Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

26,584

21,58

21,86

9,543

11,59

11,61

1.

Direct Finance

26,542

20,51

20,77

9,535

10,70

10,90

2.

Indirect Finance

42

1,07

1,09

8

88

70

II.

INDUSTRY

377

28,27

22,76

746

56,19

41,71

1.

Mining & Quarrying

-

-

-

3

3

1

2.

Food Manufacturing and Processing

11

23

22

39

74

48

(a)

Rice Mills, Flour and Dal Mills

6

10

2

9

21

15

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

13

27

22

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

5

13

20

17

26

12

3.

Beverage and Tobacco

1

-

-

3

13

8

4.

Textiles

16

14,47

12,45

13

4,55

5,01

(a)

Cotton Textiles

5

2,32

2,02

5

4,42

4,90

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

1

8

7

(d)

Other Textiles

11

12,15

10,43

7

5

4

5.

Paper, Paper Products and Printing

13

45

32

20

84

80

6.

Leather and Leather Products

2

53

45

2

13

14

7.

Rubber and Rubber Products

5

23

4

17

1,30

1,16

8.

Chemicals and Chemical Products

46

8,17

7,65

28

91

59

(a)

Heavy Industrial Chemicals

15

6,66

6,58

3

11

6

(b)

Fertilizers

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

2

20

20

1

1

-

(d)

Non-Edible Oils

-

-

-

1

-

-

(e)

Other Chemicals & Chemical Products

29

1,31

87

23

79

52

9.

Petroleum, Coal Products & Nuclear Fuels

1

15

29

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

3

5

4

11.

Basic Metals & Metal Products

12

8

8

11

23

21

(a)

Iron and Steel

1

-

-

5

6

6

(b)

Non-Ferrous Metals

-

-

-

2

1

-

(c)

Other Metal Products

11

8

8

4

15

16

12.

Engineering

6

10

8

19

69

49

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

2

1

1

6

17

13

(c)

Electrical Machinery & Goods

3

4

4

8

48

34

(d)

Electronic Machinery & Goods

1

5

3

5

5

2

13.

Vehicles, Vehicle Parts & Transport

Equipments

2

28

41

7

17

8

14.

Other Industries

250

3,47

65

566

46,00

32,19

15.

Electricity, Gas & Water

-

-

-

1

1

1

(a)

Electricity Generation & Transmission

-

-

-

1

1

1

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

12

9

9

14

41

41

III.

TRANSPORT OPERATORS

50

40

41

341

2,40

1,82

IV.

PROFESSIONAL AND OTHER SERVICES

712

55

56

1,978

4,37

3,92

V.

PERSONAL LOANS

2,306

9,68

8,43

3,907

13,73

12,32

1.

Loans for Purchase of Consumer Durables

250

20

18

665

1,02

81

2.

Loans for Housing

184

1,95

1,64

532

3,91

3,95

3.

Rest of the Personal Loans

1,872

7,53

6,61

2,710

8,81

7,56

VI.

TRADE

1,367

2,93

3,14

2,768

6,57

5,36

1.

Wholesale Trade

21

35

47

65

1,35

1,34

2.

Retail Trade

1,346

2,58

2,67

2,703

5,21

4,01

VII.

FINANCE

2

1,28

1,28

1

5

5

VIII.

ALL OTHERS

1,845

1,76

1,41

1,115

4,46

4,23

TOTAL BANK CREDIT

33,243

66,44

59,84

20,399

99,35

81,01

OF WHICH :

1. Artisans & Village Industries

32

10

5

104

8

8

2. Other Small Scale Industries

293

15,64

13,51

406

4,97

4,07

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

8,752

14,02

13,92

-

-

-

1.

Direct Finance

8,742

12,93

12,88

-

-

-

2.

Indirect Finance

10

1,09

1,04

-

-

-

II.

INDUSTRY

1,582

149,07

121,54

-

-

-

1.

Mining & Quarrying

4

22

17

-

-

-

2.

Food Manufacturing and Processing

156

18,40

19,61

-

-

-

(a)

Rice Mills, Flour and Dal Mills

21

1,38

85

-

-

-

(b)

Sugar

4

12,96

14,16

-

-

-

(c)

Edible Oils and Vanaspati

15

2,22

2,19

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

116

1,83

2,41

-

-

-

3.

Beverage and Tobacco

10

1,59

1,77

-

-

-

4.

Textiles

70

50,52

45,60

-

-

-

(a)

Cotton Textiles

41

48,14

44,15

-

-

-

(b)

Jute Textiles

3

4

4

-

-

-

(c)

Handloom Textiles & Khadi

2

2

2

-

-

-

(d)

Other Textiles

24

2,33

1,40

-

-

-

5.

Paper, Paper Products and Printing

89

5,47

5,23

-

-

-

6.

Leather and Leather Products

28

7,05

6,21

-

-

-

7.

Rubber and Rubber Products

32

1,48

1,20

-

-

-

8.

Chemicals and Chemical Products

194

29,53

17,00

-

-

-

(a)

Heavy Industrial Chemicals

22

7,25

5,80

-

-

-

(b)

Fertilizers

1

8

1

-

-

-

(c)

Drugs and Pharmaceuticals

44

7,21

4,00

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

127

14,99

7,19

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

7

22

10

-

-

-

10.

Manufacture of Cement & Cement Products

2

4

2

-

-

-

11.

Basic Metals & Metal Products

111

9,73

10,02

-

-

-

(a)

Iron and Steel

46

5,95

6,85

-

-

-

(b)

Non-Ferrous Metals

6

1,45

97

-

-

-

(c)

Other Metal Products

59

2,32

2,20

-

-

-

12.

Engineering

108

7,09

4,78

-

-

-

(a)

Heavy Engineering

4

25

22

-

-

-

(b)

Light Engineering

39

3,45

2,27

-

-

-

(c)

Electrical Machinery & Goods

29

1,58

1,12

-

-

-

(d)

Electronic Machinery & Goods

36

1,81

1,18

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

32

85

76

-

-

-

14.

Other Industries

709

15,76

8,08

-

-

-

15.

Electricity, Gas & Water

6

36

29

-

-

-

(a)

Electricity Generation & Transmission

1

2

2

-

-

-

(b)

Non-Conventional Energy

1

-

-

-

-

-

(c)

Gas, Steam & Water Supply

4

33

27

-

-

-

16.

Construction

24

76

70

-

-

-

III.

TRANSPORT OPERATORS

507

3,43

2,95

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,589

8,15

7,14

-

-

-

V.

PERSONAL LOANS

9,733

44,11

42,48

-

-

-

1.

Loans for Purchase of Consumer Durables

1,325

1,70

1,51

-

-

-

2.

Loans for Housing

839

17,23

17,24

-

-

-

3.

Rest of the Personal Loans

7,569

25,18

23,73

-

-

-

VI.

TRADE

4,636

29,14

24,37

-

-

-

1.

Wholesale Trade

115

5,37

4,48

-

-

-

2.

Retail Trade

4,521

23,77

19,89

-

-

-

VII.

FINANCE

8

2,88

3,07

-

-

-

VIII.

ALL OTHERS

8,773

19,82

15,57

-

-

-

TOTAL BANK CREDIT

35,580

270,61

231,02

-

-

-

OF WHICH :

1. Artisans & Village Industries

141

26

24

-

-

-

2. Other Small Scale Industries

1,105

35,83

32,74

-

-

-