SOUTHERN REGION (Concld.)

STATE : PUDUCHERRY

(Amount in Rupees Lakh)

 OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

14,771

111,38

93,09

37,704

184,33

155,59

-

-

-

1. Direct Finance

14,583

108,64

91,32

36,851

173,38

147,23

-

-

-

2. Indirect Finance

188

2,75

1,77

853

10,95

8,36

-

-

-

II.

INDUSTRY

596

180,84

130,46

2,179

339,18

229,85

6

47,04

23,64

1. Mining & Quarrying

5

2,52

1,49

4

2,50

2,42

-

-

-

2. Food Manufacturing & Processing

109

33,88

24,64

163

51,70

43,25

-

-

-

  (a) Rice Mills, Flour & Dal Mills

58

28,34

21,29

56

25,14

20,13

-

-

-

  (b) Sugar

1

1,00

5

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

3

7

4

3

7,95

7,30

-

-

-

  (d) Tea Processing

-

-

-

2

1

-

-

-

-

  (e) Processing of Fruits & Vegetables

2

1,25

63

3

11

12

-

-

-

  (f) Others

45

3,22

2,63

99

18,49

15,70

-

-

-

3. Beverage & Tobacco

10

13,27

10,03

5

4,41

1,98

-

-

-

4. Textiles

93

7,75

7,22

139

37,93

31,34

-

-

-

  (a) Cotton Textiles

-

-

-

41

33,67

27,88

-

-

-

  (b) Jute & Other Natural Fibre Textiles

69

1,07

1,05

12

27

21

-

-

-

  (c) Handloom Textiles & Khadi

5

1

1

6

2,16

1,69

-

-

-

  (d) Other Textiles & Textile Products

19

6,67

6,16

80

1,83

1,57

-

-

-

5. Paper, Paper Products & Printing

35

7,36

6,01

152

11,71

8,95

-

-

-

6. Woods and Wood Products

9

3,35

2,47

38

2,25

1,73

-

-

-

7. Leather & Leather Products

9

42

62

23

3,80

3,06

2

34,99

20,89

8. Gems and Jewellery

2

20

20

5

54

53

-

-

-

9. Rubber & Plastic Products

39

25,86

22,67

159

19,63

9,89

-

-

-

10. Chemicals & Chemical Products

30

8,23

6,95

123

35,78

15,26

-

-

-

  (a) Heavy Industrial Chemicals

2

25

19

5

6,64

6,25

-

-

-

  (b) Fertilisers

-

-

-

2

30

29

-

-

-

  (c) Drugs & Pharmaceuticals

4

33

24

7

23,61

4,17

-

-

-

  (d) Non-Edible Oils

-

-

-

1

9

9

-

-

-

  (e) Other Chemicals & Chemical Products

24

7,65

6,53

108

5,15

4,47

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

15

16

-

-

-

12. Manufacture of Cement & Cement Products

9

78

82

79

1,21

1,08

-

-

-

13. Basic Metals & Metal Products

37

9,69

7,92

44

12,39

5,33

1

4,80

2,69

  (a) Iron & Steel

5

1,38

97

6

1,91

1,65

-

-

-

  (b) Non-Ferrous Metals

12

6,63

5,55

3

24

15

-

-

-

  (c) Metal Products

20

1,68

1,40

35

10,25

3,53

1

4,80

2,69

14. Engineering

63

7,30

5,61

176

85,49

48,10

2

7,15

-

  (a) Heavy Engineering

5

56

31

28

12,71

8,41

2

7,15

-

  (b) Light Engineering

36

4,23

3,34

53

12,67

6,39

-

-

-

  (c) Electrical Machinery & Goods

16

1,57

1,14

83

11,24

6,26

-

-

-

  (d) Electronic Machinery & Goods

6

94

82

12

48,87

27,05

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

12

5,15

2,75

39

1,57

1,04

1

10

6

16. Other Industries

76

5,47

4,44

719

42,36

34,88

-

-

-

17. Electricity, Gas & Water

7

11,97

7,39

5

1,55

1,39

-

-

-

  (a) Electricity Generation & Transmission

3

8,80

5,27

-

-

-

-

-

-

  (b) Non-Conventional Energy

1

2,50

1,67

2

1,21

1,21

-

-

-

  (c) Gas, Steam & Water Supply

3

67

45

3

34

18

-

-

-

18. Construction

51

37,64

19,21

305

24,20

19,46

-

-

-

  (a) Other than Infrastructure

37

17,56

12,24

251

21,98

17,40

-

-

-

  (b) Infrastructure Construction

14

20,07

6,98

54

2,21

2,05

-

-

-

III.

TRANSPORT OPERATORS

47

3,59

3,13

211

5,40

4,63

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

204

41,48

31,42

4,968

442,54

367,63

-

-

-

1. Professional Services

20

4,07

3,61

1,760

37,49

33,65

-

-

-

2. Tourism, Hotel & Restaurants

56

20,80

16,20

160

36,61

27,89

-

-

-

3. Recreation services

11

51

34

89

3,23

2,81

-

-

-

4. IT and Telecommunications

4

65

27

7

59

55

-

-

-

5. Others

113

15,45

11,00

2,952

364,63

302,72

-

-

-

V.

PERSONAL LOANS

16,402

416,16

327,13

38,755

632,02

502,60

15

51

19

1. Housing

3,369

209,92

171,41

5,197

306,98

249,22

-

-

-

2. Consumer Durables

325

1,66

1,22

1,012

6,69

4,59

-

-

-

3. Vehicles

1,235

32,21

23,44

1,837

25,52

19,67

-

-

-

4. Education

1,639

39,25

25,06

6,177

97,05

71,71

-

-

-

5. Personal Credit Cards

-

-

-

1,038

4,48

3,18

1

3

-

6. Others

9,834

133,11

106,00

23,494

191,30

154,22

14

48

19

VI.

TRADE

1,592

100,86

73,04

7,716

167,62

144,91

4

4,90

2,87

1. Wholesale Trade

47

56,12

38,38

341

23,40

21,70

3

3,20

1,65

2. Retail Trade

1,545

44,74

34,66

7,375

144,22

123,21

1

1,70

1,22

VII.

FINANCE

7

28

24

647

6,02

5,10

-

-

-

VIII.

ALL OTHERS

129

6,73

2,87

10,601

83,95

68,74

-

-

-

TOTAL BANK CREDIT

33,748

861,34

661,38

1,02,781

1861,05

1479,04

25

52,45

26,70

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : PUDUCHERRY

(Amount in Rupees Lakh)

 OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

983

3,33

3,17

18,619

161,18

111,43

72,077

460,22

363,28

1. Direct Finance

982

3,15

3,01

18,416

150,12

103,13

70,832

435,28

344,69

2. Indirect Finance

1

18

16

203

11,06

8,30

1,245

24,94

18,59

II.

INDUSTRY

1

2

2

1,086

213,34

163,80

3,868

780,42

547,77

1. Mining & Quarrying

-

-

-

5

2,23

2,10

14

7,25

6,01

2. Food Manufacturing & Processing

-

-

-

73

28,92

25,20

345

114,50

93,10

  (a) Rice Mills, Flour & Dal Mills

-

-

-

27

16,23

15,04

141

69,72

56,47

  (b) Sugar

-

-

-

-

-

-

1

1,00

5

  (c) Edible Oils & Vanaspati

-

-

-

11

4,04

3,37

17

12,06

10,71

  (d) Tea Processing

-

-

-

-

-

-

2

1

-

  (e) Processing of Fruits & Vegetables

-

-

-

1

58

56

6

1,94

1,31

  (f) Others

-

-

-

34

8,07

6,23

178

29,78

24,56

3. Beverage & Tobacco

-

-

-

7

14,64

14,38

22

32,31

26,38

4. Textiles

-

-

-

48

3,19

2,76

280

48,87

41,32

  (a) Cotton Textiles

-

-

-

5

1,05

1,02

46

34,72

28,90

  (b) Jute & Other Natural Fibre Textiles

-

-

-

3

25

24

84

1,58

1,50

  (c) Handloom Textiles & Khadi

-

-

-

2

19

17

13

2,36

1,87

  (d) Other Textiles & Textile Products

-

-

-

38

1,71

1,32

137

10,21

9,05

5. Paper, Paper Products & Printing

-

-

-

34

24,68

18,63

221

43,76

33,59

6. Woods and Wood Products

-

-

-

5

38

12

52

5,98

4,32

7. Leather & Leather Products

-

-

-

1

4

4

35

39,26

24,60

8. Gems and Jewellery

-

-

-

5

11

9

12

85

82

9. Rubber & Plastic Products

-

-

-

40

6,96

5,73

238

52,45

38,30

10. Chemicals & Chemical Products

-

-

-

88

31,53

22,88

241

75,54

45,09

  (a) Heavy Industrial Chemicals

-

-

-

8

1,30

1,04

15

8,19

7,47

  (b) Fertilisers

-

-

-

2

25

8

4

55

37

  (c) Drugs & Pharmaceuticals

-

-

-

2

2

2

13

23,96

4,43

  (d) Non-Edible Oils

-

-

-

-

-

-

1

9

9

  (e) Other Chemicals & Chemical Products

-

-

-

76

29,96

21,74

208

42,76

32,73

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

15

16

12. Manufacture of Cement & Cement Products

-

-

-

7

85

67

95

2,85

2,57

13. Basic Metals & Metal Products

-

-

-

27

15,46

11,35

109

42,34

27,29

  (a) Iron & Steel

-

-

-

4

4,84

4,78

15

8,13

7,40

  (b) Non-Ferrous Metals

-

-

-

-

-

-

15

6,87

5,71

  (c) Metal Products

-

-

-

23

10,63

6,57

79

27,35

14,19

14. Engineering

-

-

-

96

21,28

9,42

337

121,23

63,13

  (a) Heavy Engineering

-

-

-

3

57

45

38

20,99

9,17

  (b) Light Engineering

-

-

-

75

6,91

2,08

164

23,80

11,81

  (c) Electrical Machinery & Goods

-

-

-

9

85

62

108

13,67

8,01

  (d) Electronic Machinery & Goods

-

-

-

9

12,96

6,27

27

62,77

34,14

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

18

4,29

3,44

70

11,11

7,28

16. Other Industries

-

-

-

168

11,04

9,69

963

58,88

49,02

17. Electricity, Gas & Water

-

-

-

-

-

-

12

13,52

8,78

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

3

8,80

5,27

  (b) Non-Conventional Energy

-

-

-

-

-

-

3

3,71

2,88

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

6

1,01

63

18. Construction

1

2

2

464

47,72

37,31

821

109,57

76,00

  (a) Other than Infrastructure

1

2

2

364

35,99

31,61

653

75,56

61,27

  (b) Infrastructure Construction

-

-

-

100

11,73

5,70

168

34,01

14,73

III.

TRANSPORT OPERATORS

-

-

-

1,374

85,98

50,50

1,632

94,97

58,25

IV.

PROFESSIONAL AND OTHER SERVICES

1

-

-

1,164

70,91

50,90

6,337

554,94

449,95

1. Professional Services

1

-

-

81

6,26

3,41

1,862

47,81

40,67

2. Tourism, Hotel & Restaurants

-

-

-

105

25,01

20,58

321

82,42

64,67

3. Recreation services

-

-

-

1

1

-

101

3,74

3,15

4. IT and Telecommunications

-

-

-

12

56

50

23

1,80

1,33

5. Others

-

-

-

965

39,08

26,41

4,030

419,16

340,13

V.

PERSONAL LOANS

155

40

39

43,513

484,39

353,57

98,840

1533,47

1183,88

1. Housing

-

-

-

1,687

147,41

124,15

10,253

664,31

544,78

2. Consumer Durables

-

-

-

430

11,83

10,03

1,767

20,18

15,84

3. Vehicles

1

-

-

25,280

179,73

108,31

28,353

237,47

151,43

4. Education

-

-

-

138

2,56

1,99

7,954

138,86

98,76

5. Personal Credit Cards

-

-

-

279

8,48

3,75

1,318

13,00

6,93

6. Others

154

39

39

15,699

134,37

105,33

49,195

459,66

366,14

VI.

TRADE

27

6

6

1,139

114,72

95,90

10,478

388,16

316,77

1. Wholesale Trade

-

-

-

161

37,58

31,80

552

120,31

93,53

2. Retail Trade

27

6

6

978

77,13

64,10

9,926

267,85

223,24

VII.

FINANCE

109

96

61

82

14,14

8,83

845

21,39

14,79

VIII.

ALL OTHERS

-

-

-

3,611

49,26

42,50

14,341

139,94

114,11

TOTAL BANK CREDIT

1,276

4,78

4,26

70,588

1193,90

877,43

2,08,418

3973,52

3048,81