Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1998 - আৰবিআই - Reserve Bank of India
Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1998
| | | | | | | (Amount in Rs. lakh) | |
As on 31st March | ||||||||
Credit Limit | Outstanding | |||||||
No. of | Percent | Amount | Percent | Amount | Percent | |||
Occupation | Accounts | share | | share | | share | ||
| | | (1) | (2) | (3) | (4) | (5) | (6) |
I. | Agriculture | 21720055 | 40.5 | 4031825 | 10.1 | 3526252 | 10.7 | |
1. | Direct Finance | 21407723 | 40.0 | 3423431 | 8.6 | 3050890 | 9.2 | |
2. | Indirect Finance | 312332 | 0.6 | 608394 | 1.5 | 475362 | 1.4 | |
II. | Industry | 4368415 | 8.2 | 20072843 | 50.5 | 16109594 | 48.8 | |
1. | Mining and Quarrying | 15583 | - | 374213 | 0.9 | 310931 | 0.9 | |
2. | Food Manufacturing and Processing | 132687 | 0.2 | 1602406 | 4.0 | 1247773 | 3.8 | |
a) Rice, flour and dal mills | 38735 | 0.1 | 316254 | 0.8 | 252723 | 0.8 | ||
b) Sugar | 1688 | - | 352510 | 0.9 | 286139 | 0.9 | ||
c) Edible oils & vanaspati | 16640 | - | 282558 | 0.7 | 217318 | 0.7 | ||
d) Tea processing | 1660 | - | 165332 | 0.4 | 111634 | 0.3 | ||
e) Processing of fruits & vegetables | 2403 | - | 35624 | 0.1 | 27856 | 0.1 | ||
f) Others | 71561 | 0.1 | 450128 | 1.1 | 352102 | 1.1 | ||
3. | Beverage and Tobacco | 6049 | - | 240015 | 0.6 | 194883 | 0.6 | |
4. | Textiles | 139345 | 0.3 | 3201019 | 8.1 | 2474316 | 7.5 | |
a) Cotton textiles | 37543 | 0.1 | 1342952 | 3.4 | 1040315 | 3.2 | ||
b) Jute textiles | 1631 | - | 59852 | 0.2 | 41542 | 0.1 | ||
c) Handloom textiles & Khadi | 10270 | - | 48321 | 0.1 | 40937 | 0.1 | ||
d) Other textiles and textile goods | 89901 | 0.2 | 1749894 | 4.4 | 1351522 | 4.1 | ||
5. | Paper, Paper Products and Printing | 42752 | 0.1 | 530253 | 1.3 | 458554 | 1.4 | |
6. | Leather and Leather Products | 15296 | - | 298567 | 0.8 | 230731 | 0.7 | |
7. | Rubber and Rubber Products | 12574 | - | 288573 | 0.7 | 236388 | 0.7 | |
8. | Chemicals & Chemical Products | 72452 | 0.1 | 2796450 | 7.0 | 2199423 | 6.7 | |
a) Heavy industrial chemicals | 7028 | - | 476761 | 1.2 | 381890 | 1.2 | ||
b)Fertilisers | 1748 | - | 400609 | 1.0 | 291052 | 0.9 | ||
c) Drugs and pharmaceuticals | 13832 | - | 762142 | 1.9 | 611161 | 1.9 | ||
d) Non-edible oils | 1626 | - | 43566 | 0.1 | 38136 | 0.1 | ||
e) Other Chemicals & Chemical Products | 48218 | 0.1 | 1113373 | 2.8 | 877185 | 2.7 | ||
9 . | Petroleum, Coal Products & Nuclear Fuels | 5570 | - | 801108 | 2.0 | 603666 | 1.8 | |
10. | Manufacture of Cement & Cement Products | 9602 | - | 312585 | 0.8 | 270677 | 0.8 | |
11. | Basic Metals and Metal Products | 86890 | 0.2 | 2406030 | 6.1 | 2017005 | 6.1 | |
a) Iron and steel | 25161 | - | 1689530 | 4.3 | 1445157 | 4.4 | ||
b) Non-ferrous metals | 4834 | - | 189794 | 0.5 | 141706 | 0.4 | ||
c) Other metal products | 56895 | 0.1 | 526706 | 1.3 | 430142 | 1.3 | ||
12. | Engineering | 100722 | 0.2 | 2963255 | 7.5 | 2351411 | 7.1 | |
a) Heavy engineering | 15230 | - | 848842 | 2.1 | 648516 | 2.0 | ||
b) Light engineering | 41164 | 0.1 | 728582 | 1.8 | 582743 | 1.8 | ||
c) Electrical machinery & goods | 25141 | - | 712824 | 1.8 | 551754 | 1.7 | ||
d) Electronic machinery & goods | 19187 | - | 673007 | 1.7 | 568398 | 1.7 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 31798 | 0.1 | 806422 | 2.0 | 607705 | 1.8 | |
14. | Other Industries | 3662325 | 6.8 | 2404044 | 6.1 | 2043032 | 6.2 | |
15. | Electricity, Gas & Water | 9566 | - | 522133 | 1.3 | 408926 | 1.2 | |
a) Electricity Generation & Transmission | 7681 | - | 472930 | 1.2 | 367987 | 1.1 | ||
b) Non-Conventional Energy | 459 | - | 13643 | - | 10834 | - | ||
c) Gas, Steam & Water Supply | 1426 | - | 35560 | 0.1 | 30106 | 0.1 | ||
16. | Construction | 25204 | - | 525771 | 1.3 | 454173 | 1.4 | |
III. | Transport operators | 1142619 | 2.1 | 802574 | 2.0 | 646849 | 2.0 | |
IV. | Professional and other services | 2026955 | 3.8 | 1331313 | 3.4 | 1144548 | 3.5 | |
V. | Personal Loans | 11260151 | 21.0 | 4039977 | 10.2 | 3475264 | 10.5 | |
1. | Loans for Purchase of Consumer Durables | 826982 | 1.5 | 155389 | 0.4 | 132242 | 0.4 | |
2. | Loans for Housing | 1080164 | 2.0 | 1085268 | 2.7 | 963151 | 2.9 | |
3. | Rest of the Personal Loans | 9353005 | 17.5 | 2799319 | 7.0 | 2379871 | 7.2 | |
VI. | Trade | 8401494 | 15.7 | 5367913 | 13.5 | 4580443 | 13.9 | |
1. | Wholesale Trade | 448016 | 0.8 | 3242339 | 8.2 | 2748126 | 8.3 | |
of which : Food Procurement | 121 | - | 1384358 | 3.5 | 1310634 | 4.0 | ||
2. | Retail Trade | 7953478 | 14.8 | 2125574 | 5.3 | 1832317 | 5.6 | |
VII. | Finance | 19850 | - | 1513535 | 3.8 | 1223680 | 3.7 | |
VIII. | All others | 4644417 | 8.7 | 2573028 | 6.5 | 2287814 | 6.9 | |
Total Bank Credit | 53583956 | 100.0 | 39733009 | 100.0 | 32994444 | 100.0 | ||
Of which : | 1. Artisan &Village Industries | 2028074 | 3.8 | 214042 | 0.5 | 194214 | 0.6 | |
| 2. Other Small Scale Industries | 1605370 | 3.0 | 3502653 | 8.8 | 2862829 | 8.7 |
- | : | Nil or negligible. |
Source | : | Basic Statistical Return - 1. |