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আগ 03, 2017
Natural Calamities Portal - Monthly Reporting System
RBI/2017-2018/38 FIDD.CO.FSD.BC.No.13/05.10.006/2017-18 August 03, 2017 The Chairman/Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks/SLBC Convener Banks/Small Finance Banks (excluding Regional Rural Banks)] Madam/Dear Sir, Natural Calamities Portal – Monthly Reporting System Please refer to our Master Direction FIDD.CO.FSD.BC.8/05.10.001/2017-18 dated July 5, 2017 on Reserve Bank of India (Relief Measures by Banks in Areas Affected by Natura
RBI/2017-2018/38 FIDD.CO.FSD.BC.No.13/05.10.006/2017-18 August 03, 2017 The Chairman/Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks/SLBC Convener Banks/Small Finance Banks (excluding Regional Rural Banks)] Madam/Dear Sir, Natural Calamities Portal – Monthly Reporting System Please refer to our Master Direction FIDD.CO.FSD.BC.8/05.10.001/2017-18 dated July 5, 2017 on Reserve Bank of India (Relief Measures by Banks in Areas Affected by Natura
আগ 25, 2016
Financial Literacy Centres - Revised reporting format
RBI/2016-17/40 FIDD.FLC.BC.No.12/12.01.018/2016-17 August 25, 2016 To Chairman/MD & CEO Scheduled Commercial Banks (Including RRBs) Dear Sir/Madam, Financial Literacy Centres - Revised reporting format Please refer to our circular FIDD.FLC.BC.No.18/12.01.018/2015-16 dated January 14, 2016 on Financial Literacy Centres (FLCs)-Revised guidelines enclosing therewith the reporting Mechanism (Annex III- Part A, B, and C) for FLCs and rural branches of the banks. In thi
RBI/2016-17/40 FIDD.FLC.BC.No.12/12.01.018/2016-17 August 25, 2016 To Chairman/MD & CEO Scheduled Commercial Banks (Including RRBs) Dear Sir/Madam, Financial Literacy Centres - Revised reporting format Please refer to our circular FIDD.FLC.BC.No.18/12.01.018/2015-16 dated January 14, 2016 on Financial Literacy Centres (FLCs)-Revised guidelines enclosing therewith the reporting Mechanism (Annex III- Part A, B, and C) for FLCs and rural branches of the banks. In thi
জুন 30, 2016
Guidelines for relief measures by banks in areas affected by natural calamities-utilisation of insurance proceeds
RBI/2015-16/436 FIDD.No.FSD.BC.27/05.10.001/2015-16 June 30, 2016 The Chairman/ Managing Director /Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Madam / Sir Guidelines for relief measures by banks in areas affected by natural calamities- utilisation of insurance proceeds In terms of para 6.13 of the Master Circular FIDD.No.FSD.BC.01/05.10.001/2015-16 dated July 1, 2015, while restructuring the loans in the areas affected by
RBI/2015-16/436 FIDD.No.FSD.BC.27/05.10.001/2015-16 June 30, 2016 The Chairman/ Managing Director /Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Madam / Sir Guidelines for relief measures by banks in areas affected by natural calamities- utilisation of insurance proceeds In terms of para 6.13 of the Master Circular FIDD.No.FSD.BC.01/05.10.001/2015-16 dated July 1, 2015, while restructuring the loans in the areas affected by
আগ 21, 2015
Guidelines for Relief Measures by Banks in Areas affected by Natural Calamities
RBI/2015-16/156 FIDD No. FSD.BC.12/05.10.001/2015-16 August 21, 2015 The Chaiman/Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks(excluding Regional Rural Banks) Madam/Dear Sir GUIDELINES FOR RELIEF MEASURES BY BANKS IN AREAS AFFECTED BY NATURAL CALAMITIES Please refer to our Master Circular FIDD.No.FSD.BC.01/05.10.001/2015-16 dated July 1, 2015 containing ‘Guidelines for Relief Measures by Banks in Areas affected by Natural Calamities’. Conside
RBI/2015-16/156 FIDD No. FSD.BC.12/05.10.001/2015-16 August 21, 2015 The Chaiman/Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks(excluding Regional Rural Banks) Madam/Dear Sir GUIDELINES FOR RELIEF MEASURES BY BANKS IN AREAS AFFECTED BY NATURAL CALAMITIES Please refer to our Master Circular FIDD.No.FSD.BC.01/05.10.001/2015-16 dated July 1, 2015 containing ‘Guidelines for Relief Measures by Banks in Areas affected by Natural Calamities’. Conside
জুলাই 07, 2014
Financial Literacy activities conducted by Financial Literacy Centres and rural branches of banks - monitoring system
RBI/2014-15/118RPCD.FLC.No. 218-348/12.01.018/2014-15 July 7, 2014 To Chairman/CMD of Scheduled Commercial Banks (including RRBs) Dear Sir Financial Literacy activities conducted by Financial Literacy Centres and rural branches of banks – monitoring system Please refer to our circulars RPCD.FLC.No.12452/12.01.018/2011-12 dated June 6, 2012 and RPCD.FLC.No.7641/12.01.018/ 2012-13 dated January 31, 2013 issuing operational guidelines for conduct of financial literacy ca
RBI/2014-15/118RPCD.FLC.No. 218-348/12.01.018/2014-15 July 7, 2014 To Chairman/CMD of Scheduled Commercial Banks (including RRBs) Dear Sir Financial Literacy activities conducted by Financial Literacy Centres and rural branches of banks – monitoring system Please refer to our circulars RPCD.FLC.No.12452/12.01.018/2011-12 dated June 6, 2012 and RPCD.FLC.No.7641/12.01.018/ 2012-13 dated January 31, 2013 issuing operational guidelines for conduct of financial literacy ca
জানু 01, 2013
Implementation of Swarna Jayanti Shahari Rozgar Yojana (SJSRY)-Regarding
RBI/2012-13/360 RPCD GSSD. BC. No. 55/09.16.01/ 2012 - 13 January 01, 2013 The Chairman / Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Implementation of Swarna Jayanti Shahari Rozgar Yojana (SJSRY)-Regarding We have been advised by the Ministry of Housing and Urban Poverty Alleviation that instances have been reported by the implementing agencies at the States / ULBs level regarding non-cooperation of banks in sanctioning loan to urban poo
RBI/2012-13/360 RPCD GSSD. BC. No. 55/09.16.01/ 2012 - 13 January 01, 2013 The Chairman / Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Implementation of Swarna Jayanti Shahari Rozgar Yojana (SJSRY)-Regarding We have been advised by the Ministry of Housing and Urban Poverty Alleviation that instances have been reported by the implementing agencies at the States / ULBs level regarding non-cooperation of banks in sanctioning loan to urban poo
ডিচে 31, 2012
Revision in existing investment limits in plant and machinery / equipment for lending to Micro Enterprises in the 40:20 proportion
RBI/2012-13/354 RPCD.MSME & NFS. BC. No. 54/06.02.31/ 2012-13 December 31, 2012 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir / Madam Revision in existing investment limits in plant and machinery / equipment for lending to Micro Enterprises in the 40:20 proportion In terms of paragraph II (i) of the Priority Sector Circular RPCD.CO.Plan.BC 13/04.09.01/2012-13 dated July 20, 2012, 40
RBI/2012-13/354 RPCD.MSME & NFS. BC. No. 54/06.02.31/ 2012-13 December 31, 2012 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir / Madam Revision in existing investment limits in plant and machinery / equipment for lending to Micro Enterprises in the 40:20 proportion In terms of paragraph II (i) of the Priority Sector Circular RPCD.CO.Plan.BC 13/04.09.01/2012-13 dated July 20, 2012, 40
ডিচে 19, 2011
Credit under dairy segment of Agriculture and Allied Activities-Treatment under Indirect Finance to Agriculture
RBI/2011-12/306 RPCD.CO.Plan.BC.43 /04.09.01/2011-12 @@NBSP@@December 19, 2011 To,The Chairman / Managing Director /Chief Executive Officer[All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir / Madam, Credit under dairy segment of Agriculture and Allied Activities-Treatment under Indirect Finance to Agriculture Please refer to para 1.3.2 of our circular on lending to priority sector, RPCD.CO.Plan.BC.No.10/04.09.01/2011-12 dated July 1, 2011, wher
RBI/2011-12/306 RPCD.CO.Plan.BC.43 /04.09.01/2011-12 @@NBSP@@December 19, 2011 To,The Chairman / Managing Director /Chief Executive Officer[All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir / Madam, Credit under dairy segment of Agriculture and Allied Activities-Treatment under Indirect Finance to Agriculture Please refer to para 1.3.2 of our circular on lending to priority sector, RPCD.CO.Plan.BC.No.10/04.09.01/2011-12 dated July 1, 2011, wher
অক্টো 18, 2011
Inclusion of Credit under KCC under direct financing for Agriculture
RBI/2011-12/224 RPCD.CO RRB. BC.NO.24 /03.05.33/2011-12 October 18, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, Inclusion of Credit under KCC under direct financing for Agriculture Please refer to Para 1.1.3 of our circular RPCD.No.RRB.BC.20/03.05.33/2007-08 dated August 22, 2007 on lending to priority sector in terms of which working capital and term loans for financing production and investment requirements for agriculture and allied activities are t
RBI/2011-12/224 RPCD.CO RRB. BC.NO.24 /03.05.33/2011-12 October 18, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, Inclusion of Credit under KCC under direct financing for Agriculture Please refer to Para 1.1.3 of our circular RPCD.No.RRB.BC.20/03.05.33/2007-08 dated August 22, 2007 on lending to priority sector in terms of which working capital and term loans for financing production and investment requirements for agriculture and allied activities are t
অক্টো 13, 2011
Inclusion of Credit under KCC under direct financing for Agriculture
RBI/2011-12/219 RPCD.CO.Plan.BC. 22 /04.09.01/2011-12 October 13, 2011 The Chairman/Managing Director/Chief Executive Officer [All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Inclusion of Credit under KCC under direct financing for Agriculture Please refer to para 1.1.3 of our circular RPCD.CO.Plan.BC.No.10/04.09.01/2011-12 dated July 1, 2011 on lending to priority sector in terms of which working capital and term loans for financing
RBI/2011-12/219 RPCD.CO.Plan.BC. 22 /04.09.01/2011-12 October 13, 2011 The Chairman/Managing Director/Chief Executive Officer [All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Inclusion of Credit under KCC under direct financing for Agriculture Please refer to para 1.1.3 of our circular RPCD.CO.Plan.BC.No.10/04.09.01/2011-12 dated July 1, 2011 on lending to priority sector in terms of which working capital and term loans for financing
মাৰ্চ 31, 2011
Establishment of Financial Literacy and Credit Counselling Centres
RBI/2010-11/456 RPCD.CO.FID. BC.No.58 /12.01.018/2010-11 March 31, 2011 The Chaiman & Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks(including Regional Rural Banks) Dear Sir, Establishment of Financial Literacy and Credit Counselling Centres. We invite your attention to our circular RPCD.CO.MFFI.BC.NO.86/12.01.018/2008-09 dated February 4, 2009 communicating a ‘Model scheme’ with regard to establishment of Financial Literacy and Credit Cou
RBI/2010-11/456 RPCD.CO.FID. BC.No.58 /12.01.018/2010-11 March 31, 2011 The Chaiman & Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks(including Regional Rural Banks) Dear Sir, Establishment of Financial Literacy and Credit Counselling Centres. We invite your attention to our circular RPCD.CO.MFFI.BC.NO.86/12.01.018/2008-09 dated February 4, 2009 communicating a ‘Model scheme’ with regard to establishment of Financial Literacy and Credit Cou
ডিচে 15, 2010
Swarnajayanti Gram Swarozgar Yojana (SGSY) - Group Life Insurance Scheme
RBI/2010-11/314 RPCD.GSSD .BC.No.30@@NBSP@@ /09.01.01/2010 -11 December 15, 2010 The Chairman /Managing DirectorAll Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Swarnajayanti Gram Swarozgar Yojana (SGSY) - Group Life Insurance Scheme Please refer to Para 9 of our Master Circular RBI /2010-11-56-RPCD.SP.BC.No.7/09.01.01/2010 - 11 dated July 1, 2010 on Priority Sector Lending@@NBSP@@ -@@NBSP@@@@NBSP@@ Special Programmes@@NBSP@@ -@@NBSP@@ Swarnajayanti Gram Swar
RBI/2010-11/314 RPCD.GSSD .BC.No.30@@NBSP@@ /09.01.01/2010 -11 December 15, 2010 The Chairman /Managing DirectorAll Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Swarnajayanti Gram Swarozgar Yojana (SGSY) - Group Life Insurance Scheme Please refer to Para 9 of our Master Circular RBI /2010-11-56-RPCD.SP.BC.No.7/09.01.01/2010 - 11 dated July 1, 2010 on Priority Sector Lending@@NBSP@@ -@@NBSP@@@@NBSP@@ Special Programmes@@NBSP@@ -@@NBSP@@ Swarnajayanti Gram Swar
ডিচে 08, 2010
Ownership of units - Two or more undertakings under the same ownership - Status of the unit
RBI/2010-11/305 RPCD.SME & NFS.BC.No. 35@@NBSP@@/06.02.31 (P)/2010-11 December 6, 2010 To, The Chairman / Managing Director All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir Ownership of units – Two or more undertakings under the same ownership – Status of the unit Please refer to our circular RPCD.No.PLNFS.No.BC.67/06.03.01/93-94@@NBSP@@dated November 22, 1993 on the captioned subject (copy enclosed) wherein banks were advised to follow the guideli
RBI/2010-11/305 RPCD.SME & NFS.BC.No. 35@@NBSP@@/06.02.31 (P)/2010-11 December 6, 2010 To, The Chairman / Managing Director All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir Ownership of units – Two or more undertakings under the same ownership – Status of the unit Please refer to our circular RPCD.No.PLNFS.No.BC.67/06.03.01/93-94@@NBSP@@dated November 22, 1993 on the captioned subject (copy enclosed) wherein banks were advised to follow the guideli
অক্টো 12, 2009
Swarna Jayanti Shahari Rozgar Yojana (SJSRY) Revised Guidelines -2009
RBI/2009-10/183RPCD.SP.BC.No.30 / 09.16.01/ 2009 -10 October 12, 2009 The Chairman/Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Swarna Jayanti Shahari Rozgar Yojana (SJSRY) Revised Guidelines -2009 Please refer to our Master Circular RPCD.SP.BC.No 3/09.16.01/2009-10 dated July 1, 2009, issuing instructions/directives to banks with regard to operationalisation of the Swarna Jayanti Shahari Rozgar Yojana (SJSRY). 2. On a review, the Ministry
RBI/2009-10/183RPCD.SP.BC.No.30 / 09.16.01/ 2009 -10 October 12, 2009 The Chairman/Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Swarna Jayanti Shahari Rozgar Yojana (SJSRY) Revised Guidelines -2009 Please refer to our Master Circular RPCD.SP.BC.No 3/09.16.01/2009-10 dated July 1, 2009, issuing instructions/directives to banks with regard to operationalisation of the Swarna Jayanti Shahari Rozgar Yojana (SJSRY). 2. On a review, the Ministry
আগ 24, 2009
Increase in exemption of collateral security in respect of individual and group loans under SGSY Scheme
RBI/2009-10/127 RPCD.SP.BC.No 12 /09.01.01/2009-10@@NBSP@@ August 24, 2009 The Chairman /Managing DirectorsAll Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Increase in exemption of collateral security in respect of individual and group loans under SGSY Scheme Please refer to our Circulars No.RPCD.SP.BC23/09.01.01/99 -2000 dated September 1, 1999 and RPCD.SP.BC.113/09.01.01/2002-03 dated July 4, 2002 advising the banks about the exemption of secondary co
RBI/2009-10/127 RPCD.SP.BC.No 12 /09.01.01/2009-10@@NBSP@@ August 24, 2009 The Chairman /Managing DirectorsAll Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Increase in exemption of collateral security in respect of individual and group loans under SGSY Scheme Please refer to our Circulars No.RPCD.SP.BC23/09.01.01/99 -2000 dated September 1, 1999 and RPCD.SP.BC.113/09.01.01/2002-03 dated July 4, 2002 advising the banks about the exemption of secondary co
মাৰ্চ 28, 2007
Scheme to cover term loans for agriculture & allied activities under KCC
RBI/2006-2007/294RPCD. PLFS.BC. No. 58/05.05.09/2006-07March 28, 2007The Chairman and Managing Director/ChiefExecutive Officer,All Scheduled Commercial Banks@@NBSP@@Dear Sir,Scheme to cover term loans foragriculture & allied activities under KCC Please refer to our circular RPCD.PLFS.BC.NO 38/05.05.09/2004-05 dated October 4, 2004 forwarding therewith the revised Model Scheme prepared by NABARD and advising you to report the progress in this regard to us, on a mon
RBI/2006-2007/294RPCD. PLFS.BC. No. 58/05.05.09/2006-07March 28, 2007The Chairman and Managing Director/ChiefExecutive Officer,All Scheduled Commercial Banks@@NBSP@@Dear Sir,Scheme to cover term loans foragriculture & allied activities under KCC Please refer to our circular RPCD.PLFS.BC.NO 38/05.05.09/2004-05 dated October 4, 2004 forwarding therewith the revised Model Scheme prepared by NABARD and advising you to report the progress in this regard to us, on a mon
ছেপ্তে 14, 2006
Delegation of adequate powers to the Bank Managers for sanctioning loans without referring to higher authorities and following of the procedure for calculating interest on loans excluding subsidy amount under SGSY Scheme
RBI /2006-07/ 126 RPCD.SP.BC. 24 /CLCC/09.01.01/2006-07September 14, 2006 The Chairman and Managing Director All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Delegation of adequate powers to the Bank Managers for sanctioning loans without referring to higher authorities and following of the procedure for calculating interest on loans excluding subsidy amount under SGSY Scheme. It has been brought to our notice by Ministry of Rural Development GOI, New Delhi t
RBI /2006-07/ 126 RPCD.SP.BC. 24 /CLCC/09.01.01/2006-07September 14, 2006 The Chairman and Managing Director All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Delegation of adequate powers to the Bank Managers for sanctioning loans without referring to higher authorities and following of the procedure for calculating interest on loans excluding subsidy amount under SGSY Scheme. It has been brought to our notice by Ministry of Rural Development GOI, New Delhi t
আগ 26, 2005
Credit flow to SME sector- Submission of Quarterly Data
RBI/2005-06/145 RPCD.PLNFS.BC.No. 38/06.02.31(iv)/2005-06 August 26, 2005 The Chairman/Managing Director All Public Sector Banks Dear Sir, Credit flow to SME sector- Reporting Format for Quarterly Review by the Government of India Please refer to our letter No.RPCD.PLNFS.No.508/06.02.31/2003-04 dated August 13, 2003 regarding submission of quarterly data on credit flow to SSI sector for review by the Secretary (SSI & ARI), Government of India in the prescribed for
RBI/2005-06/145 RPCD.PLNFS.BC.No. 38/06.02.31(iv)/2005-06 August 26, 2005 The Chairman/Managing Director All Public Sector Banks Dear Sir, Credit flow to SME sector- Reporting Format for Quarterly Review by the Government of India Please refer to our letter No.RPCD.PLNFS.No.508/06.02.31/2003-04 dated August 13, 2003 regarding submission of quarterly data on credit flow to SSI sector for review by the Secretary (SSI & ARI), Government of India in the prescribed for
আগ 25, 2005
List of Reserved Items for Exclusive Manufacture by SSIs amended
RBI/2005-06/141 RPCD.PLNFS.BC.NO. 36 /06.02.31/2005-06 August 25, 2005 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) Dear Sir, Notification No.S.O.420(E) dated March 28, 2005 regarding changes in the list of reserved items for exclusive manufacture in the Small Scale Sector Please refer to our circular RPCD.PLNFS.BC.No. 73/06.02.31/2004-05 dated January 15, 2005 on the captioned subject. 2. We advise that Government of India, Ministry
RBI/2005-06/141 RPCD.PLNFS.BC.NO. 36 /06.02.31/2005-06 August 25, 2005 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) Dear Sir, Notification No.S.O.420(E) dated March 28, 2005 regarding changes in the list of reserved items for exclusive manufacture in the Small Scale Sector Please refer to our circular RPCD.PLNFS.BC.No. 73/06.02.31/2004-05 dated January 15, 2005 on the captioned subject. 2. We advise that Government of India, Ministry
এপ্ৰিল 13, 2005
Interest rates to be charged on group loans under Swarnjayanti Gram Swarozgar Yojana (SGSY)
RBI /2004-05/ 421 RPCD.SP.BC.No. 94 /09.01.01/2004-05April 13, 2005 The Chairman and Managing Director All Scheduled Commercial Banks (Except RRBs)Dear Sir, Interest rates to be charged on group loans under Swarnjayanti Gram Swarozgar Yojana (SGSY) As you are aware that Swarnjayanti Gram Swarozgar Yojana (SGSY) is a major poverty alleviation and employment generation programme of the Government of India, implemented in the rural areas of the country, focuses on Group
RBI /2004-05/ 421 RPCD.SP.BC.No. 94 /09.01.01/2004-05April 13, 2005 The Chairman and Managing Director All Scheduled Commercial Banks (Except RRBs)Dear Sir, Interest rates to be charged on group loans under Swarnjayanti Gram Swarozgar Yojana (SGSY) As you are aware that Swarnjayanti Gram Swarozgar Yojana (SGSY) is a major poverty alleviation and employment generation programme of the Government of India, implemented in the rural areas of the country, focuses on Group
জানু 15, 2005
Changes in the list of reserved items for exclusive manufacture in the Small Scale Sector
RBI/2004-05/346 RPCD/PLNFS/BC. No. 73 /06.02.31/2004-05 January 15, 2005The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs )Dear Sir, Notification No.S.O.1169 (E) dated 20.10.2004 regarding-changes in the list of reserved items for exclusive manufacture in the Small Scale Sector. Please refer to our circular RPCD/PLNFS/BC.No.23/06.02.31/2003-04 dated 15 September 2003 on the captioned subject.2.We advise that Government of India, Ministry of
RBI/2004-05/346 RPCD/PLNFS/BC. No. 73 /06.02.31/2004-05 January 15, 2005The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs )Dear Sir, Notification No.S.O.1169 (E) dated 20.10.2004 regarding-changes in the list of reserved items for exclusive manufacture in the Small Scale Sector. Please refer to our circular RPCD/PLNFS/BC.No.23/06.02.31/2003-04 dated 15 September 2003 on the captioned subject.2.We advise that Government of India, Ministry of
জানু 12, 2005
Enhancement in SSI Investment Limit in respect of Sports Goods

RBI/2004-05/343 RPCD/PLNFS/BC. No. 72 /06.02.31/2004-05 January 12, 2005 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs)Dear Sir,Enhancement in SSI Investment Limit in respect of Sports Goods Please refer to our circular RPCD/PLNFS/BC.No.7/06.02.31/2003-04 dated 14 July 2003 regarding enhancement in the ceiling limit on investment in plant and machinery from Rs.1 crore to Rs.5 crore in respect of certain items on Stationery and Drugs and

RBI/2004-05/343 RPCD/PLNFS/BC. No. 72 /06.02.31/2004-05 January 12, 2005 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs)Dear Sir,Enhancement in SSI Investment Limit in respect of Sports Goods Please refer to our circular RPCD/PLNFS/BC.No.7/06.02.31/2003-04 dated 14 July 2003 regarding enhancement in the ceiling limit on investment in plant and machinery from Rs.1 crore to Rs.5 crore in respect of certain items on Stationery and Drugs and

অক্টো 26, 2004
Private Banks advised to formulate Special Agricultural Credit Plans
RBI/ 2004-2005/239 RPCD.PLFS.BC.No. 46 /05.05.14/2004-05 October 26,2004 The Chief Executive Officer (All Indian Private Sector Banks) Dear Sir, Special Agricultural Credit Plans (SACP) At present, public sector banks are formulating Special Agricultural Credit Plans (SACP) under which they fix for themselves targets for disbursement of agricultural credit during a year. The banks have been advised to fix targets at about 20 to 25 per cent higher than the disbursement
RBI/ 2004-2005/239 RPCD.PLFS.BC.No. 46 /05.05.14/2004-05 October 26,2004 The Chief Executive Officer (All Indian Private Sector Banks) Dear Sir, Special Agricultural Credit Plans (SACP) At present, public sector banks are formulating Special Agricultural Credit Plans (SACP) under which they fix for themselves targets for disbursement of agricultural credit during a year. The banks have been advised to fix targets at about 20 to 25 per cent higher than the disbursement
অক্টো 26, 2004
Data on Priority Sector Advances - Agricultural Lending
RBI/2004/244 RPCD. Plan. BC. 49 /04.09.01/2004-05 October 26, 2004 The Chairman / Managing Director (Public Sector Banks) Dear Sir/ Madam, Data on Priority Sector Advances – Agricultural Lending As you are aware, the scheduled commercial banks are required to achieve a target of 18 per cent of net bank credit (NBC) towards lending to agriculture. The agriculture lending by public sector banks was recently reviewed by the Prime Minister. He desired that all public sect
RBI/2004/244 RPCD. Plan. BC. 49 /04.09.01/2004-05 October 26, 2004 The Chairman / Managing Director (Public Sector Banks) Dear Sir/ Madam, Data on Priority Sector Advances – Agricultural Lending As you are aware, the scheduled commercial banks are required to achieve a target of 18 per cent of net bank credit (NBC) towards lending to agriculture. The agriculture lending by public sector banks was recently reviewed by the Prime Minister. He desired that all public sect
অক্টো 26, 2004
Limits on Lending to Agriculture and Distribution of Inputs Enhanced
RBI/ 2004-2005/241 RPCD. PLFS. BC. No. 48 /05.02.02/2004-05 October 26,2004@@NBSP@@The Chairman and Managing Director/Chief Executive Officer(All Scheduled Commercial Banks)(Excluding Regional Rural Banks)Dear Sir,Lending to dealers in agricultural machinery and distributors of inputs for allied activitiesPlease refer to paragraph Nos. 1.2.1 (ii) and 1.2.7 (ix) of the Master Circular on Lending to Priority Sector forwarded with our circular RPCD No. PLAN.BC. 7 /04.09.
RBI/ 2004-2005/241 RPCD. PLFS. BC. No. 48 /05.02.02/2004-05 October 26,2004@@NBSP@@The Chairman and Managing Director/Chief Executive Officer(All Scheduled Commercial Banks)(Excluding Regional Rural Banks)Dear Sir,Lending to dealers in agricultural machinery and distributors of inputs for allied activitiesPlease refer to paragraph Nos. 1.2.1 (ii) and 1.2.7 (ix) of the Master Circular on Lending to Priority Sector forwarded with our circular RPCD No. PLAN.BC. 7 /04.09.
অক্টো 16, 2004
Progress Report Format under SGSY Modified
Circular No. RBI/2004-05 /220 RPCD.SP. BC.No. 41 /09.01.01/2004-05 October 16, 2004 Chairman/ Managing Director All Scheduled Commercial Banks, (excluding RRBs) Dear Sir, Submission of progress reports under Swarnjayanti Gram Swarozgar Yojana (SGSY)-certain modifications Please refer to our circular RBI/2004-05/125,Ref RPCD.SP.BC.18/09.01.01/2004-05 dated 17th August 2004. 2. In view of certain difficulties faced by the banks in compiling/reporting of the data correct
Circular No. RBI/2004-05 /220 RPCD.SP. BC.No. 41 /09.01.01/2004-05 October 16, 2004 Chairman/ Managing Director All Scheduled Commercial Banks, (excluding RRBs) Dear Sir, Submission of progress reports under Swarnjayanti Gram Swarozgar Yojana (SGSY)-certain modifications Please refer to our circular RBI/2004-05/125,Ref RPCD.SP.BC.18/09.01.01/2004-05 dated 17th August 2004. 2. In view of certain difficulties faced by the banks in compiling/reporting of the data correct
আগ 17, 2004
Submission of progress reports and change in the periodicity of returns under Swarnjayanti Gram Swarozgar Yojana (SGSY)
Circular No. RBI/2004-05/125 Ref: RPCD.SP.BC.No 18/09.01.01/2004-05 August 17, 2004Chairman/ Managing DirectorAll Scheduled Commercial Banks,(excluding RRBs)Submission of progress reports and change in the periodicity of returns under Swarnjayanti Gram Swarozgar Yojana (SGSY)Please refer to our Circular No. RBI/2004/ 116, Ref: RPCD.SP.BC.No. 72 /09.01.01/2003-04 dated 25th March, 2004 wherein banks have been advised to furnish us the data under SGSY on monthly basis.2
Circular No. RBI/2004-05/125 Ref: RPCD.SP.BC.No 18/09.01.01/2004-05 August 17, 2004Chairman/ Managing DirectorAll Scheduled Commercial Banks,(excluding RRBs)Submission of progress reports and change in the periodicity of returns under Swarnjayanti Gram Swarozgar Yojana (SGSY)Please refer to our Circular No. RBI/2004/ 116, Ref: RPCD.SP.BC.No. 72 /09.01.01/2003-04 dated 25th March, 2004 wherein banks have been advised to furnish us the data under SGSY on monthly basis.2
মে’ 18, 2004
Flow of Credit to Agriculture - Investment by Banks in Securitised Assets
RBI/2004/216 RPCD. Plan. BC. No. 86 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Flow of Credit to Agriculture - Investment by Banks in Securitised Assets Please refer to paragraph No. 82 of the Governor's annual policy Statement for the year 2004-05 dated May 18, 2004 (copy of the paragraph enclosed). In view of the increasing emphasis on securitisation of agricultural loa
RBI/2004/216 RPCD. Plan. BC. No. 86 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Flow of Credit to Agriculture - Investment by Banks in Securitised Assets Please refer to paragraph No. 82 of the Governor's annual policy Statement for the year 2004-05 dated May 18, 2004 (copy of the paragraph enclosed). In view of the increasing emphasis on securitisation of agricultural loa
মে’ 18, 2004
Flow of Credit to Agriculture - Loans for Storage Facilities
RBI/2004/215 RPCD. Plan. BC. No. 85 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Flow of Credit to Agriculture - Loans for Storage Facilities Please refer to the Master Circular on Lending to Priority Sector forwarded vide our Circular RPCD. No. Plan. BC. 42A/04.09.01/2002-03 dated November 11, 2002, in terms of which loans for construction and running of storage facilities
RBI/2004/215 RPCD. Plan. BC. No. 85 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Flow of Credit to Agriculture - Loans for Storage Facilities Please refer to the Master Circular on Lending to Priority Sector forwarded vide our Circular RPCD. No. Plan. BC. 42A/04.09.01/2002-03 dated November 11, 2002, in terms of which loans for construction and running of storage facilities
মাৰ্চ 25, 2004
Submission of progress report under Government Sponsored Schemes - Change in Periodicity of returns under SGSY,SJSRY and SLRS
RBI/2004-2005/116 Ref: RPCD.SP.BC.No. 72 /09.01.01/2003-04 Date : 25 March, 2004Chairman/ Managing Director All Scheduled Commercial Banks, (excluding RRBs) Sub : Submission of progress report under Government Sponsored Schemes - Change in Periodicity of returns under SGSY, SJSRY and SLRS As you are aware, at present the progress on implementation of Government sponsored schemes by the banks is being monitored by RBI on a quarterly basis and the banks are required to
RBI/2004-2005/116 Ref: RPCD.SP.BC.No. 72 /09.01.01/2003-04 Date : 25 March, 2004Chairman/ Managing Director All Scheduled Commercial Banks, (excluding RRBs) Sub : Submission of progress report under Government Sponsored Schemes - Change in Periodicity of returns under SGSY, SJSRY and SLRS As you are aware, at present the progress on implementation of Government sponsored schemes by the banks is being monitored by RBI on a quarterly basis and the banks are required to
জুলাই 07, 2003
Exchange of Information - Loan & Subsidy under Urban Self Employment Programme (USEP) component of Swarna Jayanti Shahari Rozgar Yojana (SJSRY)
RPCD.SP.BC.No. 05 / 09.16.01/2003-04July 7, 2003The Chairman / Managing Director, All Indian Scheduled Commercial Banks, (Except RRBs) Dear Sir, Exchange of Information – Loan & Subsidy under Urban Self Employment Programme (USEP) component of Swarna Jayanti Shahari Rozgar Yojana (SJSRY)Please refer to our circular RPCD.SP.BC.No. 116 /09.16.01 / 2002-03 dated July 15, 2002 wherein banks were advised that Government of India desired the data / information in respec
RPCD.SP.BC.No. 05 / 09.16.01/2003-04July 7, 2003The Chairman / Managing Director, All Indian Scheduled Commercial Banks, (Except RRBs) Dear Sir, Exchange of Information – Loan & Subsidy under Urban Self Employment Programme (USEP) component of Swarna Jayanti Shahari Rozgar Yojana (SJSRY)Please refer to our circular RPCD.SP.BC.No. 116 /09.16.01 / 2002-03 dated July 15, 2002 wherein banks were advised that Government of India desired the data / information in respec
মে’ 12, 2003
Swarnjayanti Gram Swarozgar Yojana- Amendments in the Guidelines
RPCD.SP.BC. 95 /09.01.01/2002-03May 12, 2003The Chairman / Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Swarnjayanti Gram Swarozgar Yojana- Amendments in the Guidelines Please refer to our Circular RPCD.SP.BC.03/09.01.01/2002-03 dated August 13, 2002 containing amendments in the guidelines on Swarnjayanti Gram Swarozgar Yojana (SGSY) scheme. Government of India, Ministry of Rural Development, on the basis of the recommendation made by the C
RPCD.SP.BC. 95 /09.01.01/2002-03May 12, 2003The Chairman / Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Swarnjayanti Gram Swarozgar Yojana- Amendments in the Guidelines Please refer to our Circular RPCD.SP.BC.03/09.01.01/2002-03 dated August 13, 2002 containing amendments in the guidelines on Swarnjayanti Gram Swarozgar Yojana (SGSY) scheme. Government of India, Ministry of Rural Development, on the basis of the recommendation made by the C
এপ্ৰিল 29, 2003
Priority Sector Advances - Finance extended to dealers
in drip irrigation/ sprinkler irrigation systems/ Agricultural
machinery - Liberalisation of
RPCD.PLAN.BC.No./ 93 / 04.09.01/ 2002-0329 April 2003The Chairman/ Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks (including RRBs) andLocal Area BanksDear Sir,Priority Sector Advances - Finance extended to dealersin drip irrigation/ sprinkler irrigation systems/ Agricultural machinery - Liberalisation ofPlease refer to Para. 1.2.7 (ix) of our Master Circular RPCD. No. Plan. BC. 42A / 04.09.01/ 2002-2003 dated November 11, 2002 advising banks t
RPCD.PLAN.BC.No./ 93 / 04.09.01/ 2002-0329 April 2003The Chairman/ Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks (including RRBs) andLocal Area BanksDear Sir,Priority Sector Advances - Finance extended to dealersin drip irrigation/ sprinkler irrigation systems/ Agricultural machinery - Liberalisation ofPlease refer to Para. 1.2.7 (ix) of our Master Circular RPCD. No. Plan. BC. 42A / 04.09.01/ 2002-2003 dated November 11, 2002 advising banks t
এপ্ৰিল 16, 2003
Swarnjayanti Gram Swarozgar Yojana (SGSY)- Financing of Groups having defaulters
RPCD.No.SP.BC. 86 /09.01.01/2002-03April 16, 2003The Chairman and Managing DirectorAll Scheduled Commercial Banks(Except RRBs)Dear Sir,Swarnjayanti Gram Swarozgar Yojana (SGSY)- Financing of Groups having defaultersPlease refer to our circular RPCD.SP.BC. 99/09.01.01/2001-02 dated June 4, 2002 communicating the definition of family and willful defaulters under the SGSY scheme as defined by the Government of India. Government of India has since clarified that it is des
RPCD.No.SP.BC. 86 /09.01.01/2002-03April 16, 2003The Chairman and Managing DirectorAll Scheduled Commercial Banks(Except RRBs)Dear Sir,Swarnjayanti Gram Swarozgar Yojana (SGSY)- Financing of Groups having defaultersPlease refer to our circular RPCD.SP.BC. 99/09.01.01/2001-02 dated June 4, 2002 communicating the definition of family and willful defaulters under the SGSY scheme as defined by the Government of India. Government of India has since clarified that it is des
অক্টো 29, 2002
Priority Sector Advances - Finance extended to dealers in drip irrigation/ sprinkler irrigation systems/ Agricultural machinery

RPCD.PLAN.BC.No./ 31 / 04.09.01/ 2002-0329 October 2002The Chairman/ Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks (including RRBs) andLocal Area BanksDear Sir,Priority Sector Advances-Finance extended to dealersin drip irrigation/ sprinkler irrigation systems/Agricultural machineryPlease refer to Para. 1.2.9(ix) of our Master Circular RPCD.No. Plan.BC./ 56 /04.09.01 /2000-2001 dated February 14, 2001 advising banks to classify finance extend

RPCD.PLAN.BC.No./ 31 / 04.09.01/ 2002-0329 October 2002The Chairman/ Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks (including RRBs) andLocal Area BanksDear Sir,Priority Sector Advances-Finance extended to dealersin drip irrigation/ sprinkler irrigation systems/Agricultural machineryPlease refer to Para. 1.2.9(ix) of our Master Circular RPCD.No. Plan.BC./ 56 /04.09.01 /2000-2001 dated February 14, 2001 advising banks to classify finance extend

ছেপ্তে 11, 2002
Swarnjayanti Gram Swarozgar Yojana(SGSY)- Group Life Insurance Scheme
Reserve Bank of India Rural Planning & Credit Department Central Office Central Office Building, 13th Floor Mumbai – 400 001 RPCD.SP.BC. 15 /09.01.01/2002-03 September 11, 2002 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Swarnjayanti Gram Swarozgar Yojana(SGSY)- Group Life Insurance Scheme Please refer to Para 8 of our Master Circular on SGSY RPCD.SP.BC. 14/09.01.01/2001-02 dated 17 August 2001 and Para 4.36 of
Reserve Bank of India Rural Planning & Credit Department Central Office Central Office Building, 13th Floor Mumbai – 400 001 RPCD.SP.BC. 15 /09.01.01/2002-03 September 11, 2002 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Swarnjayanti Gram Swarozgar Yojana(SGSY)- Group Life Insurance Scheme Please refer to Para 8 of our Master Circular on SGSY RPCD.SP.BC. 14/09.01.01/2001-02 dated 17 August 2001 and Para 4.36 of
ছেপ্তে 11, 2002
Swarnjayanti Gram Swarozgar Yojana (SGSY)- Submission of Quarterly Review Note

RESERVE BANK OF INDIA Rural Planning & Credit Department CENTRAL OFFICE Central Office Building, 13th Floor Mumbai – 400 001 RPCD.No.SP.BC. 16 /09.01.01/2002-03 September 11, 2002   The Chairman /Managing Director All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Swarnjayanti Gram Swarozgar Yojana (SGSY)- Submission of Quarterly Review Note Please refer to Para 20 of our Master Circular on SGSY RPCD.SP.BC. 14/09.01.01/2001-02 dated August 17, 2001 and

RESERVE BANK OF INDIA Rural Planning & Credit Department CENTRAL OFFICE Central Office Building, 13th Floor Mumbai – 400 001 RPCD.No.SP.BC. 16 /09.01.01/2002-03 September 11, 2002   The Chairman /Managing Director All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Swarnjayanti Gram Swarozgar Yojana (SGSY)- Submission of Quarterly Review Note Please refer to Para 20 of our Master Circular on SGSY RPCD.SP.BC. 14/09.01.01/2001-02 dated August 17, 2001 and

আগ 31, 2002
Priority Sector Lending -Scheme for financing Agriclinics and Agribusiness Centres
Reserve Bank of IndiaRural Planning & Credit DepartmentCentral OfficeCentral Office Building, 13th floor,Fort, Mumbai - 400 001RPCD.PLFS.BC.NO./12/ 05.02.02 /2002-200331 August 2002 The Chairman/ Chairman & Managing DirectorChief Executive OfficerAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Priority Sector Lending -Scheme for financing Agriclinics and Agribusiness CentresPlease refer to our circular RPCD.PLFS.BC.NO./ 18 / 05.02.02 /2001-2002 dated 31
Reserve Bank of IndiaRural Planning & Credit DepartmentCentral OfficeCentral Office Building, 13th floor,Fort, Mumbai - 400 001RPCD.PLFS.BC.NO./12/ 05.02.02 /2002-200331 August 2002 The Chairman/ Chairman & Managing DirectorChief Executive OfficerAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Priority Sector Lending -Scheme for financing Agriclinics and Agribusiness CentresPlease refer to our circular RPCD.PLFS.BC.NO./ 18 / 05.02.02 /2001-2002 dated 31
জুন 04, 2002
Swarnjayanti Gram Swarozgar Yojana (SGSY)-Family and Wilful defaulter- Clarification
RPCD.SP.BC. 99 /09.01.01/2001-024 June 2002The Chairman/Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Swarnjayanti Gram Swarozgar Yojana (SGSY)-Family and Wilful defaulter- ClarificationPlease refer to Para I of our Circular No. RPCD.SP.BC.23 dated 1 September 1999 wherein we have stated that Grama Sabhas form the basis for identification of families for assistance under SGSY. This is in accordance with Para 3.1 of the extant SGSY guidelines.
RPCD.SP.BC. 99 /09.01.01/2001-024 June 2002The Chairman/Managing DirectorAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Swarnjayanti Gram Swarozgar Yojana (SGSY)-Family and Wilful defaulter- ClarificationPlease refer to Para I of our Circular No. RPCD.SP.BC.23 dated 1 September 1999 wherein we have stated that Grama Sabhas form the basis for identification of families for assistance under SGSY. This is in accordance with Para 3.1 of the extant SGSY guidelines.
মাৰ্চ 07, 2002
Accounting of subsidy amount under SJSRY
RPCD. SP. BC NO. 66 / 09.16.01 /2001-02March 07, 2002The Chairman / Managing Director,All Indian Scheduled Commercial Banks,(Except RRBs)Dear Sir, Accounting of subsidy amount under SJSRYPlease refer to our circular No. RPCD. SP. BC. 100/ 09.16.01/ 98-99 dated May 29, 1999, wherein banks were advised that the subsidy amount under USEP/DWCUA component of SJSRY is to be treated as back ended subsidy. Some banks have been seeking clarifications in regard to accounting pr
RPCD. SP. BC NO. 66 / 09.16.01 /2001-02March 07, 2002The Chairman / Managing Director,All Indian Scheduled Commercial Banks,(Except RRBs)Dear Sir, Accounting of subsidy amount under SJSRYPlease refer to our circular No. RPCD. SP. BC. 100/ 09.16.01/ 98-99 dated May 29, 1999, wherein banks were advised that the subsidy amount under USEP/DWCUA component of SJSRY is to be treated as back ended subsidy. Some banks have been seeking clarifications in regard to accounting pr
ছেপ্তে 28, 1999
Swarnjayanti Gram Swarozgar Yojana (SGSY)
RESERVE BANK OF INDIARural Planning & Credit DepartmentCENTRAL OFFICECentral Office Building,13th FloorMumbai - 400 001Ref. NO.RPCD.SP .BC 23 / 09 .01 .01 / 99 -2000The Chairman/Managing DirectorAll Indian Scheduled Commercial Banks(Excluding RRBs)Dear SirSwarnjayanti Gram Swarozgar Yojana (SGSY)The Ministry of Rural Development, Government of India have launched a new programme known as "Swarnjayanti Gram Swarozgar Yojana"(SGSY) by restructuring the existing sche
RESERVE BANK OF INDIARural Planning & Credit DepartmentCENTRAL OFFICECentral Office Building,13th FloorMumbai - 400 001Ref. NO.RPCD.SP .BC 23 / 09 .01 .01 / 99 -2000The Chairman/Managing DirectorAll Indian Scheduled Commercial Banks(Excluding RRBs)Dear SirSwarnjayanti Gram Swarozgar Yojana (SGSY)The Ministry of Rural Development, Government of India have launched a new programme known as "Swarnjayanti Gram Swarozgar Yojana"(SGSY) by restructuring the existing sche
জুন 20, 1998
Relief Measures to Persons Affected by Natural Calamities - Agricultural Advances
Also Refer RPCD.No.PLFS.BC./2/05.04.02 /2002-2003 dt 03-08-02 RPCD.No.RF.BC.80/07.37.02/98-99 dt 09-03-99 RPCD.No.PLFS.BC.128/05.04.02\97-98   June 20, 1998 All scheduled commercial banks Dear Sir, Relief Measures to Persons Affected by Natural Calamities - Agricultural Advances Please refer to our circular RPCD.No.PS.BC.6/PS.126-84 dated August 2, 1984 on the captioned subject. 2. In the context of the experience gained by banks in implementa
Also Refer RPCD.No.PLFS.BC./2/05.04.02 /2002-2003 dt 03-08-02 RPCD.No.RF.BC.80/07.37.02/98-99 dt 09-03-99 RPCD.No.PLFS.BC.128/05.04.02\97-98   June 20, 1998 All scheduled commercial banks Dear Sir, Relief Measures to Persons Affected by Natural Calamities - Agricultural Advances Please refer to our circular RPCD.No.PS.BC.6/PS.126-84 dated August 2, 1984 on the captioned subject. 2. In the context of the experience gained by banks in implementa

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