On Advances other than Rupee Export Credit - আৰবিআই - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances for the Quarter Ended December 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.01 | 30.00 | 0.01 | 20.00 | 0.01 | 21.80 | 4.00 | 23.00 | 4.00 | 18.75 | 4.00 | 17.25 |
Pvt. Sec. Banks | 1.15 | 47.88 | 1.82 | 46.00 | 1.00 | 40.00 | 5.55 | 30.00 | 3.93 | 46.00 | 2.25 | 29.00 |
Foreign Banks | 3.73 | 45.63 | 0.50 | 47.88 | 1.00 | 34.00 | 3.73 | 45.62 | 0.50 | 47.88 | 2.50 | 25.00 |
Table 2 : Median Range of Interest Rates on Advances For the Month Ended December 2011 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
10.13 |
17.88 |
10.13 |
17.75 |
10.13 |
18.30 |
10.88 |
15.00 |
10.70 |
14.73 |
10.25 |
15.25 |
Pvt. Sec. Banks |
10.66 |
19.25 |
10.00 |
18.38 |
4.63 |
19.75 |
12.25 |
15.50 |
11.00 |
14.00 |
10.00 |
15.50 |
Foreign Banks |
12.50 |
15.00 |
10.00 |
14.00 |
8.14 |
14.75 |
13.63 |
14.38 |
10.50 |
12.38 |
9.50 |
13.15 |
Table 1: Range of Interest Rates on Advances for the Quarter ended June 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 27.00 | 0.01 | 22.15 | 0.00 | 26.85 | 4.00 | 27.00 | 4.00 | 18.75 | 0.00 | 25.55 |
Private Sector Banks | 1.00 | 47.88 | 0.00 | 46.00 | 0.00 | 40.00 | 4.00 | 30.00 | 4.00 | 46.00 | 0.00 | 29.00 |
Foreign Banks | 3.74 | 45.63 | 0.05 | 47.88 | 0.00 | 34.00 | 3.74 | 45.62 | 0.10 | 47.88 | 0.00 | 25.00 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended June 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.33 | 15.00 | 5.85 | 14.03 | 5.63 | 14.88 | 7.25 | 12.30 | 6.53 | 11.25 | 7.00 | 11.95 |
Pvt. Sec. Banks | 6.30 | 19.08 | 4.70 | 18.40 | 4.00 | 26.00 | 8.30 | 12.30 | 7.03 | 9.95 | 5.75 | 13.70 |
Foreign Banks | 7.43 | 12.63 | 4.95 | 9.90 | 5.38 | 10.20 | 8.60 | 11.15 | 5.40 | 7.40 | 5.97 | 9.08 |
Table 2: Median Range of Interest Rates on Advances for the Quarter Ended September 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.33 | 14.98 | 5.46 | 14.88 | 5.63 | 15.28 | 7.45 | 12.80 | 6.43 | 11.55 | 6.95 | 12.98 |
Pvt. Sec. Banks | 7.07 | 19.63 | 5.00 | 18.85 | 4.00 | 25.00 | 8.60 | 13.45 | 7.15 | 9.90 | 6.05 | 16.25 |
Foreign Banks | 8.10 | 12.25 | 5.60 | 10.40 | 6.25 | 10.65 | 8.65 | 10.75 | 6.24 | 7.83 | 6.75 | 9.58 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended June 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.13 | 16.05 | 5.65 | 15.88 | 4.88 | 16.35 | 8.58 | 13.15 | 7.21 | 11.98 | 7.17 | 12.78 |
Pvt. Sec. Banks | 7.25 | 19.50 | 5.63 | 19.00 | 4.00 | 24.25 | 9.05 | 12.85 | 8.25 | 10.60 | 7.61 | 14.50 |
Foreign Banks | 9.28 | 12.83 | 7.25 | 10.42 | 6.85 | 11.30 | 9.60 | 10.48 | 7.67 | 8.55 | 7.87 | 10.25 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended June 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 21.10 | 3.00 | 21.00 | 4.00 | 21.60 | 4.00 | 18.50 | 3.86 | 18.75 | 4.00 | 18.50 |
Pvt. Sec. Banks | 1.50 | 47.88 | 1.50 | 47.40 | 0.05 | 36.00 | 5.55 | 40.00 | 5.10 | 47.40 | 2.65 | 26.00 |
Foreign Banks | 6.75 | 45.63 | 4.15 | 47.88 | 1.00 | 42.00 | 6.75 | 45.63 | 4.15 | 47.88 | 2.50 | 42.00 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 36.50 | 3.00 | 59.30 | 4.00 | 36.00 | 4.00 | 18.55 | 4.00 | 18.75 | 4.00 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 47.40 | 0.05 | 47.88 | 5.55 | 47.88 | 5.10 | 47.40 | 3.50 | 47.88 |
Foreign Banks | 7.15 | 45.63 | 4.21 | 47.88 | 1.00 | 42.00 | 7.38 | 45.63 | 4.35 | 47.88 | 4.00 | 42.00 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 5.03 | 16.48 | 5.08 | 16.63 | 4.50 | 16.88 | 8.13 | 14.65 | 7.20 | 10.58 | 7.30 | 13.08 |
Pvt. Sec. Banks | 7.43 | 19.72 | 6.17 | 19.25 | 4.00 | 25.00 | 9.13 | 12.53 | 8.20 | 10.35 | 7.27 | 16.25 |
Foreign Banks | 8.66 | 12.68 | 7.35 | 10.28 | 6.78 | 11.20 | 9.60 | 10.58 | 7.73 | 8.58 | 7.87 | 9.97 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended June 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 36.50 | 4.00 | 36.00 | 4.00 | 36.00 | 4.50 | 18.35 | 5.00 | 18.75 | 4.00 | 19.09 |
Pvt. Sec. Banks | 3.50 | 47.88 | 1.25 | 47.40 | 1.50 | 47.88 | 3.50 | 47.88 | 5.15 | 47.40 | 2.00 | 47.88 |
Foreign Banks | 7.31 | 45.63 | 5.00 | 47.88 | 1.00 | 42.00 | 7.54 | 45.63 | 5.00 | 47.88 | 4.94 | 42.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended June 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.50 | 5.70 | 15.15 | 5.00 | 16.75 | 8.10 | 15.00 | 7.18 | 10.10 | 7.30 | 14.55 |
Pvt. Sec. Banks | 7.00 | 18.70 | 5.95 | 18.83 | 4.00 | 25.00 | 9.05 | 12.43 | 8.04 | 10.35 | 7.70 | 12.25 |
Foreign Banks | 8.63 | 12.50 | 7.46 | 9.88 | 6.60 | 11.40 | 8.75 | 10.58 | 7.70 | 8.57 | 7.73 | 9.92 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended December 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.73 | 6.50 | 16.10 | 5.00 | 16.88 | 8.15 | 14.70 | 7.20 | 10.20 | 7.15 | 14.13 |
Pvt. Sec. Banks | 7.18 | 19.96 | 6.25 | 19.25 | 4.00 | 26.00 | 9.05 | 12.59 | 8.15 | 11.45 | 7.20 | 15.75 |
Foreign Banks | 8.68 | 13.17 | 7.49 | 10.30 | 6.45 | 11.46 | 9.38 | 10.49 | 7.78 | 8.63 | 7.70 | 10.10 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended December 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 36.50 | 3.00 | 36.00 | 3.80 | 36.00 | 3.80 | 18.60 | 5.00 | 18.75 | 3.80 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 47.40 | 0.10 | 47.88 | 5.55 | 47.88 | 5.10 | 47.40 | 2.35 | 47.88 |
Foreign Banks | 6.90 | 45.63 | 4.38 | 47.88 | 1.00 | 42.00 | 6.90 | 45.63 | 4.49 | 47.88 | 4.00 | 42.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended March 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.73 | 6.20 | 15.43 | 4.50 | 16.85 | 8.25 | 14.70 | 7.33 | 10.08 | 7.30 | 14.58 |
Pvt. Sec. Banks | 7.00 | 19.92 | 5.85 | 19.25 | 4.00 | 25.25 | 9.00 | 12.52 | 8.13 | 11.23 | 7.50 | 15.75 |
Foreign Banks | 9.70 | 12.85 | 7.50 | 10.31 | 6.50 | 11.50 | 9.80 | 10.75 | 7.90 | 8.79 | 7.70 | 10.09 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.80 | 36.50 | 4.00 | 36.00 | 3.80 | 36.00 | 4.00 | 18.35 | 5.00 | 18.75 | 3.80 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.25 | 47.40 | 1.00 | 47.88 | 7.00 | 47.88 | 4.23 | 47.40 | 2.50 | 47.88 |
Foreign Banks | 7.30 | 45.63 | 3.25 | 47.88 | 1.00 | 42.00 | 7.30 | 45.63 | 4.20 | 47.88 | 4.00 | 42.00 |