Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 5 of 7) - আৰবিআই - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 5 of 7)
FOREIGN BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
ABN Amro |
Abu-dhabi Commercial |
American Express |
Arab Bangladesh |
|||||||
Items |
Bank |
Bank |
Bank |
Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
Income |
||||||||||
I. |
Interest Earned |
26919 |
36738 |
4727 |
5783 |
32660 |
34527 |
225 |
422 |
|
a) |
Interest/discount on advances/bills |
19441 |
24723 |
3030 |
2567 |
14933 |
13636 |
95 |
97 |
|
b) |
Income on investments |
6594 |
10863 |
996 |
1869 |
13357 |
15220 |
37 |
51 |
|
c) |
Interest on balances with |
745 |
1108 |
665 |
1118 |
3551 |
4309 |
93 |
274 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
139 |
43 |
36 |
229 |
820 |
1363 |
- |
- |
|
II. |
Other income |
10466 |
9783 |
847 |
987 |
12586 |
11578 |
101 |
162 |
|
a) |
Commission, exchange and brokerage |
3121 |
3797 |
259 |
519 |
6673 |
7375 |
17 |
36 |
|
b) |
Net profit on sale of investments |
1797 |
37 |
357 |
266 |
2001 |
786 |
- |
125 |
|
c) |
Net profit on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
|
d) |
Net profit on sale of land, |
- |
- |
- |
- |
(75) |
(72) |
- |
- |
|
building & other assets |
||||||||||
e) |
Net profit on exchange transaction |
5157 |
5486 |
138 |
203 |
3639 |
3460 |
83 |
- |
|
f) |
Miscellaneous income |
391 |
463 |
93 |
- |
348 |
29 |
1 |
1 |
|
|
Total(I+II) |
37385 |
46520 |
5574 |
6770 |
45246 |
46105 |
326 |
584 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
17912 |
23614 |
3643 |
4486 |
22063 |
25440 |
63 |
82 |
|
a) |
Interest on deposits |
9921 |
12472 |
3016 |
3719 |
18115 |
17263 |
62 |
82 |
|
b) |
Interest on RBI/inter-bank borrowings |
3996 |
5918 |
498 |
485 |
3650 |
4709 |
1 |
- |
|
c) |
Others |
3996 |
5224 |
130 |
282 |
298 |
3469 |
- |
- |
|
IV. |
Operating expenses |
7960 |
8285 |
683 |
650 |
11923 |
14799 |
113 |
121 |
|
a) |
Payments to and provisions for employees |
2236 |
2535 |
256 |
257 |
4033 |
5656 |
32 |
41 |
|
b) |
Rent, taxes and lighting |
761 |
825 |
118 |
85 |
1094 |
1243 |
11 |
13 |
|
c) |
Printing and stationery |
161 |
166 |
35 |
25 |
261 |
378 |
17 |
9 |
|
d) |
Advertisement and publicity |
266 |
289 |
14 |
15 |
766 |
1150 |
3 |
3 |
|
e) |
Depreciation on bank's property |
1024 |
1222 |
68 |
62 |
837 |
995 |
6 |
7 |
|
f) |
Directors' fees, allowances and expenses |
1 |
- |
- |
- |
2 |
1 |
1 |
- |
|
g) |
Auditors' fees and expenses |
5 |
11 |
4 |
2 |
21 |
22 |
- |
1 |
|
h) |
Law charges |
45 |
61 |
4 |
3 |
54 |
19 |
1 |
1 |
|
i) |
Postage, telegrams, telephones, etc. |
610 |
664 |
30 |
37 |
1524 |
1795 |
7 |
5 |
|
j) |
Repairs and maintenance |
327 |
448 |
45 |
49 |
446 |
556 |
5 |
6 |
|
k) |
Insurance |
125 |
393 |
22 |
23 |
119 |
140 |
2 |
2 |
|
l) |
Other expenditure |
2399 |
1671 |
86 |
93 |
2767 |
2843 |
28 |
34 |
|
V. |
Provisions and contingencies |
5006 |
5866 |
1043 |
1419 |
4446 |
5049 |
74 |
186 |
|
Total expenses@ |
25872 |
31899 |
4326 |
5137 |
33986 |
40239 |
176 |
203 |
||
VI. |
Profit |
6508 |
8755 |
205 |
214 |
6815 |
817 |
76 |
195 |
|
|
Total (III+IV+V+VI) |
37385 |
46520 |
5574 |
6770 |
45246 |
46105 |
326 |
584 |
FOREIGN BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
Bank of International |
Bank Muscat |
Bank of |
Bank of Bahrain |
|||||||
Items |
Indonesia |
International |
America |
& Kuwait |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
Income |
||||||||||
I. |
Interest Earned |
4515 |
1750 |
260 |
72541 |
91753 |
4622 |
4862 |
||
a) |
Interest/discount on advances/bills |
2908 |
986 |
14 |
51776 |
61971 |
3046 |
2891 |
||
b) |
Income on investments |
1194 |
474 |
- |
18419 |
24456 |
1308 |
1583 |
||
c) |
Interest on balances with |
359 |
266 |
216 |
560 |
717 |
264 |
387 |
||
RBI and other inter-bank funds |
||||||||||
d) |
Others |
54 |
23 |
30 |
1786 |
4609 |
4 |
1 |
||
II. |
Other income |
578 |
424 |
44 |
15466 |
10742 |
324 |
648 |
||
a) |
Commission, exchange and brokerage |
182 |
106 |
36 |
5975 |
6548 |
200 |
292 |
||
b) |
Net profit on sale of investments |
8 |
81 |
3 |
4515 |
(655) |
31 |
134 |
||
c) |
Net profit on revaluation of investments |
- |
- |
- |
- |
(3) |
- |
- |
||
d) |
Net profit on sale of land, |
- |
(4) |
- |
10 |
23 |
- |
- |
||
building & other assets |
||||||||||
e) |
Net profit on exchange transaction |
259 |
170 |
- |
4834 |
4645 |
(28) |
136 |
||
f) |
Miscellaneous income |
129 |
72 |
|
5 |
132 |
185 |
122 |
87 |
|
|
Total(I+II) |
5093 |
2174 |
|
304 |
88007 |
102495 |
4946 |
5511 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
3142 |
1375 |
66 |
45204 |
59731 |
4237 |
4336 |
||
a) |
Interest on deposits |
1427 |
679 |
57 |
36276 |
42532 |
3215 |
3268 |
||
b) |
Interest on RBI/inter-bank borrowings |
1248 |
577 |
9 |
8895 |
17193 |
328 |
829 |
||
c) |
Others |
468 |
119 |
- |
33 |
6 |
694 |
240 |
||
IV. |
Operating expenses |
1770 |
1669 |
339 |
12555 |
14101 |
641 |
858 |
||
a) |
Payments to and provisions for employees |
211 |
168 |
90 |
3815 |
4425 |
181 |
224 |
||
b) |
Rent, taxes and lighting |
151 |
67 |
- |
1255 |
1623 |
158 |
165 |
||
c) |
Printing and stationery |
16 |
9 |
- |
466 |
412 |
10 |
13 |
||
d) |
Advertisement and publicity |
11 |
1 |
25 |
314 |
176 |
8 |
5 |
||
e) |
Depreciation on bank's property |
127 |
144 |
- |
982 |
1075 |
98 |
98 |
||
f) |
Directors' fees, allowances and expenses |
- |
1 |
- |
1 |
1 |
- |
8 |
||
g) |
Auditors' fees and expenses |
4 |
4 |
4 |
8 |
8 |
4 |
4 |
||
h) |
Law charges |
11 |
23 |
11 |
94 |
69 |
12 |
11 |
||
i) |
Postage, telegrams, telephones, etc. |
60 |
62 |
- |
984 |
1000 |
20 |
25 |
||
j) |
Repairs and maintenance |
36 |
41 |
- |
588 |
901 |
30 |
35 |
||
k) |
Insurance |
14 |
11 |
- |
22 |
41 |
20 |
24 |
||
l) |
Other expenditure |
1130 |
1138 |
209 |
4025 |
4369 |
100 |
245 |
||
V. |
Provisions and contingencies |
1087 |
1094 |
- |
12548 |
14241 |
1592 |
(21) |
||
Total expenses@ |
4912 |
3044 |
405 |
57758 |
73832 |
4878 |
5194 |
|||
VI. |
Profit |
(906) |
(1963) |
|
(101) |
17700 |
14422 |
(1524) |
337 |
|
|
Total (III+IV+V+VI) |
5093 |
2174 |
|
304 |
88007 |
102495 |
4946 |
5511 |
Notes |
: |
1. @Excluding 'Provisions and Contingencies'. |
: |
2. Figures in bracket indicate loss. |
|
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |