(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

16,421

142,66

128,34

47,590

281,38

244,28

-

-

-

1. Direct Finance

16,255

133,87

120,18

36,688

232,64

200,13

-

-

-

2. Indirect Finance

166

8,79

8,16

10,902

48,73

44,14

-

-

-

II.

INDUSTRY

584

211,68

160,08

2,319

564,84

409,08

4

51,11

15,79

1. Mining & Quarrying

6

2,62

1,44

3

40

36

-

-

-

2. Food Manufacturing & Processing

163

43,66

35,89

244

95,92

80,78

-

-

-

(a) Rice Mills, Flour & Dal Mills

29

19,24

16,27

78

40,78

38,26

-

-

-

(b) Sugar

1

30

4

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

3

12

5

4

12,59

11,57

-

-

-

(d) Tea Processing

-

-

-

6

11

11

-

-

-

(e) Processing of Fruits & Vegetables

2

1,13

61

1

5

5

-

-

-

(f) Others

128

22,87

18,92

155

42,38

30,80

-

-

-

3. Beverage & Tobacco

9

12,48

11,60

2

3,70

2,79

-

-

-

4. Textiles

32

8,94

8,25

177

23,21

19,70

1

45,01

10,00

(a) Cotton Textiles

2

21

1

20

11,57

10,62

-

-

-

(b) Jute & Other Natural Fibre Textiles

7

1,07

1,01

3

14

13

-

-

-

(c) Handloom Textiles & Khadi

5

1

1

22

3,76

3,47

-

-

-

(d) Other Textiles & Textile Products

18

7,65

7,21

132

7,74

5,48

1

45,01

10,00

5. Paper, Paper Products & Printing

38

10,98

9,24

103

14,47

14,25

-

-

-

6. Woods and Wood Products

7

3,27

2,78

59

10,44

6,33

-

-

-

7. Leather & Leather Products

12

64

64

27

3,97

2,88

-

-

-

8. Gems and Jewellery

1

20

20

5

3,59

3,57

-

-

-

9. Rubber & Plastic Products

38

34,70

29,95

105

50,45

18,70

-

-

-

10. Chemicals & Chemical Products

34

13,14

10,84

90

22,16

18,33

-

-

-

(a) Heavy Industrial Chemicals

2

25

16

5

6,71

6,18

-

-

-

(b) Fertilisers

-

-

-

2

30

25

-

-

-

(c) Drugs & Pharmaceuticals

4

1,42

1,21

10

5,19

2,78

-

-

-

(d) Non-Edible Oils

-

-

-

4

33

23

-

-

-

(e) Other Chemicals & Chemical Products

28

11,47

9,47

69

9,62

8,88

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

18

19

-

-

-

12. Manufacture of Cement & Cement Products

5

77

75

6

31

28

-

-

-

13. Basic Metals & Metal Products

32

9,83

7,50

61

28,86

23,66

3

6,10

5,79

(a) Iron & Steel

4

1,38

99

12

11,57

10,73

-

-

-

(b) Non-Ferrous Metals

12

7,10

5,40

1

4

4

-

-

-

(c) Metal Products

16

1,35

1,10

48

17,24

12,89

3

6,10

5,79

14. Engineering

73

15,82

11,86

175

89,67

48,08

-

-

-

(a) Heavy Engineering

9

87

45

24

11,61

8,25

-

-

-

(b) Light Engineering

42

13,80

10,45

80

10,96

8,62

-

-

-

(c) Electrical Machinery & Goods

18

86

68

53

17,98

13,84

-

-

-

(d) Electronic Machinery & Goods

4

28

28

18

49,12

17,38

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

9

8,46

3,29

57

61,71

23,28

-

-

-

16. Other Industries

61

3,20

2,56

906

39,78

35,49

-

-

-

17. Electricity, Gas & Water

4

11,74

6,40

3

33

22

-

-

-

(a) Electricity Generation & Transmission

2

8,20

3,63

-

-

-

-

-

-

(b) Non-Conventional Energy

1

3,50

2,73

1

9

9

-

-

-

(c) Gas, Steam & Water Supply

1

4

4

2

24

13

-

-

-

18. Construction

60

31,26

16,89

294

115,70

110,19

-

-

-

(a) Other than Infrastructure

43

5,73

4,86

211

21,48

16,58

-

-

-

(b) Infrastructure Construction

17

25,53

12,03

83

94,23

93,61

-

-

-

III.

TRANSPORT OPERATORS

59

5,24

3,98

252

9,80

8,26

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

208

44,32

30,26

6,880

651,36

453,82

-

-

-

1. Professional Services

17

3,20

2,64

1,938

48,58

36,94

-

-

-

2. Tourism, Hotel & Restaurants

66

23,51

15,65

265

53,66

46,86

-

-

-

3. Recreation services

14

53

30

85

3,33

2,76

-

-

-

4. IT and Telecommunications

3

30

12

12

93

85

-

-

-

5. Others

108

16,78

11,56

4,580

544,87

366,42

-

-

-

V.

PERSONAL LOANS

18,468

581,13

456,01

41,904

648,80

529,51

12

1,30

37

1. Housing

4,302

327,26

270,17

4,632

251,07

206,67

2

19

19

2. Consumer Durables

289

1,63

1,14

810

4,53

3,68

-

-

-

3. Vehicles

1,524

41,81

29,58

1,898

22,67

16,56

-

-

-

4. Education

2,064

53,70

35,93

8,018

122,47

91,76

-

-

-

5. Personal Credit Cards

-

-

-

1,874

6,14

4,48

2

7

3

6. Others

10,289

156,73

119,19

24,672

241,93

206,36

8

1,04

15

VI.

TRADE

1,560

81,35

64,97

8,577

209,02

179,00

7

8,20

4,22

1. Wholesale Trade

68

29,44

23,64

507

59,51

49,47

6

6,40

2,62

2. Retail Trade

1,492

51,91

41,32

8,070

149,51

129,54

1

1,80

1,59

VII.

FINANCE

9

29

8

682

41,54

23,07

-

-

-

VIII.

ALL OTHERS

252

1,34

1,15

5,007

53,81

45,16

-

-

-

TOTAL BANK CREDIT

37,561

1068,00

844,87

1,13,211

2460,55

1892,18

23

60,61

20,38

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION – MARCH 2010

PUDUCHERRY

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

9,178

29,98

30,25

16,276

119,98

87,87

89,465

574,00

490,74

1. Direct Finance

9,146

29,41

29,74

16,192

117,21

85,66

78,281

513,14

435,71

2. Indirect Finance

32

58

51

84

2,77

2,21

11,184

60,86

55,03

II.

INDUSTRY

57

62

52 

1,240

190,40

140,42

4,204

1018,65

725,89

1. Mining & Quarrying

-

-

-

-

-

-

9

3,01

1,80

2. Food Manufacturing & Processing

1

4

3

61

17,42

15,59

469

157,03

132,29

(a) Rice Mills, Flour & Dal Mills

-

-

-

9

4,11

3,68

116

64,13

58,20

(b) Sugar

-

-

-

-

-

-

1

30

4

(c) Edible Oils & Vanaspati

-

-

-

12

5,66

5,53

19

18,37

17,15

(d) Tea Processing

-

-

-

-

-

-

6

11

11

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

3

1,18

66

(f) Others

1

4

3

40

7,65

6,39

324

72,93

56,14

3. Beverage & Tobacco

-

-

-

6

17,69

16,77

17

33,86

31,16

4. Textiles

-

-

-

36

2,49

1,64

246

79,64

39,58

(a) Cotton Textiles

-

-

-

1

2

2

23

11,80

10,65

(b) Jute & Other Natural Fibre Textiles

-

-

-

2

13

13

12

1,33

1,27

(c) Handloom Textiles & Khadi

-

-

-

2

18

19

29

3,96

3,67

(d) Other Textiles & Textile Products

-

-

-

31

2,17

1,31

182

62,56

24,00

5. Paper, Paper Products & Printing

-

-

-

232

25,49

17,33

373

50,94

40,82

6. Woods and Wood Products

-

-

-

7

3,36

3,03

73

17,07

12,14

7. Leather & Leather Products

-

-

-

5

79

65

44

5,39

4,16

8. Gems and Jewellery

-

-

-

6

20

14

12

3,99

3,92

9. Rubber & Plastic Products

-

-

-

37

7,26

6,01

180

92,41

54,66

10. Chemicals & Chemical Products

-

-

-

79

39,36

19,92

203

74,66

49,09

(a) Heavy Industrial Chemicals

-

-

-

8

4,72

3,91

15

11,68

10,26

(b) Fertilisers

-

-

-

-

-

-

2

30

25

(c) Drugs & Pharmaceuticals

-

-

-

2

2

2

16

6,63

4,01

(d) Non-Edible Oils

-

-

-

1

23

23

5

55

46

(e) Other Chemicals & Chemical Products

-

-

-

68

34,39

15,76

165

55,49

34,10

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

2

18

19

12. Manufacture of Cement & Cement Products

-

-

-

5

87

81

16

1,94

1,83

13. Basic Metals & Metal Products

-

-

-

50

16,91

11,38

146

61,69

48,34

(a) Iron & Steel

-

-

-

6

5,54

5,41

22

18,49

17,13

(b) Non-Ferrous Metals

-

-

-

-

-

-

13

7,14

5,44

(c) Metal Products

-

-

-

44

11,37

5,97

111

36,06

25,76

14. Engineering

-

-

-

24

2,47

2,15

272

107,96

62,09

(a) Heavy Engineering

-

-

-

1

15

15

34

12,63

8,85

(b) Light Engineering

-

-

-

9

51

42

131

25,27

19,48

(c) Electrical Machinery & Goods

-

-

-

9

1,64

1,46

80

20,49

15,98

(d) Electronic Machinery & Goods

-

-

-

5

16

12

27

49,57

17,78

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

65

4,61

4,05

131

74,78

30,62

16. Other Industries

56

59

49

177

10,47

8,02

1,200

54,04

46,56

17. Electricity, Gas & Water

-

-

-

2

2,50

2,51

9

14,57

9,13

(a) Electricity Generation & Transmission

-

-

-

-

-

-

2

8,20

3,63

(b) Non-Conventional Energy

-

-

-

2

2,50

2,51

4

6,09

5,33

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

3

28

17

18. Construction

-

-

-

448

38,53

30,42

802

185,49

157,50

(a) Other than Infrastructure

-

-

-

322

32,97

25,91

576

60,17

47,35

(b) Infrastructure Construction

-

-

-

126

5,56

4,51

226

125,32

110,15

III.

TRANSPORT OPERATORS

-

-

-

796

51,22

31,01

1,107

66,26

43,25

IV.

PROFESSIONAL AND OTHER SERVICES

20

43

 43

1,079

76,67

57,26

8,187

772,79

541,77

1. Professional Services

3

23

23

31

4,79

3,84

1,989

56,79

43,65

2. Tourism, Hotel & Restaurants

-

-

-

106

28,20

23,21

437

105,37

85,72

3. Recreation services

-

-

-

1

1

-

100

3,86

3,06

4. IT and Telecommunications

-

-

-

11

3,29

3,24

26

4,52

4,20

5. Others

17

20

19

930

40,39

26,97

5,635

602,24

405,15

V.

PERSONAL LOANS

353

1,26

1,26

43,068

452,13

320,99

1,03,805

1684,62

1308,14

1. Housing

-

-

-

1,544

132,87

107,84

10,480

711,39

584,87

2. Consumer Durables

-

-

-

97

1,36

97

1,196

7,51

5,79

3. Vehicles

2

1

1

21,904

100,94

51,18

25,328

165,43

97,33

4. Education

-

-

-

444

13,96

11,67

10,526

190,13

139,36

5. Personal Credit Cards

-

-

-

270

8,14

1,86

2,146

14,35

6,37

6. Others

351

1,26

1,26

18,809

194,85

147,46

54,129

595,81

474,43

VI.

TRADE

1,812

5,83

5,66

1,112

138,51

116,26

13,068

442,91

370,10

1. Wholesale Trade

1,098

3,02

2,95

168

48,15

40,84

1,847

146,52

119,52

2. Retail Trade

714

2,80

2,71

944

90,36

75,43

11,221

296,38

250,58

VII.

FINANCE

333

3,23

2,35

79

11,99

3,92

1,103

57,06

29,41

VIII.

ALL OTHERS

1,418

4,09

4,09

17,421

74,28

61,49

24,098

133,52

111,89

TOTAL BANK CREDIT

13,171

45,46

44,55

81,071

1115,18

819,22

2,45,037

4749,80

3621,19