Table No. 5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 2 of 4) - আৰবিআই - Reserve Bank of India
Table No. 5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 2 of 4)
| | | | | | | (Amount in Rupees Lakh) | |||||
ABOVE Rs. 2 LAKH AND | ABOVE Rs. 5 LAKH AND | |||||||||||
UPTO Rs. 5 LAKH | UPTO Rs. 10 LAKH | |||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||||
| | | | 13 | 14 | 15 | 16 | 17 | 18 | |||
I. | AGRICULTURE | 93,938 | 2635,71 | 2322,85 | 12,471 | 940,67 | 663,15 | |||||
1. | Direct Finance | 88,035 | 2454,39 | 2165,16 | 10,247 | 777,16 | 529,10 | |||||
2. | Indirect Finance | 5,903 | 181,32 | 157,69 | 2,224 | 163,51 | 134,05 | |||||
II. | INDUSTRY | 1,35,266 | 4762,39 | 4250,25 | 63,669 | 4936,22 | 4349,42 | |||||
1. | Mining & Quarrying | 2,474 | 85,93 | 73,81 | 1,048 | 81,23 | 71,14 | |||||
2. | Food Manufacturing & Processing | 10,809 | 391,30 | 340,67 | 6,392 | 510,53 | 434,29 | |||||
(a) | Rice Mills, Flour & Dal Mills | 4,731 | 174,61 | 146,94 | 3,222 | 260,62 | 211,54 | |||||
(b) | Sugar | 181 | 6,50 | 5,95 | 103 | 8,32 | 7,31 | |||||
(c) | Edible Oils & Vanaspati | 1,677 | 60,23 | 52,70 | 811 | 64,18 | 58,72 | |||||
(d) | Tea Processing | 215 | 8,10 | 6,81 | 165 | 13,71 | 11,75 | |||||
(e) | Processing of Fruits & Vegetables | 308 | 11,19 | 10,58 | 159 | 12,37 | 10,30 | |||||
(f) | Others | 3,697 | 130,67 | 117,69 | 1,932 | 151,32 | 134,67 | |||||
3. | Beverage & Tobacco | 798 | 28,31 | 25,05 | 460 | 36,36 | 30,91 | |||||
4. | Textiles | 22,124 | 797,63 | 713,38 | 11,189 | 878,46 | 797,67 | |||||
(a) | Cotton Textiles | 6,797 | 245,35 | 218,96 | 3,450 | 272,36 | 244,81 | |||||
(b) | Jute Textiles | 163 | 5,72 | 7,19 | 116 | 9,37 | 9,51 | |||||
(c) | Handloom Textiles & Khadi | 1,403 | 50,51 | 42,46 | 480 | 37,30 | 30,17 | |||||
(d) | Other Textiles | 13,761 | 496,04 | 444,77 | 7,143 | 559,44 | 513,18 | |||||
5. | Paper, Paper Products & Printing | 7,132 | 250,19 | 228,43 | 3,546 | 267,98 | 236,44 | |||||
6. | Leather & Leather Products | 1,842 | 65,70 | 65,36 | 1,128 | 88,46 | 82,84 | |||||
7. | Rubber & Rubber Products | 2,683 | 94,68 | 85,12 | 1,196 | 91,88 | 81,95 | |||||
8. | Chemicals & Chemical Products | 13,709 | 490,30 | 440,52 | 7,507 | 584,60 | 521,46 | |||||
(a) | Heavy Industrial Chemicals | 1,366 | 49,35 | 46,61 | 843 | 66,54 | 61,82 | |||||
(b) | Fertilisers | 258 | 9,39 | 9,74 | 147 | 11,94 | 10,76 | |||||
(c) | Drugs & Pharmaceuticals | 2,416 | 86,38 | 81,00 | 1,404 | 110,83 | 100,22 | |||||
(d) | Non-Edible Oils | 275 | 9,91 | 9,37 | 170 | 13,42 | 12,17 | |||||
(e) | Other Chemicals & Chemical Products | 9,394 | 335,26 | 293,80 | 4,943 | 381,88 | 336,49 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 865 | 31,20 | 27,25 | 477 | 37,40 | 32,41 | |||||
10. | Manufacture of Cement & Cement Products | 1,270 | 44,87 | 39,58 | 621 | 48,59 | 41,53 | |||||
11. | Basic Metals & Metal Products | 14,674 | 518,20 | 467,89 | 7,303 | 563,91 | 497,43 | |||||
(a) | Iron & Steel | 4,786 | 172,94 | 158,31 | 2,834 | 222,83 | 197,73 | |||||
(b) | Non-Ferrous Metals | 976 | 35,03 | 34,27 | 590 | 45,84 | 39,97 | |||||
(c) | Other Metal Products | 8,912 | 310,22 | 275,31 | 3,879 | 295,24 | 259,72 | |||||
12. | Engineering | 17,039 | 599,28 | 527,11 | 8,218 | 634,16 | 550,36 | |||||
(a) | Heavy Engineering | 2,864 | 99,99 | 88,05 | 1,414 | 110,80 | 98,86 | |||||
(b) | Light Engineering | 7,090 | 248,80 | 214,82 | 3,310 | 253,28 | 216,54 | |||||
(c) | Electrical Machinery & Goods | 4,357 | 154,09 | 136,27 | 2,148 | 165,70 | 141,07 | |||||
(d) | Electronic Machinery & Goods | 2,728 | 96,40 | 87,97 | 1,346 | 104,39 | 93,88 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 5,227 | 174,81 | 146,39 | 1,747 | 133,01 | 114,85 | |||||
14. | Other Industries | 28,564 | 977,58 | 874,77 | 10,113 | 767,47 | 664,36 | |||||
15. | Electricity, Gas & Water | 962 | 32,36 | 27,44 | 467 | 35,27 | 30,23 | |||||
(a) | Electricity Generation & Transmission | 657 | 21,63 | 17,89 | 325 | 24,62 | 20,53 | |||||
(b) | Non-Conventional Energy | 82 | 2,95 | 2,68 | 42 | 3,11 | 2,81 | |||||
(c) | Gas, Steam & Water Supply | 223 | 7,78 | 6,86 | 100 | 7,54 | 6,89 | |||||
16. | Construction | 5,094 | 180,03 | 167,48 | 2,257 | 176,91 | 161,56 | |||||
III. | TRANSPORT OPERATORS | 70,916 | 2279,60 | 1692,76 | 6,663 | 450,23 | 335,77 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 25,165 | 845,33 | 696,26 | 8,536 | 646,65 | 515,30 | |||||
V. | PERSONAL LOANS | 1,92,526 | 6043,03 | 5008,90 | 20,549 | 1489,50 | 1160,05 | |||||
1. | Loans for Purchase of Consumer Durables | 4,958 | 147,79 | 117,79 | 441 | 32,44 | 27,42 | |||||
2. | Loans for Housing | 65,546 | 1968,82 | 1758,43 | 5,344 | 378,31 | 319,13 | |||||
3. | Rest of the Personal Loans | 1,22,022 | 3926,42 | 3132,68 | 14,764 | 1078,75 | 813,50 | |||||
VI. | TRADE | 98,926 | 3467,15 | 2914,30 | 31,315 | 2428,66 | 2033,75 | |||||
1. | Wholesale Trade | 36,261 | 1313,38 | 1093,53 | 15,414 | 1210,73 | 1015,24 | |||||
2. | Retail Trade | 62,665 | 2153,77 | 1820,77 | 15,901 | 1217,92 | 1018,51 | |||||
VII. | FINANCE | 2,862 | 100,46 | 73,13 | 1,550 | 123,34 | 91,96 | |||||
VIII. | ALL OTHERS | 18,123 | 619,20 | 545,54 | 16,072 | 1218,40 | 1013,79 | |||||
TOTAL BANK CREDIT | 6,37,722 | 20752,86 | 17503,99 | 1,60,825 | 12233,67 | 10163,19 | ||||||
OF WHICH: | 1. Artisans & Village Industries | 2,920 | 95,23 | 81,46 | 888 | 68,03 | 57,88 | |||||
| | | 2. Other Small Scale Industries | 77,886 | 2762,10 | 2463,85 | 37,355 | 2884,99 | 2521,75 | |||
| | | | | ||||||||
ABOVE Rs. 10 LAKH AND | ABOVE Rs. 25 LAKH AND | |||||||||||
UPTO Rs. 25 LAKH | UPTO Rs. 50 LAKH | |||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||||
| | | 19 | 20 | 21 | 22 | 23 | 24 | ||||
I. | AGRICULTURE | 8,553 | 1353,90 | 921,83 | 3,507 | 1278,89 | 936,63 | |||||
1. | Direct Finance | 3,359 | 544,33 | 475,33 | 1,396 | 507,87 | 435,50 | |||||
2. | Indirect Finance | 5,194 | 809,56 | 446,51 | 2,111 | 771,02 | 501,13 | |||||
II. | INDUSTRY | 53,477 | 9166,83 | 7873,03 | 28,254 | 10625,58 | 8653,86 | |||||
1. | Mining & Quarrying | 868 | 149,89 | 121,75 | 442 | 165,24 | 130,66 | |||||
2. | Food Manufacturing & Processing | 5,571 | 969,46 | 795,67 | 2,955 | 1104,05 | 860,95 | |||||
(a) | Rice Mills, Flour & Dal Mills | 2,889 | 507,16 | 403,36 | 1,411 | 521,59 | 383,11 | |||||
(b) | Sugar | 101 | 17,86 | 14,37 | 106 | 42,41 | 41,01 | |||||
(c) | Edible Oils & Vanaspati | 698 | 121,44 | 99,39 | 387 | 149,19 | 120,04 | |||||
(d) | Tea Processing | 231 | 40,70 | 36,91 | 182 | 68,59 | 56,98 | |||||
(e) | Processing of Fruits & Vegetables | 145 | 25,51 | 20,00 | 93 | 35,48 | 27,81 | |||||
(f) | Others | 1,507 | 256,78 | 221,64 | 776 | 286,79 | 232,00 | |||||
3. | Beverage & Tobacco | 423 | 75,05 | 61,78 | 326 | 123,25 | 105,68 | |||||
4. | Textiles | 10,344 | 1780,49 | 1513,58 | 5,921 | 2239,25 | 1792,16 | |||||
(a) | Cotton Textiles | 3,213 | 556,19 | 493,58 | 2,019 | 766,05 | 617,36 | |||||
(b) | Jute Textiles | 113 | 20,09 | 17,82 | 71 | 26,75 | 21,49 | |||||
(c) | Handloom Textiles & Khadi | 317 | 52,57 | 45,55 | 129 | 50,35 | 41,40 | |||||
(d) | Other Textiles | 6,701 | 1151,64 | 956,62 | 3,702 | 1396,10 | 1111,92 | |||||
5. | Paper, Paper Products & Printing | 2,520 | 424,55 | 378,81 | 1,032 | 385,70 | 315,56 | |||||
6. | Leather & Leather Products | 1,172 | 202,62 | 174,91 | 705 | 264,54 | 208,32 | |||||
7. | Rubber & Rubber Products | 964 | 162,29 | 137,82 | 488 | 183,04 | 153,39 | |||||
8. | Chemicals & Chemical Products | 6,745 | 1144,13 | 965,46 | 3,714 | 1396,75 | 1133,46 | |||||
(a) | Heavy Industrial Chemicals | 837 | 143,89 | 125,79 | 543 | 205,23 | 167,85 | |||||
(b) | Fertilisers | 186 | 33,12 | 28,01 | 143 | 55,67 | 50,94 | |||||
(c) | Drugs & Pharmaceuticals | 1,466 | 252,08 | 219,58 | 938 | 354,49 | 298,49 | |||||
(d) | Non-Edible Oils | 132 | 23,83 | 20,46 | 70 | 26,24 | 22,98 | |||||
(e) | Other Chemicals & Chemical Products | 4,124 | 691,21 | 571,61 | 2,020 | 755,12 | 593,21 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 411 | 71,05 | 64,93 | 201 | 75,29 | 65,74 | |||||
10. | Manufacture of Cement & Cement Products | 539 | 93,58 | 81,75 | 363 | 135,30 | 119,24 | |||||
11. | Basic Metals & Metal Products | 6,227 | 1059,91 | 938,43 | 3,410 | 1290,26 | 1098,25 | |||||
(a) | Iron & Steel | 2,900 | 503,35 | 456,15 | 1,830 | 694,03 | 628,26 | |||||
(b) | Non-Ferrous Metals | 498 | 87,58 | 71,58 | 249 | 95,02 | 75,97 | |||||
(c) | Other Metal Products | 2,829 | 468,97 | 410,70 | 1,331 | 501,21 | 394,01 | |||||
12. | Engineering | 6,628 | 1128,13 | 967,15 | 3,585 | 1343,84 | 1122,79 | |||||
(a) | Heavy Engineering | 1,281 | 220,59 | 188,27 | 808 | 303,34 | 258,66 | |||||
(b) | Light Engineering | 2,194 | 369,38 | 306,16 | 1,059 | 395,09 | 309,22 | |||||
(c) | Electrical Machinery & Goods | 1,827 | 311,18 | 268,76 | 1,002 | 375,72 | 315,93 | |||||
(d) | Electronic Machinery & Goods | 1,326 | 226,99 | 203,96 | 716 | 269,69 | 238,99 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 1,328 | 226,87 | 186,24 | 875 | 328,03 | 265,92 | |||||
14. | Other Industries | 7,416 | 1287,54 | 1137,45 | 3,086 | 1158,68 | 927,44 | |||||
15. | Electricity, Gas & Water | 454 | 75,40 | 59,24 | 298 | 109,96 | 76,21 | |||||
(a) | Electricity Generation & Transmission | 336 | 56,03 | 42,37 | 236 | 86,93 | 57,27 | |||||
(b) | Non-Conventional Energy | 32 | 5,20 | 4,34 | 15 | 5,78 | 4,70 | |||||
(c) | Gas, Steam & Water Supply | 86 | 14,17 | 12,53 | 47 | 17,25 | 14,24 | |||||
16. | Construction | 1,867 | 315,88 | 288,07 | 853 | 322,40 | 278,09 | |||||
III. | TRANSPORT OPERATORS | 1,759 | 281,45 | 207,29 | 552 | 200,53 | 135,16 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 5,404 | 894,15 | 754,28 | 1,939 | 712,48 | 553,45 | |||||
V. | PERSONAL LOANS | 8,631 | 1416,11 | 1057,07 | 2,461 | 877,12 | 616,57 | |||||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | |||||
2. | Loans for Housing | 1,902 | 301,98 | 197,41 | 435 | 159,15 | 116,83 | |||||
3. | Rest of the Personal Loans | 6,729 | 1114,13 | 859,66 | 2,026 | 717,97 | 499,74 | |||||
VI. | TRADE | 17,676 | 2963,53 | 2417,17 | 6,414 | 2396,74 | 1899,76 | |||||
1. | Wholesale Trade | 10,261 | 1742,77 | 1422,00 | 4,145 | 1559,86 | 1202,18 | |||||
2. | Retail Trade | 7,415 | 1220,76 | 995,17 | 2,269 | 836,88 | 697,58 | |||||
VII. | FINANCE | 1,577 | 283,14 | 213,70 | 1,199 | 474,16 | 373,44 | |||||
VIII. | ALL OTHERS | 10,177 | 1656,90 | 1395,86 | 4,140 | 1504,60 | 1235,00 | |||||
TOTAL BANK CREDIT | 1,07,254 | 18016,01 | 14840,24 | 48,466 | 18070,11 | 14403,88 | ||||||
OF WHICH: | 1. Artisans & Village Industries | 552 | 92,06 | 76,76 | 210 | 79,56 | 62,23 | |||||
| 2. Other Small Scale Industries | 28,432 | 4801,43 | 4081,66 | 11,964 | 4404,77 | 3494,85 |