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Region/State-wise Credit-Deposit Ratio and Investment + Credit Deposit Ratio of Scheduled Commercial Banks

          
Appendix Table - II.7 : Region/State-wise Credit-Deposit Ratio and Investment +
  Credit Deposit Ratio of Scheduled Commercial Banks
        (per cent)

Sr.Region/State/Credit-DepositInvestment + Credit
No.Union TerritoryRatio
Deposit Ratio @
  1995
1996
1997
1998
1995
1996
  As perAs perAs perAs perAs perAs perAs perAs per
  Sanc-Utili-Sanc-Utili-Sanc-Utili-Sanc-Utili-
  tionsationtionsationtionsationtionsation

12345678910

1NORTHERN REGION48.647.560.8 53.9 51.054.553.466.5
 Haryana45.556.046.0 42.7 42.9 57.067.556.5
 Himachal Pradesh26.029.725.8 23.4 21.6 38.442.137.8
 Jammu & Kashmir28.628.438.2 38.8 37.4 41.241.050.0
 Punjab41.443.341.9 39.1 38.6 46.648.547.1
 Rajasthan47.751.046.6 44.2 47.4 69.572.966.7
 Chandigarh89.986.9138.8 88.0 58.0 89.986.9138.8
 Delhi52.846.574.7 66.9 61.9 53.146.975.1
          
2NORTH-EASTERN REGION35.645.934.5 31.2 29.9 58.568.856.9
 Arunachal Pradesh12.420.110.4 10.7 13.1 18.526.270.4
 Assam38.747.439.3 35.2 32.9  62.170.862.6
 Manipur58.258.953.7 57.5 58.8 105.3106.094.0
 Meghalaya17.047.214.4 14.3 15.2 38.969.035.2
 Mizoram16.535.116.2 14.0 23.2 22.240.826.6
 Nagaland37.844.827.4 24.0 18.3 77.284.263.8
 Tripura47.548.542.1 37.7 34.0 67.068.060.0
          
3EASTERN REGION47.146.647.7 43.3 39.8 63.262.763.4
 Bihar32.533.832.0 30.5 27.5 53.354.651.5
 Orissa54.555.954.8 49.0 45.2 89.090.488.5
 Sikkim24.024.919.3 17.7 20.7 46.447.297.5
 West Bengal53.952.055.7 50.0 46.1 64.062.165.4
 Andaman & Nicobar Islands17.017.116.5 16.0 15.1 17.017.116.5
          
4CENTRAL REGION39.041.240.5 37.3 35.1 55.157.355.7
 Madhya Pradesh49.651.857.1 52.3 51.4 68.670.874.3
 Uttar Pradesh35.137.334.2 31.6 28.6 50.152.348.6
          
5WESTERN REGION63.262.469.4 63.2 65.5 68.067.273.9
 Goa24.725.526.9 25.0 24.6 26.327.128.4
 Gujarat46.649.653.0 49.7 48.2 55.358.361.3
 Maharashtra69.567.475.7 68.7 72.3 73.371.279.2
 Dadra & Nagar Haveli16.394.820.7 18.6 21.4 16.394.820.7
 Daman & Diu16.750.523.3 21.9 20.6 16.750.523.3
          
6SOUTHERN REGION69.469.976.6 76.1 72.3 80.580.987.1
 Andhra Pradesh 73.074.680.8 77.6 72.1 86.888.494.8
 Karnataka65.865.169.7 71.5 68.2 74.874.177.8
 Kerala44.845.245.4 46.9 44.3 56.056.456.1
 Tamil Nadu86.686.8101.2 100.3 96.1 97.197.2111.1
 Lakshadweep7.79.79.6 8.8 9.9 7.79.79.6
 Pondicherry43.350.441.9 39.0 35.9 43.350.442.0

 ALL INDIA55.655.661.9 57.3 55.5 65.365.371.1

@ State-wise investment figures pertain to investments by scheduled commercial banks in the respective  
 States only. All-India (investment + credit-deposit) ratio is worked out by excluding investments in Central
 Government and other approved securities.
   
Notes : 1.Deposits and credit (as per place of sanction and utilisation) data for 1995 are based on BSR-1 and 2 surveys as on 31st March.
 2.The investment figures are based on BSR-5 survey as on 31st March.
 3.Deposits and credit (as per place of sanction) data for 1996, 1997 & 1998 are based on BSR-7 surveys as on last Friday of March.

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