RbiSearchHeader

Press escape key to go back

Past Searches

Theme
Theme
Text Size
Text Size
S1

RbiAnnouncementWeb

RBI Announcements
RBI Announcements

Asset Publisher

83270465

50 (a). Flow of Financial Assets and Liabilities of Households - Instrument-wise

(Amount in ₹ Crore)
Item 2019-20
Q1 Q2 Q3 Q4 Annual
Net Financial Assets (I-II) 238613.6 476724.8 386450.4 530769.8 1632558.5
Per cent of GDP 4.8 9.8 7.5 10.3 8.1
I. Financial Assets 398076.7 567753.2 517351.0 924069.3 2407250.2
Per cent of GDP 8.1 11.7 10.1 18.0 12.0
of which:          
1. Total Deposits (a+b) 12239.0 296625.6 124015.7 451698.3 884578.5
(a) Bank Deposits -10550.9 278124.4 116211.9 444044.6 827830.0
i. Commercial Banks -13293.8 269475.4 66666.7 446006.7 768855.0
ii. Co-operative Banks 2742.9 8649.0 49545.2 -1962.1 58975.0
(b) Non-Bank Deposits 22789.9 18501.2 7803.7 7653.7 56748.5
2. Life Insurance Funds 117873.1 108209.1 110373.8 37714.2 374170.2
3. Provident and Pension Funds (including PPF) 104681.1 98426.3 103356.1 193739.0 500202.5
4. Currency 61244.1 -26104.8 86832.6 160690.2 282662.1
5. Investments 43936.8 43018.8 22655.1 -11953.8 97656.9
of which:          
(a) Mutual Funds 23303.5 38382.2 19191.1 -19191.1 61685.7
(b) Equity 18648.2 2172.4 936.2 4981.0 26737.8
6. Small Savings (excluding PPF) 57038.5 46514.1 69053.6 91117.2 263723.4
II. Financial Liabilities 159463.1 91028.5 130900.6 393299.5 774691.7
Per cent of GDP 3.2 1.9 2.6 7.7 3.9
Loans (Borrowings) from          
1. Financial Corporations (a+b) 159429.6 90994.9 130867.1 393266.0 774557.6
(a) Banking Sector 140261.4 58074.4 114905.9 196581.1 509822.8
of which:          
Commercial Banks 135754.1 57135.0 87377.4 202214.2 482480.6
(b) Other Financial Institutions 19168.2 32920.5 15961.2 196684.8 264734.8
i. Non-Banking Financial Companies -519.7 22976.7 29930.7 198264.3 250652.0
ii. Housing Finance Companies 17033.0 8093.1 -15710.4 -3093.1 6322.6
iii. Insurance Companies 2655.0 1850.8 1740.9 1513.6 7760.2
2. Non-Financial Corporations (Private Corporate Business) 33.8 33.8 33.8 33.8 135.1
3. General Government -0.3 -0.3 -0.3 -0.3 -1.0

No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Contd.)
(Amount in ₹ Crore)
Item 2020-21
Q1 Q2 Q3 Q4 Annual
Net Financial Assets (I-II) 600422.5 573643.2 481433.5 719844.5 2375343.7
Per cent of GDP 15.5 12.1 8.8 12.5 12.0
I. Financial Assets 805869.5 612224.3 651241.3 1092617.4 3161952.5
Per cent of GDP 20.8 13.0 12.0 19.0 16.0
of which:          
1. Total Deposits (a+b) 297412.4 278631.7 158172.2 525550.7 1259767.1
(a) Bank Deposits 281191.3 264565.3 147096.0 527056.7 1219909.2
i. Commercial Banks 279010.5 262033.7 143558.6 471730.9 1156333.7
ii. Co-operative Banks 2180.8 2531.6 3537.3 55325.8 63575.6
(b) Non-Bank Deposits 16221.1 14066.4 11076.3 -1506.0 39857.9
2. Life Insurance Funds 123291.4 142365.7 156438.6 141120.0 563215.8
3. Provident and Pension Funds (including PPF) 119666.9 110916.6 108512.2 207604.5 546700.1
4. Currency 202432.7 21286.9 91456.0 66800.5 381976.1
5. Investments 6249.8 -12956.4 67659.3 63624.0 124576.7
of which:          
(a) Mutual Funds -16021.0 -28837.7 57675.4 51267.0 64083.8
(b) Equity 18599.4 8291.5 5307.1 6333.3 38531.2
6. Small Savings (excluding PPF) 55760.7 70924.2 67947.4 86862.2 281494.6
II. Financial Liabilities 205447.0 38581.1 169807.8 372772.9 786608.8
Per cent of GDP 5.3 0.8 3.1 6.5 4.0
Loans (Borrowings) from          
1. Financial Corporations (a+b) 205490.3 38624.3 169851.0 372816.9 786782.5
(a) Banking Sector 211058.8 13213.0 139622.0 284732.6 648626.4
of which:          
Commercial Banks 211259.3 13213.8 140514.3 242476.0 607463.5
(b) Other Financial Institutions -5568.6 25411.3 30229.0 88084.4 138156.1
i. Non-Banking Financial Companies -15450.4 21627.1 15921.2 61326.1 83424.0
ii. Housing Finance Companies 10516.6 2875.1 13048.5 25336.1 51776.2
iii. Insurance Companies -634.8 909.2 1259.3 1422.2 2955.9
2. Non-Financial Corporations (Private Corporate Business) 33.8 33.8 33.8 33.0 134.4
3. General Government -77.0 -77.0 -77.0 -77.0 -308.0

No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Concld.)
(Amount in ₹ Crore)
Item 2021-22
Q1 Q2 Q3 Q4 Annual
Net Financial Assets (I-II) 519781.2 358325.2 453302.7 636259.8 1967668.9
Per cent of GDP 10.1 6.4 7.2 9.6 8.3
I. Financial Assets 382780.7 547346.2 834009.6 796341.7 2560478.2
Per cent of GDP 7.5 9.7 13.2 12.0 10.8
of which:          
1. Total Deposits (a+b) -84377.1 202652.1 425821.4 151374.9 695471.4
(a) Bank Deposits -106507.3 197301.2 422819.5 140297.2 653910.7
i. Commercial Banks -108037.7 195617.4 418642.9 145510.5 651733.1
ii. Co-operative Banks 1530.4 1683.8 4176.7 -5213.3 2177.6
(b) Non-Bank Deposits 22130.2 5350.9 3001.9 11077.7 41560.7
2. Life Insurance Funds 114617.8 127356.0 103154.9 95681.7 440810.4
3. Provident and Pension Funds (including PPF) 126469.7 108777.0 91543.9 254877.2 581667.9
4. Currency 128660.2 -68631.2 62793.3 146845.0 269667.4
5. Investments 24929.6 82305.4 69760.9 50980.8 227976.7
of which:          
(a) Mutual Funds 14573.0 63151.3 37912.2 44963.7 160600.1
(b) Equity 4502.5 13218.5 27808.2 3084.1 48613.3
6. Small Savings (excluding PPF) 71423.1 93829.6 79877.9 95524.7 340655.3
II. Financial Liabilities -137000.5 189021.0 380706.9 160081.8 592809.2
Per cent of GDP -2.7 3.4 6.0 2.4 2.5
Loans (Borrowings) from          
1. Financial Corporations (a+b) -137021.8 188999.7 380685.6 160060.6 592724.1
(a) Banking Sector -113662.5 134166.1 320160.2 153323.3 493987.0
of which:          
Commercial Banks -108061.2 135728.8 317452.5 152364.2 497484.4
(b) Other Financial Institutions -23359.3 54833.7 60525.5 6737.3 98737.1
i. Non-Banking Financial Companies -31118.4 28880.1 29479.8 -31016.3 -3774.8
ii. Housing Finance Companies 7132.0 24403.8 29494.8 37436.2 98466.8
iii. Insurance Companies 627.1 1549.8 1550.9 317.4 4045.2
2. Non-Financial Corporations (Private Corporate Business) 33.8 33.8 33.8 33.8 135.1
3. General Government -12.5 -12.5 -12.5 -12.5 -50.0
Notes: 1. Net Financial Savings of households refer to the flow of net financial assets, which represents change in financial assets held by households minus change in their financial liabilities.
2. Revisions in small savings and PPF are mainly on account of quarterly figures being derived from monthly receipts data sourced from Controller General of Accounts, Government of India.
3. Revisions in bank deposits for 2021-22 are attributed to the lower share of households in total deposits as per BSR-2.
4. Data as ratios to GDP have been calculated based on the Provisional Estimates of National Income 2021-22 released on May 31, 2022.
5. Figures in the columns may not add up to the total due to rounding off.

RbiTtsCommonUtility

प्ले हो रहा है
শুনি আছে

Related Assets

RBI-Install-RBI-Content-Global

RbiSocialMediaUtility

ভাৰতীয় ৰিজাৰ্ভ বেংক মোবাইল এপ্পলিকেষ্যন ইনষ্টল কৰক আৰু নৱীনতম বাতৰিৰ প্ৰৱেশাধিকাৰ পাওক!

Scan Your QR code to Install our app

RbiWasItHelpfulUtility

এই পৃষ্ঠাটো সহায়ক আছিল নে?