ACLF

–

Additional Collateralised Lending Facility

AD

–

Authorised Dealer

ADR

–

American Depository Receipt

ADR

–

Asset Development Reserve

AEZ

–

Agri Export Zones

AIBP

–

Accelerated Irrigation Benefit Programme

AIFI

–

All-India Financial Institution

ALM

–

Asset-Liability Management

ALS

–

Advance Licence Scheme

AMC

–

Asset Management Company

AMFI

–

Association of Mutual Funds of India

APDP

–

Accelerated Power Development Programme

APDRP

–

Accelerated Power Development and Reform Programme

APEDA

–

Agricultural and Processed Food Products Export Development Authority

APL

–

Above Poverty Line

APM

–

Administered Price Mechanism

ARC

–

Asset Reconstruction Company

ARF

–

Asset Reconstruction Fund

AS

–

Accounting Standard

ASCI

–

Administrative Staff College of India

ASIDE

–

Assistance to States for Infrastructural Development for Exports

ATF

–

Aviation Turbine Fuel

BDIC

–

Bank Deposits Insurance Corporation

BE

–

Budget Estimates

BFS

–

Board for Financial Supervision

BIFR

–

Board for Industrial and Financial Reconstruction

BIS

–

Bank for International Settlements

BOLT

–

Build-Own-Lease-Transfer

BoP

–

Balance of Payments

BPL

–

Below Poverty Line

BR/NA

–

Bid Amount Received to Notified Amount

BRBNMPL

–

Bharatiya Reserve Bank Note Mudran Private Limited

BSR

–

Basic Statistical Return

CAD

–

Current Account Deficit

CAMELS

–

Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control.

CAS

–

Central Accounts Section

CACS

–

Capital Adequacy, Asset Quality, Compliance and System

CALCS

–

Capital Adequacy, Asset Quality, Liability, Compliance and System

CBDT

–

Central Board of Direct Taxes

CCIL

–

Clearing Corporation of India Limited

CCP

–

Central Counter Party

CDBMS

–

Central Database Management System

CDR

–

Corporate Debt Restructuring

CD

–

Certificate of Deposit

CENVAT

–

Central Value Added Tax

CFMS

–

Centralised Funds Management System

CFSL

–

Ceat Financial Services Limited

CGRA

–

Currency and Gold Revaluation Account

CIBIL

–

Credit Information Bureau (India) Ltd.

CIP

–

Central Issue Price

CIRC

–

Corporate and Industrial Restructuring Corporation

CIS

–

Commonwealth of Independent States

CLF

–

Collateralised Lending Facility

CO

–

Central Office

COMSEC

–

Commonwealth Secretariat

CoR

–

Certificate of Registration

CP

–

Commercial Paper

CPI-IW

–

Consumer Price Index for Industrial Workers

CPSS

–

Committee on Payments and Settlement Systems

CR

–

Contingency Reserve

CRAR

–

Capital to Risk-weighted Assets Ratio

CRISIL

–

Credit Rating and Investment Services of India Limited

CRR

–

Cash Reserve Ratio

CRS

–

Compulsory Rolling Settlement

CSF

–

Consolidated Sinking Fund

CSGL

–

Constituents’ Subsidiary General Ledger

CSR

–

Comprehensive Single Return

CST

–

Central Sales Tax

CV

–

Co-efficient of Variation

CVC

–

Central Vigilance Commission

CVD

–

Countervailing Duty

CVPS

–

Currency Verification and Processing System

DAD

–

Deposit Accounts Department

DAPM

–

Department of Administration and Personnel Management

DBOD

–

Department of Banking Operations and Development

DBS

–

Department of Banking Supervision

DCA

–

Department of Company Affairs

DCCB

–

District Central Co-operative Bank

DCM

–

Department of Currency Management

DEAP

–

Department of Economic Analysis and Policy

DEBC

–

Department of Expenditure and Budgetary Control

DEIO

–

Department of External Investments and Operations

DEPB

–

Duty Entitlement Pass Book

DESACS

–

Department of Statistical Analysis and Computer Services

DFRC

–

Duty Free Replenishment Certificate

DGBA

–

Department of Government and Bank Accounts

DGCI&S

–

Directorate General of Commercial Intelligence and Statistics

DGFT

–

Directorate General of Foreign Trade

DICGC

–

Deposit Insurance and Credit Guarantee Corporation

DIT

–

Department of Information Technology

DNBS

–

Department of Non-Banking Supervision

DRAT

–

Debt Recovery Appellate Tribunal

DRG

–

Development Research Group

DRI

–

Differential Rate of Interest

DRT

–

Debt Recovery Tribunal

DTA

–

Domestic Tariff Area

DvP

–

Delivery versus Payment

ECA

–

Essential Commodities Act

ECB

–

External Commercial Borrowings

ECD

–

Exchange Control Department

ECR

–

Export Credit Refinance

ECS

–

Electronic Clearing Service

EDI

–

Electronic Data Interchange

EDIFAR

–

Electronic Data Information Filing and Retrieval

EEA

–

Exchange Equalisation Account

EEFC

–

Exchange Earners’ Foreign Currency

EFC

–

Eleventh Finance Commission

EFT

–

Electronic Funds Transfer

EHTP

–

Electronic Hardware Technology Park

EMEs

–

Emerging Market Economies

EPCG

–

Export Promotion Capital Goods

EPZ

–

Export Processing Zone

ERC

–

Expenditure Reforms Commission

ERP

–

Enterprise Resource Planning

ESOP

–

Employees’ Stock Option Plan

ESS

–

Early Severance Scheme

EXIM

–

Export-Import

FATF

–

Finance Action Task Force

FCCB

–

Foreign Currency Convertible Bond

FCI

–

Food Corporation of India

FCNR(B)

–

Foreign Currency Non-Resident(Banks)

FDI

–

Foreign Direct Investment

FEMA

–

Foreign Exchange Management Act

FERA

–

Foreign Exchange Regulation Act

FET-ERS

–

Foreign Exchange Transactions - Electronic Reporting System

FII

–

Foreign Institutional Investor

FIMMDA

–

Fixed Income Money Market and Derivatives Association

FIPB

–

Foreign Investment Promotion Board

FI

–

Financial Institution

FISIM

–

Financial Intermediation Services Indirectly Measured

FITL

–

Funded Interest Term Loan

FoB

–

Free-on-Board

FRA

–

Forward Rate Agreement

FRBMB

–

Fiscal Responsibility and Budget Management Bill

FRB

–

Floating Rate Bond

FTZ

–

Free Trade Zone

FVCI

–

Foreign Venture Capital Investor

GAIL

–

Gas Authority of India Limited

GB

–

Giga-Byte

GDCF

–

Gross Domestic Capital Formation

GDP

–

Gross Domestic Product

GDR

–

Global Depository Receipt

GDS

–

Gross Domestic Saving

GFCF

–

Gross Fixed Capital Formation

GFD

–

Gross Fiscal Deficit

GoI

–

Government of India

GPD

–

Gross Primary Deficit

GRF

–

Guarantee Redemption Fund

GSDP

–

Gross State Domestic Product

GVA

–

Gross Value Added

HRD

–

Human Resources Development

HRDD

–

Human Resources Development Department

HUDCO

–

Housing and Urban Development Corporation

IASC

–

Inspection and Audit Sub-Committee

IBA

–

Indian Banks Association

IBS

–

International Banking Statistics

ICAI

–

Institute of Chartered Accountants of India

ICD

–

Inter-Corporate Deposit

IDMC

–

Internal Debt Management Cell

IDRBT

–

Institute for Development and Research in Banking Technology

IEBR

–

Internal and Extra Budgetary Resources

IECD

–

Industrial and Export Credit Department

IFCI

–

Industrial Finance Corporation of India

IFR

–

Investment Fluctuation Reserve

IGIDR

–

Indira Gandhi Institute of Development Research

IIM

–

Indian Institute of Management

IIP

–

Index of Industrial Production

IIT

–

Indian Institute of Technology

ILAF

–

Interim Liquidity Adjustment Facility

IMD

–

India Millennium Deposit

IMF

–

International Monetary Fund

INFINET

–

Indian Financial Network

IOC

–

Indian Oil Corporation

IOSCO

–

International Organisation of Securities Commissions

IPO

–

Initial Public Offer

IRDA

–

Insurance Regulatory and Development Authority

IRS

–

Interest Rate Swap

IT

–

Information Technology

ITA-1

–

Information Technology Agreement

JPC

–

Joint Parliamentary Committee

KCC

–

Kisan Credit Card

KVIC

–

Khadi and Village Industries Commission

KYC

–

Know Your Customer

LAB

–

Local Area Bank

LAF

–

Liquidity Adjustment Facility

LD

–

Legal Department

LHO

–

Local Head Office

LIBOR

–

London Inter-Bank Offer Rate

LIC

–

Life Insurance Corporation of India

LPA

–

Long Period Average

LPG

–

Liquefied Petroleum Gas

LUCC

–

Laghu Udyami Credit Card

M & A

–

Mergers and Acquisitions

MAI

–

Market Access Initiative

MBS

–

Mortgage-Backed Securities

MIBOR

–

Mumbai Inter-Bank Offer Rate

MLR

–

Minimum Lending Rate

MoF

–

Ministry of Finance

MoST

–

Ministry of Surface Transport

MoU

–

Memorandum of Understanding

MSP

–

Minimum Support Price

MTES

–

Medium-Term Export Strategy

MTFRP

–

Medium-Term Fiscal Reforms Programme

NABARD

–

National Bank for Agriculture and Rural Development

NAFED

–

National Agricultural Co-operative Marketing Federation

NAV

–

Net Asset Value

NBFC

–

Non-Banking Financial Company

NCAER

–

National Council of Applied Economic Research

NCDC

–

National Co-operative Development Corporation

NDA

–

Net Domestic Assets

NDC

–

Net Debit Cap

NDS

–

Negotiated Dealing System

NDTL

–

Net Demand and Time Liabilities

NEER

–

Nominal Effective Exchange Rate

NFA

–

Net Foreign Assets

NFBS

–

National Family Benefit Scheme

NFEP

–

Net Foreign Exchange Earning as a Percentage of Exports

NHB

–

National Housing Bank

NHDP

–

National Highway Development Project

NMBS

–

National Maternity Benefit Scheme

NOAPS

–

National Old Age Pension Scheme

NOF

–

Net Owned Funds

NPA

–

Non-Performing Asset

NPL

–

Non-Performing Loan

NRCCG

–

Net Reserve Bank Credit to the Central Government

NRE

–

Non-Resident External

NRI

–

Non-Resident Indian

NRNR

–

Non-Resident Non-Repatriable

NRNRRD

–

Non-Resident Non-Repatriable Rupee Deposit

NRO

–

Non-Resident Ordinary

NRSR

–

Non-Resident Special Rupee

NSCCL

–

National Securities Clearing Corporation of India Limited

NSE

–

National Stock Exchange

NSSF

–

National Small Saving Fund

NSSO

–

National Sample Survey Organisation

OASIS

–

Old Age Social and Income Security

OBC

–

Other Backward Classes

OBU

–

Overseas Banking Unit

OCBs

–

Overseas Corporate Bodies

OCC

–

Oil Co-ordination Committee

OECD

–

Organisation for Economic Co-operation and Development

OMO

–

Open Market Operation

OMSS

–

Open Market Sales Scheme

ONGC

–

Oil and Natural Gas Corporation

OPAC

–

Online Public Access Catalogue

OPEC

–

Oil Producing and Exporting Countries

OSMOS

–

Off-site Monitoring and Surveillance

OTS

–

One Time Settlement

OWS

–

Other Welfare Schemes

PACS

–

Primary Agricultural Co-operative Societies

PAD

–

Public Accounts Department

PAYG

–

Pay-As-You-Go

PCA

–

Prompt Corrective Action

PCFC

–

Pre-Shipment Credit in Foreign Currency

PDO

–

Public Debt Office

PD

–

Primary Dealer

PDS

–

Public Distribution System

PIO

–

Person of Indian Origin

PIS

–

Portfolio Investment Scheme

PKI

–

Public Key Infrastructure

PLR

–

Prime Lending Rate

PRD

–

Press Relations Division

PSB

–

Public Sector Bank

PSCFC

–

Post-Shipment Credit Denominated in Foreign Currency

PSE

–

Public Sector Enterprise

PSRS

–

Prudential Supervisory Reporting System

PSU

–

Public Sector Undertaking

QIB

–

Qualified Institutional Buyer

QII

–

Qualified Institutional Investor

QR

–

Quantitative Restriction

RBS

–

Risk-Based Supervision

RE

–

Revised Estimates

REER

–

Real Effective Exchange Rate

RIB

–

Resurgent India Bond

RIDF

–

Rural Infrastructure Development Fund

RNBC

–

Residuary Non-Banking Company

RPCD

–

Rural Planning and Credit Department

RRB

–

Regional Rural Bank

RTGS

–

Real Time Gross Settlement

SACP

–

Special Agricultural Credit Plans

SAC

–

Settlement Advisory Committee

SBI

–

State Bank of India

SCA

–

Statutory Central Auditors

SCB

–

Scheduled Commercial Bank

SDF

–

Statutory Declaration Form

SDR

–

Special Drawing Right

SD

–

Satellite Dealer

SEBI

–

Securities and Exchange Board of India

SEB

–

State Electricity Board

SERC

–

State Electricity Regulatory Commission

SEZ

–

Special Economic Zone

SFC

–

State Finance Corporation

SFMS

–

Structured Financial Messaging Solution

SGF

–

Settlement Guarantee Fund

SGL

–

Subsidiary General Ledger

SHG

–

Self-Help Group

SHCIL

–

Stock Holding Corporation of India Limited

SHPI

–

Self-Help Promoting Institution

SIDBI

–

Small Industries Development Bank of India

SICA

–

Sick Industrial Companies (Special Provision) Act

SIDC

–

State Industrial Development Corporation

SLBC

–

State-level Bankers’ Committee

SLR

–

Statutory Liquidity Ratio

SLUB

–

State Land Use Boards

SMARS

–

Smart Rupee System

SPS

–

Sanitary and Phyto-Sanitary Standard

SPV

–

Special Purpose Vehicle

SRO

–

Self Regulatory Organisation

SSI

–

Small Scale Industries

STPI

–

Software Technology Park of India

STRIPS

–

Separate Trading for Registered Interest and Principal of Securities

SWIFT

–

Society for Worldwide Financial Telecommunication

TBT

–

Technical Barriers to Trade

TPA

–

Third Party Administrator

TPDS

–

Targeted Public Distribution System

TRAI

–

Telecom Regulatory Authority of India

TRIP

–

Trade Related Intellectual Property Right

USA

–

United States of America

UBD

–

Urban Banks Department

UCB

–

Urban Co-operative Bank

UMA

–

Unpleasant Monetarist Arithmetic

URIF

–

Urban Reforms Incentive Fund

UTI

–

Unit Trust of India

VaR

–

Value-at-Risk

VAT

–

Value Added Tax

VCF

–

Venture Capital Fund

VPN

–

Virtual Private Network

VRS

–

Voluntary Retirement Scheme

VSAT

–

Very Small Aperture Terminal

WADR

–

Weighted Average Discount Rate

WCTL

–

Working Capital Term Loan

WDM

–

Wholesale Debt Market

WMA

–

Ways and Means Advance

WPI

–

Wholesale Price Index

WTO

–

World Trade Organisation

ZCB

–

Zero Coupon Bond