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Table No. 5.3 - Interest Rate Range-Wise Classification of Loans And Advances of Scheduled Commercial Banks According to Occupation March 1998 (Part 2 of 3)

 
 
 
 
 

(Amount in Rupees Lakh)


    

15% AND ABOVE BUT

16%AND ABOVE BUT

    

LESS THAN 16%


LESS THAN 17%


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

16


17


18


19


20


21


I.

AGRICULTURE

2,05,042

3127,95

2414,34

1,21,128

2814,76

2404,31

 

1.

Direct Finance

1,98,002

2409,23

1873,40

1,10,322

1825,20

1591,93

 

2.

Indirect Finance

7,040

718,71

540,94

10,806

989,56

812,37

II.

INDUSTRY

93,253

17611,94

14686,69

94,459

25074,73

20339,57

 

1.

Mining & Quarrying

1,713

458,81

374,01

1,381

869,21

778,57

 

2.

Food Manufacturing & Processing

10,056

1024,92

804,62

10473

2131,75

1617,38

  

(a)

Rice Mills, Flour & Dal Mills

4,360

285,19

236,14

4,173

454,57

342,89

  

(b)

Sugar

182

230,31

181,66

222

599,50

441,63

  

(c)

Edible Oils & Vanaspati

1,732

112,39

95,73

1,490

403,81

305,16

  

(d)

Tea Processing

123

187,33

123,20

261

250,53

182,92

  

(e)

Processing of Fruits & Vegetables

305

16,00

18,83

241

17,33

16,22

  

(f)

Others

3,354

193,70

149,06

4,086

406,01

328,55

 

3.

Beverage & Tobacco

561

214,83

159,47

556

213,43

174,12

 

4.

Textiles

13,862

2102,86

1774,16

11,712

2886,01

2324,02

  

(a)

Cotton Textiles

3,690

922,38

798,10

3,721

1416,00

1097,07

  

(b)

Jute Textiles

160

75,20

48,83

169

63,49

48,80

  

(c)

Handloom Textiles & Khadi

1,379

46,57

43,17

746

59,76

50,58

  

(d)

Other Textiles

8,633

1058,72

884,05

7,076

1346,76

1127,57

 

5.

Paper, Paper Products & Printing

4,377

540,94

452,33

4,283

788,41

704,32

 

6.

Leather & Leather Products

1,346

100,55

98,25

1,187

185,71

156,66

 

7.

Rubber & Rubber Products

1,247

204,20

182,36

1,380

336,46

269,41

 

8.

Chemicals & Chemical Products

7,242

2762,31

2300,15

8,653

3978,28

2894,35

  

(a)

Heavy Industrial Chemicals

551

613,62

551,37

929

660,82

540,02

  

(b)

Fertilisers

193

502,86

410,04

285

906,13

615,94

  

(c)

Drugs & Pharmaceuticals

1,206

545,74

475,05

1,592

815,60

543,44

  

(d)

Non-Edible Oils

210

34,86

28,46

203

39,53

37,10

  

(e)

Other Chemicals & Chemical Products

5,082

1065,24

835,22

5,644

1556,21

1157,85

 

9.

Petroleum, Coal Products & Nuclear Fuels

676

868,19

697,94

607

1618,70

1465,05

 

10.

Manufacture of Cement & Cement Products

1,166

445,89

407,67

920

478,54

431,09

 

11.

Basic Metals & Metal Products

9,809

2264,74

1925,36

9,084

2918,29

2429,03

  

(a)

Iron & Steel

2,382

1634,87

1450,35

2,972

2042,18

1720,18

  

(b)

Non-Ferrous Metals

513

248,91

155,12

558

229,77

167,42

  

(c)

Other Metal Products

6,914

380,96

319,89

5,554

646,34

541,43

 

12.

Engineering

10,439

2615,61

2175,24

11,898

3732,14

2970,39

  

(a)

Heavy Engineering

1,526

832,56

696,74

2,358

1052,04

856,57

  

(b)

Light Engineering

4,739

867,99

703,18

4,719

976,16

752,64

  

(c)

Electrical Machinery & Goods

2,455

512,17

429,04

2,979

933,89

761,04

  

(d)

Electronic Machinery & Goods

1,719

402,89

346,28

1,842

770,05

600,14

 

13.

Vehicles, Vehicle Parts & Transport Equipments

3,301

917,07

675,35

2,991

881,13

709,41

 

14.

Other Industries

22,888

2046,83

1784,63

26,387

2456,35

2009,46

 

15.

Electricity, Gas & Water

1,636

380,44

296,92

700

948,83

819,61

  

(a)

Electricity Generation & Transmission

1,485

353,07

276,88

500

857,71

732,78

  

(b)

Non-Conventional Energy

28

4,58

4,61

53

6,42

4,86

  

(c)

Gas, Steam & Water Supply

123

22,79

15,43

147

84,69

81,98

 

16.

Construction

2,934

663,74

578,24

2,247

651,48

586,69

III.

TRANSPORT OPERATORS

31,870

1028,35

870,77

23,263

842,49

679,96

IV.

PROFESSIONAL AND OTHER SERVICES

24,606

2021,02

1834,56

16,694

1051,87

871,39

V.

PERSONAL LOANS

4,36,524

4644,77

4230,62

3,66,483

3860,37

3027,23

 

1.

Loans for Purchase of Consumer Durables

2,848

25,80

22,63

14,403

111,92

94,16

 

2.

Loans for Housing

28,788

476,70

398,17

26,066

590,06

518,93

 

3.

Rest of the Personal Loans

4,04,888

4142,27

3809,83

3,26,014

3158,38

2414,14

VI.

TRADE

76,804

3401,17

2954,72

66,032

4317,67

3767,12

 

1.

Wholesale Trade

15,870

2405,91

2128,92

19,055

2907,89

2601,75

 

2.

Retail Trade

60,934

995,27

825,80

46,977

1409,78

1165,37

VII.

FINANCE

2,269

1641,84

1412,78

1,702

1706,67

1367,10

VIII.


ALL OTHERS


19,937


2241,70


1951,99


16,206


3313,82


2959,73


TOTAL LOANS AND ADVANCES

8,90,305

35718,73

30356,48

7,05,967

429,82,38

35416,40

OF WHICH:

1. Artisans & Village Industries

7,664

75,29

67,21

6,384

109,97

98,24

 
 
 

2. Other Small Scale Industries


49,664


2534,89


2087,11


51,344


4382,23


3604,44


 
 
 
 
 
 
 
 
 
 
    

17% AND ABOVE BUT

18% AND ABOVE BUT

    

LESS THAN 18%


LESS THAN 20%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

22


23


24


25


26


27


I.

AGRICULTURE

63,364

2296,51

1928,71

42,214

2242,45

2025,09

 

1.

Direct Finance

59,878

1475,35

1295,53

38,872

1477,09

1353,56

 

2.

Indirect Finance

3,486

821,16

633,18

3,342

765,35

671,53

II.

INDUSTRY

89,295

29026,59

23573,11

1,09419

39985,21

33620,43

 

1.

Mining & Quarrying

1,457

409,91

331,33

1,946

381,10

299,99

 

2.

Food Manufacturing & Processing

8,719

3068,83

2411,27

9,355

3710,86

3004,95

  

(a)

Rice Mills, Flour & Dal Mills

3,967

596,20

460,13

3,897

616,50

470,49

  

(b)

Sugar

299

1060,32

888,73

361

1132,86

935,08

  

(c)

Edible Oils & Vanaspati

1,320

525,82

371,49

1,323

565,85

487,27

  

(d)

Tea Processing

319

249,27

184,24

435

461,63

312,50

  

(e)

Processing of Fruits & Vegetables

214

58,61

37,50

286

71,35

55,26

  

(f)

Others

2,600

578,61

469,18

3,063

862,66

744,35

 

3.

Beverage & Tobacco

684

304,38

225,63

910

767,17

609,19

 

4.

Textiles

13,333

4025,58

3254,22

17,325

5383,06

4603,43

  

(a)

Cotton Textiles

4,101

1757,47

1327,20

5,561

2366,61

2046,02

  

(b)

Jute Textiles

169

115,86

86,86

177

93,93

67,89

  

(c)

Handloom Textiles & Khadi

818

71,01

63,76

693

67,29

62,22

  

(d)

Other Textiles

8,245

2081,24

1776,40

10,894

2855,23

2427,30

 

5.

Paper, Paper Products & Printing

4,592

1028,44

869,90

6,079

1333,68

1196,14

 

6.

Leather & Leather Products

1,012

177,91

170,53

1,356

308,68

275,95

 

7.

Rubber & Rubber Products

1,685

537,35

502,21

1,999

711,61

569,78

 

8.

Chemicals & Chemical Products

10,191

5008,13

4064,49

12,509

6056,61

5081,62

  

(a)

Heavy Industrial Chemicals

1,167

813,53

604,42

1,346

987,10

827,15

  

(b)

Fertilisers

299

737,82

567,14

323

690,53

474,87

  

(c)

Drugs & Pharmaceuticals

1,968

1228,44

1009,29

2,547

1706,79

1537,16

  

(d)

Non-Edible Oils

161

54,58

46,26

206

58,13

55,36

  

(e)

Other Chemicals & Chemical Products

6,596

2173,76

1837,37

8,087

2614,05

2187,06

 

9.

Petroleum, Coal Products & Nuclear Fuels

664

908,69

476,67

778

698,80

475,25

 

10.

Manufacture of Cement & Cement Products

1,039

475,69

414,50

1,077

710,97

589,15

 

11.

Basic Metals & Metal Products

10,060

3497,03

3012,35

12,045

5048,47

4467,01

  

(a)

Iron & Steel

3,919

2350,85

2023,85

5,180

3511,10

3197,97

  

(b)

Non-Ferrous Metals

706

295,58

258,73

742

411,08

314,69

  

(c)

Other Metal Products

5,435

850,60

729,77

6,123

1126,29

954,34

 

12.

Engineering

11,262

4615,50

3949,25

13,985

7212,94

5950,05

  

(a)

Heavy Engineering

1,931

1113,28

912,07

2,319

1849,10

1507,32

  

(b)

Light Engineering

4,411

1361,52

1219,80

5,196

1769,08

1403,28

  

(c)

Electrical Machinery & Goods

2,942

1081,74

888,74

3,685

1585,33

1290,21

  

(d)

Electronic Machinery & Goods

1,978

1058,96

928,65

2,785

2009,43

1749,23

 

13.

Vehicles, Vehicle Parts & Transport Equipments

3,591

1020,66

761,02

4,590

1457,29

1179,87

 

14.

Other Industries

17,535

2398,06

1984,73

19,899

4024,63

3467,02

 

15.

Electricity, Gas & Water

751

946,80

670,54

799

912,80

758,59

  

(a)

Electricity Generation & Transmission

584

917,44

645,97

566

827,29

690,25

  

(b)

Non-Conventional Energy

28

8,10

7,09

66

40,39

32,21

  

(c)

Gas, Steam & Water Supply

139

21,26

17,48

167

45,11

36,14

 

16.

Construction

2,720

603,64

474,46

4,767

1266,55

1092,43

III.

TRANSPORT OPERATORS

27,661

931,33

711,50

39,706

1534,02

1161,34

IV.

PROFESSIONAL AND OTHER SERVICES

17,123

1669,70

1446,24

23,392

2885,78

2476,55

V.

PERSONAL LOANS

1,72,203

2199,05

1772,85

1,70,986

2672,12

2138,60

 

1.

Loans for Purchase of Consumer Durables

14,633

120,97

98,34

18,430

158,08

124,53

 

2.

Loans for Housing

19,749

433,43

371,92

10,860

552,73

471,63

 

3.

Rest of the Personal Loans

1,37,821

1644,65

1302,59

1,41,696

1961,30

1542,44

VI.

TRADE

58,169

4550,16

3806,13

66,549

6325,36

5501,22

 

1.

Wholesale Trade

19,407

2577,83

2193,31

25,279

3162,14

2685,62

 

2.

Retail Trade

38,762

1972,33

1612,82

41,270

3163,22

2815,60

VII.

FINANCE

1,768

2267,56

1786,99

3,811

3642,76

2767,05

VIII.


ALL OTHERS


15,411


2303,01


1996,44


16,839


305,92


2723,34


TOTAL LOANS AND ADVANCES

4,44,994

45243,90

37021,98

4,72,916

62338,62

52413,62

OF WHICH:

1. Artisans & Village Industries

3,372

94,82

78,50

2,381

86,55

75,81

 
 
 

2. Other Small Scale Industries


47,877


5474,55


4578,91


55,940


6974,14


5957,95


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