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circular-number date-of-issue index-to-rbi-circular-department Subject meant-for
RBI/2025-2026/205 A.P. (DIR Series) Circular No. 21 06.02.2026 Financial Markets Regulation Department Voluntary Retention Route – Imparting predictability and increasing ease of doing business All Authorised Dealer Category-I banks
RBI/2025-2026/204 DoR.CO.SOG(Leg) No. 401/09.08.024/2025-26 03.02.2026 Department of Regulation All Agency Banks to remain open for public on March 31, 2026 (Tuesday) All Agency Banks
RBI/2025-2026/203
DOR.RET.REC.400/12.01.001/2025-26
22.01.2026 Department of Regulation Reserve Bank of India (Rural Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
RBI/2025-2026/202
DOR.RET.REC.399/12.01.001/2025-26
22.01.2026 Department of Regulation Reserve Bank of India (Urban Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
RBI/2025-2026/201
DOR.RET.REC.398/12.01.001/2025-26
22.01.2026 Department of Regulation Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
RBI/2025-2026/200
DOR.RET.REC.397/12.01.001/2025-26
22.01.2026 Department of Regulation Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
RBI/2025-2026/199
DOR.RET.REC.396/12.01.001/2025-26
22.01.2026 Department of Regulation Reserve Bank of India (Payments Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
RBI/2025-2026/198
DOR.RET.REC.395/12.01.001/2025-26
22.01.2026 Department of Regulation Reserve Bank of India (Small Finance Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
RBI/2025-2026/197
DOR.RET.REC.394/12.01.001/2025-26
22.01.2026 Department of Regulation Reserve Bank of India (Commercial Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
RBI/FIDD/2025-26/196
FIDD.CO.PSD.BC.No.11/04.09.001/2025-26
19.01.2026 Financial Inclusion and Development Department Reserve Bank of India (Priority Sector Lending – Targets and Classification) (Amendment) Directions, 2026
RBI/2025-26/195
DOR.STR.REC.393/04.02.001/2025-26
19.01.2026 Department of Regulation Interest Subvention for Pre- and Post- Shipment Export Credit under Export Promotion Mission (EPM) – Niryat Prothsahan
RBI/2025-26/194 A.P. (DIR Series) Circular No. 20 16.01.2026 Export and Import of Goods and Services All Authorised Dealers
Notification No. FEMA 23(R)/2026-RB 16.01.2026 Foreign Exchange Department Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026
RBI/CEPD/2025-26/386
CEPD.PRD.No.S1032/13.01.019/2025-26
14.01.2026 Customer Service Department Reserve Bank of India (Credit Information Companies - Internal Ombudsman) Directions, 2026
RBI/CEPD/2025-26/385
CEPD.PRD.No.S1031/13.01.019/2025-26
14.01.2026 Customer Service Department Reserve Bank of India (Non-Bank Prepaid Payment Instruments Issuers - Internal Ombudsman) Directions, 2026
RBI/CEPD/2025-26/384
CEPD.PRD.No.S1030/13.01.019/2025-26
14.01.2026 Customer Service Department Reserve Bank of India (Non-Banking Financial Companies - Internal Ombudsman) Directions, 2026
RBI/CEPD/2025-26/383
CEPD.PRD.No. S1028/13.01.019/2025-26
14.01.2026 Customer Service Department Reserve Bank of India (Payments Banks - Internal Ombudsman) Directions, 2026
RBI/CEPD/2025-26/382
CEPD.PRD.No. S1029/13.01.019/2025-26
14.01.2026 Customer Service Department Reserve Bank of India (Small Finance Banks - Internal Ombudsman) Directions, 2026
RBI/CEPD/2025-26/381
CEPD.PRD.No.S1027/13.01.019/2025-26
14.01.2026 Customer Service Department Reserve Bank of India (Commercial Banks - Internal Ombudsman) Directions, 2026
RBI/2025-2026/193
FIDD.CO.FSD.BC.No.10/05.02.001/2025-26
13.01.2026 Financial Inclusion and Development Department Modified Interest Subvention Scheme for Short Term Loans for Agriculture and Allied Activities availed through Kisan Credit Card (KCC) during the financial year 2025-26 The Chairman/Managing Director/Chief Executive Officer All Public Sector Banks, Private Sector Banks and Small Finance Banks
No. FEMA 8(R)/2026-RB 12.01.2026 Foreign Exchange Department Foreign Exchange Management (Guarantees) Regulations, 2026
RBI/2025-2026/192
A.P. (DIR Series) Circular No. 19
12.01.2026 Foreign Exchange Department Foreign Exchange Management (Guarantees) Regulations, 2026 All Authorised Dealer Category I Banks
RBI/2025-2026/191
DOR.STR.REC.392/21-01-002/2025-26
09.01.2026 Department of Regulation Reserve Bank of India (All India Financial Institutions (AIFIs)- Prudential Norms on Capital Adequacy) Amendment Directions, 2026
RBI/2025-2026/190
DOR.STR.REC.391/21-01-002/2025-26
09.01.2026 Department of Regulation Reserve Bank of India (Small Finance Banks- Prudential Norms on Capital Adequacy) Amendment Directions, 2026
RBI/2025-2026/189
DOR.STR.REC.390/21-01-002/2025-26
09.01.2026 Department of Regulation Reserve Bank of India (Commercial Banks- Prudential Norms on Capital Adequacy) Amendment Directions, 2026
RBI/2025-2026/172
CO.DPSS.ODD.No.S1074/06-08-024/2025-2026
01.01.2026 Department of Payment and Settlement Systems Returns – Department of Payment and Settlement Systems – Submission in CIMS
RBI/2025-2026/171
CO.DPSS.ODD.No.S1073/06-08-024/2025-2026
01.01.2026 Department of Payment and Settlement Systems Returns – Department of Payment and Settlement Systems – Submission in CIMS
RBI/2025-2026/170
CO.DPSS.ODD.No.S1072/06-08-024/2025-2026
01.01.2026 Department of Payment and Settlement Systems Returns – Department of Payment and Settlement Systems – Submission in CIMS
RBI/2025-2026/154
DOR.RET.REC.360/12.01.001/2025-26
11.12.2025 Department of Regulation Reserve Bank of India (Rural Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025
RBI/2025-2026/153
DOR.RET.REC.359/12.01.001/2025-26
11.12.2025 Department of Regulation Reserve Bank of India (Urban Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025
RBI/DOR/2025-26/143 28.11.2025 Department of Regulation Reserve Bank of India (Universal Banks - Licensing) Guidelines, 2025
RBI/DOR/2025-26/144 28.11.2025 Department of Regulation Reserve Bank of India (Setting Up of Wholly Owned Subsidiaries by Foreign Banks) Guidelines, 2025
RBI/DOR/2025-26/145
DOR.HOL.REC.64/16.13.100/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025
RBI/DoR/2025-26/146
DoR.HOL.REC.65/16-13-100/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Voluntary Amalgamation) Directions, 2025
RBI/DOR/2025-26/147
DOR.LIC.REC.No.66/22-01-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Branch Authorisation) Directions, 2025
RBI/DOR/2025-26/380
DOR.RAUG.AUT.REC.303/24.01.041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Digital Banking Channels Authorisation) Directions, 2025
RBI/DOR/2025-26/148
DOR.AUT.REC.No.67/24-01-041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)
RBI/DOR/2025-26/149
DOR.HGG.GOV. No.68/29.67.001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Governance) Directions, 2025
RBI/DOR/2025-26/150
DOR.RET.REC.69/12-01-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)
RBI/DOR/2025-26/151
DOR.CAP.REC.70/21-01-002/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025 (Updated as on January 09, 2026)
RBI/DoR/2025-26/152
DoR.CRE.REC.71/08.12.014/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Resource Raising Norms) Directions, 2025
RBI/DOR/2025-26/153
DOR.SOG(SPE).REC.72/13.03.00/ 2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025
RBI/DOR/2025-26/155
DOR.AUT.REC.No.74/24-01-041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025
RBI/DOR/2025-26/156
DOR.FIN.REC.No.75/20.16.056/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Credit Information Reporting) Directions, 2025
RBI/DOR/2025-26/157
DOR.CRE.REC.76/07-02-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025
RBI/DOR/2025-26/158
DOR.CRE.REC.77/07-03-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Concentration Risk Management) Directions, 2025 (Updated as on January 01, 2026)
RBI/DOR/2025-26/159
DOR.STR.REC.No.78/21.04.048/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Transfer and Distribution of Credit Risk) Directions, 2025
RBI/DOR/2025-26/160
DOR.STR.REC.79/21.04.177/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Securitisation Transactions) Directions, 2025
RBI/DOR/2025-26/161
DOR.CRE.REC.80./13.03.000/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Interest Rates on Advances) Directions, 2025
RBI/DOR/2025-26/162
DOR.MRG.REC.No.81/00-00-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
RBI/DOR/2025-26/164
DOR.STR.REC.83./21.04.048/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (Updated as on January 01, 2026)
RBI/DOR/2025-26/165
DOR.STR.REC.84/21.04.048/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Resolution of Stressed Assets) Directions, 2025
RBI/DOR/2025-26/166
DOR.FIN.REC.No.85/20-16-003/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
RBI/DOR/2025-26/167 DOR.ACC.REC.No.86/21.04.018/2025-26 28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025
RBI/DOR/2025-26/168
DOR.ACC.REC.87/21-02-067/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Prudential Norms on Declaration of Dividends and Remittance of Profit) Directions, 2025
RBI/DOR/2025-26/169
DOR.AML.REC.No.88/14.01.002/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)
RBI/DOR/2025-26/171
DOR.ORG.REC.No.90/21-04-158/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Managing Risks in Outsourcing) Directions, 2025
RBI/DOR/2025-26/172
DOR.SFG.REC.No.91/30.01.021/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks - Climate Finance and Management of Climate Change Risks) Directions, 2025
RBI/DOR/2025-26/174
DOR.SOG(SPE).REC.No.93/13-04-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Commercial Banks – Miscellaneous) Directions, 2025
RBI/DOR/2025-26/175 28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Licensing) Guidelines, 2025
RBI/DOR/2025-26/176
DOR.HOL.REC.95/16.13.100/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025
RBI/DOR/2025-26/177
DoR.HOL.REC.96/16-13-100/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks - Voluntary Amalgamation) Directions, 2025
RBI/DOR/2025-26/381
DOR.RAUG.AUT.REC.304/24.01.041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Digital Banking Channels Authorisation) Directions, 2025
RBI/DOR/2025-26/179
DOR.AUT.REC.No.98/24.01.041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)
RBI/DOR/2025-26/180
DOR.HGG.GOV.No.99/29.67.001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks - Governance) Directions, 2025
RBI/DOR/2025-26/181
DOR.RET.REC.100/12-01-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)
RBI/DOR/2025-26/182
DOR.CAP.REC.101/21-01-002/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Directions, 2025 (Updated as on January 09, 2026)
RBI/DOR/2025-26/183
DoR.CRE.REC.102/08.12.014/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks- Resource Raising Norms) Directions, 2025
RBI/DOR/2025-26/184
DOR.SOG(SPE).REC.103/13.03.00/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits) Directions, 2025
RBI/DOR/2025-26/186
DOR.AUT.REC.No.105/24-01-041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025
RBI/DOR/2025-26/187
DOR.FIN.REC.No.106/20.16.056/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Directions, 2025
RBI/DOR/2025-26/188
DOR.CRE.REC.107/07-02-002/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Credit Risk Management) Directions, 2025
RBI/DOR/2025-26/189
DOR.CRE.REC.108/07-03-002/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks - Concentration Risk Management) Directions, 2025 (Updated as on January 01, 2026)
RBI/DOR/2025-26/190
DOR.STR.REC.109/21.04.048/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Transfer and Distribution of Credit Risk) Directions, 2025
RBI/DOR/2025-26/191
DOR.STR.REC.No.110/21-04-177/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Securitisation Transactions) Directions, 2025
RBI/DOR/2025-26/192
DOR.CRE.REC.111./13.03.000/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks - Interest Rates on Advances) Directions, 2025
RBI/DOR/2025-26/193
DOR.MRG.REC.No.112/ 00-00-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025
RBI/DOR/2025-26/194
DOR.LRG.No.113/13-10-002/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Asset Liability Management) Directions, 2025
RBI/DOR/2025-26/195
DOR.STR.REC.114./21.04.048 /2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (Updated as on January 01, 2026)
RBI/DOR/2025-26/196
DOR.STR.REC.115/21.04.048 /2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Resolution of Stressed Assets) Directions, 2025
RBI/DOR/2025-26/197
DOR.FIN.REC.No.116/20-16-003/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
RBI/DOR/2025-26/198 DOR.ACC.REC.No.117/21.04.018/2025-26 28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks - Financial Statements: Presentation and Disclosures) Directions, 2025
RBI/DOR/2025-26/199
DOR.ACC.REC.118/ 21-02-067/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Prudential Norms on Declaration of Dividends) Directions, 2025
RBI/DOR/2025-26/200
DOR.AML.REC.No.119/14.01.007/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)
RBI/DOR/2025-26/202
DOR.ORG.REC.No.121/21-04-158/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Managing Risks in Outsourcing) Directions, 2025
RBI/DOR/2025-26/203
DOR.SFG.REC.No.122/30.01.021/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks - Climate Finance and Management of Climate Change Risks) Directions, 2025
RBI/DOR/2025-26/204
DoR.SOG(SPE).REC.No.123/13-04-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Small Finance Banks – Miscellaneous) Directions, 2025
RBI/DOR/2025-26/205
DOR.HOL.REC.124/16.13.100/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025
RBI/DOR/2025-26/206
DoR.HOL.REC.No.125/16-13-100/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Voluntary Amalgamation) Directions, 2025
RBI/DOR/2025-26/207
DOR.LIC.REC.No.126/22-01-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks - Branch Authorisation) Directions, 2025
RBI/DOR/2025-26/382
DOR.RAUG.AUT.REC.305/24.01.041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Digital Banking Channels Authorisation) Directions, 2025
RBI/DOR/2025-26/208
DOR.AUT.REC.No.127/24-01-041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)
RBI/DOR/2025-26/209
DOR.HGG.GOV. No.128/29.67.001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks - Governance) Directions, 2025
RBI/DOR/2025-26/210
DOR.RET.REC.129/12-01-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 (Updated as on January 22, 2026)
RBI/DOR/2025-26/212
DOR.SOG(SPE).REC.131/13.03.00/ 2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Interest Rate on Deposits) Directions, 2025
RBI/DOR/2025-26/213
DOR.AUT.REC.No.132/24-01-041/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Debit Cards: Issuance and Conduct) Directions, 2025
RBI/DOR/2025-26/214
DOR.MRG.REC.No.133/00-00-001/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025
RBI/DOR/2025-26/215
DOR.LRG.No.134/13-10-003/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Asset Liability Management) Directions, 2025
RBI/DOR/2025-26/216
DOR.ACC.REC.No.135/21.04.018/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Financial Statements: Presentation and Disclosures) Directions, 2025
RBI/DOR/2025-26/217
DOR.ACC.REC.136/ 21-02-067/2025-26
28.11.2025 Department of Regulation Reserve Bank of India (Payments Banks – Prudential Norms on Declaration of Dividend) Directions, 2025

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