(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

231,54,770

100909,51

89142,37

133,00,322

64653,73

58216,79

1. Direct Finance

222,66,020

97293,33

85879,66

127,92,366

62207,83

56057,00

2. Indirect Finance

8,88,750

3616,18

3262,71

5,07,956

2445,90

2159,79

II.

INDUSTRY

6,99,217

2696,48

1992,99

4,20,401

2232,15

1896,07

III.

TRANSPORT OPERATORS

1,30,729

846,76

659,55

92,425

722,16

561,84

IV.

PROFESSIONAL AND OTHER SERVICES

7,53,172

2907,48

2355,14

5,57,242

2689,39

2201,64

V.

PERSONAL LOANS

41,58,705

25871,22

19980,43

57,87,103

40676,73

30843,21

1. Loans for Housing

4,79,645

4409,15

3446,26

6,06,207

6386,00

4882,51

2. Loans for Purchase of Consumer Durables

2,66,256

1734,40

1226,17

2,28,936

1367,37

1000,24

3. Rest of the Personal Loans

34,12,804

19727,67

15308,00

49,51,960

32923,36

24960,46

VI.

TRADE

24,74,271

9789,61

7837,25

16,58,926

8454,84

6844,02

1. Wholesale Trade

1,07,728

479,59

387,40

73,266

529,12

461,67

2. Retail Trade

23,66,543

9310,01

7449,85

15,85,660

7925,71

6382,35

VII.

FINANCE

6,17,693

3286,95

2485,44

2,39,984

1294,57

989,67

VIII.

ALL OTHERS

17,40,027

6705,05

5570,99

13,40,210

5652,38

4966,00

TOTAL BANK CREDIT

337,28,584

153013,06

130024,15

233,96,613

126375,95

106519,24

TABLE NO. 1.17 - POPULATION GROUP-WISE OUTSTANDING CREDIT OF SMALL BORROWAL ACCOUNTS OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

OCCUPATION

URBAN/METROPOLITAN

ALL-INDIA

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

32,34,334

18123,27

16315,86

396,89,426

183686,52

163675,01

1. Direct Finance

30,66,894

17102,19

15383,74

381,25,280

176603,35

157320,39

2. Indirect Finance

1,67,440

1021,09

932,12

15,64,146

7083,17

6354,62

II.

INDUSTRY

11,51,694

10838,10

9577,99

22,71,312

15766,73

13467,05

III.

TRANSPORT OPERATORS

1,76,412

1647,69

1060,08

3,99,566

3216,62

2281,47

IV.

PROFESSIONAL AND OTHER SERVICES

25,80,027

10199,89

6030,60

38,90,441

15796,75

10587,38

V.

PERSONAL LOANS

314,38,350

154956,41

71813,92

413,84,158

221504,36

122637,56

1. Loans for Housing

10,48,890

12049,37

9538,86

21,34,742

22844,52

17867,63

2. Loans for Purchase of Consumer Durables

3,53,307

2184,99

1691,91

8,48,499

5286,76

3918,32

3. Rest of the Personal Loans

300,36,153

140722,05

60583,14

384,00,917

193373,08

100851,61

VI.

TRADE

16,05,265

9956,01

7448,79

57,38,462

28200,46

22130,05

1. Wholesale Trade

1,75,410

1559,40

1401,17

3,56,404

2568,11

2250,23

2. Retail Trade

14,29,855

8396,62

6047,62

53,82,058

25632,35

19879,82

VII.

FINANCE

1,09,310

866,28

542,25

9,66,987

5447,80

4017,36

VIII.

ALL OTHERS

52,11,263

15673,82

11411,81

82,91,500

28031,26

21948,80

TOTAL BANK CREDIT

455,06,655

222261,49

124201,29

1026,31,852

501650,50

360744,68

See Notes on Tables.