March 2002

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

6,46,590

782,90

662,05

1,41,332

334,91

293,47

1.

Direct Finance

6,31,130

680,25

574,30

1,38,250

270,58

232,16

2.

Indirect Finance

15,460

102,65

87,74

3,082

64,33

61,31

II.

INDUSTRY

5,44,058

838,29

669,57

97,755

1643,72

1127,10

1.

Mining & Quarrying

40

3,56

3,06

34

2,60

2,37

2.

Food Manufacturing & Processing

24,779

169,15

141,94

8,089

129,06

105,01

(a) Rice Mills, Flour & Dal Mills

15,222

34,93

28,56

4,557

28,96

26,15

(b) Sugar

1

3

3

—

—

—

(c) Edible Oils & Vanaspati

167

5,10

4,66

170

6,43

6,21

(d) Tea Processing

52

95,54

83,22

61

79,09

61,09

(e) Processing of Fruits & Vegetables

9

4,27

2,18

4

40

54

(f) Others

9,328

29,29

23,28

3,297

14,17

11,02

3.

Beverage & Tobacco

14

4,44

3,74

20

11,89

11,82

4.

Textiles

7,005

27,73

25,77

3,161

20,55

14,55

(a) Cotton Textiles

692

12,54

11,98

257

1,59

1,20

(b) Jute & Other Natural Fibre Textiles

1,409

3,77

4,07

764

7,67

3,96

(c) Handloom Textiles & Khadi

1,650

2,07

1,70

487

1,75

1,60

(d) Other Textiles & Textile Products

3,254

9,35

8,02

1,653

9,55

7,79

5.

Paper, Paper Products & Printing

473

5,76

4,11

353

44,96

44,03

6.

Leather & Leather Products

347

3,48

3,43

173

5,63

2,07

7.

Rubber & Plastic Products

220

11,27

10,10

248

8,13

7,78

8.

Chemicals & Chemical Products

413

11,17

9,27

261

26,02

15,11

(a) Heavy Industrial Chemicals

8

2,65

2,65

10

3,05

1,59

(b) Fertilisers

2

31

24

3

21

21

(c) Drugs & Pharmaceuticals

97

3,88

2,82

80

6,84

5,29

(d) Non-Edible Oils

3

19

19

5

93

91

(e) Other Chemicals & Chemical Products

303

4,13

3,38

163

14,99

7,10

9.

Petroleum, Coal Products & Nuclear Fuels

12

4,72

4,53

21

19,00

18,49

10.

Manufacture of Cement & Cement Products

199

6,27

5,80

306

12,61

11,58

11.

Basic Metals & Metal Products

661

130,49

83,43

322

209,46

193,70

(a) Iron & Steel

61

88,58

49,49

33

17,69

14,54

(b) Non-Ferrous Metals

14

19,30

19,35

13

137,11

122,51

(c) Metal Products

586

22,61

14,59

276

54,66

56,65

12.

Engineering

2,661

52,66

37,71

727

153,96

103,34

(a) Heavy Engineering

39

7,91

6,21

28

13,90

10,16

(b) Light Engineering

405

20,08

13,46

213

5,91

5,20

(c) Electrical Machinery & Goods

1,987

22,71

16,39

370

107,73

67,47

(d) Electronic Machinery & Goods

230

1,96

1,64

116

26,42

20,52

13.

Vehicles, Vehicle Parts & Transport Equipments

1,027

8,30

7,37

198

6,79

5,81

14.

Other Industries

5,03,841

377,91

312,93

83,018

139,79

122,32

15.

Electricity, Gas & Water

14

94

87

23

825,32

447,40

(a) Electricity Generation & Transmission

7

47

41

18

825,10

447,28

(b) Non-Conventional Energy

5

42

41

—

—

—

(c) Gas,Steam & Water Supply

2

6

5

5

22

12

16.

Construction

2,352

20,44

15,52

801

27,95

21,72

III.

TRANSPORT OPERATORS

33,744

83,17

61,09

10,827

62,04

46,68

IV.

PROFESSIONAL AND OTHER SERVICES

53,887

130,19

114,49

17,477

56,29

43,39

V.

PERSONAL LOANS

3,79,785

1156,71

959,80

1,63,840

737,49

616,04

1.

Loans for Purchase of Consumer Durables

57,185

228,06

175,49

19,965

70,78

53,86

2.

Loans for Housing

21,608

277,50

244,11

20,080

285,90

250,24

3.

Rest of the Personal Loans

3,00,992

651,15

540,19

1,23,795

380,81

311,94

VI.

TRADE

3,90,369

620,24

524,73

1,13,283

439,51

376,22

1.

Wholesale Trade

8,871

73,38

61,83

3,894

100,42

84,44

2.

Retail Trade

3,81,498

546,87

462,90

1,09,389

339,09

291,78

VII.

FINANCE

1,328

106,02

70,98

660

30,62

16,71

VIII.

ALL OTHERS

90,593

259,86

220,06

36,847

355,69

327,68

TOTAL BANK CREDIT

21,40,354

3977,40

3282,76

5,82,021

3660,26

2847,28

OF WHICH: 1.Artisans and Village & Tiny Industries

3,58,952

240,27

198,06

41,373

76,12

67,38

2.Other Small Scale Industries

1,47,443

232,75

186,65

48,440

151,12

133,50

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

34,321

169,95

155,84

39,316

885,68

765,74

1.

Direct Finance

33,680

116,37

99,57

38,017

566,70

482,37

2.

Indirect Finance

641

53,58

56,27

1,299

318,97

283,37

II.

INDUSTRY

38,414

1799,15

1478,44

90,477

19247,16

14745,86

1.

Mining & Quarrying

36

14,71

14,53

111

1267,59

945,08

2.

Food Manufacturing & Processing

3,328

148,87

115,95

19,729

2533,00

1812,23

(a) Rice Mills, Flour & Dal Mills

2,021

34,38

27,23

76

77,73

54,99

(b) Sugar

—

—

—

31

739,87

520,74

(c) Edible Oils & Vanaspati

107

14,06

11,66

12,116

109,49

75,58

(d) Tea Processing

77

46,09

33,62

472

1273,76

898,78

(e) Processing of Fruits & Vegetables

18

2,47

1,72

17

5,87

6,41

(f) Others

1,105

51,87

41,73

7,017

326,28

255,72

3.

Beverage & Tobacco

25

3,53

3,22

64

144,97

44,84

4.

Textiles

1,692

43,92

29,28

11,135

1571,73

1063,90

(a) Cotton Textiles

120

10,27

7,37

537

311,86

234,26

(b) Jute & Other Natural Fibre Textiles

58

15,55

5,33

4,203

363,46

247,31

(c) Handloom Textiles & Khadi

389

2,65

2,46

98

3,94

3,61

(d) Other Textiles & Textile Products

1,125

15,45

14,11

6,297

892,47

578,72

5.

Paper, Paper Products & Printing

791

10,97

9,86

2,400

360,50

297,64

6.

Leather & Leather Products

118

3,62

2,99

1,275

495,99

356,86

7.

Rubber & Plastic Products

439

25,28

21,21

914

281,82

244,68

8.

Chemicals & Chemical Products

495

338,05

300,35

6,007

1726,56

1333,77

(a) Heavy Industrial Chemicals

35

269,70

240,88

134

253,97

160,98

(b) Fertilisers

4

2,15

2,03

38

260,69

259,15

(c) Drugs & Pharmaceuticals

176

7,85

7,21

473

152,47

100,63

(d) Non-Edible Oils

4

62

58

5

1,31

1,34

(e) Other Chemicals & Chemical Products

276

57,74

49,64

5,357

1058,12

811,66

9.

Petroleum, Coal Products & Nuclear Fuels

30

264,22

234,95

120

732,79

709,15

10.

Manufacture of Cement & Cement Products

138

9,22

7,87

157

285,39

276,80

11.

Basic Metals & Metal Products

1,072

192,23

167,08

8,821

2936,19

2312,48

(a) Iron & Steel

280

138,84

122,83

666

1826,90

1513,57

(b) Non-Ferrous Metals

29

10,77

8,67

180

569,86

341,17

(c) Metal Products

763

42,63

35,57

7,975

539,44

457,74

12.

Engineering

1,676

224,40

198,19

3,191

2837,18

2082,40

(a) Heavy Engineering

251

77,36

69,80

358

515,48

408,62

(b) Light Engineering

805

20,17

18,49

1,115

513,95

422,05

(c) Electrical Machinery & Goods

401

121,31

105,46

1,191

1668,15

1117,78

(d) Electronic Machinery & Goods

219

5,56

4,43

527

139,60

133,95

13.

Vehicles, Vehicle Parts & Transport Equipments

268

11,90

11,19

391

311,24

259,86

14.

Other Industries

27,631

145,56

122,78

32,943

1125,27

903,43

15.

Electricity, Gas & Water

23

307,35

194,29

160

1696,73

1361,29

(a) Electricity Generation & Transmission

9

306,09

193,32

130

1554,44

1315,81

(b) Non-Conventional Energy

—

—

—

11

18,45

3,71

(c) Gas, Steam & Water Supply

14

1,25

97

19

123,84

41,77

16.

Construction

652

55,32

44,72

3,059

940,22

741,47

III.

TRANSPORT OPERATORS

6,403

63,59

50,17

5,903

243,80

167,70

IV.

PROFESSIONAL AND OTHER SERVICES

9,279

89,80

73,15

7,940

1739,46

1442,36

V.

PERSONAL LOANS

1,70,904

1016,71

850,41

2,97,382

3079,31

2435,09

1.

Loans for Purchase of Consumer Durables

11,748

44,76

33,61

12,201

66,85

59,24

2.

Loans for Housing

26,214

439,65

386,36

50,273

1152,17

1008,95

3.

Rest of the Personal Loans

1,32,942

532,31

430,44

2,34,908

1860,29

1366,90

VI.

TRADE

49,038

584,87

477,39

32,764

4468,00

3654,66

1.

Wholesale Trade

4,057

203,18

169,11

11,390

3586,16

2995,01

2.

Retail Trade

44,981

381,68

308,28

21,374

881,84

659,65

VII.

FINANCE

593

32,59

27,17

2,075

2209,69

1852,90

VIII.

ALL OTHERS

49,713

576,33

485,80

1,28,676

3770,09

3065,15

TOTAL BANK CREDIT

3,58,665

4332,99

3598,36

6,04,533

    35643,18

    28129,45

OF WHICH: 1.Artisans and Village & Tiny Industries

10,103

98,18

78,72

2,250

147,63

126,64

2.Other Small Scale Industries

22,226

246,92

215,35

16,021

1662,22

1333,45