Scheduled Commercial Banks - Business in India - আৰবিআই - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding as on 2005 Jul. 8# |
Variation over |
||||||
Fortnight |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,392 |
545 |
1,345 |
2,083 |
–20 |
213 |
|
Borrowings from Banks (1) |
32,258 |
2,412 |
–477 |
4,643 |
–3,911 |
17,709 |
|
Other demand and time liabilities(2) |
13,211 |
1,288 |
–460 |
10,087 |
–1,009 |
11,045 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
18,03,659 |
13,795 |
62,621 |
1,03,460 |
2,22,320 |
2,36,622 |
|
(0.8) |
(4.2) |
(6.1) |
(16.5) |
(15.1) |
|||
Demand |
2,61,414 |
1,302 |
–17,403 |
13,386 |
34,124 |
53,795 |
|
Time@ |
15,42,245 |
12,493 |
80,024 |
90,074 |
1,88,196 |
1,82,827 |
|
[15,38,676] |
[1,79,258] |
||||||
Borrowings(3) |
71,425 |
1,260 |
5,031 |
1,902 |
14,539 |
41,724 |
|
Other demand and time liabilities |
1,55,290 |
1,710 |
–2,757 |
–37,470 |
14,580 |
9,963 |
|
Borrowings from Reserve Bank |
30 |
30 |
— |
–20 |
–1 |
30 |
|
Cash in hand and Balances with Reserve Bank |
1,05,776 |
60 |
1,611 |
9,199 |
6,030 |
27,270 |
|
Cash in hand |
9,603 |
–127 |
494 |
1,131 |
–835 |
1,210 |
|
Balances with Reserve Bank |
96,174 |
187 |
1,117 |
8,068 |
6,864 |
26,060 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
19,763 |
–21 |
726 |
442 |
992 |
2,076 |
|
Money at call and short notice |
30,211 |
4,155 |
–875 |
10,350 |
–8,076 |
13,028 |
|
Advances to Banks |
9,833 |
665 |
–284 |
142 |
2,623 |
–406 |
|
Other assets |
2,564 |
–165 |
108 |
139 |
179 |
–182 |
|
Investments (5) |
7,38,182 |
–1,897 |
52,224 |
–972 |
1,20,624 |
8,370 |
|
(–0.3) |
(7.7) |
(–0.1) |
(19.8) |
(1.1) |
|||
Government securities |
7,13,431 |
–1,676 |
52,610 |
–5,551 |
1,22,508 |
6,063 |
|
[7,01,238] |
[–6,129] |
||||||
Other approved securities |
24,751 |
–221 |
–386 |
4,579 |
–1,884 |
2,307 |
|
Bank Credit |
11,73,221 |
11,834 |
41,768 |
72,792 |
1,56,873 |
2,90,668 |
|
(1.0) |
(5.0) |
(6.6) |
(21.6) |
(32.9) |
|||
Food Credit |
44,817 |
13 |
7,496 |
3,696 |
–131 |
1,359 |
|
Non-food credit |
11,28,404 |
11,821 |
34,272 |
69,096 |
1,57,003 |
2,89,308 |
|
[10,95,722] |
[2,56,626] |
||||||
Loans, cash-credit and overdrafts |
11,15,005 |
11,657 |
42,309 |
74,793 |
1,49,590 |
2,83,457 |
|
Inland bills- purchased |
8,299 |
584 |
–431 |
745 |
1,514 |
1,761 |
|
discounted(6) |
23,545 |
–339 |
–18 |
–1,687 |
2,892 |
1,833 |
|
Foreign bills-purchased |
10,157 |
–154 |
–627 |
–671 |
441 |
671 |
|
discounted |
16,214 |
86 |
536 |
–388 |
2,436 |
2,946 |
|
Cash-Deposit Ratio |
5.86 |
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Investment-Deposit Ratio |
40.93 |
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Credit-DepositRatio |
65.05 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |