Table 56 : Selected Ratios of Scheduled Commercial Banks (excluding RRBs) : 1999 and 2000 (Part 4 of 6) - আৰবিআই - Reserve Bank of India
Table 56 : Selected Ratios of Scheduled Commercial Banks (excluding RRBs) : 1999 and 2000
(Part 4 of 6)
OTHER SCHEDULED COMMERCIAL BANKS |
|
|
|
|
|
|
|
|
|
(per cent) |
Year ended March 31 |
|||||||||
IndusInd |
Jammu & Kashmir |
Karnataka |
Karur Vysya |
||||||
Bank |
Bank |
Bank |
Bank |
||||||
Ratio |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|
|
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
1. |
Cash-deposit ratio |
7.48 |
5.65 |
12.00 |
14.88 |
10.39 |
10.21 |
10.06 |
9.13 |
2. |
Credit-deposit ratio |
53.05 |
56.17 |
45.79 |
37.34 |
46.70 |
47.38 |
57.05 |
58.48 |
3. |
Investment-deposit ratio |
41.75 |
41.73 |
45.79 |
45.15 |
40.51 |
39.87 |
40.15 |
38.32 |
4. |
(Credit + investment)-deposit ratio |
94.80 |
97.90 |
91.58 |
82.49 |
87.21 |
87.25 |
97.20 |
96.80 |
5. |
Ratio of deposits to total liabilities |
81.36 |
81.86 |
85.70 |
89.21 |
89.93 |
90.11 |
81.33 |
82.52 |
6. |
Ratio of term deposits to total deposits |
86.97 |
84.64 |
63.39 |
63.73 |
80.48 |
78.82 |
80.32 |
79.81 |
7. |
Ratio of priority sector advances to total advances |
24.56 |
20.18 |
20.67 |
23.09 |
38.18 |
37.37 |
37.98 |
38.85 |
8. |
Ratio of term-loans to total advances |
17.78 |
20.78 |
37.13 |
40.06 |
21.95 |
23.64 |
31.93 |
30.03 |
9. |
Ratio of secured advances to total advances |
92.77 |
91.79 |
97.87 |
93.87 |
98.16 |
97.01 |
96.76 |
92.45 |
10. |
Ratio of investments in non-approved securities to total investments |
27.31 |
22.60 |
26.69 |
34.82 |
31.66 |
32.66 |
27.45 |
38.28 |
11. |
Ratio of Interest income to total assets |
10.61 |
9.00 |
10.58 |
9.79 |
11.25 |
10.89 |
11.96 |
12.18 |
12. |
Ratio of net interest margin to total assets |
2.05 |
1.92 |
4.01 |
3.17 |
2.66 |
2.15 |
3.21 |
3.99 |
13. |
Ratio of non-interest income to total assets |
1.48 |
2.04 |
0.66 |
1.16 |
1.11 |
1.36 |
1.44 |
1.68 |
14. |
Ratio of intermediation cost to total assets |
1.56 |
1.27 |
2.04 |
1.76 |
2.11 |
1.99 |
2.47 |
2.50 |
15. |
Ratio of wage bills to intermediation cost |
12.93 |
13.27 |
63.53 |
56.36 |
69.74 |
71.26 |
58.88 |
62.89 |
16. |
Ratio of wage bills to total expenses |
1.99 |
2.02 |
15.06 |
11.86 |
13.74 |
13.22 |
12.97 |
14.70 |
17. |
Ratio of wage bills to total income |
1.67 |
1.53 |
11.55 |
9.08 |
11.90 |
11.58 |
10.86 |
11.33 |
18. |
Ratio of burden to total assets |
0.08 |
-0.77 |
1.39 |
0.60 |
1.00 |
0.63 |
1.03 |
0.81 |
19. |
Ratio of burden to interest income |
0.72 |
-8.56 |
13.10 |
6.14 |
8.92 |
5.78 |
8.61 |
6.68 |
20. |
Ratio of operating profits to total assets |
1.97 |
2.69 |
2.62 |
2.57 |
1.66 |
1.52 |
2.18 |
3.18 |
21. |
Return on assets |
0.60 |
0.70 |
1.14 |
1.13 |
0.97 |
1.10 |
1.19 |
1.90 |
22. |
Return on equity |
7.06 |
10.55 |
24.28 |
25.13 |
17.34 |
20.31 |
20.81 |
31.25 |
23. |
Cost of deposits |
9.25 |
7.72 |
7.57 |
7.22 |
9.17 |
9.35 |
9.86 |
9.10 |
24. |
Cost of borrowings |
6.58 |
6.16 |
1.89 |
22.23 |
5.89 |
6.86 |
4.43 |
3.55 |
25. |
Cost of funds |
9.12 |
7.60 |
7.46 |
7.43 |
9.08 |
9.28 |
9.51 |
8.68 |
26. |
Return on advances |
13.78 |
10.24 |
13.36 |
11.77 |
14.10 |
13.41 |
14.85 |
14.33 |
27. |
Return on investments |
11.38 |
11.77 |
12.63 |
12.24 |
12.60 |
12.66 |
14.13 |
13.84 |
28. |
Return on advances adjusted to cost of funds |
4.66 |
2.64 |
5.90 |
4.34 |
5.02 |
4.13 |
5.34 |
5.65 |
29. |
Return on investments adjusted to cost of funds |
2.26 |
4.17 |
5.16 |
4.81 |
3.52 |
3.38 |
4.62 |
5.16 |
30. |
Business per employee (in Rs. Lakh) |
1506.19 |
2004.70 |
137.00 |
175.00 |
156.29 |
177.68 |
137.00 |
169.00 |
31. |
Profit per employee (in Rs. lakh) |
8.46 |
13.23 |
1.36 |
1.91 |
1.08 |
1.43 |
1.39 |
2.60 |
32. |
Capital adequacy ratio |
15.16 |
13.24 |
24.48 |
18.82 |
10.85 |
11.04 |
14.53 |
15.16 |
33. |
Capital adequacy ratio - Tier I |
15.11 |
12.09 |
19.46 |
15.51 |
10.62 |
10.64 |
13.28 |
14.48 |
34. |
Capital adequacy ratio - Tier II |
0.05 |
1.15 |
5.02 |
3.31 |
0.23 |
0.40 |
1.25 |
0.68 |
35. |
Ratio of net NPA to net advances |
7.20 |
5.98 |
3.79 |
3.22 |
4.99 |
5.73 |
4.35 |
3.77 |
|
|
|
|
|
|
|
|
|
(per cent) |
Year ended March 31 |
|||||||||
Lakshmi Vilas |
Lord Krishna |
Nainital |
Nedungadi |
||||||
Bank |
Bank |
Bank |
Bank |
||||||
Ratio |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|
|
|
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
1. |
Cash-deposit ratio |
12.29 |
10.00 |
16.97 |
7.21 |
12.11 |
10.52 |
10.13 |
10.56 |
2. |
Credit-deposit ratio |
57.16 |
58.57 |
55.05 |
55.05 |
22.81 |
22.28 |
54.51 |
49.98 |
3. |
Investment-deposit ratio |
37.21 |
39.09 |
36.97 |
41.33 |
42.79 |
46.71 |
40.36 |
34.59 |
4. |
(Credit + investment)-deposit ratio |
94.38 |
97.67 |
92.02 |
96.37 |
65.61 |
68.99 |
94.88 |
84.57 |
5. |
Ratio of deposits to total liabilities |
84.74 |
84.93 |
84.35 |
85.03 |
92.75 |
92.70 |
90.45 |
91.32 |
6. |
Ratio of term deposits to total deposits |
72.57 |
72.34 |
84.27 |
84.14 |
50.04 |
54.82 |
80.98 |
81.70 |
7. |
Ratio of priority sector advances to total advances |
36.33 |
42.55 |
23.44 |
17.87 |
50.45 |
52.63 |
38.05 |
31.46 |
8. |
Ratio of term-loans to total advances |
26.86 |
23.27 |
18.46 |
36.51 |
20.38 |
21.85 |
29.89 |
23.13 |
9. |
Ratio of secured advances to total advances |
93.75 |
90.44 |
96.37 |
99.13 |
99.81 |
99.19 |
96.05 |
92.69 |
10. |
Ratio of investments in non-approved securities to total investments |
36.22 |
39.94 |
30.51 |
22.82 |
24.42 |
33.37 |
20.47 |
21.53 |
11. |
Ratio of Interest income to total assets |
10.60 |
10.62 |
12.16 |
10.63 |
11.19 |
10.50 |
13.11 |
11.35 |
12. |
Ratio of net interest margin to total assets |
2.46 |
2.86 |
1.51 |
1.59 |
4.46 |
4.22 |
2.97 |
3.14 |
13. |
Ratio of non-interest income to total assets |
2.19 |
2.85 |
1.72 |
2.07 |
0.52 |
0.59 |
1.52 |
1.64 |
14. |
Ratio of intermediation cost to total assets |
3.28 |
3.07 |
2.33 |
2.07 |
2.91 |
2.94 |
3.33 |
3.05 |
15. |
Ratio of wage bills to intermediation cost |
55.96 |
60.00 |
50.94 |
56.41 |
73.18 |
74.67 |
61.81 |
62.77 |
16. |
Ratio of wage bills to total expenses |
16.07 |
16.99 |
9.13 |
10.51 |
22.11 |
23.83 |
15.28 |
17.02 |
17. |
Ratio of wage bills to total income |
14.34 |
13.65 |
8.54 |
9.19 |
18.21 |
19.83 |
14.07 |
14.77 |
18. |
Ratio of burden to total assets |
1.09 |
0.21 |
0.61 |
|
2.39 |
2.36 |
1.81 |
1.42 |
19. |
Ratio of burden to interest income |
10.27 |
2.02 |
5.00 |
|
21.38 |
22.45 |
13.82 |
12.49 |
20. |
Ratio of operating profits to total assets |
1.37 |
1.42 |
0.90 |
1.59 |
2.06 |
1.86 |
1.16 |
1.72 |
21. |
Return on assets |
0.85 |
1.30 |
0.16 |
0.70 |
0.79 |
0.95 |
0.62 |
0.84 |
22. |
Return on equity |
14.60 |
0.68 |
3.75 |
14.14 |
23.06 |
22.85 |
20.83 |
28.65 |
23. |
Cost of deposits |
9.00 |
8.55 |
11.35 |
9.77 |
7.20 |
6.77 |
10.64 |
8.54 |
24. |
Cost of borrowings |
12.22 |
11.43 |
0.07 |
0.16 |
66.56 |
24.83 |
10.29 |
8.05 |
25. |
Cost of funds |
9.12 |
8.68 |
10.71 |
9.46 |
7.21 |
6.77 |
10.64 |
8.54 |
26. |
Return on advances |
13.51 |
13.34 |
15.96 |
13.70 |
14.77 |
13.47 |
16.09 |
13.74 |
27. |
Return on investments |
11.63 |
10.83 |
14.21 |
12.26 |
12.66 |
12.35 |
13.70 |
13.85 |
28. |
Return on advances adjusted to cost of funds |
4.39 |
4.65 |
5.25 |
4.24 |
7.57 |
6.70 |
5.45 |
5.20 |
29. |
Return on investments adjusted to cost of funds |
2.51 |
2.14 |
3.50 |
2.81 |
5.45 |
5.57 |
3.06 |
5.32 |
30. |
Business per employee (in Rs. lakh) |
124.58 |
158.00 |
149.00 |
200.00 |
70.13 |
79.05 |
107.92 |
133.34 |
31. |
Profit per employee (in Rs. lakh) |
0.73 |
1.37 |
0.18 |
0.93 |
0.50 |
0.69 |
0.53 |
0.91 |
32. |
Capital adequacy ratio |
9.64 |
10.45 |
11.85 |
11.25 |
13.81 |
15.11 |
10.24 |
9.04 |
33. |
Capital adequacy ratio - Tier I |
9.64 |
8.10 |
9.11 |
9.70 |
12.86 |
14.32 |
6.76 |
5.73 |
34. |
Capital adequacy ratio - Tier II |
|
2.35 |
2.74 |
1.55 |
0.95 |
0.79 |
3.48 |
3.31 |
35. |
Ratio of net NPA to net advances |
6.72 |
5.38 |
20.60 |
13.94 |
2.84 |
0.82 |
12.23 |
15.65 |
|
|
|
|
|
|
|
|
|
(per cent) |
Year ended March 31 |
|||||||||
Ratnakar |
Sangli |
SBI Commercial & |
South Indian |
||||||
Bank |
Bank |
International Bank |
Bank |
||||||
Ratio |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|
|
|
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
1. |
Cash-deposit ratio |
11.85 |
9.27 |
13.19 |
22.27 |
4.82 |
5.60 |
8.47 |
7.51 |
2. |
Credit-deposit ratio |
48.49 |
42.78 |
37.85 |
34.66 |
59.29 |
71.61 |
53.31 |
52.02 |
3. |
Investment-deposit ratio |
43.67 |
43.38 |
42.59 |
40.53 |
45.60 |
40.43 |
38.42 |
45.01 |
4. |
(Credit + investment)-deposit ratio |
92.16 |
86.15 |
80.44 |
75.19 |
104.90 |
112.04 |
91.73 |
97.03 |
5. |
Ratio of deposits to total liabilities |
86.08 |
87.42 |
92.42 |
92.61 |
71.88 |
72.63 |
87.17 |
87.44 |
6. |
Ratio of term deposits to total deposits |
76.55 |
74.21 |
61.82 |
62.25 |
94.22 |
92.44 |
78.37 |
78.10 |
7. |
Ratio of priority sector advances to total advances |
31.62 |
30.20 |
25.80 |
26.21 |
12.64 |
11.80 |
28.42 |
31.97 |
8. |
Ratio of term-loans to total advances |
38.65 |
41.40 |
15.21 |
19.61 |
11.59 |
17.98 |
39.12 |
39.07 |
9. |
Ratio of secured advances to total advances |
90.72 |
89.40 |
93.69 |
95.15 |
94.74 |
83.81 |
90.00 |
89.38 |
10. |
Ratio of investments in non-approved securities to total investments |
41.59 |
38.02 |
29.59 |
31.56 |
7.21 |
13.09 |
23.46 |
15.20 |
11. |
Ratio of Interest income to total assets |
11.16 |
11.06 |
9.37 |
9.08 |
11.09 |
10.16 |
12.03 |
11.69 |
12. |
Ratio of net interest margin to total assets |
3.40 |
3.15 |
2.86 |
2.79 |
1.33 |
2.14 |
2.65 |
2.95 |
13. |
Ratio of non-interest income to total assets |
0.96 |
1.83 |
1.32 |
1.48 |
2.13 |
2.53 |
1.11 |
1.86 |
14. |
Ratio of intermediation cost to total assets |
3.16 |
3.34 |
3.15 |
3.04 |
1.21 |
1.23 |
2.70 |
2.80 |
15. |
Ratio of wage bills to intermediation cost |
66.52 |
66.03 |
79.21 |
76.75 |
30.48 |
32.36 |
71.00 |
76.74 |
16. |
Ratio of wage bills to total expenses |
19.23 |
19.61 |
25.82 |
25.02 |
3.36 |
4.29 |
15.88 |
18.64 |
17. |
Ratio of wage bills to total income |
17.32 |
17.13 |
23.33 |
22.08 |
2.79 |
3.13 |
14.60 |
15.88 |
18. |
Ratio of burden to total assets |
2.19 |
1.51 |
1.83 |
1.56 |
-0.92 |
-1.30 |
1.59 |
0.95 |
19. |
Ratio of burden to interest income |
19.66 |
13.69 |
19.49 |
17.15 |
-8.31 |
-12.79 |
13.24 |
8.09 |
20. |
Ratio of operating profits to total assets |
1.20 |
1.63 |
1.03 |
1.24 |
2.26 |
3.44 |
1.06 |
2.00 |
21. |
Return on assets |
0.92 |
0.83 |
0.35 |
0.36 |
1.59 |
1.84 |
0.17 |
0.58 |
22. |
Return on equity |
20.53 |
17.63 |
8.04 |
9.18 |
8.85 |
9.89 |
4.40 |
14.78 |
23. |
Cost of deposits |
8.52 |
8.48 |
6.98 |
6.77 |
12.66 |
9.43 |
10.08 |
9.47 |
24. |
Cost of borrowings |
7.75 |
15.65 |
25.23 |
6.01 |
13.57 |
20.17 |
5.32 |
5.58 |
25. |
Cost of funds |
8.49 |
8.62 |
7.02 |
6.77 |
12.72 |
10.08 |
9.97 |
9.36 |
26. |
Return on advances |
15.79 |
14.93 |
11.14 |
10.16 |
12.31 |
11.17 |
15.15 |
14.31 |
27. |
Return on investments |
11.68 |
12.36 |
11.12 |
11.05 |
11.42 |
12.05 |
13.44 |
12.73 |
28. |
Return on advances adjusted to cost of funds |
7.30 |
6.31 |
4.12 |
3.39 |
-0.42 |
1.10 |
5.18 |
4.94 |
29. |
Return on investments adjusted to cost of funds |
3.19 |
3.74 |
4.10 |
4.28 |
-1.30 |
1.97 |
3.47 |
3.37 |
30. |
Business per employee (in Rs. lakh) |
90.47 |
114.75 |
59.38 |
66.82 |
575.38 |
724.99 |
109.00 |
129.00 |
31. |
Profit per employee (in Rs. lakh) |
0.55 |
0.64 |
0.20 |
0.24 |
7.21 |
9.63 |
0.15 |
0.64 |
32. |
Capital adequacy ratio |
9.72 |
11.56 |
11.58 |
12.13 |
28.90 |
24.32 |
10.40 |
10.41 |
33. |
Capital adequacy ratio - Tier I |
8.05 |
10.60 |
7.39 |
8.54 |
28.37 |
24.12 |
8.40 |
8.07 |
34. |
Capital adequacy ratio - Tier II |
1.67 |
0.96 |
4.19 |
3.59 |
0.53 |
0.20 |
2.00 |
2.34 |
35. |
Ratio of net NPA to net advances |
7.79 |
8.70 |
8.26 |
0.00 |
21.88 |
13.97 |
11.06 |
8.67 |
|
|
|
|
|
|
|
|
|
|
(per cent) |
|
As on 31st March, 2000 |
|||||||||||
Tamilnad |
Times |
United Western |
UTI |
Vysya |
|||||||
Mercantile |
Bank* |
Bank |
Bank |
Bank |
|||||||
Bank |
|
|
|
|
|
|
|
|
|||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
||
|
|
(57) |
(58) |
(59) |
(60) |
(61) |
(62) |
(63) |
(64) |
(65) |
(66) |
1. |
Cash-deposit ratio |
16.54 |
12.72 |
7.69 |
10.20 |
10.05 |
11.12 |
7.01 |
10.16 |
8.24 |
|
2. |
Credit-deposit ratio |
47.25 |
47.10 |
43.57 |
48.87 |
54.22 |
71.36 |
61.30 |
42.73 |
53.04 |
|
3. |
Investment-deposit ratio |
43.10 |
46.50 |
34.65 |
34.01 |
31.34 |
36.21 |
36.10 |
37.68 |
36.85 |
|
4. |
(Credit + investment)-deposit ratio |
90.35 |
93.60 |
78.22 |
82.88 |
85.56 |
107.57 |
97.41 |
80.41 |
89.89 |
|
5. |
Ratio of deposits to total liabilities |
84.07 |
86.61 |
91.96 |
87.55 |
90.21 |
77.67 |
85.77 |
85.67 |
83.08 |
|
6. |
Ratio of term deposits to total deposits |
69.46 |
71.90 |
64.24 |
75.78 |
72.21 |
83.17 |
83.01 |
80.94 |
79.36 |
|
7. |
Ratio of priority sector advances to total advances |
44.27 |
44.00 |
25.23 |
42.47 |
35.84 |
10.82 |
8.64 |
42.36 |
37.46 |
|
8. |
Ratio of term-loans to total advances |
28.32 |
26.77 |
29.39 |
23.97 |
21.01 |
8.44 |
10.17 |
40.68 |
42.91 |
|
9. |
Ratio of secured advances to total advances |
97.55 |
97.70 |
91.41 |
89.82 |
85.23 |
99.94 |
90.04 |
91.73 |
75.95 |
|
10. |
Ratio of investments in non-approved securities to total investments |
43.74 |
50.14 |
35.76 |
32.81 |
34.87 |
30.01 |
33.78 |
38.98 |
36.67 |
|
11. |
Ratio of Interest income to total assets |
11.26 |
11.29 |
10.04 |
9.73 |
9.60 |
10.53 |
9.13 |
10.21 |
9.60 |
|
12. |
Ratio of net interest margin to total assets |
3.31 |
3.20 |
1.91 |
2.61 |
2.63 |
2.05 |
1.71 |
1.34 |
1.34 |
|
13. |
Ratio of non-interest income to total assets |
1.92 |
1.81 |
1.42 |
1.54 |
2.77 |
1.32 |
1.72 |
1.57 |
2.26 |
|
14. |
Ratio of intermediation cost to total assets |
2.52 |
2.38 |
1.98 |
2.30 |
2.14 |
1.44 |
1.24 |
2.04 |
2.14 |
|
15. |
Ratio of wage bills to intermediation cost |
61.49 |
61.57 |
26.31 |
69.00 |
70.94 |
23.55 |
23.59 |
59.93 |
55.04 |
|
16. |
Ratio of wage bills to total expenses |
14.81 |
14.01 |
5.15 |
16.88 |
16.65 |
3.42 |
3.37 |
11.19 |
11.31 |
|
17. |
Ratio of wage bills to total income |
11.77 |
11.20 |
4.54 |
14.11 |
12.26 |
2.86 |
2.69 |
10.36 |
9.92 |
|
18. |
Ratio of burden to total assets |
0.60 |
0.57 |
0.56 |
0.76 |
-0.64 |
0.12 |
-0.49 |
0.47 |
-0.12 |
|
19. |
Ratio of burden to interest income |
5.32 |
5.08 |
5.54 |
7.84 |
-6.63 |
1.18 |
-5.33 |
4.57 |
-1.25 |
|
20. |
Ratio of operating profits to total assets |
2.71 |
2.63 |
1.35 |
1.85 |
3.26 |
1.93 |
2.20 |
0.87 |
1.46 |
|
21. |
Return on assets |
1.43 |
1.32 |
0.95 |
0.95 |
1.16 |
0.79 |
0.77 |
0.40 |
0.55 |
|
22. |
Return on equity |
20.76 |
19.69 |
17.77 |
21.02 |
26.10 |
17.00 |
22.86 |
6.62 |
8.62 |
|
23. |
Cost of deposits |
9.03 |
9.04 |
8.32 |
7.67 |
7.22 |
9.08 |
7.76 |
9.98 |
9.34 |
|
24. |
Cost of borrowings |
0.84 |
2.24 |
404.01 |
14.70 |
17.41 |
4.38 |
4.64 |
4.45 |
7.55 |
|
25. |
Cost of funds |
8.80 |
8.91 |
8.68 |
7.84 |
7.42 |
8.59 |
7.43 |
9.80 |
9.27 |
|
26. |
Return on advances |
14.22 |
13.47 |
13.20 |
13.57 |
12.44 |
12.47 |
10.45 |
12.13 |
11.43 |
|
27. |
Return on investments |
14.20 |
14.32 |
12.71 |
10.66 |
11.55 |
11.27 |
9.92 |
11.61 |
11.03 |
|
28. |
Return on advances adjusted to cost of funds |
5.42 |
4.56 |
4.52 |
5.73 |
5.03 |
3.89 |
3.03 |
2.33 |
2.17 |
|
29. |
Return on investments adjusted to cost of funds |
5.40 |
5.41 |
4.03 |
2.82 |
4.13 |
2.68 |
2.49 |
1.81 |
1.77 |
|
30. |
Business per employee (in Rs. lakh) |
141.48 |
180.28 |
730.00 |
139.00 |
179.00 |
1000.00 |
1249.00 |
123.89 |
186.14 |
|
31. |
Profit per employee (in Rs. lakh) |
1.64 |
1.89 |
5.00 |
1.08 |
1.64 |
6.00 |
6.91 |
0.50 |
0.76 |
|
32. |
Capital adequacy ratio |
18.40 |
18.02 |
9.97 |
11.64 |
11.94 |
11.64 |
11.37 |
10.63 |
12.24 |
|
33. |
Capital adequacy ratio - Tier I |
17.15 |
15.99 |
9.97 |
7.99 |
8.55 |
11.60 |
7.99 |
9.27 |
8.20 |
|
34. |
Capital adequacy ratio - Tier II |
1.25 |
2.03 |
|
3.65 |
3.39 |
0.04 |
3.38 |
1.36 |
4.04 |
|
35. |
Ratio of net NPA to net advances |
5.67 |
5.77 |
3.01 |
|
8.28 |
4.83 |
6.32 |
4.71 |
14.31 |
9.11 |
Note * : With effect from 26th February 2000, Times Bank has been merged with HDFC Bank. |
Source : Compiled from annual accounts of banks of respective years. |