West Bengal - আৰবিআই - Reserve Bank of India
West Bengal
EASTERN REGION (Contd.) |
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STATE : WEST BENGAL |
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(Amount in ` Lakh) |
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OCCUPATION |
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
3,05,631 |
3216,46 |
2472,33 |
7,14,086 |
8249,96 |
6437,01 |
51 |
116,84 |
59,18 |
1. Direct Finance |
2,88,621 |
2221,59 |
1715,60 |
6,80,061 |
5515,24 |
4194,70 |
1 |
88,30 |
39,12 |
|
2. Indirect Finance |
17,010 |
994,87 |
756,73 |
34,025 |
2734,72 |
2242,31 |
50 |
28,54 |
20,06 |
|
II. |
INDUSTRY |
47,384 |
35861,42 |
24338,50 |
1,22,792 |
64240,52 |
43632,76 |
1,874 |
7121,31 |
2495,07 |
1. Mining & Quarrying |
911 |
1748,67 |
757,22 |
616 |
3774,99 |
2142,34 |
17 |
37,11 |
22,22 |
|
2. Food Manufacturing & Processing |
13,195 |
3828,56 |
3105,36 |
19,019 |
4788,13 |
3316,90 |
300 |
137,08 |
47,49 |
|
(a) Rice Mills, Flour & Dal Mills |
2,885 |
449,75 |
334,27 |
6,796 |
1606,57 |
1444,89 |
284 |
40,63 |
29,29 |
|
(b) Sugar |
52 |
1734,85 |
1534,78 |
30 |
165,53 |
90,27 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
676 |
232,79 |
159,36 |
748 |
259,93 |
197,80 |
- |
- |
- |
|
(d) Tea Processing |
218 |
472,37 |
350,65 |
4,050 |
1661,30 |
948,11 |
2 |
8 |
8 |
|
(e) Processing of Fruits & Vegetables |
205 |
72,59 |
65,54 |
132 |
25,77 |
17,19 |
2 |
10,08 |
10,08 |
|
(f) Others |
9,159 |
866,21 |
660,75 |
7,263 |
1069,02 |
618,63 |
12 |
86,29 |
8,04 |
|
3. Beverage & Tobacco |
673 |
376,50 |
281,56 |
316 |
144,57 |
107,29 |
11 |
109,07 |
60,69 |
|
4. Textiles |
7,166 |
1318,43 |
970,80 |
20,957 |
2355,90 |
1526,50 |
73 |
355,59 |
105,70 |
|
(a) Cotton Textiles |
793 |
326,86 |
234,67 |
2,771 |
476,00 |
314,10 |
17 |
54,30 |
12,98 |
|
(b) Jute & Other Natural Fibre Textiles |
1,324 |
213,97 |
119,17 |
1,445 |
490,24 |
289,21 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
908 |
167,75 |
119,86 |
2,942 |
50,69 |
41,54 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
4,141 |
609,85 |
497,11 |
13,799 |
1338,97 |
881,64 |
56 |
301,29 |
92,72 |
|
5. Paper, Paper Products & Printing |
1,090 |
789,85 |
523,88 |
2,354 |
1118,26 |
916,76 |
25 |
33,19 |
24,43 |
|
6. Woods and Wood Products |
1,011 |
431,66 |
341,39 |
3,421 |
310,07 |
238,00 |
2 |
29 |
28 |
|
7. Leather & Leather Products |
722 |
259,16 |
210,41 |
8,056 |
770,12 |
554,35 |
52 |
60,71 |
38,25 |
|
8. Gems and Jewellery |
217 |
279,74 |
276,05 |
1,598 |
669,29 |
568,61 |
11 |
1,99 |
1,83 |
|
9. Rubber & Plastic Products |
736 |
412,40 |
253,21 |
2,758 |
865,82 |
604,37 |
41 |
156,13 |
65,93 |
|
10. Chemicals & Chemical Products |
1,113 |
2439,93 |
1263,38 |
3,257 |
1223,19 |
843,84 |
110 |
563,05 |
346,11 |
|
(a) Heavy Industrial Chemicals |
111 |
792,48 |
295,49 |
234 |
504,57 |
312,19 |
21 |
26,64 |
12,78 |
|
(b) Fertilisers |
38 |
130,38 |
122,42 |
60 |
6,97 |
6,04 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
142 |
143,74 |
119,21 |
619 |
206,39 |
191,49 |
9 |
15,30 |
12,16 |
|
(d) Non-Edible Oils |
37 |
17,77 |
14,60 |
68 |
47,05 |
37,35 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
785 |
1355,55 |
711,66 |
2,276 |
458,22 |
296,76 |
80 |
521,11 |
321,17 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
143 |
1789,50 |
1095,84 |
238 |
2855,34 |
1794,36 |
24 |
552,69 |
251,07 |
|
12. Manufacture of Cement & Cement Products |
813 |
1759,99 |
1444,32 |
1,122 |
1401,36 |
1078,75 |
10 |
291,92 |
224,42 |
|
13. Basic Metals & Metal Products |
2,158 |
13054,59 |
8485,61 |
7,202 |
18569,40 |
12601,61 |
204 |
2059,92 |
491,89 |
|
(a) Iron & Steel |
994 |
10418,00 |
7060,24 |
1,398 |
13424,19 |
9146,51 |
90 |
1118,33 |
241,27 |
|
(b) Non-Ferrous Metals |
217 |
2046,45 |
1140,39 |
243 |
1584,40 |
1023,00 |
24 |
343,52 |
147,12 |
|
(c) Metal Products |
947 |
590,14 |
284,98 |
5,561 |
3560,81 |
2432,10 |
90 |
598,07 |
103,50 |
|
14. Engineering |
4,556 |
2168,10 |
1657,82 |
24,289 |
7015,53 |
4473,92 |
408 |
1000,74 |
270,90 |
|
(a) Heavy Engineering |
240 |
201,08 |
132,99 |
539 |
518,98 |
417,31 |
17 |
105,80 |
42,94 |
|
(b) Light Engineering |
3,346 |
1282,20 |
996,80 |
20,228 |
3603,86 |
2081,58 |
83 |
250,20 |
62,56 |
|
(c) Electrical Machinery & Goods |
792 |
475,19 |
340,03 |
2,975 |
2328,91 |
1575,72 |
289 |
626,87 |
150,81 |
|
(d) Electronic Machinery & Goods |
178 |
209,64 |
188,01 |
547 |
563,78 |
399,31 |
19 |
17,86 |
14,60 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
256 |
467,71 |
363,05 |
1,557 |
1786,60 |
1162,30 |
14 |
71,01 |
13,07 |
|
16. Other Industries |
12,133 |
907,47 |
721,83 |
21,035 |
4103,03 |
2326,36 |
91 |
948,32 |
290,11 |
|
17. Electricity, Gas & Water |
85 |
2017,75 |
1240,23 |
260 |
7655,49 |
5325,19 |
4 |
60,51 |
9,74 |
|
(a) Electricity Generation & Transmission |
48 |
1734,78 |
994,71 |
112 |
7302,16 |
5057,89 |
3 |
60,49 |
9,72 |
|
(b) Non-Conventional Energy |
21 |
158,43 |
147,22 |
39 |
222,85 |
204,22 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
16 |
124,55 |
98,30 |
109 |
130,48 |
63,08 |
1 |
2 |
2 |
|
18. Construction |
406 |
1811,43 |
1346,54 |
4,737 |
4833,42 |
4051,31 |
477 |
682,00 |
230,94 |
|
(a) Other than Infrastructure |
52 |
323,46 |
284,57 |
3,279 |
2034,96 |
1775,81 |
28 |
178,13 |
47,76 |
|
(b) Infrastructure Construction |
354 |
1487,97 |
1061,97 |
1,458 |
2798,46 |
2275,50 |
449 |
503,87 |
183,18 |
|
III. |
TRANSPORT OPERATORS |
8,017 |
418,74 |
346,58 |
20,471 |
1446,54 |
998,14 |
56 |
20,29 |
17,16 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
11,558 |
4398,87 |
3106,99 |
92,833 |
14380,72 |
9328,56 |
5,311 |
665,95 |
577,14 |
1. Professional Services |
469 |
65,42 |
49,06 |
14,035 |
3755,82 |
2128,78 |
326 |
86,02 |
84,66 |
|
2. Tourism, Hotel & Restaurants |
950 |
1141,09 |
893,12 |
6,137 |
943,26 |
814,66 |
25 |
258,54 |
241,81 |
|
3. Recreation services |
642 |
159,74 |
93,49 |
543 |
72,35 |
54,93 |
25 |
4,26 |
3,03 |
|
4. IT and Telecommunications |
203 |
140,26 |
55,93 |
437 |
549,52 |
374,56 |
31 |
7,29 |
6,99 |
|
5. Others |
9,294 |
2892,35 |
2015,39 |
71,681 |
9059,78 |
5955,63 |
4,904 |
309,84 |
240,65 |
|
V. |
PERSONAL LOANS |
3,72,890 |
9041,56 |
6932,58 |
5,08,652 |
14648,73 |
12399,22 |
70,194 |
1989,44 |
1288,32 |
1. Housing |
1,14,212 |
5594,18 |
4414,74 |
1,68,547 |
9682,29 |
8557,13 |
5,539 |
692,96 |
608,46 |
|
2. Consumer Durables |
6,904 |
35,21 |
24,04 |
16,886 |
123,13 |
91,15 |
13 |
6 |
5 |
|
3. Vehicles |
25,126 |
595,61 |
474,23 |
18,054 |
309,17 |
243,09 |
530 |
11,90 |
2,63 |
|
4. Education |
19,525 |
603,94 |
407,22 |
40,979 |
878,93 |
709,71 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
15,996 |
97,68 |
72,70 |
13,064 |
420,45 |
53,72 |
|
6. Others |
2,07,123 |
2212,64 |
1612,34 |
2,48,190 |
3557,53 |
2725,44 |
51,048 |
864,08 |
623,47 |
|
VI. |
TRADE |
88,966 |
5624,13 |
4658,53 |
2,01,535 |
15458,29 |
11893,29 |
4,061 |
1254,65 |
995,34 |
1. Wholesale Trade |
1,787 |
2571,92 |
2058,00 |
31,147 |
8161,72 |
6520,41 |
995 |
499,43 |
376,98 |
|
2. Retail Trade |
87,179 |
3052,20 |
2600,53 |
1,70,388 |
7296,57 |
5372,88 |
3,066 |
755,21 |
618,36 |
|
VII. |
FINANCE |
245 |
2153,97 |
1014,87 |
10,017 |
13130,06 |
10185,00 |
259 |
761,67 |
711,23 |
VIII. |
ALL OTHERS |
6,086 |
114,26 |
85,55 |
1,09,741 |
4183,02 |
3170,91 |
1,207 |
277,67 |
210,59 |
TOTAL BANK CREDIT |
8,40,777 |
60829,41 |
42955,92 |
17,80,127 |
135737,85 |
98044,87 |
83,013 |
12207,81 |
6354,03 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS |
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STATE : WEST BENGAL |
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(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
2,86,787 |
734,89 |
553,25 |
48,791 |
4905,55 |
3262,65 |
13,55,346 |
17223,70 |
12784,42 |
1. Direct Finance |
2,76,271 |
601,72 |
443,54 |
48,246 |
4322,42 |
2749,39 |
12,93,200 |
12749,27 |
9142,36 |
|
2. Indirect Finance |
10,516 |
133,17 |
109,71 |
545 |
583,13 |
513,25 |
62,146 |
4474,43 |
3642,06 |
|
II. |
INDUSTRY |
1,68,389 |
520,08 |
381,19 |
17,936 |
15593,89 |
11059,28 |
3,58,375 |
123337,22 |
81906,80 |
1. Mining & Quarrying |
32 |
3,31 |
2,35 |
66 |
741,47 |
711,90 |
1,642 |
6305,55 |
3636,03 |
|
2. Food Manufacturing & Processing |
55,409 |
178,14 |
133,19 |
1,330 |
1671,68 |
1206,88 |
89,253 |
10603,59 |
7809,82 |
|
(a) Rice Mills, Flour & Dal Mills |
6,525 |
87,92 |
71,89 |
62 |
270,68 |
202,02 |
16,552 |
2455,55 |
2082,36 |
|
(b) Sugar |
- |
- |
- |
8 |
241,69 |
233,29 |
90 |
2142,08 |
1858,35 |
|
(c) Edible Oils & Vanaspati |
95 |
3,83 |
3,28 |
66 |
2,61 |
2,47 |
1,585 |
499,16 |
362,91 |
|
(d) Tea Processing |
4 |
5,38 |
4,16 |
274 |
717,72 |
451,86 |
4,548 |
2856,85 |
1754,86 |
|
(e) Processing of Fruits & Vegetables |
12 |
51 |
34 |
10 |
4,16 |
2,17 |
361 |
113,11 |
95,32 |
|
(f) Others |
48,773 |
80,50 |
53,52 |
910 |
434,81 |
315,08 |
66,117 |
2536,84 |
1656,03 |
|
3. Beverage & Tobacco |
19 |
1,17 |
1,05 |
38 |
79,06 |
66,55 |
1,057 |
710,38 |
517,13 |
|
4. Textiles |
5,873 |
44,96 |
34,04 |
1,742 |
542,69 |
277,78 |
35,811 |
4617,56 |
2914,81 |
|
(a) Cotton Textiles |
697 |
1,56 |
1,16 |
913 |
48,18 |
36,88 |
5,191 |
906,90 |
599,79 |
|
(b) Jute & Other Natural Fibre Textiles |
395 |
1,52 |
90 |
101 |
124,08 |
86,18 |
3,265 |
829,81 |
495,46 |
|
(c) Handloom Textiles & Khadi |
3,312 |
22,53 |
16,72 |
9 |
2,90 |
1,38 |
7,171 |
243,86 |
179,51 |
|
(d) Other Textiles & Textile Products |
1,469 |
19,35 |
15,25 |
719 |
367,53 |
153,33 |
20,184 |
2636,99 |
1640,05 |
|
5. Paper, Paper Products & Printing |
555 |
3,41 |
2,34 |
94 |
115,67 |
89,35 |
4,118 |
2060,38 |
1556,76 |
|
6. Woods and Wood Products |
1,723 |
7,85 |
5,57 |
66 |
343,58 |
248,95 |
6,223 |
1093,44 |
834,19 |
|
7. Leather & Leather Products |
279 |
1,81 |
1,54 |
883 |
220,20 |
100,76 |
9,992 |
1312,01 |
905,32 |
|
8. Gems and Jewellery |
373 |
3,70 |
2,77 |
52 |
82,96 |
80,69 |
2,251 |
1037,69 |
929,95 |
|
9. Rubber & Plastic Products |
4,921 |
14,14 |
10,69 |
362 |
236,38 |
155,30 |
8,818 |
1684,86 |
1089,50 |
|
10. Chemicals & Chemical Products |
1,655 |
14,34 |
10,62 |
336 |
1081,60 |
896,55 |
6,471 |
5322,11 |
3360,50 |
|
(a) Heavy Industrial Chemicals |
6 |
7,96 |
6,18 |
25 |
144,71 |
71,62 |
397 |
1476,36 |
698,27 |
|
(b) Fertilisers |
294 |
2,14 |
1,39 |
12 |
671,97 |
672,15 |
404 |
811,47 |
802,00 |
|
(c) Drugs & Pharmaceuticals |
1,329 |
3,01 |
2,27 |
19 |
11,32 |
8,23 |
2,118 |
379,76 |
333,35 |
|
(d) Non-Edible Oils |
1 |
3 |
3 |
1 |
28 |
20 |
107 |
65,13 |
52,17 |
|
(e) Other Chemicals & Chemical Products |
25 |
1,19 |
77 |
279 |
253,32 |
144,34 |
3,445 |
2589,39 |
1474,71 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
11 |
45 |
27 |
27 |
332,43 |
246,33 |
443 |
5530,41 |
3387,87 |
|
12. Manufacture of Cement & Cement Products |
229 |
1,66 |
1,06 |
33 |
355,92 |
292,78 |
2,207 |
3810,85 |
3041,32 |
|
13. Basic Metals & Metal Products |
989 |
3,63 |
2,71 |
963 |
3204,47 |
2261,43 |
11,516 |
36892,01 |
23843,25 |
|
(a) Iron & Steel |
2 |
9 |
8 |
376 |
1772,66 |
1256,79 |
2,860 |
26733,27 |
17704,89 |
|
(b) Non-Ferrous Metals |
2 |
11 |
3 |
49 |
342,63 |
153,67 |
535 |
4317,10 |
2464,20 |
|
(c) Metal Products |
985 |
3,43 |
2,61 |
538 |
1089,18 |
850,98 |
8,121 |
5841,63 |
3674,17 |
|
14. Engineering |
1,164 |
4,66 |
3,59 |
514 |
918,70 |
591,01 |
30,931 |
11107,74 |
6997,23 |
|
(a) Heavy Engineering |
- |
- |
- |
147 |
167,40 |
119,44 |
943 |
993,26 |
712,67 |
|
(b) Light Engineering |
257 |
1,29 |
94 |
197 |
457,96 |
282,60 |
24,111 |
5595,51 |
3424,48 |
|
(c) Electrical Machinery & Goods |
585 |
2,55 |
2,09 |
134 |
272,86 |
171,88 |
4,775 |
3706,37 |
2240,52 |
|
(d) Electronic Machinery & Goods |
322 |
82 |
56 |
36 |
20,49 |
17,09 |
1,102 |
812,60 |
619,56 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,120 |
4,99 |
2,76 |
386 |
562,65 |
456,76 |
3,333 |
2892,95 |
1997,94 |
|
16. Other Industries |
92,735 |
168,67 |
117,13 |
2,253 |
542,51 |
400,00 |
1,28,247 |
6670,00 |
3855,44 |
|
17. Electricity, Gas & Water |
3 |
18 |
17 |
20 |
586,25 |
559,79 |
372 |
10320,18 |
7135,12 |
|
(a) Electricity Generation & Transmission |
1 |
3 |
3 |
14 |
578,55 |
552,20 |
178 |
9676,01 |
6614,55 |
|
(b) Non-Conventional Energy |
- |
- |
- |
3 |
7,60 |
7,53 |
63 |
388,88 |
358,97 |
|
(c) Gas, Steam & Water Supply |
2 |
15 |
14 |
3 |
9 |
6 |
131 |
255,29 |
161,60 |
|
18. Construction |
1,299 |
63,02 |
49,34 |
8,771 |
3975,66 |
2416,47 |
15,690 |
11365,52 |
8094,60 |
|
(a) Other than Infrastructure |
922 |
44,44 |
36,52 |
7,690 |
2228,95 |
1266,29 |
11,971 |
4809,94 |
3410,95 |
|
(b) Infrastructure Construction |
377 |
18,57 |
12,83 |
1,081 |
1746,71 |
1150,18 |
3,719 |
6555,58 |
4683,66 |
|
III. |
TRANSPORT OPERATORS |
10,547 |
78,66 |
60,42 |
32,701 |
2916,11 |
1469,92 |
71,792 |
4880,33 |
2892,21 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
36,957 |
143,30 |
105,18 |
11,931 |
3146,41 |
2035,03 |
1,58,590 |
22735,25 |
15152,91 |
1. Professional Services |
14,761 |
33,22 |
23,18 |
600 |
203,84 |
158,33 |
30,191 |
4144,32 |
2444,00 |
|
2. Tourism, Hotel & Restaurants |
138 |
4,81 |
3,75 |
339 |
525,86 |
247,33 |
7,589 |
2873,57 |
2200,68 |
|
3. Recreation services |
485 |
94 |
76 |
31 |
4,63 |
1,91 |
1,726 |
241,92 |
154,12 |
|
4. IT and Telecommunications |
11 |
53 |
43 |
101 |
187,64 |
141,76 |
783 |
885,24 |
579,68 |
|
5. Others |
21,562 |
103,79 |
77,06 |
10,860 |
2224,44 |
1485,71 |
1,18,301 |
14590,20 |
9774,43 |
|
V. |
PERSONAL LOANS |
1,85,818 |
1846,50 |
1343,37 |
2,32,380 |
5597,81 |
3508,87 |
13,69,934 |
33124,05 |
25472,35 |
1. Housing |
26,052 |
639,24 |
522,30 |
19,147 |
2127,20 |
1667,82 |
3,33,497 |
18735,88 |
15770,45 |
|
2. Consumer Durables |
54,190 |
570,73 |
378,36 |
798 |
9,75 |
5,50 |
78,791 |
738,88 |
499,10 |
|
3. Vehicles |
3,872 |
33,56 |
21,31 |
1,22,428 |
1377,99 |
640,91 |
1,70,010 |
2328,22 |
1382,17 |
|
4. Education |
1,022 |
12,58 |
9,44 |
5,752 |
200,57 |
180,46 |
67,278 |
1696,01 |
1306,83 |
|
5. Personal Credit Cards |
- |
- |
- |
7,292 |
235,22 |
53,78 |
36,352 |
753,35 |
180,19 |
|
6. Others |
1,00,682 |
590,39 |
411,96 |
76,963 |
1647,07 |
960,39 |
6,84,006 |
8871,70 |
6333,61 |
|
VI. |
TRADE |
2,15,190 |
1061,10 |
797,23 |
10,249 |
4967,27 |
2957,31 |
5,20,001 |
28365,43 |
21301,70 |
1. Wholesale Trade |
6,298 |
111,01 |
86,74 |
2,401 |
2145,71 |
1282,69 |
42,628 |
13489,79 |
10324,82 |
|
2. Retail Trade |
2,08,892 |
950,10 |
710,50 |
7,848 |
2821,56 |
1674,62 |
4,77,373 |
14875,64 |
10976,88 |
|
VII. |
FINANCE |
56,827 |
228,40 |
158,24 |
1,029 |
3675,68 |
2584,65 |
68,377 |
19949,78 |
14653,98 |
VIII. |
ALL OTHERS |
59,139 |
195,86 |
137,73 |
1,56,905 |
1615,63 |
1082,23 |
3,33,078 |
6386,44 |
4687,00 |
TOTAL BANK CREDIT |
10,19,654 |
4808,79 |
3536,62 |
5,11,922 |
42418,35 |
27959,94 |
42,35,493 |
256002,20 |
178851,38 |