5274,36

3440,51

84

975,02

570,34

2. Food Manufacturing & Processing

3,006

2359,42

1777,15

10,959

5898,67

3967,82

122

1060,86

268,68

(a) Rice Mills, Flour & Dal Mills

870

376,88

294,99

2,295

375,40

298,35

12

11,81

5,45

(b) Sugar

44

283,49

209,88

155

2306,11

1655,15

8

58,42

2,71

(c) Edible Oils & Vanaspati

304

539,93

411,45

1,524

677,32

511,54

18

196,38

126,52

(d) Tea Processing

16

3,04

1,97

160

365,70

115,03

2

2,58

2,58

(e) Processing of Fruits & Vegetables

135

119,92

92,50

288

175,20

120,55

7

264,33

1,48

(f) Others

1,637

1036,16

766,37

6,537

1998,95

1267,20

75

527,33

129,93

3. Beverage & Tobacco

216

315,45

263,16

322

347,27

317,18

47

212,92

198,28

4. Textiles

3,582

14126,30

10854,56

33,683

24147,38

17480,04

7,128

3110,06

1563,79

(a) Cotton Textiles

2,149

5678,58

4079,55

12,494

10372,76

8080,43

115

706,23

396,32

(b) Jute & Other Natural Fibre Textiles

48

33,56

24,12

1,504

100,95

76,73

-

-

-

(c) Handloom Textiles & Khadi

152

252,27

238,60

1,181

498,85

1464,39

-

-

-

(d) Other Textiles & Textile Products

1,233

8161,89

6512,29

18,504

13174,82

7858,48

7,013

2403,84

1167,47

5. Paper, Paper Products & Printing

1,316

1338,58

959,61

3,418

2684,52

2161,32

153

1029,51

377,13

6. Woods and Wood Products

434

117,40

74,71

3,287

466,06

313,33

20

14,63

14,63

7. Leather & Leather Products

226

119,91

103,01

1,743

434,08

157,68

35

33,21

21,63

8. Gems and Jewellery

5,231

13434,97

7830,61

21,207

18553,28

7760,77

114

1672,61

762,96

9. Rubber & Plastic Products

1,026

2454,22

1632,02

4,084

3306,39

2368,54

132

598,38

363,74

10. Chemicals & Chemical Products

3,394

8406,74

5899,18

1,67,709

13648,44

9530,73

956

9445,46

5165,07

(a) Heavy Industrial Chemicals

356

1545,92

1026,56

1,157

2250,78

1509,42

207

2027,40

996,60

(b) Fertilisers

502

476,46

303,88

145

411,13

351,97

17

211,46

84,11

(c) Drugs & Pharmaceuticals

370

2349,44

1817,32

72,243

5912,94

4512,12

402

4718,73

2593,20

(d) Non-Edible Oils

109

222,36

158,37

64

512,39

223,26

4

52,96

53,65

(e) Other Chemicals & Chemical Products

2,057

3812,55

2593,04

94,100

4561,19

2933,96

326

2434,91

1437,51

11. Petroleum, Coal Products & Nuclear Fuels

167

19060,10

15693,92

307

21732,24

17846,48

56

2471,82

281,00

12. Manufacture of Cement & Cement Products

446

1036,51

537,24

2,242

2162,35

1547,23

16

401,63

112,85

13. Basic Metals & Metal Products

3,535

22609,37

12642,97

15,516

51577,19

35239,68

962

6422,18

2364,00

(a) Iron & Steel

877

16812,99

9730,26

1,798

25415,66

15522,23

220

2591,80

707,27

(b) Non-Ferrous Metals

357

3190,55

1484,34

502

4714,09

4317,72

137

1726,10

794,53

(c) Metal Products

2,301

2605,83

1428,36

13,216

21447,45

15399,73

605

2104,29

862,20

14. Engineering

3,467

10095,09

7940,38

21,097

17319,87

13190,18

641

5951,60

3154,91

(a) Heavy Engineering

285

871,86

668,32

1,959

3518,20

2583,57

107

1240,90

954,62

(b) Light Engineering

2,281

5827,48

4530,21

13,441

7696,07

5948,75

177

2241,23

552,03

(c) Electrical Machinery & Goods

636

1530,34

1152,92

4,165

3285,78

2187,95

274

1851,01

1223,79

(d) Electronic Machinery & Goods

265

1865,41

1588,93

1,532

2819,82

2469,91

83

618,45

424,48

15. Vehicles, Vehicle Parts & Transport Equipments

727

8192,24

5974,44

2,728

9691,56

7593,94

319

4764,98

2857,13

16. Other Industries

3,047

1721,25

1264,17

31,598

6780,30

4899,46

4,736

1640,86

1253,41

17. Electricity, Gas & Water

149

5009,51

2806,67

461

15605,79

12800,64

29

791,34

586,07

(a) Electricity Generation & Transmission

71

4705,86

2525,47

227

14252,01

11757,38

11

443,28

312,24

(b) Non-Conventional Energy

22

110,41

103,85

100

797,22

584,95

4

135,78

96,50

(c) Gas, Steam & Water Supply

56

193,24

177,35

134

556,57

458,31

14

212,29

177,33

18. Construction

1,905

38244,45

20215,65

10,468

54043,55

43199,48

1,241

3482,28

1666,39

(a) Other than Infrastructure

474

3621,23

2600,65

5,062

10322,71

7966,64

183

1169,83

725,12

(b) Infrastructure Construction

1,431

34623,23

17615,00

5,406

43720,84

35232,84

1,058

2312,45

941,27

III.

TRANSPORT OPERATORS

6,199

7664,34

6626,53

19,901

16667,48

15640,74

327

1422,77

1054,30

IV.

PROFESSIONAL AND OTHER SERVICES

17,543

13819,35

9280,26

1,22,473

61189,77

50508,98

13,450

10194,27

6852,33

1. Professional Services

1,687

2769,06

1249,55

29,940

5693,06

5033,45

3,814

719,92

664,59

2. Tourism, Hotel & Restaurants

2,244

1444,48

1029,78

13,276

5090,54

3679,54

193

591,20

259,57

3. Recreation services

406

673,69

605,75

1,492

3078,05

2556,23

277

533,17

359,32

4. IT and Telecommunications

166

1024,81

863,62

736

18096,14

15035,41

208

1485,76

543,93

5. Others

13,040

7907,31

5531,55

77,029

29231,97

24204,35

8,958

6864,21

5024,92

V.

PERSONAL LOANS

5,56,599

17601,01

13447,74

11,60,060

31873,60

26345,87

23,74,101

30007,02

16140,71

1. Housing

1,75,260

12112,27

9518,05

3,45,909

21058,10

18065,20

59,353

11180,21

9139,07

2. Consumer Durables

12,262

79,92

57,59

40,190

272,45

212,38

1,342

14,10

11,19

3. Vehicles

45,579

1142,04

860,37

89,449

1653,04

1380,66

1,096

23,87

14,37

4. Education

30,793

956,34

638,06

71,257

1698,63

1398,74

2

1

1

5. Personal Credit Cards

-

-

-

40,395

177,34

101,01

20,31,695

12422,40

2982,88

6. Others

2,92,705

3310,45

2373,66

5,72,860

7014,04

5187,90

2,80,613

6366,42

3993,19

VI.

TRADE

73,285

11264,18

8142,77

2,85,029

64735,91

49830,93

10,456

11045,12

5984,50

1. Wholesale Trade

2,409

7398,09

5025,12

45,144

40384,67

30014,13

2,242

4871,64

3853,54

2. Retail Trade

70,876

3866,09

3117,65

2,39,885

24351,24

19816,80

8,214

6173,48

2130,96

VII.

FINANCE

572

12959,85

8564,76

10,104

82973,01

69640,57

849

9052,15

4815,45

VIII.

ALL OTHERS

7,325

187,68

153,32

1,09,659

7899,90

6299,38

1,304

2795,93

1393,15

TOTAL BANK CREDIT

13,46,179

221654,26

149516,54

29,60,620

539016,50

417084,51

24,17,332

109098,97

58042,97

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,69,353

1037,10

935,17

24,87,177

9453,58

6844,11

43,30,467

36488,27

27665,16

1. Direct Finance

2,67,558

1009,57

911,84

24,79,554

6438,63

4497,60

42,99,321

23927,75

19173,90

2. Indirect Finance

1,795

27,53

23,33

7,623

3014,95

2346,51

31,146

12560,51

8491,25

II.

INDUSTRY

4,121

58,14

46,63

1,58,746

64952,59

44202,72

5,43,825

515429,55

348285,20

1. Mining & Quarrying

21

1,01

85

208

1890,30

1362,95

1,777

12165,36

7544,04

2. Food Manufacturing & Processing

234

9,55

7,27

3,114

1837,37

1293,41

17,435

11165,88

7314,33

(a) Rice Mills, Flour & Dal Mills

123

5,17

4,14

63

59,37

44,81

3,363

828,63

647,74

(b) Sugar

-

-

-

58

338,84

293,17

265

2986,86

2160,91

(c) Edible Oils & Vanaspati

3

3

2

99

200,04

132,75

1,948

1613,70

1182,28

(d) Tea Processing

2

3

2

40

392,68

193,34

220

764,02

312,95

(e) Processing of Fruits & Vegetables

31

1,25

89

25

78,19

52,01

486

638,90

267,43

(f) Others

75

3,07

2,20

2,829

768,25

577,34

11,153

4333,77

2743,03

3. Beverage & Tobacco

6

46

22

63

390,68

288,59

654

1266,77

1067,44

4. Textiles

42

2,27

1,98

3,413

4411,12

3068,69

47,848

45797,13

32969,07

(a) Cotton Textiles

23

1,84

1,59

590

2031,99

1410,54

15,371

18791,40

13968,43

(b) Jute & Other Natural Fibre Textiles

5

9

12

55

7,01

4,82

1,612

141,61

105,79

(c) Handloom Textiles & Khadi

1

2

-

195

37,74

26,50

1,529

788,88

1729,49

(d) Other Textiles & Textile Products

13

32

28

2,573

2334,38

1626,83

29,336

26075,24

17165,35

5. Paper, Paper Products & Printing

53

82

86

396

892,64

657,34

5,336

5946,07

4156,25

6. Woods and Wood Products

108

52

39

180

196,23

119,47

4,029

794,84

522,53

7. Leather & Leather Products

62

15

9

198

32,91

30,08

2,264

620,26

312,49

8. Gems and Jewellery

412

58

59

83,709

1673,24

1111,91

1,10,673

35334,68

17466,83

9. Rubber & Plastic Products

6

26

24

681

1332,74

821,11

5,929

7691,99

5185,65

10. Chemicals & Chemical Products

58

94

69

2,958

5574,91

3903,92

1,75,075

37076,48

24499,58

(a) Heavy Industrial Chemicals

-

-

-

349

1094,32

643,00

2,069

6918,43

4175,58

(b) Fertilisers

19

15

13

39

442,53

414,04

722

1541,73

1154,14

(c) Drugs & Pharmaceuticals

8

12

10

1,460

2475,82

1967,53

74,483

15457,05

10890,27

(d) Non-Edible Oils

1

13

11

11

45,23

43,64

189

833,08

479,03

(e) Other Chemicals & Chemical Products

30

55

34

1,099

1517,00

835,71

97,612

12326,20

7800,56

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

79

2109,62

1746,04

609

45373,77

35567,44

12. Manufacture of Cement & Cement Products

14

21

15

917

212,64

103,21

3,635

3813,33

2300,69

13. Basic Metals & Metal Products

40

94

59

2,225

9862,73

5654,71

22,278

90472,41

55901,94

(a) Iron & Steel

1

3

3

841

6220,12

3904,35

3,737

51040,59

29864,13

(b) Non-Ferrous Metals

-

-

-

101

946,67

779,71

1,097

10577,41

7376,31

(c) Metal Products

39

91

56

1,283

2695,94

970,65

17,444

28854,40

18661,50

14. Engineering

32

55

41

4,311

5035,57

3548,31

29,548

38402,67

27834,20

(a) Heavy Engineering

2

6

3

549

1541,81

1169,97

2,902

7172,83

5376,50

(b) Light Engineering

14

32

25

3,170

1504,51

985,33

19,083

17269,62

12016,56

(c) Electrical Machinery & Goods

12

10

7

421

998,57

662,68

5,508

7665,79

5227,42

(d) Electronic Machinery & Goods

4

8

6

171

990,67

730,33

2,055

6294,43

5213,71

15. Vehicles, Vehicle Parts & Transport Equipments

194

1,19

77

3,370

8142,00

5116,21

7,338

30791,96

21542,49

16. Other Industries

2,040

11,35

8,69

46,629

4731,52

3803,84

88,050

14885,28

11229,58

17. Electricity, Gas & Water

3

14

8

92

3443,56

2807,31

734

24850,34

19000,77

(a) Electricity Generation & Transmission

-

-

-

47

3274,97

2661,83

356

22676,11

17256,92

(b) Non-Conventional Energy

1

8

4

21

142,44

122,34

148

1185,93

907,68

(c) Gas, Steam & Water Supply

2

6

5

24

26,15

23,14

230

988,30

836,17

18. Construction

796

27,21

22,75

6,203

13182,83

8765,62

20,613

108980,32

73869,89

(a) Other than Infrastructure

594

24,22

20,77

3,868

6644,27

4268,47

10,181

21782,25

15581,65

(b) Infrastructure Construction

202

2,99

1,98

2,335

6538,56

4497,15

10,432

87198,07

58288,24

III.

TRANSPORT OPERATORS

1,448

17,23

12,31

60,594

6899,15

4853,36

88,469

32670,96

28187,24

IV.

PROFESSIONAL AND OTHER SERVICES

11,969

57,90

45,43

42,701

22458,39

15924,01

2,08,136

107719,67

82611,01

1. Professional Services

6,572

24,18

18,62

3,955

2102,49

1403,31

45,968

11308,71

8369,51

2. Tourism, Hotel & Restaurants

639

4,78

3,65

1,156

839,21

439,37

17,508

7970,21

5411,92

3. Recreation services

152

63

40

485

1374,49

1067,77

2,812

5660,03

4589,47

4. IT and Telecommunications

2

13

13

289

3560,45

2998,07

1,401

24167,29

19441,17

5. Others

4,604

28,18

22,63

36,816

14581,75

10015,50

1,40,447

58613,42

44798,94

V.

PERSONAL LOANS

53,220

396,75

313,93 16

162,93,505

112833,25

54484,94

204,37,485

192711,62

110733,19

1. Housing

8,335

132,76

111,42

2,99,803

24221,48

20074,46

8,88,660

68704,82

56908,19

2. Consumer Durables

10,441

63,46

48,43

4,57,361

929,35

302,30

5,21,596

1359,28

631,89

3. Vehicles

2,554

14,03

10,52 2

23,79,871

21690,90

10412,05

25,18,549

24523,88

12677,98

4. Education

1,384

10,27

7,74

2,985

94,82

78,19

1,06,421

2760,07

2122,74

5. Personal Credit Cards

-

-

-11

117,48,610

49513,56

13384,97

138,20,700

62113,31

16468,86

6. Others

30,506

176,21

135,82 1

14,04,875

16383,15

10232,96

25,81,559

33250,27

21923,53

VI.

TRADE

44,591

209,89

165,88

33,346

14796,66

10489,40

4,46,707

102051,75

74613,48

1. Wholesale Trade

2,590

31,06

22,66

4,092

7455,19

4704,67

56,477

60140,66

43620,11

2. Retail Trade

42,001

178,83

143,22

29,254

7341,47

5784,74

3,90,230

41911,10

30993,37

VII.

FINANCE

11,596

48,14

36,04

3,303

23796,83

17752,74

26,424

128829,96

100809,56

VIII.

ALL OTHERS

20,999

126,54

98,51

1,88,703

6150,16

4670,24

3,27,990

17160,21

12614,61

TOTAL BANK CREDIT

4,17,297

1951,69

1653,90

192,68,075

261340,59

159221,53

264,09,503

1133062,00

785519,45