West Bengal - আৰবিআই - Reserve Bank of India
West Bengal
EASTERN REGION |
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STATE : WEST BENGAL |
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(Amount in ` Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
9,89,663 |
5184,18 |
4007,77 |
2,23,553 |
2087,40 |
1672,29 |
|
1. Direct Finance |
9,48,969 |
4247,67 |
3204,99 |
2,12,783 |
1607,85 |
1291,77 |
|
2. Indirect Finance |
40,694 |
936,51 |
802,78 |
10,770 |
479,55 |
380,52 |
II. |
INDUSTRY |
2,06,618 |
3914,10 |
2489,54 |
48,398 |
1877,10 |
1466,94 |
|
1. Mining & Quarrying |
351 |
45,80 |
39,76 |
293 |
75,23 |
63,32 |
|
2. Food Manufacturing & Processing |
65,229 |
720,69 |
458,77 |
10,867 |
609,81 |
499,90 |
|
(a) Rice Mills, Flour & Dal Mills |
11,839 |
278,62 |
231,15 |
2,932 |
300,92 |
252,78 |
|
(b) Sugar |
13 |
10,49 |
5,85 |
2 |
9 |
3 |
|
(c) Edible Oils & Vanaspati |
860 |
21,61 |
16,74 |
288 |
26,61 |
22,41 |
|
(d) Tea Processing |
75 |
197,41 |
45,65 |
59 |
59,53 |
44,49 |
|
(e) Processing of Fruits & Vegetables |
133 |
9,04 |
6,75 |
113 |
37,96 |
30,12 |
|
(f) Others |
52,309 |
203,52 |
152,62 |
7,473 |
184,71 |
150,07 |
|
3. Beverage & Tobacco |
291 |
48,23 |
41,44 |
370 |
73,32 |
63,98 |
|
4. Textiles |
15,459 |
203,43 |
153,35 |
6,540 |
120,10 |
95,03 |
|
(a) Cotton Textiles |
1,070 |
23,55 |
18,17 |
504 |
9,13 |
7,62 |
|
(b) Jute & Other Natural Fibre Textiles |
2,037 |
13,25 |
9,95 |
406 |
30,11 |
18,76 |
|
(c) Handloom Textiles & Khadi |
4,171 |
46,39 |
36,97 |
2,057 |
13,36 |
9,59 |
|
(d) Other Textiles & Textile Products |
8,181 |
120,24 |
88,26 |
3,573 |
67,51 |
59,06 |
|
5. Paper, Paper Products & Printing |
1,121 |
22,30 |
19,04 |
417 |
26,15 |
21,60 |
|
6. Woods and Wood Products |
3,688 |
39,32 |
31,71 |
1,186 |
28,17 |
21,88 |
|
7. Leather & Leather Products |
860 |
10,77 |
8,54 |
466 |
8,96 |
8,34 |
|
8. Gems and Jewellery |
889 |
13,26 |
11,32 |
400 |
9,24 |
7,46 |
|
9. Rubber & Plastic Products |
4,521 |
123,95 |
54,39 |
1,156 |
51,35 |
41,44 |
|
10. Chemicals & Chemical Products |
1,201 |
58,76 |
36,54 |
1,559 |
78,97 |
66,22 |
|
(a) Heavy Industrial Chemicals |
24 |
9,06 |
8,89 |
36 |
19,31 |
16,02 |
|
(b) Fertilisers |
304 |
2,26 |
1,74 |
50 |
4,23 |
2,72 |
|
(c) Drugs & Pharmaceuticals |
248 |
8,08 |
7,35 |
1,185 |
7,16 |
5,85 |
|
(d) Non-Edible Oils |
42 |
3,86 |
2,70 |
22 |
15,26 |
13,97 |
|
(e) Other Chemicals & Chemical Products |
583 |
35,51 |
15,86 |
266 |
33,02 |
27,66 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
61 |
633,00 |
248,87 |
48 |
103,00 |
57,52 |
|
12. Manufacture of Cement & Cement Products |
1,069 |
23,42 |
19,64 |
289 |
38,05 |
34,53 |
|
13. Basic Metals & Metal Products |
1,756 |
369,53 |
207,43 |
880 |
161,59 |
122,74 |
|
(a) Iron & Steel |
90 |
156,29 |
78,92 |
89 |
109,51 |
85,28 |
|
(b) Non-Ferrous Metals |
35 |
7,16 |
5,55 |
36 |
11,09 |
3,72 |
|
(c) Metal Products |
1,631 |
206,09 |
122,95 |
755 |
40,99 |
33,73 |
|
14. Engineering |
8,890 |
237,58 |
187,11 |
7,051 |
165,20 |
154,74 |
|
(a) Heavy Engineering |
98 |
27,39 |
25,26 |
61 |
16,69 |
15,53 |
|
(b) Light Engineering |
7,487 |
122,34 |
95,79 |
5,972 |
87,46 |
78,53 |
|
(c) Electrical Machinery & Goods |
832 |
76,77 |
55,83 |
880 |
55,24 |
56,30 |
|
(d) Electronic Machinery & Goods |
473 |
11,08 |
10,22 |
138 |
5,81 |
4,38 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,160 |
20,96 |
16,58 |
450 |
28,65 |
16,84 |
|
16. Other Industries |
98,618 |
718,94 |
427,15 |
15,043 |
126,30 |
100,82 |
|
17. Electricity, Gas & Water |
35 |
509,06 |
447,93 |
26 |
53,76 |
8,86 |
|
(a) Electricity Generation & Transmission |
17 |
505,57 |
445,56 |
7 |
50,70 |
6,25 |
|
(b) Non-Conventional Energy |
7 |
1,19 |
89 |
7 |
52 |
33 |
|
(c) Gas, Steam & Water Supply |
11 |
2,30 |
1,48 |
12 |
2,54 |
2,27 |
|
18. Construction |
1,419 |
115,10 |
79,97 |
1,357 |
119,26 |
81,73 |
|
(a) Other than Infrastructure |
900 |
59,48 |
44,06 |
911 |
73,77 |
46,55 |
|
(b) Infrastructure Construction |
519 |
55,62 |
35,91 |
446 |
45,49 |
35,18 |
III. |
TRANSPORT OPERATORS |
14,906 |
289,64 |
225,34 |
5,316 |
170,78 |
106,76 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
73,531 |
2769,82 |
1519,69 |
25,058 |
765,01 |
449,02 |
|
1. Professional Services |
17,545 |
2201,84 |
1073,03 |
4,954 |
63,85 |
50,20 |
|
2. Tourism, Hotel & Restaurants |
2,871 |
47,53 |
38,20 |
1,191 |
61,45 |
53,21 |
|
3. Recreation services |
471 |
11,57 |
9,56 |
318 |
3,59 |
2,83 |
|
4. IT and Telecommunications |
152 |
12,50 |
11,29 |
104 |
8,18 |
7,26 |
|
5. Others |
52,492 |
496,37 |
387,61 |
18,491 |
627,94 |
335,52 |
V. |
PERSONAL LOANS |
3,24,672 |
4145,77 |
3177,03 |
1,90,502 |
3511,91 |
2734,25 |
|
1. Housing |
66,254 |
1839,39 |
1495,34 |
53,746 |
1857,10 |
1524,17 |
|
2. Consumer Durables |
44,846 |
435,97 |
295,61 |
14,590 |
147,73 |
101,74 |
|
3. Vehicles |
10,740 |
167,64 |
122,90 |
8,497 |
184,74 |
127,81 |
|
4. Education |
9,115 |
170,81 |
132,21 |
9,189 |
269,63 |
186,03 |
|
5. Personal Credit Cards |
4,084 |
43,38 |
18,76 |
2,464 |
16,06 |
11,45 |
|
6. Others |
1,89,633 |
1488,58 |
1112,22 |
1,02,016 |
1036,65 |
783,05 |
VI. |
TRADE |
3,03,823 |
4121,06 |
3335,54 |
94,939 |
1878,79 |
1569,48 |
|
1. Wholesale Trade |
16,453 |
1346,06 |
1160,08 |
7,913 |
344,94 |
287,92 |
|
2. Retail Trade |
2,87,370 |
2775,00 |
2175,45 |
87,026 |
1533,86 |
1281,57 |
VII. |
FINANCE |
54,471 |
908,26 |
743,93 |
7,192 |
54,65 |
32,19 |
VIII. |
ALL OTHERS |
78,792 |
456,63 |
329,55 |
40,875 |
218,72 |
171,12 |
|
TOTAL BANK CREDIT |
20,46,476 |
21789,46 |
15828,39 |
6,35,833 |
10564,37 |
8202,05 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
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EASTERN REGION |
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STATE : WEST BENGAL |
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(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
87,157 |
1822,52 |
1511,65 |
54,973 |
8129,59 |
5592,71 |
|
1. Direct Finance |
82,435 |
1132,16 |
947,00 |
49,013 |
5761,58 |
3698,59 |
|
2. Indirect Finance |
4,722 |
690,36 |
564,65 |
5,960 |
2368,01 |
1894,12 |
II. |
INDUSTRY |
26,637 |
6554,94 |
4337,25 |
76,722 |
110991,07 |
73613,06 |
|
1. Mining & Quarrying |
314 |
268,14 |
175,70 |
684 |
5916,37 |
3357,26 |
|
2. Food Manufacturing & Processing |
3,921 |
1073,91 |
851,75 |
9,236 |
8199,18 |
5999,40 |
|
(a) Rice Mills, Flour & Dal Mills |
1,269 |
377,41 |
314,81 |
512 |
1498,60 |
1283,62 |
|
(b) Sugar |
5 |
10,25 |
1,75 |
70 |
2121,25 |
1850,72 |
|
(c) Edible Oils & Vanaspati |
229 |
101,02 |
86,90 |
208 |
349,92 |
236,86 |
|
(d) Tea Processing |
138 |
149,69 |
109,76 |
4,276 |
2450,22 |
1554,96 |
|
(e) Processing of Fruits & Vegetables |
53 |
33,16 |
30,50 |
62 |
32,95 |
27,95 |
|
(f) Others |
2,227 |
402,37 |
308,05 |
4,108 |
1746,24 |
1045,29 |
|
3. Beverage & Tobacco |
211 |
71,41 |
56,01 |
185 |
517,43 |
355,70 |
|
4. Textiles |
3,009 |
207,80 |
159,78 |
10,803 |
4086,23 |
2506,65 |
|
(a) Cotton Textiles |
383 |
26,96 |
22,25 |
3,234 |
847,26 |
551,75 |
|
(b) Jute & Other Natural Fibre Textiles |
315 |
94,48 |
70,39 |
507 |
691,97 |
396,36 |
|
(c) Handloom Textiles & Khadi |
516 |
12,82 |
10,28 |
427 |
171,29 |
122,68 |
|
(d) Other Textiles & Textile Products |
1,795 |
73,53 |
56,85 |
6,635 |
2375,71 |
1435,87 |
|
5. Paper, Paper Products & Printing |
898 |
169,71 |
138,59 |
1,682 |
1842,23 |
1377,53 |
|
6. Woods and Wood Products |
644 |
68,27 |
46,95 |
705 |
957,68 |
733,65 |
|
7. Leather & Leather Products |
609 |
18,54 |
14,29 |
8,057 |
1273,75 |
874,15 |
|
8. Gems and Jewellery |
241 |
10,84 |
9,07 |
721 |
1004,35 |
902,11 |
|
9. Rubber & Plastic Products |
750 |
84,97 |
66,19 |
2,391 |
1424,59 |
927,48 |
|
10. Chemicals & Chemical Products |
627 |
572,00 |
211,81 |
3,084 |
4612,38 |
3045,93 |
|
(a) Heavy Industrial Chemicals |
52 |
177,30 |
112,72 |
285 |
1270,69 |
560,64 |
|
(b) Fertilisers |
19 |
10,11 |
6,96 |
31 |
794,87 |
790,58 |
|
(c) Drugs & Pharmaceuticals |
108 |
9,73 |
7,88 |
577 |
354,79 |
312,28 |
|
(d) Non-Edible Oils |
21 |
12,24 |
9,86 |
22 |
33,77 |
25,64 |
|
(e) Other Chemicals & Chemical Products |
427 |
362,61 |
74,39 |
2,169 |
2158,25 |
1356,80 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
67 |
287,85 |
77,48 |
267 |
4506,55 |
3004,00 |
|
12. Manufacture of Cement & Cement Products |
335 |
147,57 |
111,31 |
514 |
3601,81 |
2875,83 |
|
13. Basic Metals & Metal Products |
1,120 |
1362,03 |
871,57 |
7,760 |
34998,86 |
22641,52 |
|
(a) Iron & Steel |
412 |
828,02 |
602,64 |
2,269 |
25639,46 |
16938,04 |
|
(b) Non-Ferrous Metals |
98 |
86,60 |
68,92 |
366 |
4212,26 |
2386,01 |
|
(c) Metal Products |
610 |
447,41 |
200,01 |
5,125 |
5147,14 |
3317,48 |
|
14. Engineering |
4,415 |
355,26 |
284,91 |
10,575 |
10349,70 |
6370,47 |
|
(a) Heavy Engineering |
230 |
107,80 |
88,39 |
554 |
841,38 |
583,48 |
|
(b) Light Engineering |
3,677 |
177,75 |
143,99 |
6,975 |
5207,95 |
3106,17 |
|
(c) Electrical Machinery & Goods |
384 |
55,03 |
38,88 |
2,679 |
3519,33 |
2089,51 |
|
(d) Electronic Machinery & Goods |
124 |
14,68 |
13,65 |
367 |
781,03 |
591,31 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
398 |
116,49 |
34,83 |
1,325 |
2726,85 |
1929,69 |
|
16. Other Industries |
6,780 |
497,14 |
278,50 |
7,806 |
5327,61 |
3048,97 |
|
17. Electricity, Gas & Water |
80 |
760,80 |
596,64 |
231 |
8996,56 |
6081,70 |
|
(a) Electricity Generation & Transmission |
17 |
747,91 |
589,56 |
137 |
8371,83 |
5573,18 |
|
(b) Non-Conventional Energy |
10 |
64 |
57 |
39 |
386,52 |
357,18 |
|
(c) Gas, Steam & Water Supply |
53 |
12,25 |
6,51 |
55 |
238,21 |
151,34 |
|
18. Construction |
2,218 |
482,22 |
351,90 |
10,696 |
10648,94 |
7581,00 |
|
(a) Other than Infrastructure |
1,619 |
304,57 |
266,55 |
8,541 |
4372,12 |
3053,79 |
|
(b) Infrastructure Construction |
599 |
177,65 |
85,35 |
2,155 |
6276,82 |
4527,21 |
III. |
TRANSPORT OPERATORS |
11,481 |
549,24 |
442,58 |
40,089 |
3870,68 |
2117,53 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
24,703 |
1618,12 |
1280,05 |
35,298 |
17582,30 |
11904,16 |
|
1. Professional Services |
3,740 |
351,75 |
234,85 |
3,952 |
1526,88 |
1085,92 |
|
2. Tourism, Hotel & Restaurants |
1,129 |
153,74 |
127,06 |
2,398 |
2610,85 |
1982,21 |
|
3. Recreation services |
256 |
31,32 |
15,64 |
681 |
195,43 |
126,09 |
|
4. IT and Telecommunications |
163 |
24,50 |
20,91 |
364 |
840,06 |
540,22 |
|
5. Others |
19,415 |
1056,80 |
881,59 |
27,903 |
12409,08 |
8169,71 |
V. |
PERSONAL LOANS |
3,08,101 |
5834,71 |
4621,18 |
5,46,659 |
19631,65 |
14939,89 |
|
1. Housing |
84,960 |
3325,14 |
2758,50 |
1,28,537 |
11714,25 |
9992,44 |
|
2. Consumer Durables |
11,735 |
96,77 |
64,92 |
7,620 |
58,41 |
36,83 |
|
3. Vehicles |
55,642 |
413,78 |
284,39 |
95,131 |
1562,06 |
847,07 |
|
4. Education |
18,997 |
404,62 |
319,84 |
29,977 |
850,95 |
668,76 |
|
5. Personal Credit Cards |
4,664 |
39,69 |
22,34 |
25,140 |
654,22 |
127,64 |
|
6. Others |
1,32,103 |
1554,71 |
1171,19 |
2,60,254 |
4791,76 |
3267,15 |
VI. |
TRADE |
65,327 |
2860,17 |
2394,85 |
55,912 |
19505,41 |
14001,83 |
|
1. Wholesale Trade |
6,162 |
821,98 |
667,75 |
12,100 |
10976,82 |
8209,07 |
|
2. Retail Trade |
59,165 |
2038,19 |
1727,10 |
43,812 |
8528,59 |
5792,76 |
VII. |
FINANCE |
2,456 |
65,20 |
53,89 |
4,258 |
18921,67 |
13823,98 |
VIII. |
ALL OTHERS |
77,171 |
728,67 |
609,55 |
1,36,240 |
4982,43 |
3576,78 |
|
TOTAL BANK CREDIT |
6,03,033 |
20033,57 |
15251,00 |
9,50,151 |
203614,80 |
139569,94 |