(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Fortnight

Jun. 23#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,000

–778

1,339

–6,078

–567

–6,648

Borrowings from Banks⁽¹⁾

31,534

3,086

2,194

2,337

14,015

1,725

Other demand and time liabilities⁽²⁾

7,592

–8

8,788

–1,298

8,696

–4,320

Liabilities to Others

Aggregate deposits@

21,45,499

700

92,886

36,450

2,30,665

3,52,415

(—)

(5.5)

(1.7)

(14.8)

(19.7)

Demand

3,24,689

–5,033

15,741

–39,951

50,901

60,921

Time@

18,20,810

5,734

77,145

76,401

1,79,763

2,91,494

[1,76,250]

Borrowings⁽³⁾

86,134

5,885

1,395

2,990

40,839

15,216

Other demand and time liabilities

1,87,075

–8,655

–42,981

–1,705

6,165

37,296

Borrowings from Reserve Bank

2

—

–50

–1,486

—

2

Cash in hand and Balances with Reserve Bank

1,32,257

–2,972

9,520

–7,849

18,810

26,160

Cash in hand

11,935

460

1,639

–1,110

1,212

1,824

Balances with Reserve Bank

1,20,322

–3,432

7,881

–6,738

17,598

24,336

Assets with the Banking System

Balance with other Banks⁽⁴⁾

25,214

763

280

–1,249

1,734

5,613

Money at call and short notice

15,278

2,737

6,495

1,659

7,215

–11,078

Advances to Banks

3,002

–22

–535

–1,189

–834

–6,154

Other assets

9,963

–213

30

–157

–308

7,509

Investments⁽⁵⁾

7,43,774

–4,873

–879

26,319

20,815

5,499

(–0.7)

(–0.1)

(3.7)

(2.9)

(0.7)

Government securities

7,21,137

–4,768

–182

20,395

23,986

2,338

[11,793]

Other approved securities

22,637

–105

–697

5,924

–3,171

3,161

Bank Credit

15,23,168

12,601

60,775

16,091

2,82,333

3,61,964

(0.8)

(5.5)

(1.1)

(32.1)

(31.2)

Food Credit

41,298

752

3,683

607

1,743

–3,506

Non-food credit

14,81,870

11,849

57,092

15,484

2,80,591

3,65,471

[2,47,709]

Loans, cash-credit and overdrafts

14,50,243

13,886

63,275

19,788

2,75,225

3,46,755

Inland bills- purchased

9,693

–449

–76

–3,221

590

2,215

discounted⁽⁶⁾

28,990

–196

–1,160

–1,826

2,726

4,917

Foreign bills-purchased

12,399

–1,037

–620

–676

884

2,191

discounted

21,843

396

–645

2,026

2,908

5,886

Cash-Deposit Ratio

6.16

Investment-Deposit Ratio

34.67

Credit-Deposit Ratio

70.99

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has
been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
3. Financial year variation during 2006-07 so far is worked out from March 31, 2006 whereas the corresponding
variation during 2005-06 is worked out from March 18, 2005 (which were the last reporting Fridays for the respective years).