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Lending Rates of Scheduled Commercial Banks Sub Page Banner 2010 onwards

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On Advances other than Rupee Export Credit

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Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.75 21.10 3.05 18.75 4.00 18.45 4.00 18.45 4.00 18.75 4.00 18.45
Pvt. Sec. Banks 4.00 47.88 1.50 47.40 1.95 36.00 5.55 36.00 5.10 47.40 2.75 27.00
Foreign Banks 6.26 45.63 2.00 47.88 1.00 42.00 6.26 45.63 4.25 47.88 2.50 42.00
Table 1: Range of Interest Rates on Advances for the Quarter ended March 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.00 27.05 0.00 26.55 0.00 26.85 0.15 27.00 0.00 23.80 0.00 25.55
Private Sector Banks 0.00 47.88 0.00 46.00 0.00 40.00 4.00 30.00 3.50 46.00 0.00 29.00
Foreign Banks 4.15 45.02 0.05 47.88 0.00 26.00 4.95 45.00 0.05 47.88 0.00 21.99
Table 2: Median Range of Interest Rates on Advances for the Quarter ended March 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.90 15.30 4.88 15.43 5.25 15.13 6.90 13.35 6.81 11.68 7.03 12.95
Private Sector Banks 7.25 20.00 4.30 17.68 3.25 25.00 8.50 12.00 7.00 10.95 5.95 14.00
Foreign Banks 9.00 13.00 4.31 10.21 5.46 10.88 9.00 10.50 5.30 7.50 6.43 9.75
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.01 25.50 0.01 26.55 0.01 30.00 5.00 24.00 4.00 23.80 5.00 30.00
Private Sector Banks 1.00 47.88 2.00 46.00 1.00 40.00 4.00 30.00 4.10 46.00 2.25 29.00
Foreign Banks 4.05 45.63 0.01 47.88 1.00 34.00 4.05 45.62 0.01 47.88 2.50 25.00
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.80 15.30 5.88 14.64 5.63 15.13 7.26 12.68 7.00 11.68 7.00 12.43
Private Sector Banks 7.00 19.50 4.00 19.05 3.88 24.13 8.38 11.75 7.38 10.70 6.25 16.25
Foreign Banks 8.25 12.63 4.09 10.18 5.50 10.88 8.65 11.23 4.78 7.65 6.50 9.73
Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.00 25.60 0.00 22.15 0.00 27.50 0.00 24.05 0.00 18.75 0.00 24.70
Pvt. Sec. Banks 1.00 33.30 0.00 46.00 0.00 40.00 4.05 30.00 4.10 19.25 0.00 29.00
Foreign Banks 4.55 45.02 0.10 47.88 0.00 25.00 4.55 45.02 1.30 47.88 0.00 19.00
Table 1 : Range of Interest Rates on Advances for the Month ended December 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.30 28.20 4.00 24.25 4.00 30.00 4.05 28.05 4.00 18.75 4.00 24.50
Private Sector Banks 1.00 30.00 3.91 46.00 1.00 40.00 4.60 30.00 4.10 19.45 3.50 29.00
Foreign Banks 6.45 45.02 0.05 47.88 1.00 23.99 6.56 42.46 0.50 47.88 2.50 19.49
Table 2 : Median Range of Interest Rates on Advances for the Month ended March 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 15.70 7.00 15.98 7.93 16.13 7.90 12.23 7.45 11.78 8.25 13.50
Private Sector Banks 8.55 18.25 7.00 19.00 5.00 22.95 9.70 13.30 9.15 12.00 8.30 15.30
Foreign Banks 8.60 13.70 6.49 10.48 7.20 10.90 10.00 10.50 7.13 9.23 7.55 10.25
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.90 16.63 6.00 16.63 5.40 16.13 7.00 13.70 7.00 12.55 7.08 14.08
Pvt. Sec. Banks 7.40 18.90 4.40 19.00 4.00 23.73 8.75 13.00 8.15 11.75 7.15 15.63
Foreign Banks 9.00 12.40 4.33 9.58 5.62 10.75 9.00 10.50 5.66 8.13 6.75 9.75
Table 2: Median Range of Interest Rates on Advances for the Quarter ended June 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.75 15.30 6.00 14.36 5.25 15.13 7.08 12.68 7.00 11.68 6.93 12.43
Private Sector Banks 7.23 19.50 4.00 19.00 3.75 25.00 8.28 12.25 6.60 10.53 5.95 16.25
Foreign Banks 7.78 13.10 4.30 9.95 5.37 10.75 8.70 11.33 4.80 7.48 6.50 9.50

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