Table No. 5.3 - Interest Rate Range-Wise Classification of Loans And Advances of Scheduled Commercial Banks According to Occupation March 1998 (Part 2 of 3) - আৰবিআই - Reserve Bank of India
Table No. 5.3 - Interest Rate Range-Wise Classification of Loans And Advances of Scheduled Commercial Banks According to Occupation March 1998 (Part 2 of 3)
| | | | | (Amount in Rupees Lakh) | |||||||
15% AND ABOVE BUT | 16%AND ABOVE BUT | |||||||||||
LESS THAN 16% | LESS THAN 17% | |||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||||
| | | | 16 | 17 | 18 | 19 | 20 | 21 | |||
I. | AGRICULTURE | 2,05,042 | 3127,95 | 2414,34 | 1,21,128 | 2814,76 | 2404,31 | |||||
1. | Direct Finance | 1,98,002 | 2409,23 | 1873,40 | 1,10,322 | 1825,20 | 1591,93 | |||||
2. | Indirect Finance | 7,040 | 718,71 | 540,94 | 10,806 | 989,56 | 812,37 | |||||
II. | INDUSTRY | 93,253 | 17611,94 | 14686,69 | 94,459 | 25074,73 | 20339,57 | |||||
1. | Mining & Quarrying | 1,713 | 458,81 | 374,01 | 1,381 | 869,21 | 778,57 | |||||
2. | Food Manufacturing & Processing | 10,056 | 1024,92 | 804,62 | 10473 | 2131,75 | 1617,38 | |||||
(a) | Rice Mills, Flour & Dal Mills | 4,360 | 285,19 | 236,14 | 4,173 | 454,57 | 342,89 | |||||
(b) | Sugar | 182 | 230,31 | 181,66 | 222 | 599,50 | 441,63 | |||||
(c) | Edible Oils & Vanaspati | 1,732 | 112,39 | 95,73 | 1,490 | 403,81 | 305,16 | |||||
(d) | Tea Processing | 123 | 187,33 | 123,20 | 261 | 250,53 | 182,92 | |||||
(e) | Processing of Fruits & Vegetables | 305 | 16,00 | 18,83 | 241 | 17,33 | 16,22 | |||||
(f) | Others | 3,354 | 193,70 | 149,06 | 4,086 | 406,01 | 328,55 | |||||
3. | Beverage & Tobacco | 561 | 214,83 | 159,47 | 556 | 213,43 | 174,12 | |||||
4. | Textiles | 13,862 | 2102,86 | 1774,16 | 11,712 | 2886,01 | 2324,02 | |||||
(a) | Cotton Textiles | 3,690 | 922,38 | 798,10 | 3,721 | 1416,00 | 1097,07 | |||||
(b) | Jute Textiles | 160 | 75,20 | 48,83 | 169 | 63,49 | 48,80 | |||||
(c) | Handloom Textiles & Khadi | 1,379 | 46,57 | 43,17 | 746 | 59,76 | 50,58 | |||||
(d) | Other Textiles | 8,633 | 1058,72 | 884,05 | 7,076 | 1346,76 | 1127,57 | |||||
5. | Paper, Paper Products & Printing | 4,377 | 540,94 | 452,33 | 4,283 | 788,41 | 704,32 | |||||
6. | Leather & Leather Products | 1,346 | 100,55 | 98,25 | 1,187 | 185,71 | 156,66 | |||||
7. | Rubber & Rubber Products | 1,247 | 204,20 | 182,36 | 1,380 | 336,46 | 269,41 | |||||
8. | Chemicals & Chemical Products | 7,242 | 2762,31 | 2300,15 | 8,653 | 3978,28 | 2894,35 | |||||
(a) | Heavy Industrial Chemicals | 551 | 613,62 | 551,37 | 929 | 660,82 | 540,02 | |||||
(b) | Fertilisers | 193 | 502,86 | 410,04 | 285 | 906,13 | 615,94 | |||||
(c) | Drugs & Pharmaceuticals | 1,206 | 545,74 | 475,05 | 1,592 | 815,60 | 543,44 | |||||
(d) | Non-Edible Oils | 210 | 34,86 | 28,46 | 203 | 39,53 | 37,10 | |||||
(e) | Other Chemicals & Chemical Products | 5,082 | 1065,24 | 835,22 | 5,644 | 1556,21 | 1157,85 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 676 | 868,19 | 697,94 | 607 | 1618,70 | 1465,05 | |||||
10. | Manufacture of Cement & Cement Products | 1,166 | 445,89 | 407,67 | 920 | 478,54 | 431,09 | |||||
11. | Basic Metals & Metal Products | 9,809 | 2264,74 | 1925,36 | 9,084 | 2918,29 | 2429,03 | |||||
(a) | Iron & Steel | 2,382 | 1634,87 | 1450,35 | 2,972 | 2042,18 | 1720,18 | |||||
(b) | Non-Ferrous Metals | 513 | 248,91 | 155,12 | 558 | 229,77 | 167,42 | |||||
(c) | Other Metal Products | 6,914 | 380,96 | 319,89 | 5,554 | 646,34 | 541,43 | |||||
12. | Engineering | 10,439 | 2615,61 | 2175,24 | 11,898 | 3732,14 | 2970,39 | |||||
(a) | Heavy Engineering | 1,526 | 832,56 | 696,74 | 2,358 | 1052,04 | 856,57 | |||||
(b) | Light Engineering | 4,739 | 867,99 | 703,18 | 4,719 | 976,16 | 752,64 | |||||
(c) | Electrical Machinery & Goods | 2,455 | 512,17 | 429,04 | 2,979 | 933,89 | 761,04 | |||||
(d) | Electronic Machinery & Goods | 1,719 | 402,89 | 346,28 | 1,842 | 770,05 | 600,14 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 3,301 | 917,07 | 675,35 | 2,991 | 881,13 | 709,41 | |||||
14. | Other Industries | 22,888 | 2046,83 | 1784,63 | 26,387 | 2456,35 | 2009,46 | |||||
15. | Electricity, Gas & Water | 1,636 | 380,44 | 296,92 | 700 | 948,83 | 819,61 | |||||
(a) | Electricity Generation & Transmission | 1,485 | 353,07 | 276,88 | 500 | 857,71 | 732,78 | |||||
(b) | Non-Conventional Energy | 28 | 4,58 | 4,61 | 53 | 6,42 | 4,86 | |||||
(c) | Gas, Steam & Water Supply | 123 | 22,79 | 15,43 | 147 | 84,69 | 81,98 | |||||
16. | Construction | 2,934 | 663,74 | 578,24 | 2,247 | 651,48 | 586,69 | |||||
III. | TRANSPORT OPERATORS | 31,870 | 1028,35 | 870,77 | 23,263 | 842,49 | 679,96 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 24,606 | 2021,02 | 1834,56 | 16,694 | 1051,87 | 871,39 | |||||
V. | PERSONAL LOANS | 4,36,524 | 4644,77 | 4230,62 | 3,66,483 | 3860,37 | 3027,23 | |||||
1. | Loans for Purchase of Consumer Durables | 2,848 | 25,80 | 22,63 | 14,403 | 111,92 | 94,16 | |||||
2. | Loans for Housing | 28,788 | 476,70 | 398,17 | 26,066 | 590,06 | 518,93 | |||||
3. | Rest of the Personal Loans | 4,04,888 | 4142,27 | 3809,83 | 3,26,014 | 3158,38 | 2414,14 | |||||
VI. | TRADE | 76,804 | 3401,17 | 2954,72 | 66,032 | 4317,67 | 3767,12 | |||||
1. | Wholesale Trade | 15,870 | 2405,91 | 2128,92 | 19,055 | 2907,89 | 2601,75 | |||||
2. | Retail Trade | 60,934 | 995,27 | 825,80 | 46,977 | 1409,78 | 1165,37 | |||||
VII. | FINANCE | 2,269 | 1641,84 | 1412,78 | 1,702 | 1706,67 | 1367,10 | |||||
VIII. | ALL OTHERS | 19,937 | 2241,70 | 1951,99 | 16,206 | 3313,82 | 2959,73 | |||||
TOTAL LOANS AND ADVANCES | 8,90,305 | 35718,73 | 30356,48 | 7,05,967 | 429,82,38 | 35416,40 | ||||||
OF WHICH: | 1. Artisans & Village Industries | 7,664 | 75,29 | 67,21 | 6,384 | 109,97 | 98,24 | |||||
| | | 2. Other Small Scale Industries | 49,664 | 2534,89 | 2087,11 | 51,344 | 4382,23 | 3604,44 | |||
| | | | | | | | | | |||
17% AND ABOVE BUT | 18% AND ABOVE BUT | |||||||||||
LESS THAN 18% | LESS THAN 20% | |||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||||
| | | | 22 | 23 | 24 | 25 | 26 | 27 | |||
I. | AGRICULTURE | 63,364 | 2296,51 | 1928,71 | 42,214 | 2242,45 | 2025,09 | |||||
1. | Direct Finance | 59,878 | 1475,35 | 1295,53 | 38,872 | 1477,09 | 1353,56 | |||||
2. | Indirect Finance | 3,486 | 821,16 | 633,18 | 3,342 | 765,35 | 671,53 | |||||
II. | INDUSTRY | 89,295 | 29026,59 | 23573,11 | 1,09419 | 39985,21 | 33620,43 | |||||
1. | Mining & Quarrying | 1,457 | 409,91 | 331,33 | 1,946 | 381,10 | 299,99 | |||||
2. | Food Manufacturing & Processing | 8,719 | 3068,83 | 2411,27 | 9,355 | 3710,86 | 3004,95 | |||||
(a) | Rice Mills, Flour & Dal Mills | 3,967 | 596,20 | 460,13 | 3,897 | 616,50 | 470,49 | |||||
(b) | Sugar | 299 | 1060,32 | 888,73 | 361 | 1132,86 | 935,08 | |||||
(c) | Edible Oils & Vanaspati | 1,320 | 525,82 | 371,49 | 1,323 | 565,85 | 487,27 | |||||
(d) | Tea Processing | 319 | 249,27 | 184,24 | 435 | 461,63 | 312,50 | |||||
(e) | Processing of Fruits & Vegetables | 214 | 58,61 | 37,50 | 286 | 71,35 | 55,26 | |||||
(f) | Others | 2,600 | 578,61 | 469,18 | 3,063 | 862,66 | 744,35 | |||||
3. | Beverage & Tobacco | 684 | 304,38 | 225,63 | 910 | 767,17 | 609,19 | |||||
4. | Textiles | 13,333 | 4025,58 | 3254,22 | 17,325 | 5383,06 | 4603,43 | |||||
(a) | Cotton Textiles | 4,101 | 1757,47 | 1327,20 | 5,561 | 2366,61 | 2046,02 | |||||
(b) | Jute Textiles | 169 | 115,86 | 86,86 | 177 | 93,93 | 67,89 | |||||
(c) | Handloom Textiles & Khadi | 818 | 71,01 | 63,76 | 693 | 67,29 | 62,22 | |||||
(d) | Other Textiles | 8,245 | 2081,24 | 1776,40 | 10,894 | 2855,23 | 2427,30 | |||||
5. | Paper, Paper Products & Printing | 4,592 | 1028,44 | 869,90 | 6,079 | 1333,68 | 1196,14 | |||||
6. | Leather & Leather Products | 1,012 | 177,91 | 170,53 | 1,356 | 308,68 | 275,95 | |||||
7. | Rubber & Rubber Products | 1,685 | 537,35 | 502,21 | 1,999 | 711,61 | 569,78 | |||||
8. | Chemicals & Chemical Products | 10,191 | 5008,13 | 4064,49 | 12,509 | 6056,61 | 5081,62 | |||||
(a) | Heavy Industrial Chemicals | 1,167 | 813,53 | 604,42 | 1,346 | 987,10 | 827,15 | |||||
(b) | Fertilisers | 299 | 737,82 | 567,14 | 323 | 690,53 | 474,87 | |||||
(c) | Drugs & Pharmaceuticals | 1,968 | 1228,44 | 1009,29 | 2,547 | 1706,79 | 1537,16 | |||||
(d) | Non-Edible Oils | 161 | 54,58 | 46,26 | 206 | 58,13 | 55,36 | |||||
(e) | Other Chemicals & Chemical Products | 6,596 | 2173,76 | 1837,37 | 8,087 | 2614,05 | 2187,06 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 664 | 908,69 | 476,67 | 778 | 698,80 | 475,25 | |||||
10. | Manufacture of Cement & Cement Products | 1,039 | 475,69 | 414,50 | 1,077 | 710,97 | 589,15 | |||||
11. | Basic Metals & Metal Products | 10,060 | 3497,03 | 3012,35 | 12,045 | 5048,47 | 4467,01 | |||||
(a) | Iron & Steel | 3,919 | 2350,85 | 2023,85 | 5,180 | 3511,10 | 3197,97 | |||||
(b) | Non-Ferrous Metals | 706 | 295,58 | 258,73 | 742 | 411,08 | 314,69 | |||||
(c) | Other Metal Products | 5,435 | 850,60 | 729,77 | 6,123 | 1126,29 | 954,34 | |||||
12. | Engineering | 11,262 | 4615,50 | 3949,25 | 13,985 | 7212,94 | 5950,05 | |||||
(a) | Heavy Engineering | 1,931 | 1113,28 | 912,07 | 2,319 | 1849,10 | 1507,32 | |||||
(b) | Light Engineering | 4,411 | 1361,52 | 1219,80 | 5,196 | 1769,08 | 1403,28 | |||||
(c) | Electrical Machinery & Goods | 2,942 | 1081,74 | 888,74 | 3,685 | 1585,33 | 1290,21 | |||||
(d) | Electronic Machinery & Goods | 1,978 | 1058,96 | 928,65 | 2,785 | 2009,43 | 1749,23 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 3,591 | 1020,66 | 761,02 | 4,590 | 1457,29 | 1179,87 | |||||
14. | Other Industries | 17,535 | 2398,06 | 1984,73 | 19,899 | 4024,63 | 3467,02 | |||||
15. | Electricity, Gas & Water | 751 | 946,80 | 670,54 | 799 | 912,80 | 758,59 | |||||
(a) | Electricity Generation & Transmission | 584 | 917,44 | 645,97 | 566 | 827,29 | 690,25 | |||||
(b) | Non-Conventional Energy | 28 | 8,10 | 7,09 | 66 | 40,39 | 32,21 | |||||
(c) | Gas, Steam & Water Supply | 139 | 21,26 | 17,48 | 167 | 45,11 | 36,14 | |||||
16. | Construction | 2,720 | 603,64 | 474,46 | 4,767 | 1266,55 | 1092,43 | |||||
III. | TRANSPORT OPERATORS | 27,661 | 931,33 | 711,50 | 39,706 | 1534,02 | 1161,34 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 17,123 | 1669,70 | 1446,24 | 23,392 | 2885,78 | 2476,55 | |||||
V. | PERSONAL LOANS | 1,72,203 | 2199,05 | 1772,85 | 1,70,986 | 2672,12 | 2138,60 | |||||
1. | Loans for Purchase of Consumer Durables | 14,633 | 120,97 | 98,34 | 18,430 | 158,08 | 124,53 | |||||
2. | Loans for Housing | 19,749 | 433,43 | 371,92 | 10,860 | 552,73 | 471,63 | |||||
3. | Rest of the Personal Loans | 1,37,821 | 1644,65 | 1302,59 | 1,41,696 | 1961,30 | 1542,44 | |||||
VI. | TRADE | 58,169 | 4550,16 | 3806,13 | 66,549 | 6325,36 | 5501,22 | |||||
1. | Wholesale Trade | 19,407 | 2577,83 | 2193,31 | 25,279 | 3162,14 | 2685,62 | |||||
2. | Retail Trade | 38,762 | 1972,33 | 1612,82 | 41,270 | 3163,22 | 2815,60 | |||||
VII. | FINANCE | 1,768 | 2267,56 | 1786,99 | 3,811 | 3642,76 | 2767,05 | |||||
VIII. | ALL OTHERS | 15,411 | 2303,01 | 1996,44 | 16,839 | 305,92 | 2723,34 | |||||
TOTAL LOANS AND ADVANCES | 4,44,994 | 45243,90 | 37021,98 | 4,72,916 | 62338,62 | 52413,62 | ||||||
OF WHICH: | 1. Artisans & Village Industries | 3,372 | 94,82 | 78,50 | 2,381 | 86,55 | 75,81 | |||||
| | | 2. Other Small Scale Industries | 47,877 | 5474,55 | 4578,91 | 55,940 | 6974,14 | 5957,95 |