Table No 5.3 Interest rate range-wise classification of outstanding loans and advances of scheduled commercial banks according to occupation - আৰবিআই - Reserve Bank of India
Table No 5.3 Interest rate range-wise classification of outstanding loans and advances of scheduled commercial banks according to occupation
(Amount in ` Million) |
||||||
OCCUPATION |
LESS THAN 6% |
6% AND ABOVE BUT LESS THAN 10% |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
1 |
2 |
3 |
4 |
5 |
6 |
|
I. AGRICULTURE |
31,962 |
27034.1 |
16315.9 |
1,789,281 |
748859.8 |
567057.0 |
1. Direct Finance |
30,558 |
21781.1 |
12265.0 |
1,725,448 |
679871.1 |
516705.5 |
2. Indirect Finance |
1,404 |
5253.0 |
4050.9 |
63,833 |
68988.7 |
50351.5 |
II. INDUSTRY |
8,078 |
964277.0 |
373674.2 |
55,728 |
1844486.8 |
1035298.8 |
1. Mining & Quarrying |
156 |
27084.3 |
23363.9 |
685 |
60009.7 |
34843.6 |
2. Food Manufacturing & Processing |
600 |
57167.8 |
19506.6 |
2,671 |
97204.2 |
60550.9 |
(a) Rice Mills, Flour & Dal Mills |
80 |
5707.5 |
1171.8 |
562 |
15988.3 |
7635.4 |
(b) Sugar |
30 |
28388.6 |
7060.1 |
138 |
15815.6 |
12368.0 |
(c) Edible Oils & Vanaspati |
43 |
4933.8 |
890.9 |
217 |
11005.7 |
5614.3 |
(d) Tea Processing |
4 |
183.7 |
82.6 |
39 |
1190.4 |
1183.3 |
(e) Processing of Fruits & Vegetables |
13 |
654.2 |
2836.5 |
262 |
19976.6 |
15945.1 |
(f) Others |
430 |
17300.0 |
7464.6 |
1,453 |
33227.5 |
17804.7 |
3. Beverage & Tobacco |
46 |
2804.5 |
2093.7 |
196 |
16888.0 |
3899.9 |
4. Textiles |
1,696 |
111418.5 |
30683.2 |
7,485 |
255226.7 |
73327.7 |
(a) Cotton Textiles |
341 |
21570.8 |
11117.3 |
2,645 |
47636.8 |
30462.0 |
(b) Jute & Other Natural Fibre Textiles |
20 |
1025.1 |
367.4 |
63 |
673.5 |
741.0 |
(c) Handloom Textiles & Khadi |
16 |
17.1 |
16.0 |
292 |
1585.0 |
1336.0 |
(d) Other Textiles & Textile Products |
1,319 |
88805.5 |
19182.5 |
4,485 |
205331.4 |
40788.7 |
5. Paper, Paper Products & Printing |
176 |
83862.3 |
10982.5 |
784 |
27483.1 |
17059.1 |
6. Woods and Wood Products |
19 |
179.2 |
162.6 |
230 |
3851.1 |
3409.4 |
7. Leather & Leather Products |
143 |
22026.1 |
1832.4 |
504 |
13336.1 |
6171.8 |
8. Gems and Jewellery |
930 |
61256.4 |
37712.8 |
624 |
73373.5 |
29722.4 |
9. Rubber & Plastic Products |
240 |
10752.3 |
7195.3 |
730 |
11685.7 |
5410.1 |
10. Chemicals & Chemical Products |
734 |
135426.4 |
61648.8 |
1,677 |
125363.5 |
51803.6 |
(a) Heavy Industrial Chemicals |
111 |
14189.6 |
5085.4 |
320 |
15386.4 |
9962.0 |
(b) Fertilisers |
19 |
4438.6 |
1210.1 |
52 |
9857.3 |
4283.2 |
(c) Drugs & Pharmaceuticals |
323 |
94123.9 |
45215.5 |
331 |
68514.8 |
20067.7 |
(d) Non-Edible Oils |
3 |
104.4 |
89.1 |
41 |
1623.9 |
1078.1 |
(e) Other Chemicals & Chemical Products |
278 |
22569.9 |
10048.8 |
933 |
29981.1 |
16412.7 |
11. Petroleum, Coal Products & Nuclear Fuels |
41 |
19524.9 |
23420.7 |
129 |
91709.4 |
73282.6 |
12. Manufacture of Cement & Cement Products |
29 |
1139.1 |
525.2 |
423 |
29791.2 |
17952.4 |
13. Basic Metals & Metal Products |
708 |
218762.5 |
61574.8 |
2,098 |
204572.0 |
124082.2 |
(a) Iron & Steel |
206 |
42421.7 |
21577.2 |
1,153 |
137060.5 |
104350.3 |
(b) Non-Ferrous Metals |
185 |
93214.9 |
29998.0 |
295 |
17689.5 |
12890.3 |
(c) Metal Products |
317 |
83125.9 |
9999.6 |
650 |
49822.0 |
6841.6 |
14. Engineering |
723 |
56409.3 |
34015.6 |
8,906 |
105017.9 |
52856.4 |
(a) Heavy Engineering |
111 |
10811.0 |
6268.9 |
499 |
13761.1 |
7972.0 |
(b) Light Engineering |
466 |
32156.1 |
21248.0 |
7,530 |
30458.1 |
14817.1 |
(c) Electrical Machinery & Goods |
125 |
11781.1 |
5763.0 |
674 |
35619.8 |
24393.6 |
(d) Electronic Machinery & Goods |
21 |
1661.2 |
735.6 |
203 |
25178.8 |
5673.7 |
15. Vehicles,Vehicle Parts & Transport Equipments |
293 |
35573.5 |
21959.3 |
4,002 |
107051.4 |
47330.4 |
16. Other Industries |
518 |
67445.6 |
10384.1 |
2,779 |
24099.9 |
16484.0 |
17. Electricity, Gas & Water |
31 |
7640.6 |
1107.4 |
434 |
295340.1 |
222785.9 |
(a) Electricity Generation & Transmission |
7 |
735.5 |
468.5 |
270 |
268836.3 |
197603.9 |
(b) Non-Conventional Energy |
11 |
214.1 |
167.5 |
65 |
7606.0 |
6818.4 |
(c) Gas, Steam & Water Supply |
13 |
6691.0 |
471.4 |
99 |
18897.8 |
18363.7 |
18. Construction |
995 |
45803.9 |
25505.5 |
21,371 |
302483.3 |
194326.4 |
(a) Other than Infrastructure |
847 |
18365.7 |
5492.4 |
18,010 |
69356.5 |
37449.0 |
(b) Infrastructure Construction |
148 |
27438.2 |
20013.1 |
3,361 |
233126.8 |
156877.4 |
III. TRANSPORT OPERATORS |
5,032 |
16962.7 |
14167.3 |
131,325 |
271571.3 |
135120.5 |
IV. PROFESSIONAL AND OTHER SERVICES |
1,459 |
84880.8 |
32193.0 |
35,701 |
268399.3 |
109496.4 |
1. Professional Services |
191 |
19887.6 |
3137.2 |
6,187 |
9878.0 |
4777.1 |
2. Tourism, Hotel & Restaurants |
122 |
15030.9 |
3129.5 |
2,848 |
45946.3 |
17775.5 |
3. Recreation services |
30 |
498.3 |
469.1 |
218 |
5312.4 |
1645.3 |
4. IT and Telecommunications |
40 |
25240.5 |
13099.8 |
424 |
53288.1 |
27833.0 |
5. Others |
1,076 |
24223.4 |
12357.3 |
26,024 |
153974.5 |
57465.5 |
V. PERSONAL LOANS |
58,775 |
62187.7 |
49294.3 |
1,744,390 |
1510904.1 |
1163600.6 |
1. Housing |
41,918 |
30436.2 |
24965.1 |
1,081,024 |
1125313.9 |
918710.4 |
2. Consumer Durables |
1,036 |
400.0 |
327.3 |
6,984 |
3812.3 |
2989.4 |
3. Vehicles |
5,840 |
3273.3 |
1223.4 |
221,330 |
125872.4 |
71768.8 |
4. Education |
624 |
572.1 |
170.2 |
67,667 |
35545.9 |
20170.5 |
5. Personal Credit Cards |
1 |
0.4 |
0.4 |
36 |
141.4 |
90.1 |
6. Others |
9,356 |
27505.8 |
22607.9 |
367,349 |
220218.2 |
149871.4 |
VI. TRADE |
5,300 |
110954.1 |
50519.6 |
47,852 |
274146.0 |
180558.8 |
1. Wholesale Trade |
2,618 |
93076.0 |
40088.0 |
3,592 |
133226.9 |
94835.2 |
2. Retail Trade |
2,682 |
17878.1 |
10431.7 |
44,260 |
140919.1 |
85723.6 |
VII. FINANCE |
730 |
112622.2 |
57713.8 |
25,684 |
728294.3 |
449838.1 |
VIII. ALL OTHERS |
13,628 |
229977.1 |
20553.1 |
53,848 |
119253.2 |
72205.9 |
TOTAL LOANS AND ADVANCES |
124,964 |
1608895.7 |
614431.2 |
3,883,809 |
5765914.9 |
3713176.2 |
See Notes on Tables. |
TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
10% AND ABOVE BUT LESS THAN 12% |
12% AND ABOVE BUT LESS THAN 13% |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. AGRICULTURE |
596,797 |
1144278.3 |
899109.0 |
461,011 |
486752.7 |
383589.1 |
1. Direct Finance |
548,056 |
626261.7 |
501678.5 |
423,556 |
338137.3 |
276061.1 |
2. Indirect Finance |
48,741 |
518016.6 |
397430.4 |
37,455 |
148615.4 |
107528.0 |
II. INDUSTRY |
149,688 |
6388220.4 |
4328342.1 |
111,548 |
4100364.4 |
2723742.6 |
1. Mining & Quarrying |
2,029 |
215325.0 |
143159.4 |
1,651 |
67578.4 |
44379.6 |
2. Food Manufacturing & Processing |
13,324 |
426390.5 |
330810.7 |
14,289 |
332635.7 |
225008.0 |
(a) Rice Mills, Flour & Dal Mills |
5,845 |
102004.3 |
79162.4 |
5,560 |
90985.5 |
74337.2 |
(b) Sugar |
417 |
92130.0 |
77619.9 |
387 |
93107.7 |
59188.4 |
(c) Edible Oils & Vanaspati |
972 |
49175.5 |
34508.9 |
1,692 |
33918.6 |
21138.9 |
(d) Tea Processing |
129 |
1794.6 |
1209.2 |
124 |
2402.7 |
1893.4 |
(e) Processing of Fruits & Vegetables |
751 |
48525.8 |
31649.9 |
654 |
44244.6 |
23058.7 |
(f) Others |
5,210 |
132760.2 |
106660.4 |
5,872 |
67976.7 |
45391.5 |
3. Beverage & Tobacco |
772 |
34027.3 |
18371.7 |
721 |
41859.0 |
30369.3 |
4. Textiles |
18,760 |
376565.9 |
249549.8 |
18,530 |
387125.0 |
256517.5 |
(a) Cotton Textiles |
7,602 |
189706.0 |
131703.6 |
5,299 |
218540.2 |
150896.2 |
(b) Jute & Other Natural Fibre Textiles |
279 |
3728.8 |
2739.1 |
310 |
1927.5 |
1409.6 |
(c) Handloom Textiles & Khadi |
757 |
6403.3 |
2468.9 |
889 |
4139.0 |
2851.9 |
(d) Other Textiles & Textile Products |
10,122 |
176727.8 |
112638.2 |
12,032 |
162518.2 |
101359.9 |
5. Paper, Paper Products & Printing |
2,631 |
92752.2 |
36767.3 |
3,309 |
72660.8 |
47017.0 |
6. Woods and Wood Products |
819 |
3040.6 |
2554.0 |
976 |
6598.7 |
4382.5 |
7. Leather & Leather Products |
1,458 |
24572.9 |
16741.3 |
1,013 |
9696.6 |
5257.0 |
8. Gems and Jewellery |
1,448 |
108452.8 |
60351.6 |
1,138 |
32205.4 |
24711.8 |
9. Rubber & Plastic Products |
2,694 |
50940.4 |
39176.1 |
3,356 |
75943.1 |
54124.4 |
10. Chemicals & Chemical Products |
4,399 |
460357.0 |
294778.0 |
3,829 |
133526.1 |
85735.0 |
(a) Heavy Industrial Chemicals |
757 |
63737.1 |
42615.5 |
578 |
19847.0 |
12582.3 |
(b) Fertilisers |
215 |
179684.3 |
121769.5 |
124 |
13011.5 |
9442.6 |
(c) Drugs & Pharmaceuticals |
931 |
121807.6 |
71100.7 |
768 |
55279.2 |
36443.9 |
(d) Non-Edible Oils |
145 |
3694.1 |
2594.7 |
117 |
1243.6 |
956.6 |
(e) Other Chemicals & Chemical Products |
2,351 |
91433.9 |
56697.7 |
2,242 |
44144.9 |
26309.6 |
11. Petroleum, Coal Products & Nuclear Fuels |
451 |
513970.1 |
400019.5 |
335 |
57516.6 |
30191.6 |
12. Manufacture of Cement & Cement Products |
1,168 |
69202.6 |
49907.8 |
1,342 |
84742.2 |
58759.3 |
13. Basic Metals & Metal Products |
5,962 |
599016.6 |
369170.0 |
6,109 |
674644.5 |
408909.2 |
(a) Iron & Steel |
2,878 |
447421.2 |
259730.6 |
2,669 |
355068.9 |
240569.8 |
(b) Non-Ferrous Metals |
858 |
97487.8 |
68979.7 |
766 |
240075.6 |
120592.6 |
(c) Metal Products |
2,226 |
54107.5 |
40459.7 |
2,674 |
79500.0 |
47746.8 |
14. Engineering |
24,982 |
300562.9 |
171509.4 |
19,480 |
201700.0 |
140263.4 |
(a) Heavy Engineering |
1,594 |
56873.0 |
37651.5 |
1,903 |
34334.7 |
20966.4 |
(b) Light Engineering |
20,639 |
68811.9 |
52878.9 |
14,991 |
77793.2 |
55394.6 |
(c) Electrical Machinery & Goods |
2,032 |
92813.3 |
52322.6 |
1,945 |
62450.6 |
42400.7 |
(d) Electronic Machinery & Goods |
717 |
82064.7 |
28656.4 |
641 |
27121.5 |
21501.7 |
15. Vehicles,Vehicle Parts & Transport Equipments |
8,465 |
177169.3 |
108320.6 |
4,337 |
141014.8 |
81399.0 |
16. Other Industries |
10,541 |
142956.5 |
94860.3 |
8,749 |
118733.1 |
57318.4 |
17. Electricity, Gas & Water |
1,403 |
1343110.1 |
872282.7 |
1,137 |
563608.0 |
428034.5 |
(a) Electricity Generation & Transmission |
1,015 |
1243764.4 |
795282.6 |
594 |
530298.3 |
410661.4 |
(b) Non-Conventional Energy |
192 |
25141.0 |
18366.0 |
287 |
20336.3 |
11381.1 |
(c) Gas, Steam & Water Supply |
196 |
74204.8 |
58634.1 |
256 |
12973.4 |
5991.9 |
18. Construction |
48,382 |
1449807.7 |
1070011.9 |
21,247 |
1098576.5 |
741365.0 |
(a) Other than Infrastructure |
39,793 |
180409.3 |
122398.7 |
14,867 |
148616.6 |
109356.7 |
(b) Infrastructure Construction |
8,589 |
1269398.4 |
947613.2 |
6,380 |
949959.9 |
632008.3 |
III. TRANSPORT OPERATORS |
209,293 |
600775.1 |
435551.1 |
97,199 |
196309.0 |
129870.5 |
IV. PROFESSIONAL AND OTHER SERVICES |
122,889 |
1083168.1 |
680153.8 |
74,025 |
898899.0 |
487866.4 |
1. Professional Services |
23,528 |
90128.5 |
56798.5 |
15,156 |
37126.2 |
27334.8 |
2. Tourism, Hotel & Restaurants |
8,766 |
58267.1 |
43839.2 |
5,958 |
67742.8 |
37438.8 |
3. Recreation services |
662 |
36046.1 |
18846.3 |
491 |
16346.7 |
11511.2 |
4. IT and Telecommunications |
1,451 |
311188.7 |
248729.5 |
1,045 |
321973.3 |
140389.6 |
5. Others |
88,482 |
587537.8 |
311940.3 |
51,375 |
455710.0 |
271192.0 |
V. PERSONAL LOANS |
2,841,606 |
2703392.2 |
2087106.8 |
1,701,010 |
1340258.4 |
1013819.9 |
1. Housing |
1,561,384 |
1745805.8 |
1423528.6 |
961,123 |
935451.3 |
721339.5 |
2. Consumer Durables |
12,259 |
11370.8 |
9212.8 |
9,007 |
6576.8 |
5421.6 |
3. Vehicles |
731,911 |
333318.3 |
231448.2 |
410,139 |
182878.9 |
141724.3 |
4. Education |
122,265 |
53437.4 |
32471.7 |
140,301 |
63019.3 |
45468.5 |
5. Personal Credit Cards |
6,411 |
3802.3 |
1183.3 |
32 |
40.2 |
27.3 |
6. Others |
407,376 |
555657.7 |
389262.2 |
180,408 |
152291.9 |
99838.7 |
VI. TRADE |
141,022 |
1856311.0 |
1128410.1 |
115,886 |
726797.9 |
488021.5 |
1. Wholesale Trade |
15,650 |
1121733.0 |
588456.8 |
12,753 |
297949.9 |
168952.4 |
2. Retail Trade |
125,372 |
734578.1 |
539953.3 |
103,133 |
428848.0 |
319069.1 |
VII. FINANCE |
14,573 |
3323571.8 |
2441721.9 |
13,183 |
593922.2 |
442107.0 |
VIII. ALL OTHERS |
205,390 |
1799294.7 |
543432.1 |
148,391 |
326773.2 |
250997.1 |
TOTAL LOANS AND ADVANCES |
4,281,258 |
18899011.7 |
12543826.8 |
2,722,253 |
8670076.8 |
5920014.0 |
TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
13% AND ABOVE BUT LESS THAN 14% |
14% AND ABOVE BUT LESS THAN 15% |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
13 |
14 |
15 |
16 |
17 |
18 |
|
I. AGRICULTURE |
776,066 |
585029.2 |
423669.4 |
884,566 |
526273.5 |
433604.6 |
1. Direct Finance |
741,638 |
489292.8 |
352374.0 |
845,313 |
430329.2 |
361724.4 |
2. Indirect Finance |
34,428 |
95736.3 |
71295.4 |
39,253 |
95944.3 |
71880.3 |
II. INDUSTRY |
155,223 |
4990894.4 |
3165554.9 |
211,967 |
4509238.3 |
3042908.6 |
1. Mining & Quarrying |
2,903 |
82606.2 |
56582.6 |
5,434 |
118690.7 |
91741.8 |
2. Food Manufacturing & Processing |
19,201 |
311202.6 |
221107.0 |
24,636 |
283873.6 |
202753.0 |
(a) Rice Mills, Flour & Dal Mills |
7,220 |
72421.5 |
52446.5 |
7,932 |
59008.5 |
45530.7 |
(b) Sugar |
373 |
87011.8 |
64321.2 |
492 |
59236.9 |
44650.1 |
(c) Edible Oils & Vanaspati |
1,648 |
36862.9 |
23382.9 |
2,600 |
44600.8 |
27978.2 |
(d) Tea Processing |
162 |
4282.3 |
2850.5 |
213 |
3488.4 |
2121.6 |
(e) Processing of Fruits & Vegetables |
1,659 |
22786.8 |
17643.6 |
1,378 |
39269.9 |
25190.3 |
(f) Others |
8,139 |
87837.2 |
60462.3 |
12,021 |
78269.1 |
57282.0 |
3. Beverage & Tobacco |
1,164 |
53748.3 |
41260.5 |
1,853 |
46150.7 |
36765.8 |
4. Textiles |
26,639 |
527480.6 |
349496.7 |
34,414 |
466757.7 |
342550.9 |
(a) Cotton Textiles |
7,594 |
251712.6 |
176686.1 |
10,227 |
235267.9 |
172970.8 |
(b) Jute & Other Natural Fibre Textiles |
480 |
7090.7 |
4069.7 |
597 |
4007.7 |
2312.5 |
(c) Handloom Textiles & Khadi |
1,729 |
8305.1 |
5587.1 |
2,322 |
7051.1 |
5507.8 |
(d) Other Textiles & Textile Products |
16,836 |
260372.1 |
163153.7 |
21,268 |
220431.1 |
161759.7 |
5. Paper, Paper Products & Printing |
6,253 |
98060.2 |
65065.4 |
9,593 |
109152.9 |
73176.9 |
6. Woods and Wood Products |
1,980 |
10693.4 |
7663.8 |
3,811 |
19503.8 |
14383.6 |
7. Leather & Leather Products |
1,593 |
35987.3 |
14985.1 |
2,081 |
22308.0 |
15809.4 |
8. Gems and Jewellery |
1,339 |
24705.4 |
18580.4 |
2,042 |
40665.5 |
31024.9 |
9. Rubber & Plastic Products |
6,594 |
90586.6 |
58614.0 |
10,260 |
86709.6 |
60504.6 |
10. Chemicals & Chemical Products |
6,852 |
209955.9 |
128966.0 |
11,050 |
258575.6 |
173536.5 |
(a) Heavy Industrial Chemicals |
1,077 |
31803.2 |
20476.6 |
2,029 |
45525.6 |
28748.5 |
(b) Fertilisers |
240 |
19121.2 |
6218.8 |
428 |
24526.2 |
11337.4 |
(c) Drugs & Pharmaceuticals |
1,274 |
77341.3 |
52689.7 |
2,266 |
92175.3 |
71175.9 |
(d) Non-Edible Oils |
210 |
5488.8 |
3273.3 |
387 |
5978.5 |
4291.2 |
(e) Other Chemicals & Chemical Products |
4,051 |
76201.5 |
46307.6 |
5,940 |
90370.0 |
57983.6 |
11. Petroleum, Coal Products & Nuclear Fuels |
586 |
88390.9 |
23990.9 |
1,083 |
50157.7 |
24235.9 |
12. Manufacture of Cement & Cement Products |
2,730 |
114336.0 |
95275.6 |
4,669 |
66365.7 |
54487.1 |
13. Basic Metals & Metal Products |
12,337 |
818326.9 |
569312.1 |
18,843 |
676096.8 |
454418.6 |
(a) Iron & Steel |
5,682 |
640701.2 |
448930.4 |
8,892 |
537121.4 |
358767.2 |
(b) Non-Ferrous Metals |
1,619 |
83049.0 |
57179.4 |
2,849 |
47553.6 |
36196.0 |
(c) Metal Products |
5,036 |
94576.6 |
63202.3 |
7,102 |
91421.8 |
59455.4 |
14. Engineering |
21,124 |
698228.4 |
269448.7 |
28,101 |
362003.9 |
280243.5 |
(a) Heavy Engineering |
2,997 |
64226.8 |
44656.1 |
4,391 |
63469.7 |
47365.2 |
(b) Light Engineering |
12,850 |
130537.9 |
97845.4 |
16,266 |
125956.8 |
100768.7 |
(c) Electrical Machinery & Goods |
4,020 |
420798.6 |
59986.9 |
5,672 |
107478.6 |
78879.6 |
(d) Electronic Machinery & Goods |
1,257 |
82665.1 |
66960.3 |
1,772 |
65098.8 |
53230.1 |
15. Vehicles,Vehicle Parts & Transport Equipments |
5,723 |
140853.0 |
98337.2 |
6,088 |
134381.9 |
91884.0 |
16. Other Industries |
18,084 |
156987.4 |
87828.8 |
29,017 |
160177.8 |
119656.5 |
17. Electricity, Gas & Water |
1,426 |
554288.7 |
379439.4 |
1,916 |
745905.9 |
395457.8 |
(a) Electricity Generation & Transmission |
651 |
505121.4 |
343150.5 |
945 |
705464.0 |
363908.2 |
(b) Non-Conventional Energy |
382 |
41625.5 |
30831.1 |
379 |
24399.5 |
19627.1 |
(c) Gas, Steam & Water Supply |
393 |
7541.8 |
5457.9 |
592 |
16042.5 |
11922.4 |
18. Construction |
18,695 |
974456.6 |
679600.5 |
17,076 |
861760.3 |
580277.6 |
(a) Other than Infrastructure |
12,127 |
238485.8 |
179618.1 |
10,505 |
204556.6 |
157994.6 |
(b) Infrastructure Construction |
6,568 |
735970.8 |
499982.4 |
6,571 |
657203.7 |
422282.9 |
III. TRANSPORT OPERATORS |
99,828 |
239173.6 |
166819.7 |
88,897 |
159728.4 |
114950.1 |
IV. PROFESSIONAL AND OTHER SERVICES |
83,624 |
902074.2 |
576532.9 |
108,655 |
882279.9 |
645712.2 |
1. Professional Services |
13,666 |
52836.6 |
40999.0 |
12,632 |
49314.4 |
37462.6 |
2. Tourism, Hotel & Restaurants |
6,491 |
117495.5 |
80576.6 |
9,701 |
147654.0 |
101143.0 |
3. Recreation services |
786 |
31998.9 |
24878.8 |
1,724 |
32250.5 |
23567.9 |
4. IT and Telecommunications |
1,642 |
177352.1 |
37283.1 |
2,844 |
97321.2 |
77518.9 |
5. Others |
61,039 |
522390.9 |
392795.4 |
81,754 |
555739.9 |
406019.9 |
V. PERSONAL LOANS |
1,274,015 |
860309.0 |
618063.2 |
1,015,787 |
575317.7 |
418403.5 |
1. Housing |
392,109 |
406535.6 |
280906.2 |
135,452 |
151100.5 |
108959.8 |
2. Consumer Durables |
8,218 |
5415.2 |
4158.2 |
11,213 |
6602.5 |
5424.6 |
3. Vehicles |
307,106 |
128275.3 |
90318.0 |
200,763 |
77986.8 |
43150.1 |
4. Education |
383,491 |
149660.7 |
110418.1 |
393,361 |
155323.2 |
124872.6 |
5. Personal Credit Cards |
188 |
156.9 |
138.3 |
329 |
1518.8 |
1451.4 |
6. Others |
182,903 |
170265.2 |
132124.5 |
274,669 |
182785.8 |
134545.0 |
VI. TRADE |
145,392 |
1535462.4 |
613005.9 |
392,524 |
840831.6 |
639972.6 |
1. Wholesale Trade |
20,849 |
1053696.0 |
300690.7 |
35,676 |
265115.3 |
199530.5 |
2. Retail Trade |
124,543 |
481766.3 |
312315.2 |
356,848 |
575716.3 |
440442.1 |
VII. FINANCE |
17,523 |
410911.5 |
299467.8 |
54,095 |
162106.2 |
90441.6 |
VIII. ALL OTHERS |
119,506 |
338913.8 |
242704.6 |
111,863 |
251064.7 |
188511.8 |
TOTAL LOANS AND ADVANCES |
2,671,177 |
9862767.9 |
6105818.3 |
2,868,354 |
7906840.3 |
5574504.9 |
TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
15% AND ABOVE BUT LESS THAN 16% |
16% AND ABOVE BUT LESS THAN 17% |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
19 |
20 |
21 |
22 |
23 |
24 |
|
I. AGRICULTURE |
547,059 |
410413.6 |
309070.8 |
133,762 |
108959.8 |
91494.7 |
1. Direct Finance |
522,476 |
308165.5 |
239305.4 |
126,742 |
87697.7 |
74272.8 |
2. Indirect Finance |
24,583 |
102248.0 |
69765.3 |
7,020 |
21262.2 |
17221.8 |
II. INDUSTRY |
188,765 |
3812513.0 |
2106084.2 |
75,735 |
1017680.9 |
696036.9 |
1. Mining & Quarrying |
5,103 |
75962.7 |
48233.5 |
1,881 |
21587.5 |
16116.3 |
2. Food Manufacturing & Processing |
22,307 |
307247.1 |
149259.6 |
7,270 |
61744.9 |
48568.7 |
(a) Rice Mills, Flour & Dal Mills |
7,206 |
69490.0 |
26779.2 |
2,028 |
10422.7 |
7943.1 |
(b) Sugar |
475 |
43880.2 |
35028.2 |
153 |
10023.6 |
8534.1 |
(c) Edible Oils & Vanaspati |
2,066 |
33775.9 |
21015.1 |
689 |
6995.0 |
5545.6 |
(d) Tea Processing |
242 |
4923.9 |
1327.5 |
91 |
788.2 |
613.0 |
(e) Processing of Fruits & Vegetables |
1,295 |
18044.2 |
12351.3 |
375 |
4938.3 |
4188.9 |
(f) Others |
11,023 |
137132.9 |
52758.4 |
3,934 |
28577.2 |
21744.0 |
3. Beverage & Tobacco |
1,913 |
34562.2 |
27684.4 |
735 |
16254.4 |
11676.1 |
4. Textiles |
30,310 |
930113.8 |
255664.6 |
9,180 |
93643.3 |
70076.5 |
(a) Cotton Textiles |
8,197 |
308715.7 |
125460.8 |
3,057 |
50276.6 |
36816.7 |
(b) Jute & Other Natural Fibre Textiles |
628 |
4931.6 |
2678.2 |
168 |
2377.0 |
1962.0 |
(c) Handloom Textiles & Khadi |
2,164 |
8326.7 |
4757.3 |
403 |
1866.0 |
1474.8 |
(d) Other Textiles & Textile Products |
19,321 |
608139.8 |
122768.3 |
5,552 |
39123.6 |
29823.0 |
5. Paper, Paper Products & Printing |
8,981 |
78992.9 |
59919.8 |
3,672 |
27247.6 |
20669.0 |
6. Woods and Wood Products |
3,246 |
14323.7 |
10676.5 |
1,212 |
6810.0 |
5665.1 |
7. Leather & Leather Products |
2,915 |
80755.3 |
15592.4 |
672 |
5415.3 |
3968.1 |
8. Gems and Jewellery |
1,792 |
94089.0 |
64025.2 |
534 |
10018.2 |
9485.0 |
9. Rubber & Plastic Products |
9,381 |
77034.4 |
56684.6 |
3,635 |
27914.7 |
21155.0 |
10. Chemicals & Chemical Products |
10,444 |
240964.1 |
139025.4 |
4,313 |
69360.7 |
47961.2 |
(a) Heavy Industrial Chemicals |
1,827 |
45090.9 |
24606.2 |
723 |
11345.9 |
6607.5 |
(b) Fertilisers |
356 |
8066.5 |
5121.0 |
152 |
2766.1 |
1069.2 |
(c) Drugs & Pharmaceuticals |
2,280 |
104894.6 |
59801.0 |
1,066 |
25521.5 |
16591.3 |
(d) Non-Edible Oils |
429 |
5640.8 |
4380.1 |
150 |
3589.1 |
3472.2 |
(e) Other Chemicals & Chemical Products |
5,552 |
77271.4 |
45117.1 |
2,222 |
26138.3 |
20221.0 |
11. Petroleum, Coal Products & Nuclear Fuels |
1,045 |
139460.0 |
41757.6 |
426 |
23982.4 |
14925.6 |
12. Manufacture of Cement & Cement Products |
4,765 |
38538.0 |
30513.9 |
1,537 |
13582.5 |
9514.2 |
13. Basic Metals & Metal Products |
16,127 |
414339.3 |
307907.6 |
5,923 |
202827.9 |
98268.6 |
(a) Iron & Steel |
7,599 |
296447.8 |
229720.8 |
2,750 |
165377.7 |
69384.8 |
(b) Non-Ferrous Metals |
2,892 |
52502.7 |
31777.1 |
1,068 |
13943.3 |
10156.6 |
(c) Metal Products |
5,636 |
65388.8 |
46409.7 |
2,105 |
23506.9 |
18727.2 |
14. Engineering |
26,760 |
275727.1 |
207247.6 |
14,309 |
110711.9 |
85566.7 |
(a) Heavy Engineering |
5,158 |
50528.4 |
40610.4 |
1,547 |
22527.9 |
18531.8 |
(b) Light Engineering |
15,116 |
117760.3 |
83431.4 |
10,006 |
43778.1 |
33231.4 |
(c) Electrical Machinery & Goods |
5,052 |
75056.9 |
55264.2 |
2,030 |
25968.8 |
18004.3 |
(d) Electronic Machinery & Goods |
1,434 |
32381.6 |
27941.6 |
726 |
18437.0 |
15799.2 |
15. Vehicles,Vehicle Parts & Transport Equipments |
5,186 |
105596.0 |
59128.4 |
2,202 |
25151.6 |
16484.9 |
16. Other Industries |
21,891 |
111575.6 |
82849.9 |
7,565 |
67941.4 |
35579.3 |
17. Electricity, Gas & Water |
1,618 |
269686.9 |
159049.6 |
655 |
40983.3 |
30047.8 |
(a) Electricity Generation & Transmission |
632 |
235745.7 |
130630.4 |
224 |
27325.9 |
19319.2 |
(b) Non-Conventional Energy |
279 |
25664.3 |
23293.3 |
116 |
4232.9 |
3740.8 |
(c) Gas, Steam & Water Supply |
707 |
8276.9 |
5125.9 |
315 |
9424.6 |
6987.9 |
18. Construction |
14,981 |
523544.8 |
390863.6 |
10,014 |
192503.4 |
150308.9 |
(a) Other than Infrastructure |
9,331 |
193744.3 |
144998.5 |
6,848 |
115907.5 |
89463.1 |
(b) Infrastructure Construction |
5,650 |
329800.5 |
245865.1 |
3,166 |
76595.9 |
60845.7 |
III. TRANSPORT OPERATORS |
70,182 |
105592.6 |
78111.2 |
29,715 |
41265.1 |
28488.6 |
IV. PROFESSIONAL AND OTHER SERVICES |
83,143 |
739574.4 |
541373.2 |
45,181 |
353530.4 |
270078.2 |
1. Professional Services |
8,568 |
50713.4 |
37594.0 |
5,275 |
23733.7 |
18152.2 |
2. Tourism, Hotel & Restaurants |
9,952 |
129425.3 |
89417.3 |
4,873 |
54759.0 |
44863.9 |
3. Recreation services |
1,603 |
33356.2 |
26250.3 |
793 |
32014.5 |
29319.7 |
4. IT and Telecommunications |
2,427 |
59812.0 |
51088.3 |
866 |
8395.2 |
7021.4 |
5. Others |
60,593 |
466267.5 |
337023.4 |
33,374 |
234627.9 |
170721.0 |
V. PERSONAL LOANS |
1,116,995 |
592162.9 |
434775.6 |
239,569 |
153368.8 |
109138.2 |
1. Housing |
151,107 |
127361.2 |
89897.3 |
46,548 |
44601.2 |
31967.1 |
2. Consumer Durables |
9,117 |
5862.7 |
4695.9 |
5,027 |
3250.3 |
2524.6 |
3. Vehicles |
46,034 |
21861.2 |
12901.9 |
24,260 |
10595.6 |
6637.8 |
4. Education |
75,340 |
45657.7 |
35530.9 |
9,426 |
5632.2 |
4749.2 |
5. Personal Credit Cards |
972 |
301.4 |
31.5 |
5 |
9.0 |
3.9 |
6. Others |
834,425 |
391118.7 |
291718.1 |
154,303 |
89280.4 |
63255.6 |
VI. TRADE |
252,984 |
911560.7 |
635994.9 |
96,824 |
320056.8 |
224476.6 |
1. Wholesale Trade |
26,611 |
491308.6 |
322120.3 |
13,450 |
130770.1 |
90908.1 |
2. Retail Trade |
226,373 |
420252.1 |
313874.6 |
83,374 |
189286.7 |
133568.4 |
VII. FINANCE |
4,836 |
138379.6 |
36456.8 |
2,498 |
24721.8 |
11488.1 |
VIII. ALL OTHERS |
110,949 |
427703.1 |
129547.8 |
50,206 |
63142.0 |
48385.8 |
TOTAL LOANS AND ADVANCES |
2,374,913 |
7137899.8 |
4271414.6 |
673,490 |
2082725.7 |
1479587.1 |
TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
17% AND ABOVE BUT LESS THAN 18% |
18% AND ABOVE BUT LESS THAN 20% |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
25 |
26 |
27 |
28 |
29 |
30 |
|
I. AGRICULTURE |
46,848 |
33958.1 |
25529.6 |
95,266 |
48853.1 |
35288.4 |
1. Direct Finance |
44,663 |
25469.9 |
19776.6 |
93,046 |
42607.8 |
31141.2 |
2. Indirect Finance |
2,185 |
8488.2 |
5753.0 |
2,220 |
6245.3 |
4147.2 |
II. INDUSTRY |
31,148 |
358808.6 |
261130.1 |
26,497 |
322009.4 |
164070.0 |
1. Mining & Quarrying |
704 |
7587.8 |
5558.8 |
607 |
8850.8 |
4263.6 |
2. Food Manufacturing & Processing |
2,620 |
24839.5 |
18399.9 |
1,747 |
18959.7 |
9327.1 |
(a) Rice Mills, Flour & Dal Mills |
683 |
4483.4 |
2743.7 |
467 |
5675.0 |
3353.4 |
(b) Sugar |
81 |
5617.0 |
4513.6 |
52 |
2413.6 |
724.4 |
(c) Edible Oils & Vanaspati |
316 |
3563.4 |
3287.8 |
222 |
2373.9 |
1187.0 |
(d) Tea Processing |
37 |
424.5 |
314.9 |
33 |
412.9 |
71.2 |
(e) Processing of Fruits & Vegetables |
151 |
1690.2 |
1133.0 |
86 |
1654.6 |
256.2 |
(f) Others |
1,352 |
9061.0 |
6406.8 |
887 |
6429.7 |
3734.9 |
3. Beverage & Tobacco |
253 |
5994.3 |
4688.1 |
216 |
5385.5 |
3390.0 |
4. Textiles |
3,692 |
37502.9 |
27553.8 |
3,249 |
24505.6 |
14057.3 |
(a) Cotton Textiles |
1,418 |
16624.6 |
11531.9 |
975 |
9753.9 |
5682.5 |
(b) Jute & Other Natural Fibre Textiles |
69 |
654.2 |
411.6 |
49 |
247.3 |
167.0 |
(c) Handloom Textiles & Khadi |
156 |
644.6 |
535.7 |
109 |
376.0 |
255.4 |
(d) Other Textiles & Textile Products |
2,049 |
19579.5 |
15074.7 |
2,116 |
14128.4 |
7952.4 |
5. Paper, Paper Products & Printing |
1,305 |
10090.6 |
7676.3 |
999 |
9452.5 |
5740.9 |
6. Woods and Wood Products |
487 |
2773.8 |
2681.2 |
331 |
1485.9 |
758.4 |
7. Leather & Leather Products |
310 |
2625.6 |
2043.8 |
261 |
1982.7 |
1356.8 |
8. Gems and Jewellery |
219 |
4944.4 |
2533.9 |
317 |
6465.5 |
4366.9 |
9. Rubber & Plastic Products |
1,210 |
7836.3 |
6142.7 |
894 |
5154.2 |
3596.4 |
10. Chemicals & Chemical Products |
1,694 |
24753.9 |
14318.3 |
1,382 |
28065.8 |
12186.5 |
(a) Heavy Industrial Chemicals |
301 |
4956.2 |
2511.0 |
270 |
3911.9 |
2171.9 |
(b) Fertilisers |
77 |
2820.1 |
873.8 |
47 |
2934.6 |
360.8 |
(c) Drugs & Pharmaceuticals |
480 |
10073.3 |
5773.5 |
450 |
12279.9 |
5229.1 |
(d) Non-Edible Oils |
89 |
704.6 |
610.8 |
17 |
103.4 |
199.2 |
(e) Other Chemicals & Chemical Products |
747 |
6199.7 |
4549.1 |
598 |
8835.8 |
4225.4 |
11. Petroleum, Coal Products & Nuclear Fuels |
189 |
16721.7 |
4610.9 |
176 |
24649.8 |
7285.3 |
12. Manufacture of Cement & Cement Products |
442 |
5516.2 |
2824.2 |
295 |
4825.3 |
1694.5 |
13. Basic Metals & Metal Products |
2,334 |
47207.0 |
37119.5 |
1,887 |
36874.1 |
19522.5 |
(a) Iron & Steel |
1,152 |
35488.0 |
28154.7 |
949 |
21576.5 |
12595.8 |
(b) Non-Ferrous Metals |
384 |
5694.0 |
4687.6 |
277 |
4417.8 |
2034.5 |
(c) Metal Products |
798 |
6025.0 |
4277.3 |
661 |
10879.8 |
4892.3 |
14. Engineering |
6,698 |
40415.0 |
31317.7 |
5,389 |
32295.5 |
15322.2 |
(a) Heavy Engineering |
556 |
4683.1 |
3530.4 |
656 |
5216.6 |
2847.6 |
(b) Light Engineering |
5,059 |
17451.8 |
13131.7 |
3,798 |
11310.4 |
5729.9 |
(c) Electrical Machinery & Goods |
823 |
11132.0 |
9836.2 |
737 |
11663.3 |
4651.3 |
(d) Electronic Machinery & Goods |
260 |
7148.0 |
4819.5 |
198 |
4105.3 |
2093.3 |
15. Vehicles,Vehicle Parts & Transport Equipments |
983 |
8152.2 |
6328.0 |
872 |
32023.8 |
6018.0 |
16. Other Industries |
2,802 |
17383.0 |
12658.0 |
3,219 |
12580.8 |
7321.7 |
17. Electricity, Gas & Water |
245 |
11890.8 |
9532.0 |
178 |
7844.4 |
3847.4 |
(a) Electricity Generation & Transmission |
93 |
8880.6 |
7532.4 |
72 |
6531.4 |
2871.2 |
(b) Non-Conventional Energy |
69 |
2143.0 |
1505.5 |
19 |
852.8 |
725.7 |
(c) Gas, Steam & Water Supply |
83 |
867.2 |
494.1 |
87 |
460.3 |
250.4 |
18. Construction |
4,961 |
82573.7 |
65143.2 |
4,478 |
60607.4 |
44014.6 |
(a) Other than Infrastructure |
3,451 |
42993.2 |
35026.2 |
3,300 |
17666.2 |
13360.0 |
(b) Infrastructure Construction |
1,510 |
39580.5 |
30117.0 |
1,178 |
42941.2 |
30654.6 |
III. TRANSPORT OPERATORS |
11,344 |
21886.3 |
14670.4 |
11,576 |
14045.3 |
7479.4 |
IV. PROFESSIONAL AND OTHER SERVICES |
18,944 |
119365.8 |
88874.6 |
14,890 |
108072.2 |
45099.2 |
1. Professional Services |
2,947 |
9074.3 |
6793.3 |
2,528 |
9472.8 |
5155.4 |
2. Tourism, Hotel & Restaurants |
1,764 |
21246.9 |
16902.0 |
1,492 |
9539.7 |
5097.1 |
3. Recreation services |
311 |
4286.8 |
3538.8 |
301 |
4734.4 |
2033.0 |
4. IT and Telecommunications |
374 |
4173.9 |
2972.4 |
423 |
6216.6 |
1311.9 |
5. Others |
13,548 |
80583.8 |
58668.0 |
10,146 |
78108.7 |
31501.8 |
V. PERSONAL LOANS |
227,005 |
154454.4 |
62492.7 |
150,723 |
86972.6 |
60802.6 |
1. Housing |
22,983 |
15986.6 |
12186.4 |
23,666 |
15694.2 |
14794.4 |
2. Consumer Durables |
1,909 |
974.5 |
750.7 |
2,712 |
1399.3 |
772.3 |
3. Vehicles |
14,774 |
6162.6 |
3739.5 |
14,712 |
5338.8 |
3211.8 |
4. Education |
6,056 |
2842.0 |
2515.4 |
2,797 |
1475.7 |
1083.3 |
5. Personal Credit Cards |
48,876 |
17779.4 |
444.0 |
3,008 |
1575.7 |
210.8 |
6. Others |
132,407 |
110709.4 |
42856.8 |
103,828 |
61489.0 |
40730.0 |
VI. TRADE |
44,990 |
155551.1 |
89258.2 |
41,602 |
144238.7 |
70140.5 |
1. Wholesale Trade |
6,553 |
42315.4 |
35927.8 |
5,243 |
49488.6 |
33925.5 |
2. Retail Trade |
38,437 |
113235.6 |
53330.4 |
36,359 |
94750.1 |
36215.0 |
VII. FINANCE |
1,472 |
14157.6 |
8351.7 |
5,325 |
226429.7 |
11314.1 |
VIII. ALL OTHERS |
26,955 |
32863.8 |
23520.6 |
28,022 |
34385.9 |
20117.3 |
TOTAL LOANS AND ADVANCES |
408,706 |
891045.7 |
573827.9 |
373,901 |
985007.0 |
414311.6 |
TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF |
||||||
(Amount in ` Million) |
||||||
OCCUPATION |
20% AND ABOVE |
TOTAL |
||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
31 |
32 |
33 |
34 |
35 |
36 |
|
I. AGRICULTURE |
30,965 |
45694.7 |
10607.6 |
5,393,583 |
4166106.8 |
3195336.0 |
1. Direct Finance |
29,613 |
43700.1 |
9391.6 |
5,131,109 |
3093314.2 |
2394696.3 |
2. Indirect Finance |
1,352 |
1994.6 |
1215.9 |
262,474 |
1072792.6 |
800639.7 |
II. INDUSTRY |
8,631 |
81679.9 |
56595.7 |
1,023,008 |
28390173.3 |
17953438.2 |
1. Mining & Quarrying |
165 |
1211.2 |
614.7 |
21,318 |
686494.3 |
468857.9 |
2. Food Manufacturing & Processing |
460 |
3787.9 |
2929.4 |
109,125 |
1925053.4 |
1288220.8 |
(a) Rice Mills, Flour & Dal Mills |
88 |
330.7 |
265.3 |
37,671 |
436517.4 |
301368.7 |
(b) Sugar |
12 |
175.4 |
84.2 |
2,610 |
437800.5 |
314092.1 |
(c) Edible Oils & Vanaspati |
43 |
1199.9 |
993.2 |
10,508 |
228405.4 |
145542.8 |
(d) Tea Processing |
38 |
33.5 |
22.6 |
1,112 |
19925.2 |
11690.0 |
(e) Processing of Fruits & Vegetables |
34 |
354.2 |
307.4 |
6,658 |
202139.4 |
134560.8 |
(f) Others |
245 |
1694.1 |
1256.7 |
50,566 |
600265.6 |
380966.5 |
3. Beverage & Tobacco |
22 |
630.5 |
579.0 |
7,891 |
258304.7 |
180778.4 |
4. Textiles |
1,856 |
7509.9 |
4726.5 |
155,811 |
3217849.9 |
1674204.5 |
(a) Cotton Textiles |
272 |
3417.4 |
1885.6 |
47,627 |
1353222.7 |
855213.6 |
(b) Jute & Other Natural Fibre Textiles |
11 |
10.9 |
8.2 |
2,674 |
26674.4 |
16866.3 |
(c) Handloom Textiles & Khadi |
30 |
68.2 |
43.9 |
8,867 |
38782.1 |
24834.7 |
(d) Other Textiles & Textile Products |
1,543 |
4013.3 |
2788.8 |
96,643 |
1799170.7 |
777289.9 |
5. Paper, Paper Products & Printing |
234 |
1359.0 |
1252.3 |
37,937 |
611114.0 |
345326.7 |
6. Woods and Wood Products |
113 |
317.2 |
229.5 |
13,224 |
69577.3 |
52566.4 |
7. Leather & Leather Products |
125 |
445.3 |
318.4 |
11,075 |
219151.1 |
84076.5 |
8. Gems and Jewellery |
110 |
9117.4 |
7529.1 |
10,493 |
465293.4 |
290044.1 |
9. Rubber & Plastic Products |
352 |
3033.9 |
2418.3 |
39,346 |
447591.2 |
315021.6 |
10. Chemicals & Chemical Products |
426 |
13307.0 |
10173.2 |
46,800 |
1699656.2 |
1020132.5 |
(a) Heavy Industrial Chemicals |
68 |
1131.0 |
521.0 |
8,061 |
256924.7 |
155887.8 |
(b) Fertilisers |
10 |
534.9 |
66.7 |
1,720 |
267761.3 |
161753.1 |
(c) Drugs & Pharmaceuticals |
149 |
8420.4 |
6867.7 |
10,318 |
670431.8 |
390955.9 |
(d) Non-Edible Oils |
7 |
12.9 |
8.5 |
1,595 |
28184.1 |
20953.8 |
(e) Other Chemicals & Chemical Products |
192 |
3207.8 |
2709.3 |
25,106 |
476354.3 |
290581.9 |
11. Petroleum, Coal Products & Nuclear Fuels |
105 |
2805.1 |
2393.8 |
4,566 |
1028888.6 |
646114.5 |
12. Manufacture of Cement & Cement Products |
75 |
515.3 |
377.1 |
17,475 |
428554.3 |
321831.2 |
13. Basic Metals & Metal Products |
846 |
5558.8 |
2870.2 |
73,174 |
3898226.4 |
2453155.2 |
(a) Iron & Steel |
520 |
2572.1 |
1744.9 |
34,450 |
2681257.1 |
1775526.4 |
(b) Non-Ferrous Metals |
65 |
696.3 |
547.8 |
11,258 |
656324.6 |
375039.5 |
(c) Metal Products |
261 |
2290.5 |
577.4 |
27,466 |
560644.7 |
302589.4 |
14. Engineering |
1,178 |
5114.6 |
3374.9 |
157,650 |
2188186.5 |
1291166.2 |
(a) Heavy Engineering |
384 |
837.9 |
659.7 |
19,796 |
327270.3 |
231060.1 |
(b) Light Engineering |
520 |
1331.9 |
1104.4 |
107,241 |
657346.5 |
479581.3 |
(c) Electrical Machinery & Goods |
192 |
1952.5 |
1232.5 |
23,302 |
856715.3 |
352734.9 |
(d) Electronic Machinery & Goods |
82 |
992.3 |
378.4 |
7,311 |
346854.3 |
227789.8 |
15. Vehicles,Vehicle Parts & Transport Equipments |
273 |
3068.6 |
1409.0 |
38,424 |
910036.2 |
538598.9 |
16. Other Industries |
1,300 |
3670.0 |
1355.5 |
106,465 |
883551.1 |
526296.4 |
17. Electricity, Gas & Water |
49 |
3155.9 |
236.7 |
9,092 |
3843454.9 |
2501821.0 |
(a) Electricity Generation & Transmission |
33 |
101.7 |
91.8 |
4,536 |
3532805.2 |
2271520.0 |
(b) Non-Conventional Energy |
4 |
3045.6 |
137.4 |
1,803 |
155260.9 |
116593.8 |
(c) Gas, Steam & Water Supply |
12 |
8.7 |
7.5 |
2,753 |
155388.8 |
113707.2 |
18. Construction |
942 |
17072.2 |
13808.2 |
163,142 |
5609189.8 |
3955225.5 |
(a) Other than Infrastructure |
600 |
2396.9 |
1735.9 |
119,679 |
1232498.7 |
896893.4 |
(b) Infrastructure Construction |
342 |
14675.2 |
12072.4 |
43,463 |
4376691.1 |
3058332.1 |
III. TRANSPORT OPERATORS |
10,083 |
10242.1 |
7187.8 |
764,474 |
1677551.5 |
1132416.4 |
IV. PROFESSIONAL AND OTHER SERVICES |
5,609 |
22381.0 |
16616.4 |
594,120 |
5462625.0 |
3493996.3 |
1. Professional Services |
365 |
1751.7 |
1437.9 |
91,043 |
353917.3 |
239642.1 |
2. Tourism, Hotel & Restaurants |
349 |
3441.9 |
2655.2 |
52,316 |
670549.3 |
442838.2 |
3. Recreation services |
53 |
1232.1 |
939.7 |
6,972 |
198077.1 |
143000.1 |
4. IT and Telecommunications |
72 |
2178.8 |
2023.7 |
11,608 |
1067140.4 |
609271.4 |
5. Others |
4,770 |
13776.4 |
9559.8 |
432,181 |
3172941.0 |
2059244.4 |
V. PERSONAL LOANS |
1,174,276 |
413501.7 |
68430.8 |
11,544,151 |
8452829.5 |
6085928.3 |
1. Housing |
1,108 |
1389.0 |
1184.9 |
4,418,422 |
4599675.6 |
3628439.8 |
2. Consumer Durables |
1,432 |
591.3 |
296.0 |
68,914 |
46255.7 |
36573.4 |
3. Vehicles |
1,483 |
431.4 |
287.7 |
1,978,352 |
895994.5 |
606411.6 |
4. Education |
347 |
275.1 |
136.5 |
1,201,675 |
513441.3 |
377586.8 |
5. Personal Credit Cards |
1,135,876 |
383487.0 |
47380.5 |
1,195,734 |
408812.4 |
50961.5 |
6. Others |
34,030 |
27328.0 |
19145.2 |
2,681,054 |
1988649.9 |
1385955.3 |
VI. TRADE |
6,800 |
28507.8 |
15140.3 |
1,291,176 |
6904418.1 |
4135499.0 |
1. Wholesale Trade |
2,019 |
9197.9 |
7807.9 |
145,014 |
3687877.8 |
1883243.2 |
2. Retail Trade |
4,781 |
19309.9 |
7332.4 |
1,146,162 |
3216540.3 |
2252255.7 |
VII. FINANCE |
41,753 |
27275.4 |
19793.9 |
181,672 |
5762392.2 |
3868694.7 |
VIII. ALL OTHERS |
25,497 |
155703.1 |
42385.6 |
894,255 |
3779074.6 |
1582361.8 |
TOTAL LOANS AND ADVANCES |
1,303,614 |
784985.7 |
236758.1 |
21,686,439 |
64595171.0 |
41447670.8 |