3. Scheduled Commercial Banks - Business in India - আৰবিআই - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2005 | ||||||
Fortnight | |||||||
Apr. 15# | 2004-2005 | 2005-2006 | 2004 | 2005 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 40,063 | –548 | 2,969 | 3,291 | 16 | 260 | |
Borrowings from Banks (1) | 31,558 | –1,646 | –528 | 3,647 | –3,245 | 17,060 | |
Other demand and time liabilities(2) | 11,195 | 7,229 | 60 | 8,061 | 47 | 8,508 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 17,76,250 | 9,622 | 33,932 | 56,303 | 2,17,794 | 2,37,902 | |
(0.5) | (2.3) | (3.3) | (16.5) | (15.5) | |||
Demand | 2,71,782 | –10,192 | –3,558 | 7,965 | 42,833 | 50,318 | |
Time@ | 15,04,468 | 19,815 | 37,490 | 48,338 | 1,74,961 | 1,87,584 | |
[15,00,900] | [1,84,015] | ||||||
Borrowings(3) | 71,896 | 473 | 2,199 | 2,592 | 12,059 | 45,027 | |
Other demand and time liabilities | 1,68,765 | –12,289 | 4,666 | –5,560 | 23,674 | 16,016 | |
Borrowings from Reserve Bank | 45 | –50 | — | –5 | –4 | 45 | |
Cash in hand and Balances with Reserve Bank | 1,12,736 | 10,667 | –2,492 | 16,208 | –10,133 | 38,333 | |
Cash in hand | 9,309 | 223 | 281 | 886 | –114 | 1,129 | |
Balances with Reserve Bank | 1,03,427 | 10,444 | –2,773 | 15,322 | –10,018 | 37,204 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 21,058 | 335 | 1,341 | 4,292 | 510 | 2,756 | |
Money at call and short notice | 23,325 | 451 | –680 | 2,969 | –7,675 | 5,947 | |
Advances to Banks | 8,718 | –104 | –221 | –1,000 | 4,073 | –1,584 | |
Other assets | 2,497 | –28 | 442 | 46 | 147 | –583 | |
Investments (5) | 7,35,076 | –16,132 | 40,869 | –7,987 | 1,56,478 | 16,619 | |
(–2.1) | (6.0) | (–1.1) | (27.8) | (2.3) | |||
Government securities | 7,12,941 | –13,169 | 41,112 | –4,850 | 1,58,372 | 17,071 | |
[7,00,749] | [4,879] | ||||||
Other approved securities | 22,135 | –2,963 | –243 | –3,137 | –1,894 | –452 | |
Bank Credit | 11,32,274 | –9,427 | 20,086 | 40,184 | 1,30,887 | 2,71,404 | |
(–0.8) | (2.4) | (3.7) | (17.9) | (31.5) | |||
Food Credit | 36,847 | –3,169 | 2,365 | –4,274 | –6,263 | –1,479 | |
Non-food credit | 10,95,428 | –6,257 | 17,721 | 44,458 | 1,37,150 | 2,72,883 | |
[10,62,745] | [2,40,201] | ||||||
Loans, cash-credit and overdrafts | 10,69,738 | –9,351 | 17,542 | 37,738 | 1,23,814 | 2,62,956 | |
Inland bills- purchased | 9,393 | 1,050 | 1,639 | 2,008 | 2,749 | 784 | |
discounted(6) | 25,137 | –914 | 547 | –282 | 1,032 | 2,860 | |
Foreign bills-purchased | 11,565 | 161 | 18 | 714 | 575 | 1,433 | |
discounted | 16,442 | –373 | 340 | 6 | 2,717 | 3,369 | |
Cash-Deposit Ratio | 6.35 | ||||||
Investment-Deposit Ratio | 41.38 | ||||||
Credit-DepositRatio | 63.75 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |