Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 11 of 12) - আৰবিআই - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 11 of 12)
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(Amount in Rs. lakh) |
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For the year ended March 31 |
||||||||||||
Items |
Shri Sathavahana |
Shri Venkateshwara |
Singhbhum Kshetriya |
Siwan Kshetriya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(329) |
(330) |
(331) |
(332) |
(333) |
(334) |
(335) |
(336) |
||
Income |
||||||||||||
I. |
Interest Earned |
1424 |
1774 |
2119 |
2533 |
1415 |
1877 |
2169 |
2490 |
|||
a) |
Interest/discount on advances/bills |
715 |
861 |
1370 |
1600 |
301 |
384 |
226 |
237 |
|||
b) |
Income on Investments |
161 |
216 |
79 |
186 |
643 |
906 |
245 |
347 |
|||
c) |
Interest on balances with |
548 |
697 |
670 |
746 |
471 |
586 |
1698 |
1906 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
100 |
276 |
100 |
114 |
157 |
43 |
36 |
37 |
|||
a) |
Commission, exchange and brokerage |
37 |
44 |
49 |
68 |
10 |
7 |
12 |
14 |
|||
b) |
Other miscellaneous income |
63 |
232 |
51 |
46 |
147 |
36 |
25 |
23 |
|||
Total (I+II) |
1524 |
2050 |
2219 |
2647 |
1572 |
1919 |
2206 |
2527 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
1028 |
1374 |
1296 |
1599 |
1094 |
1435 |
1316 |
1641 |
|||
a) |
Interest on deposits |
905 |
1254 |
1132 |
1410 |
1019 |
1339 |
1290 |
1613 |
|||
b) |
Interest on RBI/inter-bank borrowings |
123 |
120 |
164 |
189 |
73 |
93 |
25 |
28 |
|||
c) |
Others |
- |
- |
- |
- |
2 |
2 |
- |
- |
|||
IV. |
Operating expenses |
290 |
467 |
626 |
640 |
446 |
479 |
363 |
382 |
|||
a) |
Payments to and provisions for employees |
219 |
242 |
540 |
545 |
402 |
421 |
331 |
345 |
|||
b) |
Rent, taxes and lighting |
7 |
7 |
14 |
16 |
10 |
12 |
6 |
7 |
|||
c) |
Printing and stationery |
5 |
6 |
12 |
9 |
4 |
5 |
4 |
3 |
|||
d) |
Advertisement and publicity |
- |
- |
1 |
1 |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
2 |
3 |
4 |
6 |
2 |
2 |
3 |
4 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
1 |
1 |
2 |
1 |
1 |
1 |
1 |
|||
h) |
Law charges |
- |
- |
- |
- |
- |
- |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
2 |
2 |
11 |
14 |
1 |
2 |
- |
1 |
|||
j) |
Repairs and maintenance |
1 |
1 |
3 |
3 |
2 |
2 |
- |
- |
|||
k) |
Insurance |
2 |
9 |
9 |
11 |
2 |
2 |
9 |
10 |
|||
l) |
Other expenditure |
51 |
195 |
31 |
33 |
22 |
31 |
7 |
11 |
|||
V. |
Provisions and contingencies |
- |
- |
25 |
22 |
10 |
- |
108 |
-103 |
|||
Total expenses* |
1318 |
1841 |
1922 |
2239 |
1540 |
1913 |
1678 |
2023 |
||||
VI. |
Profit (loss) |
206 |
209 |
272 |
386 |
22 |
6 |
420 |
607 |
|||
|
Total (III+IV+V+VI) |
1524 |
2050 |
2219 |
2647 |
1572 |
1919 |
2206 |
2527 |
|||
|
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(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Solapur |
South Malabar |
Sravasthi |
Sree Ananta |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(337) |
(338) |
(339) |
(340) |
(341) |
(342) |
(343) |
(344) |
||
Income |
||||||||||||
I. |
Interest Earned |
503 |
617 |
5555 |
6678 |
2095 |
.. |
2966 |
3321 |
|||
a) |
Interest/discount on advances/bills |
341 |
422 |
4122 |
4847 |
511 |
.. |
1854 |
1927 |
|||
b) |
Income on Investments |
97 |
111 |
662 |
663 |
609 |
.. |
1109 |
1394 |
|||
c) |
Interest on balances with |
8 |
7 |
768 |
1155 |
975 |
.. |
3 |
- |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
57 |
77 |
3 |
14 |
- |
.. |
- |
- |
|||
II. |
Other income |
33 |
34 |
447 |
536 |
128 |
.. |
132 |
157 |
|||
a) |
Commission, exchange and brokerage |
3 |
4 |
423 |
532 |
87 |
.. |
43 |
45 |
|||
b) |
Other miscellaneous income |
30 |
30 |
24 |
4 |
40 |
.. |
89 |
112 |
|||
Total (I+II) |
536 |
650 |
6002 |
7214 |
2223 |
.. |
3098 |
3478 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
333 |
401 |
2694 |
3320 |
1011 |
.. |
1567 |
1904 |
|||
a) |
Interest on deposits |
233 |
292 |
1690 |
2104 |
893 |
.. |
1194 |
1493 |
|||
b) |
Interest on RBI/inter-bank borrowings |
100 |
110 |
1004 |
1215 |
118 |
.. |
373 |
411 |
|||
c) |
Others |
- |
- |
- |
- |
- |
.. |
- |
- |
|||
IV. |
Operating expenses |
193 |
215 |
2388 |
2455 |
599 |
.. |
579 |
662 |
|||
a) |
Payments to and provisions for employees |
160 |
174 |
2064 |
2044 |
539 |
.. |
473 |
535 |
|||
b) |
Rent, taxes and lighting |
10 |
9 |
56 |
71 |
12 |
.. |
14 |
16 |
|||
c) |
Printing and stationery |
4 |
3 |
23 |
28 |
6 |
.. |
9 |
9 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
2 |
- |
.. |
- |
2 |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
9 |
12 |
7 |
.. |
10 |
14 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
.. |
- |
- |
|||
g) |
Auditors' fees and expenses |
- |
- |
2 |
5 |
1 |
.. |
1 |
2 |
|||
h) |
Law charges |
- |
- |
3 |
2 |
- |
.. |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
- |
-1 |
42 |
57 |
3 |
.. |
10 |
8 |
|||
j) |
Repairs and maintenance |
1 |
1 |
5 |
8 |
1 |
.. |
- |
1 |
|||
k) |
Insurance |
1 |
1 |
16 |
19 |
9 |
.. |
3 |
3 |
|||
l) |
Other expenditure |
15 |
24 |
167 |
206 |
18 |
.. |
59 |
73 |
|||
V. |
Provisions and contingencies |
8 |
58 |
10 |
161 |
- |
.. |
15 |
-7 |
|||
Total expenses* |
526 |
617 |
5082 |
5775 |
1610 |
.. |
2147 |
2567 |
||||
VI. |
Profit (loss) |
3 |
-25 |
910 |
1278 |
612 |
.. |
936 |
918 |
|||
|
Total (III+IV+V+VI) |
536 |
650 |
6002 |
7214 |
2223 |
.. |
3098 |
3478 |
|||
|
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|
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(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Sri Saraswathi |
Sri Visakha |
Sriganganagar Kshetriya |
Srirama |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(345) |
(346) |
(347) |
(348) |
(349) |
(350) |
(351) |
(352) |
||
Income |
||||||||||||
I. |
Interest Earned |
2315 |
.. |
4304 |
5367 |
713 |
896 |
881 |
1029 |
|||
a) |
Interest/discount on advances/bills |
903 |
.. |
1870 |
2289 |
353 |
435 |
408 |
449 |
|||
b) |
Income on Investments |
1388 |
.. |
2404 |
3034 |
134 |
138 |
168 |
238 |
|||
c) |
Interest on balances with |
24 |
.. |
30 |
44 |
212 |
233 |
- |
342 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
.. |
- |
- |
14 |
90 |
306 |
- |
|||
II. |
Other income |
310 |
.. |
120 |
145 |
46 |
42 |
40 |
316 |
|||
a) |
Commission, exchange and brokerage |
55 |
.. |
104 |
107 |
6 |
10 |
26 |
33 |
|||
b) |
Other miscellaneous income |
256 |
.. |
16 |
38 |
40 |
32 |
14 |
283 |
|||
Total (I+II) |
2625 |
.. |
4424 |
5512 |
759 |
938 |
921 |
1344 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
1488 |
.. |
3043 |
3575 |
558 |
602 |
515 |
660 |
|||
a) |
Interest on deposits |
1325 |
.. |
2655 |
3177 |
485 |
521 |
418 |
559 |
|||
b) |
Interest on RBI/inter-bank borrowings |
- |
.. |
388 |
398 |
73 |
81 |
97 |
101 |
|||
c) |
Others |
163 |
.. |
- |
- |
- |
- |
- |
- |
|||
IV. |
Operating expenses |
446 |
.. |
1158 |
1313 |
198 |
225 |
153 |
196 |
|||
a) |
Payments to and provisions for employees |
370 |
.. |
1040 |
1191 |
171 |
197 |
130 |
171 |
|||
b) |
Rent, taxes and lighting |
16 |
.. |
37 |
47 |
6 |
6 |
7 |
6 |
|||
c) |
Printing and stationery |
10 |
.. |
20 |
19 |
2 |
3 |
4 |
3 |
|||
d) |
Advertisement and publicity |
- |
.. |
2 |
2 |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
7 |
.. |
3 |
4 |
1 |
2 |
3 |
4 |
|||
f) |
Directors' fees, allowances and expenses |
- |
.. |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
.. |
3 |
4 |
- |
1 |
- |
1 |
|||
h) |
Law charges |
- |
.. |
- |
- |
- |
- |
- |
1 |
|||
i) |
Postage, telegrams, telephones, etc. |
4 |
.. |
13 |
13 |
1 |
1 |
1 |
1 |
|||
j) |
Repairs and maintenance |
1 |
.. |
2 |
1 |
- |
- |
1 |
1 |
|||
k) |
Insurance |
10 |
.. |
33 |
28 |
4 |
4 |
5 |
4 |
|||
l) |
Other expenditure |
28 |
.. |
5 |
2 |
12 |
11 |
3 |
4 |
|||
V. |
Provisions and contingencies |
153 |
.. |
72 |
258 |
- |
18 |
25 |
225 |
|||
Total expenses* |
1934 |
.. |
4201 |
4888 |
756 |
827 |
668 |
856 |
||||
VI. |
Profit (loss) |
538 |
.. |
150 |
366 |
3 |
93 |
229 |
263 |
|||
|
Total (III+IV+V+VI) |
2625 |
.. |
4424 |
5512 |
759 |
938 |
921 |
1344 |
|||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Subansiri Gaonlia |
Sultanpur Kshetriya |
Surat-Bharuch |
Surendranagar Bhavnagar |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(353) |
(354) |
(355) |
(356) |
(357) |
(358) |
(359) |
(360) |
||
Income |
||||||||||||
I. |
Interest Earned |
596 |
736 |
2954 |
3611 |
994 |
1100 |
822 |
1060 |
|||
a) |
Interest/discount on advances/bills |
71 |
103 |
827 |
1062 |
556 |
670 |
403 |
545 |
|||
b) |
Income on Investments |
181 |
244 |
2030 |
2503 |
166 |
148 |
100 |
150 |
|||
c) |
Interest on balances with |
344 |
388 |
88 |
38 |
272 |
283 |
318 |
365 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
9 |
9 |
- |
- |
- |
- |
|||
II. |
Other income |
174 |
29 |
39 |
52 |
38 |
50 |
91 |
82 |
|||
a) |
Commission, exchange and brokerage |
7 |
11 |
36 |
50 |
10 |
14 |
39 |
53 |
|||
b) |
Other miscellaneous income |
167 |
18 |
2 |
3 |
28 |
36 |
52 |
29 |
|||
Total (I+II) |
770 |
765 |
2993 |
3664 |
1032 |
1149 |
912 |
1142 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
332 |
419 |
1924 |
2239 |
625 |
729 |
538 |
653 |
|||
a) |
Interest on deposits |
320 |
408 |
1761 |
2020 |
494 |
557 |
451 |
530 |
|||
b) |
Interest on RBI/inter-bank borrowings |
12 |
11 |
163 |
220 |
125 |
168 |
11 |
97 |
|||
c) |
Others |
- |
- |
- |
- |
6 |
5 |
77 |
25 |
|||
IV. |
Operating expenses |
261 |
272 |
780 |
972 |
220 |
256 |
211 |
258 |
|||
a) |
Payments to and provisions for employees |
210 |
213 |
697 |
875 |
176 |
198 |
177 |
192 |
|||
b) |
Rent, taxes and lighting |
7 |
8 |
14 |
16 |
8 |
11 |
10 |
14 |
|||
c) |
Printing and stationery |
4 |
4 |
- |
7 |
4 |
6 |
4 |
5 |
|||
d) |
Advertisement and publicity |
- |
- |
6 |
- |
- |
1 |
- |
- |
|||
e) |
Depreciation on Bank's property |
1 |
2 |
4 |
4 |
6 |
12 |
7 |
12 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
- |
- |
2 |
2 |
- |
1 |
- |
- |
|||
h) |
Law charges |
- |
- |
1 |
1 |
- |
- |
1 |
1 |
|||
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
2 |
3 |
3 |
3 |
2 |
3 |
|||
j) |
Repairs and maintenance |
1 |
1 |
1 |
1 |
- |
1 |
1 |
- |
|||
k) |
Insurance |
1 |
1 |
16 |
14 |
3 |
4 |
2 |
1 |
|||
l) |
Other expenditure |
34 |
40 |
37 |
49 |
18 |
19 |
8 |
30 |
|||
V. |
Provisions and contingencies |
- |
- |
17 |
72 |
17 |
162 |
9 |
- |
|||
Total expenses* |
593 |
690 |
2704 |
3211 |
845 |
986 |
749 |
910 |
||||
VI. |
Profit (loss) |
177 |
74 |
272 |
381 |
171 |
1 |
154 |
231 |
|||
|
Total (III+IV+V+VI) |
770 |
765 |
2993 |
3664 |
1032 |
1149 |
912 |
1142 |