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Scheduled Commercial Banks - Business in India
134922113

Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstanding as on
Sep. 19, 2025
Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2024 2025
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 319557 -2766 10732 10143 66256 14354
1.2 Borrowings from Banks 84797 -12020 -48333 -27179 -61023 -49299
1.3 Other Demand and Time Liabilities 26959 -776 -49611 -2957 -47718 4118
2 Liabilities to Others            
2.1 Aggregate Deposits 23545571 -123339 1030441 964970 2225002 2039904
2.1a Growth (Per cent)   -0.5 5.0 4.3 11.5 9.5
2.1.1 Demand 2847059 -44451 54520 149010 293782 348686
2.1.2 Time 20698512 -78888 975921 815959 1931220 1691218
2.2 Borrowings 858518 41949 101684 -56730 39999 -21108
2.3 Other Demand and Time Liabilities 1074849 -40551 93769 13217 153957 43652
3. Borrowings from Reserve Bank 57401 53465 -171493 -254065 -136725 6178
4 Cash in Hand and Balances with Reserve Bank 966350 -44356 21585 2062 -10986 -76150
4.1 Cash in hand 81413 -2693 -3187 -461 -7896 -4833
4.2 Balances with Reserve Bank 884937 -41663 24772 2523 -3091 -71317
5 Assets with the Banking System            
5.1 Balances with Other Banks 241013 -5275 14058 25212 30636 28628
5.2 Money at Call and Short Notice 14110 -11388 2371 -11728 -7902 -616
5.3 Advances to Banks 31241 2153 -4532 -8263 -2964 -12595
5.4 Other Assets 64462 -1697 -40479 -2891 -18569 -10483
6 Investments 6846256 26259 297486 148328 422687 442212
6.1a Growth (Per cent)   0.4 4.9 2.2 7.1 6.9
6.1 Government Securities 6845737 26199 297786 148439 422735 442342
6.2 Other Approved Securities 519 60 -300 -111 -47 -130
7 Bank Credit 18902934 102248 692888 658961 1973738 1777882
7.1a Growth (Per cent)   0.5 4.2 3.6 13.0 10.4
7a.1 Food Credit 45284 -296 -3155 8753 1061 25359
7a.2 Non-food credit 18857649 102544 696043 650208 1972677 1752523
7b.1 Loans, Cash credit and Overdrafts 18554398 97206 685807 644547 1928581 1734288
7b.2 Inland Bills - Purchased 79646 912 4691 4683 20172 14489
7b.3 Discounted 234632 4480 4944 13573 27455 32331
7b.4 Foreign Bills - Purchased 12651 -394 -1161 -2471 -1249 -2600
7b.5 Discounted 21606 44 -1392 -1371 -1221 -626
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.

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