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Asset Publisher

83744171

Tamil Nadu

SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

10,10,327

7812,40

6867,56

33,85,017

22759,92

19714,99

14

38,26

33,36

 

1. Direct Finance

10,01,210

7195,36

6334,70

32,95,721

17411,11

15482,74

7

37,67

32,77

 

2. Indirect Finance

9,117

617,03

532,86

89,296

5348,80

4232,25

7

59

59

II.

INDUSTRY

55,781

42057,77

28730,94

2,07,143

75324,38

51355,97

6,893

12112,47

6725,82

 

1. Mining & Quarrying

852

2132,39

1303,54

1,183

2730,52

1872,87

16

69,51

57,94

 

2. Food Manufacturing & Processing

4,306

2463,94

1695,19

12,270

3512,95

2703,63

81

270,71

146,26

 

(a) Rice Mills, Flour & Dal Mills

1,443

347,01

289,51

1,374

280,36

231,46

7

33,07

13,07

 

(b) Sugar

82

784,05

643,32

139

1868,16

1409,05

1

12,50

12,50

 

(c) Edible Oils & Vanaspati

278

310,37

199,40

1,652

100,68

86,07

2

1,08

1,08

 

(d) Tea Processing

108

12,15

9,92

1,683

183,21

123,79

1

5,50

-

 

(e) Processing of Fruits & Vegetables

147

142,45

93,12

79

26,10

23,85

1

20,00

16,00

 

(f) Others

2,248

867,90

459,93

7,343

1054,44

829,41

69

198,56

103,62

 

3. Beverage & Tobacco

265

546,83

473,25

164

276,58

164,80

16

61,98

61,85

 

4. Textiles

21,188

12215,60

8583,24

60,583

19712,17

11748,97

333

956,21

586,36

 

(a) Cotton Textiles

3,771

7104,95

4940,02

28,062

13504,59

8181,27

213

573,37

350,71

 

(b) Jute & Other Natural Fibre Textiles

134

57,33

41,51

404

79,89

69,20

-

-

-

 

(c) Handloom Textiles & Khadi

710

136,10

99,45

2,981

343,34

295,52

-

-

-

 

(d) Other Textiles & Textile Products

16,573

4917,21

3502,27

29,136

5784,34

3202,99

120

382,84

235,66

 

5. Paper, Paper Products & Printing

1,816

998,10

729,18

5,797

1503,54

1065,79

40

49,68

41,74

 

6. Woods and Wood Products

445

169,08

156,35

1,988

187,49

153,71

21

11,28

11,28

 

7. Leather & Leather Products

1,177

1332,24

898,85

11,944

1910,61

676,52

72

156,08

76,93

 

8. Gems and Jewellery

197

712,60

604,62

3,181

310,68

224,98

9

2,75

2,73

 

9. Rubber & Plastic Products

1,119

1373,28

848,95

3,847

703,20

419,08

47

247,15

162,53

 

10. Chemicals & Chemical Products

2,575

2737,94

1846,63

10,855

3468,86

2742,88

110

1426,52

775,72

 

(a) Heavy Industrial Chemicals

153

430,63

310,29

387

679,74

483,82

22

55,06

42,37

 

(b) Fertilisers

28

370,00

337,85

3,357

211,67

183,24

5

50,80

80

 

(c) Drugs & Pharmaceuticals

256

625,51

345,67

2,446

1626,25

1282,15

31

143,82

97,54

 

(d) Non-Edible Oils

66

89,82

84,74

25

14,85

13,31

1

15,00

12,00

 

(e) Other Chemicals & Chemical Products

2,072

1221,98

768,08

4,640

936,35

780,36

51

1161,83

623,00

 

11. Petroleum, Coal Products & Nuclear Fuels

76

1371,15

583,88

99

1279,82

538,38

31

350,21

88,92

 

12. Manufacture of Cement & Cement Products

407

223,23

129,08

1,079

2870,69

2189,23

12

216,05

135,72

 

13. Basic Metals & Metal Products

2,463

2195,24

1542,74

11,777

9713,32

7246,39

585

1862,62

827,93

 

(a) Iron & Steel

959

1230,07

867,19

909

2563,64

1943,90

377

304,74

275,44

 

(b) Non-Ferrous Metals

294

331,45

196,33

430

711,85

556,44

71

767,45

275,21

 

(c) Metal Products

1,210

633,72

479,22

10,438

6437,84

4746,05

137

790,42

277,29

 

14. Engineering

7,028

3846,92

2527,41

16,175

3583,50

2722,49

303

1497,94

1033,24

 

(a) Heavy Engineering

591

570,22

388,93

1,746

1172,92

875,82

73

524,62

421,76

 

(b) Light Engineering

5,476

2084,17

1320,17

7,452

1076,50

776,94

88

307,14

189,12

 

(c) Electrical Machinery & Goods

571

602,60

355,43

5,139

1070,80

850,74

104

508,74

344,21

 

(d) Electronic Machinery & Goods

390

589,92

462,88

1,838

263,29

219,00

38

157,43

78,14

 

15. Vehicles, Vehicle Parts & Transport Equipments

841

2882,98

2010,59

2,984

3070,30

1986,44

200

3366,56

1815,35

 

16. Other Industries

4,002

1009,40

742,56

45,302

4485,93

3223,66

4,451

1017,28

632,95

 

17. Electricity, Gas & Water

177

1733,27

1116,37

542

7159,64

4635,58

34

155,48

57,17

 

(a) Electricity Generation & Transmission

84

1575,27

1019,82

183

5464,27

3706,03

4

40,04

22,84

 

(b) Non-Conventional Energy

19

86,56

35,77

166

1383,67

657,27

-

-

-

 

(c) Gas, Steam & Water Supply

74

71,45

60,78

193

311,70

272,28

30

115,45

34,33

 

18. Construction

6,847

4113,59

2938,50

17,373

8844,56

7040,56

532

394,46

211,19

 

(a) Other than Infrastructure

858

1780,20

1257,40

14,416

3051,58

2529,37

123

116,03

79,11

 

(b) Infrastructure Construction

5,989

2333,39

1681,11

2,957

5792,98

4511,19

409

278,43

132,09

III.

TRANSPORT OPERATORS

4,182

714,54

571,16

8,277

2572,36

2165,55

139

576,65

330,74

IV.

PROFESSIONAL AND OTHER SERVICES

12,614

4055,80

2930,81

1,31,426

21999,48

16668,20

8,791

2111,17

1743,32

 

1. Professional Services

2,256

328,01

293,85

28,745

5744,09

3683,52

2,288

210,20

208,05

 

2. Tourism, Hotel & Restaurants

1,724

576,04

358,09

4,216

1190,77

689,48

131

72,16

61,10

 

3. Recreation services

614

57,20

44,86

4,136

481,53

397,11

122

143,50

66,02

 

4. IT and Telecommunications

98

794,73

454,36

333

2763,22

2537,70

86

24,41

19,66

 

5. Others

7,922

2299,82

1779,65

93,996

11819,88

9360,38

6,164

1660,90

1388,47

V.

PERSONAL LOANS

7,46,071

16359,17

12647,45

15,26,154

29307,27

23613,46

18,20,626

32340,70

14212,93

 

1. Housing

1,34,578

8774,97

7073,57

2,59,295

15713,18

13024,69

27,669

4560,38

3520,48

 

2. Consumer Durables

13,869

68,23

44,31

43,055

372,11

297,04

801

5,62

5,61

 

3. Vehicles

35,220

886,11

694,01

49,158

922,57

730,87

546

10,77

3,83

 

4. Education

97,280

1927,04

1296,00

2,72,006

3847,54

2913,84

3

10

5

 

5. Personal Credit Cards

-

-

-

50,756

210,85

124,72

15,17,958

22909,91

7541,49

 

6. Others

4,65,124

4702,82

3539,56

8,51,884

8241,02

6522,31

2,73,649

4853,92

3141,46

VI.

TRADE

63,316

5141,02

3680,35

1,89,622

14370,94

11003,45

4,915

1849,04

1339,71

 

1. Wholesale Trade

3,881

2773,86

1826,27

14,913

5976,51

4622,59

851

699,17

431,16

 

2. Retail Trade

59,435

2367,16

1854,08

1,74,709

8394,43

6380,86

4,064

1149,87

908,56

VII.

FINANCE

268

2532,61

1965,45

62,876

7641,93

5721,68

286

2847,19

2081,73

VIII.

ALL OTHERS

7,654

236,95

196,25

5,18,934

10345,11

7083,67

971

1067,20

319,11

 

TOTAL BANK CREDIT

19,00,213

78910,26

57589,97

60,29,449

184321,39

137326,96

18,42,635

52942,67

26786,72


TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

SOUTHERN REGION

STATE : TAMIL NADU

 (Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,41,931

1007,50

883,98

8,00,593

7437,60

6388,11

55,37,882

39055,67

33887,98

 

1. Direct Finance

3,29,905

964,46

849,16

7,94,154

5424,25

4745,04

54,20,997

31032,85

27444,41

 

2. Indirect Finance

12,026

43,05

34,82

6,439

2013,34

1643,06

1,16,885

8022,82

6443,58

II.

INDUSTRY

22,583

69,79

55,76

76,768

26212,54

18563,56

3,69,168

155776,94

105432,05

 

1. Mining & Quarrying

3

1,15

1,13

544

354,50

248,03

2,598

5288,07

3483,51

 

2. Food Manufacturing & Processing

172

1,86

1,30

5,094

1939,81

1295,96

21,923

8189,27

5842,35

 

(a) Rice Mills, Flour & Dal Mills

50

44

38

1,250

281,89

213,51

4,124

942,76

747,92

 

(b) Sugar

-

-

-

41

305,17

137,80

263

2969,88

2202,67

 

(c) Edible Oils & Vanaspati

2

6

6

270

145,83

122,46

2,204

558,02

409,06

 

(d) Tea Processing

-

-

-

1,424

123,37

63,79

3,216

324,23

197,50

 

(e) Processing of Fruits & Vegetables

-

-

-

192

91,94

62,88

419

280,49

195,85

 

(f) Others

120

1,36

86

1,917

991,61

695,52

11,697

3113,89

2089,34

 

3. Beverage & Tobacco

3

8

4

125

114,25

106,39

573

999,72

806,32

 

4. Textiles

1,695

9,80

7,54

19,110

7927,20

5596,63

1,02,909

40820,97

26522,75

 

(a) Cotton Textiles

570

5,95

4,08

8,766

5717,97

4052,71

41,382

26906,84

17528,78

 

(b) Jute & Other Natural Fibre Textiles

-

-

-

98

24,90

19,69

636

162,12

130,40

 

(c) Handloom Textiles & Khadi

220

84

71

724

43,10

35,09

4,635

523,39

430,78

 

(d) Other Textiles & Textile Products

905

3,01

2,75

9,522

2141,23

1489,14

56,256

13228,63

8432,80

 

5. Paper, Paper Products & Printing

149

1,92

1,30

7,458

1017,02

726,88

15,260

3570,27

2564,90

 

6. Woods and Wood Products

67

13

11

770

185,61

150,61

3,291

553,60

472,06

 

7. Leather & Leather Products

28

7

5

908

254,76

193,53

14,129

3653,75

1845,88

 

8. Gems and Jewellery

9,037

20,06

16,67

211

96,48

71,43

12,635

1142,57

920,43

 

9. Rubber & Plastic Products

20

8

7

722

460,43

303,93

5,755

2784,14

1734,56

 

10. Chemicals & Chemical Products

65

1,19

92

3,238

1120,41

830,72

16,843

8754,92

6196,88

 

(a) Heavy Industrial Chemicals

1

4

-

297

360,64

266,86

860

1526,12

1103,35

 

(b) Fertilisers

10

10

8

47

37,06

26,60

3,447

669,63

548,57

 

(c) Drugs & Pharmaceuticals

-

-

-

1,917

324,33

267,81

4,650

2719,90

1993,17

 

(d) Non-Edible Oils

-

-

-

25

5,15

4,88

117

124,82

114,93

 

(e) Other Chemicals & Chemical Products

54

1,05

84

952

393,23

264,57

7,769

3714,45

2436,85

 

11. Petroleum, Coal Products & Nuclear Fuels

3

8

5

121

230,52

178,95

330

3231,78

1390,18

 

12. Manufacture of Cement & Cement Products

17

3

3

237

402,98

374,12

1,752

3712,98

2828,19

 

13. Basic Metals & Metal Products

4

92

82

2,005

1619,97

1271,41

16,834

15392,06

10889,29

 

(a) Iron & Steel

-

-

-

1,053

1049,18

835,01

3,298

5147,62

3921,53

 

(b) Non-Ferrous Metals

-

-

-

111

137,90

83,28

906

1948,65

1111,26

 

(c) Metal Products

4

92

82

841

432,89

353,12

12,630

8295,79

5856,50

 

14. Engineering

4

1

1

6,292

1777,45

1181,03

29,802

10705,81

7464,18

 

(a) Heavy Engineering

-

-

-

609

625,33

468,11

3,019

2893,10

2154,63

 

(b) Light Engineering

1

-

-

5,128

754,34

390,34

18,145

4222,16

2676,57

 

(c) Electrical Machinery & Goods

2

-

-

392

174,37

152,62

6,208

2356,51

1703,00

 

(d) Electronic Machinery & Goods

1

1

1

163

223,40

169,96

2,430

1234,04

929,99

 

15. Vehicles, Vehicle Parts & Transport Equipments

1,812

5,30

3,72

1,567

2033,35

1041,82

7,404

11358,49

6857,91

 

16. Other Industries

9,366

22,62

18,79

19,007

2262,44

1728,57

82,128

8797,67

6346,53

 

17. Electricity, Gas & Water

2

28

25

269

1549,08

974,24

1,024

10597,76

6783,62

 

(a) Electricity Generation & Transmission

-

-

-

88

1098,47

672,15

359

8178,05

5420,85

 

(b) Non-Conventional Energy

-

-

-

107

402,84

260,16

292

1873,06

953,20

 

(c) Gas, Steam & Water Supply

2

28

25

74

47,77

41,93

373

546,65

409,57

 

18. Construction

136

4,21

2,94

9,090

2866,30

2289,33

33,978

16223,12

12482,52

 

(a) Other than Infrastructure

52

3,86

2,70

6,257

1568,72

1157,62

21,706

6520,39

5026,20

 

(b) Infrastructure Construction

84

35

23

2,833

1297,58

1131,71

12,272

9702,73

7456,32

III.

TRANSPORT OPERATORS

3,544

18,12

12,25

28,967

2366,71

1684,80

45,109

6248,38

4764,50

IV.

PROFESSIONAL AND OTHER SERVICES

1,11,080

254,90

211,25

53,385

9236,39

6393,71

3,17,296

37657,74

27947,29

 

1. Professional Services

15,966

40,53

30,77

4,072

814,94

681,39

53,327

7137,77

4897,58

 

2. Tourism, Hotel & Restaurants

3,409

10,54

7,98

1,659

1093,05

610,96

11,139

2942,54

1727,63

 

3. Recreation services

276

75

71

283

274,33

245,11

5,431

957,31

753,81

 

4. IT and Telecommunications

2

5

3

433

648,67

374,22

952

4231,09

3385,97

 

5. Others

91,427

203,02

171,77

46,938

6405,41

4482,02

2,46,447

22389,03

17182,30

V.

PERSONAL LOANS

85,472

246,89

212,98

9,48,613

19267,36

13886,44

51,26,936

97521,39

64573,26

 

1. Housing

3,268

27,45

20,13

73,442

7323,36

6046,29

4,98,252

36399,34

29685,15

 

2. Consumer Durables

8,501

24,27

20,93

9,878

83,76

63,70

76,104

553,99

431,60

 

3. Vehicles

766

3,72

3,01

3,18,790

5634,60

3287,61

4,04,480

7457,77

4719,34

 

4. Education

2,371

17,82

13,65

13,176

211,99

150,66

3,84,836

6004,49

4374,20

 

5. Personal Credit Cards

-

-

-

22,412

710,46

340,68

15,91,126

23831,21

8006,89

 

6. Others

70,566

173,64

155,26

5,10,915

5303,20

3997,50

21,72,138

23274,60

17356,09

VI.

TRADE

1,02,929

257,56

214,24

1,66,340

7753,93

6248,71

5,27,122

29372,49

22486,46

 

1. Wholesale Trade

13,611

41,49

32,74

8,134

2352,71

1760,52

41,390

11843,74

8673,27

 

2. Retail Trade

89,318

216,08

181,50

1,58,206

5401,22

4488,18

4,85,732

17528,75

13813,19

VII.

FINANCE

37,797

316,29

225,43

7,103

3815,24

2697,77

1,08,330

17153,27

12692,06

VIII.

ALL OTHERS

1,26,085

339,17

296,69

3,43,598

4284,97

3165,48

9,97,242

16273,41

11061,20

 

TOTAL BANK CREDIT

8,31,421

2510,23

2112,57

24,25,367

80374,74

59028,57

130,29,085

399059,30

282844,80

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RbiWasItHelpfulUtility

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