West Bengal - আৰবিআই - Reserve Bank of India
West Bengal
Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
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March 2002 |
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EASTERN REGION |
(Amount in Rupees Lakh) |
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|
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RURAL |
SEMI-URBAN |
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|
||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
|||
|
||||||||
1 |
2 |
3 |
4 |
5 |
6 |
|||
|
||||||||
I. |
AGRICULTURE |
6,46,590 |
782,90 |
662,05 |
1,41,332 |
334,91 |
293,47 |
|
1. |
Direct Finance |
6,31,130 |
680,25 |
574,30 |
1,38,250 |
270,58 |
232,16 |
|
2. |
Indirect Finance |
15,460 |
102,65 |
87,74 |
3,082 |
64,33 |
61,31 |
|
II. |
INDUSTRY |
5,44,058 |
838,29 |
669,57 |
97,755 |
1643,72 |
1127,10 |
|
1. |
Mining & Quarrying |
40 |
3,56 |
3,06 |
34 |
2,60 |
2,37 |
|
2. |
Food Manufacturing & Processing |
24,779 |
169,15 |
141,94 |
8,089 |
129,06 |
105,01 |
|
(a) Rice Mills, Flour & Dal Mills |
15,222 |
34,93 |
28,56 |
4,557 |
28,96 |
26,15 |
||
(b) Sugar |
1 |
3 |
3 |
— |
— |
— |
||
(c) Edible Oils & Vanaspati |
167 |
5,10 |
4,66 |
170 |
6,43 |
6,21 |
||
(d) Tea Processing |
52 |
95,54 |
83,22 |
61 |
79,09 |
61,09 |
||
(e) Processing of Fruits & Vegetables |
9 |
4,27 |
2,18 |
4 |
40 |
54 |
||
(f) Others |
9,328 |
29,29 |
23,28 |
3,297 |
14,17 |
11,02 |
||
3. |
Beverage & Tobacco |
14 |
4,44 |
3,74 |
20 |
11,89 |
11,82 |
|
4. |
Textiles |
7,005 |
27,73 |
25,77 |
3,161 |
20,55 |
14,55 |
|
(a) Cotton Textiles |
692 |
12,54 |
11,98 |
257 |
1,59 |
1,20 |
||
(b) Jute & Other Natural Fibre Textiles |
1,409 |
3,77 |
4,07 |
764 |
7,67 |
3,96 |
||
(c) Handloom Textiles & Khadi |
1,650 |
2,07 |
1,70 |
487 |
1,75 |
1,60 |
||
(d) Other Textiles & Textile Products |
3,254 |
9,35 |
8,02 |
1,653 |
9,55 |
7,79 |
||
5. |
Paper, Paper Products & Printing |
473 |
5,76 |
4,11 |
353 |
44,96 |
44,03 |
|
6. |
Leather & Leather Products |
347 |
3,48 |
3,43 |
173 |
5,63 |
2,07 |
|
7. |
Rubber & Plastic Products |
220 |
11,27 |
10,10 |
248 |
8,13 |
7,78 |
|
8. |
Chemicals & Chemical Products |
413 |
11,17 |
9,27 |
261 |
26,02 |
15,11 |
|
(a) Heavy Industrial Chemicals |
8 |
2,65 |
2,65 |
10 |
3,05 |
1,59 |
||
(b) Fertilisers |
2 |
31 |
24 |
3 |
21 |
21 |
||
(c) Drugs & Pharmaceuticals |
97 |
3,88 |
2,82 |
80 |
6,84 |
5,29 |
||
(d) Non-Edible Oils |
3 |
19 |
19 |
5 |
93 |
91 |
||
(e) Other Chemicals & Chemical Products |
303 |
4,13 |
3,38 |
163 |
14,99 |
7,10 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
12 |
4,72 |
4,53 |
21 |
19,00 |
18,49 |
|
10. |
Manufacture of Cement & Cement Products |
199 |
6,27 |
5,80 |
306 |
12,61 |
11,58 |
|
11. |
Basic Metals & Metal Products |
661 |
130,49 |
83,43 |
322 |
209,46 |
193,70 |
|
(a) Iron & Steel |
61 |
88,58 |
49,49 |
33 |
17,69 |
14,54 |
||
(b) Non-Ferrous Metals |
14 |
19,30 |
19,35 |
13 |
137,11 |
122,51 |
||
(c) Metal Products |
586 |
22,61 |
14,59 |
276 |
54,66 |
56,65 |
||
12. |
Engineering |
2,661 |
52,66 |
37,71 |
727 |
153,96 |
103,34 |
|
(a) Heavy Engineering |
39 |
7,91 |
6,21 |
28 |
13,90 |
10,16 |
||
(b) Light Engineering |
405 |
20,08 |
13,46 |
213 |
5,91 |
5,20 |
||
(c) Electrical Machinery & Goods |
1,987 |
22,71 |
16,39 |
370 |
107,73 |
67,47 |
||
(d) Electronic Machinery & Goods |
230 |
1,96 |
1,64 |
116 |
26,42 |
20,52 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
1,027 |
8,30 |
7,37 |
198 |
6,79 |
5,81 |
|
14. |
Other Industries |
5,03,841 |
377,91 |
312,93 |
83,018 |
139,79 |
122,32 |
|
15. |
Electricity, Gas & Water |
14 |
94 |
87 |
23 |
825,32 |
447,40 |
|
(a) Electricity Generation & Transmission |
7 |
47 |
41 |
18 |
825,10 |
447,28 |
||
(b) Non-Conventional Energy |
5 |
42 |
41 |
— |
— |
— |
||
(c) Gas,Steam & Water Supply |
2 |
6 |
5 |
5 |
22 |
12 |
||
16. |
Construction |
2,352 |
20,44 |
15,52 |
801 |
27,95 |
21,72 |
|
III. |
TRANSPORT OPERATORS |
33,744 |
83,17 |
61,09 |
10,827 |
62,04 |
46,68 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
53,887 |
130,19 |
114,49 |
17,477 |
56,29 |
43,39 |
|
V. |
PERSONAL LOANS |
3,79,785 |
1156,71 |
959,80 |
1,63,840 |
737,49 |
616,04 |
|
1. |
Loans for Purchase of Consumer Durables |
57,185 |
228,06 |
175,49 |
19,965 |
70,78 |
53,86 |
|
2. |
Loans for Housing |
21,608 |
277,50 |
244,11 |
20,080 |
285,90 |
250,24 |
|
3. |
Rest of the Personal Loans |
3,00,992 |
651,15 |
540,19 |
1,23,795 |
380,81 |
311,94 |
|
VI. |
TRADE |
3,90,369 |
620,24 |
524,73 |
1,13,283 |
439,51 |
376,22 |
|
1. |
Wholesale Trade |
8,871 |
73,38 |
61,83 |
3,894 |
100,42 |
84,44 |
|
2. |
Retail Trade |
3,81,498 |
546,87 |
462,90 |
1,09,389 |
339,09 |
291,78 |
|
VII. |
FINANCE |
1,328 |
106,02 |
70,98 |
660 |
30,62 |
16,71 |
|
VIII. |
ALL OTHERS |
90,593 |
259,86 |
220,06 |
36,847 |
355,69 |
327,68 |
|
|
||||||||
TOTAL BANK CREDIT |
21,40,354 |
3977,40 |
3282,76 |
5,82,021 |
3660,26 |
2847,28 |
||
OF WHICH: 1.Artisans and Village & Tiny Industries |
3,58,952 |
240,27 |
198,06 |
41,373 |
76,12 |
67,38 |
||
2.Other Small Scale Industries |
1,47,443 |
232,75 |
186,65 |
48,440 |
151,12 |
133,50 |
||
|
(Amount in Rupees Lakh) |
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|
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URBAN |
METROPOLITAN |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
34,321 |
169,95 |
155,84 |
39,316 |
885,68 |
765,74 |
||
1. |
Direct Finance |
33,680 |
116,37 |
99,57 |
38,017 |
566,70 |
482,37 |
||
2. |
Indirect Finance |
641 |
53,58 |
56,27 |
1,299 |
318,97 |
283,37 |
||
II. |
INDUSTRY |
38,414 |
1799,15 |
1478,44 |
90,477 |
19247,16 |
14745,86 |
||
1. |
Mining & Quarrying |
36 |
14,71 |
14,53 |
111 |
1267,59 |
945,08 |
||
2. |
Food Manufacturing & Processing |
3,328 |
148,87 |
115,95 |
19,729 |
2533,00 |
1812,23 |
||
(a) Rice Mills, Flour & Dal Mills |
2,021 |
34,38 |
27,23 |
76 |
77,73 |
54,99 |
|||
(b) Sugar |
— |
— |
— |
31 |
739,87 |
520,74 |
|||
(c) Edible Oils & Vanaspati |
107 |
14,06 |
11,66 |
12,116 |
109,49 |
75,58 |
|||
(d) Tea Processing |
77 |
46,09 |
33,62 |
472 |
1273,76 |
898,78 |
|||
(e) Processing of Fruits & Vegetables |
18 |
2,47 |
1,72 |
17 |
5,87 |
6,41 |
|||
(f) Others |
1,105 |
51,87 |
41,73 |
7,017 |
326,28 |
255,72 |
|||
3. |
Beverage & Tobacco |
25 |
3,53 |
3,22 |
64 |
144,97 |
44,84 |
||
4. |
Textiles |
1,692 |
43,92 |
29,28 |
11,135 |
1571,73 |
1063,90 |
||
(a) Cotton Textiles |
120 |
10,27 |
7,37 |
537 |
311,86 |
234,26 |
|||
(b) Jute & Other Natural Fibre Textiles |
58 |
15,55 |
5,33 |
4,203 |
363,46 |
247,31 |
|||
(c) Handloom Textiles & Khadi |
389 |
2,65 |
2,46 |
98 |
3,94 |
3,61 |
|||
(d) Other Textiles & Textile Products |
1,125 |
15,45 |
14,11 |
6,297 |
892,47 |
578,72 |
|||
5. |
Paper, Paper Products & Printing |
791 |
10,97 |
9,86 |
2,400 |
360,50 |
297,64 |
||
6. |
Leather & Leather Products |
118 |
3,62 |
2,99 |
1,275 |
495,99 |
356,86 |
||
7. |
Rubber & Plastic Products |
439 |
25,28 |
21,21 |
914 |
281,82 |
244,68 |
||
8. |
Chemicals & Chemical Products |
495 |
338,05 |
300,35 |
6,007 |
1726,56 |
1333,77 |
||
(a) Heavy Industrial Chemicals |
35 |
269,70 |
240,88 |
134 |
253,97 |
160,98 |
|||
(b) Fertilisers |
4 |
2,15 |
2,03 |
38 |
260,69 |
259,15 |
|||
(c) Drugs & Pharmaceuticals |
176 |
7,85 |
7,21 |
473 |
152,47 |
100,63 |
|||
(d) Non-Edible Oils |
4 |
62 |
58 |
5 |
1,31 |
1,34 |
|||
(e) Other Chemicals & Chemical Products |
276 |
57,74 |
49,64 |
5,357 |
1058,12 |
811,66 |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
30 |
264,22 |
234,95 |
120 |
732,79 |
709,15 |
||
10. |
Manufacture of Cement & Cement Products |
138 |
9,22 |
7,87 |
157 |
285,39 |
276,80 |
||
11. |
Basic Metals & Metal Products |
1,072 |
192,23 |
167,08 |
8,821 |
2936,19 |
2312,48 |
||
(a) Iron & Steel |
280 |
138,84 |
122,83 |
666 |
1826,90 |
1513,57 |
|||
(b) Non-Ferrous Metals |
29 |
10,77 |
8,67 |
180 |
569,86 |
341,17 |
|||
(c) Metal Products |
763 |
42,63 |
35,57 |
7,975 |
539,44 |
457,74 |
|||
12. |
Engineering |
1,676 |
224,40 |
198,19 |
3,191 |
2837,18 |
2082,40 |
||
(a) Heavy Engineering |
251 |
77,36 |
69,80 |
358 |
515,48 |
408,62 |
|||
(b) Light Engineering |
805 |
20,17 |
18,49 |
1,115 |
513,95 |
422,05 |
|||
(c) Electrical Machinery & Goods |
401 |
121,31 |
105,46 |
1,191 |
1668,15 |
1117,78 |
|||
(d) Electronic Machinery & Goods |
219 |
5,56 |
4,43 |
527 |
139,60 |
133,95 |
|||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
268 |
11,90 |
11,19 |
391 |
311,24 |
259,86 |
||
14. |
Other Industries |
27,631 |
145,56 |
122,78 |
32,943 |
1125,27 |
903,43 |
||
15. |
Electricity, Gas & Water |
23 |
307,35 |
194,29 |
160 |
1696,73 |
1361,29 |
||
(a) Electricity Generation & Transmission |
9 |
306,09 |
193,32 |
130 |
1554,44 |
1315,81 |
|||
(b) Non-Conventional Energy |
— |
— |
— |
11 |
18,45 |
3,71 |
|||
(c) Gas, Steam & Water Supply |
14 |
1,25 |
97 |
19 |
123,84 |
41,77 |
|||
16. |
Construction |
652 |
55,32 |
44,72 |
3,059 |
940,22 |
741,47 |
||
III. |
TRANSPORT OPERATORS |
6,403 |
63,59 |
50,17 |
5,903 |
243,80 |
167,70 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,279 |
89,80 |
73,15 |
7,940 |
1739,46 |
1442,36 |
||
V. |
PERSONAL LOANS |
1,70,904 |
1016,71 |
850,41 |
2,97,382 |
3079,31 |
2435,09 |
||
1. |
Loans for Purchase of Consumer Durables |
11,748 |
44,76 |
33,61 |
12,201 |
66,85 |
59,24 |
||
2. |
Loans for Housing |
26,214 |
439,65 |
386,36 |
50,273 |
1152,17 |
1008,95 |
||
3. |
Rest of the Personal Loans |
1,32,942 |
532,31 |
430,44 |
2,34,908 |
1860,29 |
1366,90 |
||
VI. |
TRADE |
49,038 |
584,87 |
477,39 |
32,764 |
4468,00 |
3654,66 |
||
1. |
Wholesale Trade |
4,057 |
203,18 |
169,11 |
11,390 |
3586,16 |
2995,01 |
||
2. |
Retail Trade |
44,981 |
381,68 |
308,28 |
21,374 |
881,84 |
659,65 |
||
VII. |
FINANCE |
593 |
32,59 |
27,17 |
2,075 |
2209,69 |
1852,90 |
||
VIII. |
ALL OTHERS |
49,713 |
576,33 |
485,80 |
1,28,676 |
3770,09 |
3065,15 |
||
|
|||||||||
TOTAL BANK CREDIT |
3,58,665 |
4332,99 |
3598,36 |
6,04,533 |
35643,18 |
28129,45 |
|||
OF WHICH: 1.Artisans and Village & Tiny Industries |
10,103 |
98,18 |
78,72 |
2,250 |
147,63 |
126,64 |
|||
2.Other Small Scale Industries |
22,226 |
246,92 |
215,35 |
16,021 |
1662,22 |
1333,45 |
|||
|