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Table No.5.4 - Size of Credit limit-Wise Classification of Outstanding Credit of Scheduled commercial Banks According to Occupation (Part 1 of 2)

(Amount in Rupees Lakh)

OCCUPATION

Rs.25,000 AND LESS

ABOVE Rs.25,000 AND UPTO Rs.2 LAKH

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

177,51,065

25274,15

22115,46

80,89,462

50112,70

42366,89

 

1.

Direct Finance

173,39,500

24700,13

21649,27

79,26,635

48984,47

41436,29

 

2.

Indirect Finance

4,11,565

574,02

466,20

1,62,827

1128,23

930,59

II.

INDUSTRY

22,81,567

2784,40

2039,98

8,42,165

7604,70

6281,85

 

1.

Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

2.

Food Manufacturing & Processing

1,20,505

126,51

100,44

53,174

464,15

360,71

 

 

(a)

Rice Mills, Flour & Dal Mills

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(b)

Sugar

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(c)

Edible Oils & Vanaspati

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(d)

Tea Processing

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(e)

Processing of Fruits & Vegetables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(f)

Others

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

3.

Beverage & Tobacco

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

4.

Textiles

98,030

146,25

103,32

45,017

436,09

350,73

 

 

(a)

Cotton Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(b)

Jute & Other Natural Fibre Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(c)

Handloom Textiles & Khadi

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(d)

Other Textiles & Textile Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

5.

Paper, Paper Products & Printing

9,804

13,71

10,89

14,866

149,45

118,81

 

6.

Leather & Leather Products

9,341

13,72

10,08

8,274

78,70

65,66

 

7.

Rubber & Plastic Products

13,173

21,26

16,67

8,066

87,76

71,98

 

8.

Chemicals & Chemical Products

39,925

52,44

37,69

21,853

206,61

179,84

 

 

(a)

Heavy Industrial Chemicals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(b)

Fertilisers

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(c)

Drugs & Pharmaceuticals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(d)

Non-Edible Oils

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(e)

Other Chemicals & Chemical Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

9.

Petroleum, Coal Products & Nuclear Fuels

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

10.

Manufacture of Cement & Cement Products

1,849

2,88

2,03

3,870

39,54

32,68

 

11.

Basic Metals & Metal Products

63,993

85,60

60,53

20,011

207,69

171,27

 

 

(a)

Iron & Steel

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(b)

Non-Ferrous Metals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(c)

Metal Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

12.

Engineering

1,37,777

158,52

128,42

33,646

338,64

274,50

 

 

(a)

Heavy Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(b)

Light Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(c)

Electrical Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(d)

Electronic Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

13.

Vehicles, Vehicle Parts & Transport Equipments

11,886

15,83

11,76

14,758

131,57

103,20

 

14.

Other Industries

17,36,129

2089,25

1510,12

4,94,094

4007,78

3263,31

 

15.

Electricity, Gas & Water

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(a)

Electricity Generation & Transmission

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(b)

Non-Conventional Energy

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

 

(c)

Gas, Steam & Water Supply

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

16.

Construction

39,155

58,43

48,04

1,24,536

1456,71

1289,17

III.

TRANSPORT OPERATORS

1,98,796

237,28

182,21

2,73,540

2534,09

1870,67

IV.

PROFESSIONAL AND OTHER SERVICES

7,78,520

1101,67

872,49

5,04,804

3567,34

2858,60

V.

PERSONAL LOANS

109,24,417

15943,35

9955,54

182,93,955

124890,93

76655,12

 

1.

Loans for Purchase of Consumer Durables

4,30,232

741,83

567,75

10,65,382

6780,25

5353,07

 

2.

Loans for Housing

2,05,307

326,94

292,14

16,43,585

19925,26

17110,97

 

3.

Rest of the Personal Loans

102,88,878

14874,58

9095,66

155,84,988

98185,41

54191,09

VI.

TRADE

 

36,66,009

5166,19

4085,29

19,48,942

14495,24

11732,50

 

1.

Wholesale Trade

2,76,298

364,17

260,34

94,323

869,02

693,29

 

2.

Retail Trade

33,89,711

4802,02

3824,95

18,54,619

13626,22

11039,22

VII.

FINANCE

 

46,836

70,50

54,06

40,502

338,92

251,59

VIII.

ALL OTHERS

30,85,354

4299,00

3686,75

23,80,427

17354,20

14871,01

TOTAL BANK CREDIT

387,32,564

54876,54

42991,79

323,73,797

220898,11

156888,24

OF WHICH:

1. Artisans and Village & Tiny Industries

10,16,310

1160,29

864,43

2,21,112

1603,50

1291,75

 

 

 

2. Other Small Scale Industries

4,42,907

579,78

443,49

2,94,195

2642,53

2172,97

.. .. indicates break-up not available separately.

 

 

 

 

 

 


(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs.2 LAKH AND UPTO Rs.5 LAKH

ABOVE Rs.5 LAKH AND UPTO Rs.10 LAKH

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

7,27,121

21949,20

19266,92

49,391

3647,64

2986,87

 

1.

Direct Finance

6,84,882

20514,87

18055,94

36,463

2638,31

2168,48

 

2.

Indirect Finance

42,239

1434,32

1210,98

12,928

1009,33

818,39

II.

INDUSTRY

2,55,259

8903,84

7341,97

1,14,007

8904,29

7219,00

 

1.

Mining & Quarrying

9,119

314,66

261,50

3,963

306,08

250,24

 

2.

Food Manufacturing & Processing

19,114

689,47

553,50

11,768

944,60

744,93

 

 

(a)

Rice Mills, Flour & Dal Mills

6,926

256,45

205,70

5,605

457,99

354,96

 

 

(b)

Sugar

152

5,35

4,00

85

6,90

5,43

 

 

(c)

Edible Oils & Vanaspati

1,677

60,93

48,27

951

76,08

60,56

 

 

(d)

Tea Processing

331

11,72

9,53

222

17,52

15,23

 

 

(e)

Processing of Fruits & Vegetables

688

24,18

18,80

344

26,95

21,70

 

 

(f)

Others

9,340

330,83

267,21

4,561

359,15

287,06

 

3.

Beverage & Tobacco

1,500

52,87

42,22

818

64,98

51,63

 

4.

Textiles

27,404

983,10

777,98

15,107

1198,99

973,07

 

 

(a)

Cotton Textiles

9,713

338,36

266,58

4,664

375,36

308,20

 

 

(b)

Jute & Other Natural Fibre Textiles

528

18,82

15,26

309

24,21

20,56

 

 

(c)

Handloom Textiles & Khadi

2,305

83,52

64,48

1,091

85,14

68,94

 

 

(d)

Other Textiles & Textile Products

14,858

542,40

431,66

9,043

714,28

575,38

 

5.

Paper, Paper Products & Printing

8,864

318,59

255,85

5,083

397,19

319,41

 

6.

Leather & Leather Products

2,382

84,81

72,26

1,534

120,38

102,23

 

7.

Rubber & Plastic Products

9,524

336,06

271,78

5,322

415,17

336,63

 

8.

Chemicals & Chemical Products

9,883

359,03

285,12

6,372

500,56

398,20

 

 

(a)

Heavy Industrial Chemicals

1,391

51,30

40,16

1,074

85,73

66,66

 

 

(b)

Fertilisers

206

7,88

5,84

124

10,18

8,13

 

 

(c)

Drugs & Pharmaceuticals

1,962

70,54

56,08

1,324

104,81

84,92

 

 

(d)

Non-Edible Oils

203

7,55

6,23

139

11,10

8,47

 

 

(e)

Other Chemicals & Chemical Products

6,121

221,76

176,81

3,711

288,75

230,01

 

9.

Petroleum, Coal Products & Nuclear Fuels

1,210

41,56

33,23

568

44,10

35,66

 

10.

Manufacture of Cement & Cement Products

2,565

95,11

75,99

1,182

90,64

71,66

 

11.

Basic Metals & Metal Products

15,962

579,41

468,20

9,624

753,68

605,53

 

 

(a)

Iron & Steel

5,184

189,02

151,33

3,356

263,59

208,74

 

 

(b)

Non-Ferrous Metals

1,548

58,19

46,73

1,171

93,26

74,44

 

 

(c)

Metal Products

9,230

332,21

270,14

5,097

396,83

322,35

 

12.

Engineering

20,402

734,22

576,90

11,641

923,45

733,66

 

 

(a)

Heavy Engineering

4,106

147,33

112,82

2,655

216,09

169,82

 

 

(b)

Light Engineering

8,940

323,52

253,85

4,798

377,23

298,31

 

 

(c)

Electrical Machinery & Goods

5,394

192,68

152,60

2,927

230,95

184,80

 

 

(d)

Electronic Machinery & Goods

1,962

70,70

57,64

1,261

99,17

80,73

 

13.

Vehicles, Vehicle Parts & Transport Equipments

4,239

153,61

120,75

2,338

181,99

141,50

 

14.

Other Industries

43,140

1521,96

1233,28

17,900

1380,85

1121,76

 

15.

Electricity, Gas & Water

1,545

54,74

43,75

764

60,92

50,91

 

 

(a)

Electricity Generation & Transmission

686

24,07

19,75

324

26,05

22,00

 

 

(b)

Non-Conventional Energy

245

8,35

6,43

85

6,85

5,53

 

 

(c)

Gas, Steam & Water Supply

614

22,32

17,57

355

28,02

23,38

 

16.

Construction

78,406

2584,64

2269,66

20,023

1520,71

1281,97

III.

TRANSPORT OPERATORS

73,734

2407,35

1896,46

23,643

1665,14

1442,32

IV.

PROFESSIONAL AND OTHER SERVICES

94,302

3269,39

2531,66

49,098

3750,51

2764,91

V.

PERSONAL LOANS

26,16,861

86189,85

69153,68

7,12,935

52065,39

44113,04

 

1.

Loans for Purchase of Consumer Durables

12,599

383,52

304,29

1,966

146,75

118,58

 

2.

Loans for Housing

11,74,191

40504,68

36099,24

4,47,699

32669,50

29086,90

 

3.

Rest of the Personal Loans

14,30,071

45301,65

32750,16

2,63,270

19249,15

14907,56

VI.

TRADE

 

2,67,450

9662,80

7935,85

1,06,036

8418,93

6844,08

 

1.

Wholesale Trade

50,203

1842,13

1517,92

31,560

2518,11

2046,54

 

2.

Retail Trade

2,17,247

7820,67

6417,93

74,476

5900,82

4797,54

VII.

FINANCE

 

9,781

329,29

250,75

3,430

266,37

197,94

VIII.

ALL OTHERS

92,701

3146,94

2315,35

77,123

5799,30

4606,09

TOTAL BANK CREDIT

41,37,209

135858,65

110692,64

11,35,663

84517,57

70174,25

OF WHICH:

1. Artisans and Village & Tiny Industries

27,968

976,52

783,32

11,224

881,99

704,53

 

 

 

2. Other Small Scale Industries

77,235

2827,93

2252,19

46,488

3655,92

2923,85


(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs.10 LAKH AND
UPTO Rs.25 LAKH

ABOVE Rs.25 LAKH AND UPTO Rs.50 LAKH

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

20,796

3477,74

2662,43

8,855

3221,75

2573,78

 

1.

Direct Finance

14,211

2345,84

1725,97

4,700

1707,90

1282,69

 

2.

Indirect Finance

6,585

1131,90

936,46

4,155

1513,85

1291,09

II.

INDUSTRY

88,395

15224,30

12175,05

44,132

16762,75

12910,68

 

1.

Mining & Quarrying

2,413

403,47

319,47

947

359,00

271,99

 

2.

Food Manufacturing & Processing

11,319

2010,90

1564,83

6,220

2383,13

1797,00

 

 

(a)

Rice Mills, Flour & Dal Mills

5,965

1071,75

816,85

3,308

1265,33

923,34

 

 

(b)

Sugar

93

16,89

12,78

111

43,53

33,20

 

 

(c)

Edible Oils & Vanaspati

965

172,69

131,03

516

200,46

155,87

 

 

(d)

Tea Processing

278

50,03

39,78

281

108,82

88,56

 

 

(e)

Processing of Fruits & Vegetables

324

55,78

45,15

169

62,49

49,22

 

 

(f)

Others

3,694

643,76

519,24

1,835

702,50

546,80

 

3.

Beverage & Tobacco

644

114,17

89,16

413

154,72

109,58

 

4.

Textiles

14,422

2525,86

2038,61

8,446

3216,95

2456,09

 

 

(a)

Cotton Textiles

4,825

848,59

689,86

2,868

1100,04

820,78

 

 

(b)

Jute & Other Natural Fibre Textiles

252

43,20

35,05

147

56,76

44,57

 

 

(c)

Handloom Textiles & Khadi

693

118,18

97,05

607

223,71

176,99

 

 

(d)

Other Textiles & Textile Products

8,652

1515,88

1216,66

4,824

1836,43

1413,75

 

5.

Paper, Paper Products & Printing

3,977

677,45

538,88

1,743

660,22

505,50

 

6.

Leather & Leather Products

1,571

274,30

221,65

989

384,66

283,64

 

7.

Rubber & Plastic Products

4,498

765,42

620,59

2,073

785,51

613,25

 

8.

Chemicals & Chemical Products

6,236

1082,79

858,18

3,599

1368,08

1040,08

 

 

(a)

Heavy Industrial Chemicals

1,133

200,02

155,15

726

275,86

204,30

 

 

(b)

Fertilisers

185

33,00

26,34

125

46,63

35,28

 

 

(c)

Drugs & Pharmaceuticals

1,364

240,27

190,93

872

334,76

262,95

 

 

(d)

Non-Edible Oils

142

24,56

20,02

92

34,77

26,44

 

 

(e)

Other Chemicals & Chemical Products

3,412

584,95

465,75

1,784

676,06

511,11

 

9.

Petroleum, Coal Products & Nuclear Fuels

463

79,33

63,27

243

93,32

68,21

 

10.

Manufacture of Cement & Cement Products

672

113,62

91,56

324

121,63

91,98

 

11.

Basic Metals & Metal Products

8,673

1493,91

1197,03

4,647

1768,61

1394,25

 

 

(a)

Iron & Steel

3,257

567,09

455,03

2,109

809,01

626,92

 

 

(b)

Non-Ferrous Metals

1,085

187,88

152,35

577

221,12

173,01

 

 

(c)

Metal Products

4,331

738,93

589,66

1,961

738,49

594,32

 

12.

Engineering

10,918

1878,02

1492,45

5,089

1923,76

1484,44

 

 

(a)

Heavy Engineering

2,682

454,36

362,76

1,173

445,96

336,83

 

 

(b)

Light Engineering

4,510

774,64

619,60

1,983

743,58

575,45

 

 

(c)

Electrical Machinery & Goods

2,635

460,43

358,44

1,366

517,95

401,83

 

 

(d)

Electronic Machinery & Goods

1,091

188,58

151,66

567

216,28

170,33

 

13.

Vehicles, Vehicle Parts & Transport Equipments

2,244

382,52

299,05

1,375

531,13

398,70

 

14.

Other Industries

9,854

1668,59

1350,31

3,826

1427,01

1142,99

 

15.

Electricity, Gas & Water

670

113,76

91,99

392

143,64

104,40

 

 

(a)

Electricity Generation & Transmission

288

49,76

41,29

243

87,73

63,10

 

 

(b)

Non-Conventional Energy

75

13,19

10,61

38

15,37

12,68

 

 

(c)

Gas, Steam & Water Supply

307

50,82

40,09

111

40,54

28,62

 

16.

Construction

9,821

1640,20

1338,00

3,806

1441,38

1148,58

III.

TRANSPORT OPERATORS

5,271

750,83

648,32

1,102

410,20

332,47

IV.

PROFESSIONAL AND OTHER SERVICES

21,918

3653,67

2808,89

7,326

2755,16

2029,89

V.

PERSONAL LOANS

2,42,474

37016,76

30348,45

36,579

12810,46

10048,28

 

1.

Loans for Purchase of Consumer Durables

17

2,41

2,40

3

96

95

 

2.

Loans for Housing

1,64,352

25117,98

21958,18

23,740

8220,78

6883,51

 

3.

Rest of the Personal Loans

78,105

11896,37

8387,88

12,836

4588,73

3163,82

VI.

TRADE

 

59,314

10157,50

8181,35

20,645

7735,48

5983,98

 

1.

Wholesale Trade

25,862

4512,61

3631,32

10,572

3994,01

3113,16

 

2.

Retail Trade

33,452

5644,89

4550,03

10,073

3741,47

2870,82

VII.

FINANCE

 

2,338

405,70

265,95

1,183

447,73

294,77

VIII.

ALL OTHERS

39,855

6716,45

5282,59

12,401

4417,07

3251,67

TOTAL BANK CREDIT

4,80,361

77402,95

62373,02

1,32,223

48560,61

37425,53

OF WHICH:

1. Artisans and Village & Tiny Industries

7,567

1298,47

1028,98

2,876

1077,50

818,25

 

 

 

2. Other Small Scale Industries

38,477

6657,05

5288,20

18,353

6933,57

5318,07

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