West Bengal - আৰবিআই - Reserve Bank of India
West Bengal
West Bengal
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
EASTERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
||||||||
AND ITS ASSOCIATES |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
1,80,092 |
600,47 |
520,82 |
4,03,775 |
1297,81 |
1138,62 |
||
1. Direct Finance |
1,79,499 |
427,91 |
361,81 |
3,87,206 |
972,75 |
835,47 |
|||
2. Indirect Finance |
593 |
172,56 |
159,00 |
16,569 |
325,06 |
303,15 |
|||
II. |
INDUSTRY |
1,16,896 |
6120,67 |
4798,04 |
2,69,391 |
9100,00 |
7714,18 |
||
1. Mining & Quarrying |
33 |
547,77 |
551,05 |
152 |
294,92 |
258,96 |
|||
2. Food Manufacturing & Processing |
26,116 |
1298,40 |
919,19 |
27,767 |
1193,56 |
973,27 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
15,503 |
56,09 |
45,40 |
5,382 |
111,22 |
85,00 |
||
(b) |
Sugar |
24 |
697,49 |
471,65 |
6 |
28,56 |
35,62 |
||
(c) |
Edible Oils & Vanaspati |
289 |
39,56 |
37,09 |
12,233 |
63,37 |
50,63 |
||
(d) |
Tea Processing |
150 |
351,65 |
244,08 |
442 |
766,55 |
602,28 |
||
(e) |
Processing of Fruits & Vegetables |
6 |
4,72 |
4,33 |
41 |
8,23 |
6,44 |
||
(f) |
Others |
10,144 |
148,89 |
116,64 |
9,663 |
215,63 |
193,29 |
||
3. Beverage & Tobacco |
36 |
99,37 |
13,44 |
72 |
54,02 |
45,45 |
|||
4. Textiles |
11,771 |
433,67 |
326,89 |
9,338 |
725,58 |
526,39 |
|||
(a) |
Cotton Textiles |
483 |
108,98 |
69,38 |
1,068 |
176,77 |
157,84 |
||
(b) |
Jute & Other Natural Fibre Textiles |
4,493 |
59,85 |
41,61 |
859 |
232,32 |
153,62 |
||
(c) |
Handloom Textiles & Khadi |
1,054 |
4,02 |
3,56 |
965 |
5,40 |
4,83 |
||
(d) |
Other Textiles & Textile Products |
5,741 |
260,82 |
212,35 |
6,446 |
311,10 |
210,11 |
||
5. Paper, Paper Products & Printing |
1,865 |
181,44 |
137,61 |
2,010 |
171,56 |
157,52 |
|||
6. Leather & Leather Products |
451 |
116,64 |
89,06 |
1,311 |
325,42 |
239,41 |
|||
7. Rubber & Plastic Products |
939 |
145,74 |
129,10 |
808 |
129,36 |
116,04 |
|||
8. Chemicals & Chemical Products |
743 |
770,39 |
615,07 |
6,145 |
548,72 |
494,54 |
|||
(a) |
Heavy Industrial Chemicals |
34 |
74,57 |
57,70 |
114 |
64,81 |
46,23 |
||
(b) |
Fertilisers |
16 |
42,69 |
40,02 |
24 |
113,35 |
109,36 |
||
(c) |
Drugs & Pharmaceuticals |
160 |
66,12 |
40,24 |
653 |
83,24 |
66,93 |
||
(d) |
Non-Edible Oils |
9 |
1,52 |
1,49 |
8 |
1,53 |
1,54 |
||
(e) |
Other Chemicals & Chemical Products |
524 |
585,50 |
475,62 |
5,346 |
285,80 |
270,48 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
24 |
77,69 |
71,27 |
134 |
598,16 |
584,96 |
|||
10. Manufacture of Cement & Cement Products |
352 |
65,78 |
60,46 |
425 |
82,95 |
101,77 |
|||
11. Basic Metals & Metal Products |
1,394 |
1030,78 |
786,32 |
9,200 |
1634,40 |
1447,00 |
|||
(a) |
Iron & Steel |
331 |
822,38 |
668,78 |
603 |
987,10 |
876,64 |
||
(b) |
Non-Ferrous Metals |
59 |
162,03 |
75,95 |
126 |
202,40 |
175,64 |
||
(c) |
Metal Products |
1,004 |
46,38 |
41,60 |
8,471 |
444,90 |
394,71 |
||
12. Engineering |
3,719 |
786,42 |
656,91 |
3,960 |
1072,36 |
863,28 |
|||
(a) |
Heavy Engineering |
88 |
95,63 |
97,85 |
363 |
337,70 |
267,70 |
||
(b) |
Light Engineering |
689 |
142,26 |
117,97 |
1,663 |
265,56 |
225,25 |
||
(c) |
Electrical Machinery & Goods |
2,509 |
514,89 |
412,12 |
1,308 |
414,73 |
318,48 |
||
(d) |
Electronic Machinery & Goods |
433 |
33,63 |
28,98 |
626 |
54,37 |
51,85 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
367 |
93,54 |
63,41 |
1,153 |
202,12 |
191,77 |
|||
14. Other Industries |
68,268 |
351,67 |
269,71 |
2,01,389 |
886,94 |
749,79 |
|||
15. Electricity, Gas & Water |
75 |
77,50 |
67,32 |
97 |
427,61 |
313,12 |
|||
(a) |
Electricity Generation &Transmission |
57 |
75,73 |
65,92 |
68 |
414,10 |
306,42 |
||
(b) |
Non-Conventional Energy |
7 |
97 |
87 |
6 |
98 |
79 |
||
(c) |
Gas, Steam & Water Supply |
11 |
80 |
52 |
23 |
12,53 |
5,91 |
||
16. Construction |
743 |
43,86 |
41,22 |
5,430 |
752,31 |
650,91 |
|||
III. |
TRANSPORT OPERATORS |
7,700 |
124,91 |
70,17 |
21,784 |
234,11 |
186,84 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,264 |
245,54 |
202,50 |
51,614 |
968,29 |
843,87 |
||
V. |
PERSONAL LOANS |
2,22,369 |
1239,73 |
1031,93 |
4,67,709 |
2650,99 |
2241,26 |
||
1. Loans for Purchase of Consumer Durables |
12,572 |
33,19 |
24,96 |
27,286 |
102,99 |
80,00 |
|||
2. Loans for Housing |
34,966 |
635,13 |
564,24 |
64,459 |
993,96 |
877,10 |
|||
3. Rest of the Personal Loans |
1,74,831 |
571,41 |
442,73 |
3,75,964 |
1554,04 |
1284,16 |
|||
VI. |
TRADE |
1,00,391 |
1136,07 |
905,70 |
2,58,725 |
4326,08 |
3728,79 |
||
1. Wholesale Trade |
4,692 |
639,40 |
489,99 |
21,170 |
2983,34 |
2642,44 |
|||
2. Retail Trade |
95,699 |
496,67 |
415,71 |
2,37,555 |
1342,74 |
1086,35 |
|||
VII. |
FINANCE |
305 |
369,87 |
300,52 |
3,185 |
1383,56 |
1249,05 |
||
VIII. |
ALL OTHERS |
33,537 |
1583,05 |
1246,00 |
2,20,247 |
2968,73 |
2517,46 |
||
|
|||||||||
TOTAL BANK CREDIT |
6,70,554 |
11420,29 |
9075,67 |
16,96,430 |
22929,56 |
19620,08 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
5,137 |
273,04 |
229,43 |
92,661 |
118,54 |
98,37 |
|||
2.OtherSmallScaleIndustries |
91,854 |
1029,39 |
816,34 |
1,03,666 |
1140,53 |
963,59 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
10 |
11,44 |
12,58 |
2,77,375 |
193,84 |
156,36 |
||
1. Direct Finance |
5 |
11,30 |
12,50 |
2,74,139 |
183,45 |
149,50 |
|||
2. Indirect Finance |
5 |
14 |
8 |
3,236 |
10,38 |
6,86 |
|||
II. |
INDUSTRY |
4,056 |
2318,75 |
1416,58 |
3,77,067 |
225,66 |
189,50 |
||
1. Mining & Quarrying |
6 |
22,37 |
22,37 |
15 |
95 |
76 |
|||
2. Food Manufacturing & Processing |
46 |
265,40 |
113,19 |
1,917 |
2,28 |
2,03 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
985 |
1,16 |
1,04 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
5 |
23,80 |
7,89 |
15 |
24 |
22 |
||
(d) |
Tea Processing |
32 |
190,40 |
87,43 |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
9 |
51,20 |
17,87 |
917 |
88 |
78 |
||
3. Beverage & Tobacco |
4 |
3,94 |
1,22 |
4 |
13 |
8 |
|||
4. Textiles |
46 |
223,82 |
83,80 |
1,677 |
2,81 |
2,93 |
|||
(a) |
Cotton Textiles |
19 |
42,31 |
24,23 |
6 |
16 |
13 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
1,038 |
1,28 |
1,63 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
603 |
50 |
45 |
||
(d) |
Other Textiles & Textile Products |
27 |
181,51 |
59,58 |
30 |
86 |
72 |
||
5. Paper, Paper Products & Printing |
19 |
9,94 |
3,65 |
76 |
16 |
14 |
|||
6. Leather & Leather Products |
21 |
32,88 |
19,69 |
70 |
14 |
15 |
|||
7. Rubber & Plastic Products |
14 |
30,08 |
15,07 |
3 |
11 |
10 |
|||
8. Chemicals & Chemical Products |
54 |
216,72 |
120,45 |
135 |
16 |
10 |
|||
(a) |
Heavy Industrial Chemicals |
11 |
120,43 |
64,25 |
— |
— |
— |
||
(b) |
Fertilisers |
3 |
5,62 |
4,92 |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
5 |
16,68 |
5,41 |
2 |
1 |
1 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
35 |
73,99 |
45,87 |
133 |
15 |
9 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
11 |
237,32 |
247,27 |
2 |
6 |
5 |
|||
10. Manufacture of Cement & Cement Products |
1 |
97 |
— |
5 |
9 |
8 |
|||
11. Basic Metals & Metal Products |
79 |
414,27 |
205,57 |
39 |
57 |
46 |
|||
(a) |
Iron & Steel |
35 |
170,13 |
79,89 |
1 |
5 |
3 |
||
(b) |
Non-Ferrous Metals |
29 |
182,38 |
99,02 |
— |
— |
— |
||
(c) |
Metal Products |
15 |
61,76 |
26,65 |
38 |
52 |
43 |
||
12. Engineering |
84 |
383,87 |
275,76 |
33 |
47 |
37 |
|||
(a) |
Heavy Engineering |
12 |
55,22 |
36,25 |
— |
— |
— |
||
(b) |
Light Engineering |
22 |
42,68 |
15,73 |
14 |
18 |
13 |
||
(c) |
Electrical Machinery & Goods |
48 |
285,35 |
223,15 |
16 |
25 |
21 |
||
(d) |
Electronic Machinery & Goods |
2 |
62 |
62 |
3 |
4 |
3 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
4 |
21 |
18 |
329 |
46 |
32 |
|||
14. Other Industries |
3,612 |
147,50 |
123,67 |
3,72,218 |
211,17 |
176,78 |
|||
15. Electricity, Gas & Water |
16 |
232,09 |
133,99 |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
10 |
120,06 |
97,51 |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
6 |
112,03 |
36,48 |
— |
— |
— |
||
16. Construction |
39 |
97,37 |
50,69 |
544 |
6,10 |
5,14 |
|||
III. |
TRANSPORT OPERATORS |
69 |
20,73 |
16,88 |
27,021 |
32,17 |
23,35 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
284 |
322,35 |
314,05 |
26,510 |
21,10 |
16,70 |
||
V. |
PERSONAL LOANS |
53,268 |
1104,00 |
804,88 |
2,49,000 |
689,66 |
554,80 |
||
1. Loans for Purchase of Consumer Durables |
3,338 |
29,61 |
28,67 |
57,663 |
242,89 |
185,52 |
|||
2. Loans for Housing |
4,311 |
239,18 |
215,98 |
11,887 |
126,63 |
108,33 |
|||
3. Rest of the Personal Loans |
45,619 |
835,20 |
560,23 |
1,79,450 |
320,13 |
260,95 |
|||
VI. |
TRADE |
522 |
52,96 |
26,12 |
2,24,757 |
197,06 |
159,93 |
||
1. Wholesale Trade |
426 |
50,13 |
24,38 |
1,460 |
6,17 |
4,76 |
|||
2. Retail Trade |
96 |
2,82 |
1,74 |
2,23,297 |
190,89 |
155,16 |
|||
VII. |
FINANCE |
36 |
35,47 |
29,55 |
870 |
1,04 |
89 |
||
VIII. |
ALL OTHERS |
18,890 |
150,79 |
104,12 |
29,373 |
40,61 |
35,10 |
||
|
|||||||||
TOTAL BANK CREDIT |
77,135 |
4016,49 |
2724,77 |
12,11,973 |
1401,13 |
1136,62 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
11 |
42 |
29 |
3,14,496 |
166,10 |
140,47 |
|||
2.OtherSmallScaleIndustries |
107 |
25,15 |
12,76 |
37,295 |
31,56 |
25,37 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
307 |
69,88 |
48,71 |
8,61,559 |
2173,44 |
1877,09 |
||
1. Direct Finance |
228 |
38,49 |
29,12 |
8,41,077 |
1633,91 |
1388,40 |
|||
2. Indirect Finance |
79 |
31,40 |
19,59 |
20,482 |
539,53 |
488,69 |
|||
II. |
INDUSTRY |
3,294 |
5763,24 |
3902,66 |
7,70,704 |
23528,32 |
18020,96 |
||
1. Mining & Quarrying |
15 |
422,43 |
131,89 |
221 |
1288,45 |
965,03 |
|||
2. Food Manufacturing & Processing |
79 |
220,44 |
167,44 |
55,925 |
2980,08 |
2175,12 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
6 |
7,52 |
5,50 |
21,876 |
175,99 |
136,94 |
||
(b) |
Sugar |
2 |
13,84 |
13,50 |
32 |
739,90 |
520,77 |
||
(c) |
Edible Oils & Vanaspati |
18 |
8,12 |
2,29 |
12,560 |
135,08 |
98,11 |
||
(d) |
Tea Processing |
38 |
185,88 |
142,91 |
662 |
1494,48 |
1076,70 |
||
(e) |
Processing of Fruits & Vegetables |
1 |
7 |
7 |
48 |
13,01 |
10,85 |
||
(f) |
Others |
14 |
5,01 |
3,16 |
20,747 |
421,61 |
331,75 |
||
3. Beverage & Tobacco |
7 |
7,36 |
3,42 |
123 |
164,83 |
63,62 |
|||
4. Textiles |
161 |
278,05 |
193,48 |
22,993 |
1663,93 |
1133,50 |
|||
(a) |
Cotton Textiles |
30 |
8,02 |
3,25 |
1,606 |
336,25 |
254,82 |
||
(b) |
Jute & Other Natural Fibre Textiles |
44 |
97,00 |
63,81 |
6,434 |
390,45 |
260,66 |
||
(c) |
Handloom Textiles & Khadi |
2 |
50 |
53 |
2,624 |
10,41 |
9,37 |
||
(d) |
Other Textiles & Textile Products |
85 |
172,52 |
125,90 |
12,329 |
926,81 |
608,65 |
||
5. Paper, Paper Products & Printing |
47 |
59,09 |
56,70 |
4,017 |
422,19 |
355,63 |
|||
6. Leather & Leather Products |
60 |
33,64 |
17,04 |
1,913 |
508,73 |
365,35 |
|||
7. Rubber & Plastic Products |
57 |
21,22 |
23,46 |
1,821 |
326,50 |
283,76 |
|||
8. Chemicals & Chemical Products |
99 |
565,80 |
428,33 |
7,176 |
2101,79 |
1658,49 |
|||
(a) |
Heavy Industrial Chemicals |
28 |
269,56 |
237,93 |
187 |
529,37 |
406,11 |
||
(b) |
Fertilisers |
4 |
101,70 |
107,33 |
47 |
263,35 |
261,64 |
||
(c) |
Drugs & Pharmaceuticals |
6 |
4,99 |
3,35 |
826 |
171,04 |
115,94 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
17 |
3,04 |
3,03 |
||
(e) |
Other Chemicals & Chemical Products |
61 |
189,54 |
79,71 |
6,099 |
1134,98 |
871,78 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
12 |
107,51 |
63,56 |
183 |
1020,73 |
967,11 |
|||
10. Manufacture of Cement & Cement Products |
17 |
163,70 |
139,74 |
800 |
313,49 |
302,06 |
|||
11. Basic Metals & Metal Products |
164 |
388,35 |
317,35 |
10,876 |
3468,38 |
2756,69 |
|||
(a) |
Iron & Steel |
70 |
92,35 |
75,09 |
1,040 |
2072,01 |
1700,43 |
||
(b) |
Non-Ferrous Metals |
22 |
190,23 |
141,09 |
236 |
737,04 |
491,70 |
||
(c) |
Metal Products |
72 |
105,77 |
101,16 |
9,600 |
659,33 |
564,55 |
||
12. Engineering |
459 |
1025,08 |
625,31 |
8,255 |
3268,20 |
2421,63 |
|||
(a) |
Heavy Engineering |
213 |
126,10 |
92,99 |
676 |
614,65 |
494,79 |
||
(b) |
Light Engineering |
150 |
109,44 |
100,13 |
2,538 |
560,12 |
459,20 |
||
(c) |
Electrical Machinery & Goods |
68 |
704,68 |
353,13 |
3,949 |
1919,90 |
1307,11 |
||
(d) |
Electronic Machinery & Goods |
28 |
84,86 |
79,06 |
1,092 |
173,53 |
160,54 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
31 |
41,90 |
28,55 |
1,884 |
338,24 |
284,23 |
|||
14. Other Industries |
1,946 |
191,26 |
141,50 |
6,47,433 |
1788,53 |
1461,46 |
|||
15. Electricity, Gas & Water |
32 |
2093,14 |
1489,42 |
220 |
2830,34 |
2003,85 |
|||
(a) |
Electricity Generation &Transmission |
29 |
2076,21 |
1486,96 |
164 |
2686,10 |
1956,82 |
||
(b) |
Non-Conventional Energy |
3 |
16,93 |
2,46 |
16 |
18,88 |
4,12 |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
40 |
125,37 |
42,91 |
||
16. Construction |
108 |
144,28 |
75,47 |
6,864 |
1043,93 |
823,43 |
|||
III. |
TRANSPORT OPERATORS |
303 |
40,68 |
28,39 |
56,877 |
452,60 |
325,64 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
911 |
458,47 |
296,27 |
88,583 |
2015,74 |
1673,39 |
||
V. |
PERSONAL LOANS |
19,565 |
305,85 |
228,47 |
10,11,911 |
5990,22 |
4861,34 |
||
1. Loans for Purchase of Consumer Durables |
240 |
1,78 |
3,05 |
1,01,099 |
410,45 |
322,20 |
|||
2. Loans for Housing |
2,552 |
160,30 |
124,02 |
1,18,175 |
2155,21 |
1889,66 |
|||
3. Rest of the Personal Loans |
16,773 |
143,77 |
101,40 |
7,92,637 |
3424,56 |
2649,47 |
|||
VI. |
TRADE |
1,059 |
400,46 |
212,45 |
5,85,454 |
6112,62 |
5032,99 |
||
1. Wholesale Trade |
464 |
284,11 |
148,81 |
28,212 |
3963,15 |
3310,39 |
|||
2. Retail Trade |
595 |
116,36 |
63,64 |
5,57,242 |
2149,47 |
1722,61 |
|||
VII. |
FINANCE |
260 |
588,98 |
387,75 |
4,656 |
2378,92 |
1967,76 |
||
VIII. |
ALL OTHERS |
3,782 |
218,80 |
196,00 |
3,05,829 |
4961,98 |
4098,69 |
||
|
|||||||||
TOTAL BANK CREDIT |
29,481 |
7846,36 |
5300,72 |
36,85,573 |
47613,83 |
37857,86 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
373 |
4,09 |
2,24 |
4,12,678 |
562,19 |
470,80 |
|||
2.OtherSmallScaleIndustries |
1,208 |
66,37 |
50,90 |
2,34,130 |
2293,01 |
1868,95 |
|||
|