Regulating Commercial Banking

RBI/2018-19/164 DBR.BP.BC.No.34/21.04.098/2018-19 April 4, 2019 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks Dear Sir/Madam, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards Please refer to our circular DBR.BP.BC.No.4/21.04.098/2018-19 dated September 27, 2018, other associated circulars on the captioned subject and para I (1) of the First Bi-Monthly M

RBI/2018-19/156 DBR.No.BP.BC.31/21.01.003/2018-19 April 1, 2019 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Large Exposures Framework (LEF) Please refer to the circular DBR.No.BP.BC.43/21.01.003/2016-17 dated December 01, 2016 on the subject. After due consideration of the representations received from stakeholders, it has been decided as under: Non-centrally cleared derivatives exposures will be outside the purview of exposure limi

RBI/2018-2019/146 DBR.BP.BC.No.29/21.07.001/2018-19 March 22, 2019 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Deferral of Implementation of Indian Accounting Standards (Ind AS) Please refer to paragraph 3 of the Statement on Developmental and Regulatory Policies issued with the First Bi-monthly Monetary Policy 2018-19 on April 5, 2018, wherein the implementation of Ind AS was deferred by one year pending necessary legislative ame

RBI/2018-19/126 DBR.BP.BC.No.25/21.06.001/2018-19 February 22, 2019 All Scheduled Commercial Banks (Excluding Regional Rural Banks),Small Finance Banks Dear Sir / Madam, Risk Weights for exposures to NBFCs Please refer to para 5.8 and para 5.13.5 of the Master Circular on Basel III Capital Regulation dated July 1, 2015. At present claims on rated as well as unrated Non-deposit Taking Systemically Important Non-Banking Financial Companies (NBFC-ND-SI), other than Asset

RBI/2018-19/127 DBR.No.BP.BC.26/21.04.048/2018-19 February 22, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir / Madam, Micro, Small and Medium Enterprises (MSME) sector- Restructuring of Advances Please refer to circular DBR.No.BP.BC.18/21.04.048/2018-19 dated January 1, 2019 on the above subject. One of the conditions for restructuring of existing loan of MSMEs without a downgrade in the asset classification is as under: “the borrowing entit

RBI/2018-19/104 DBR.IBD.BC.19/23.67.001/2018-19 January 9, 2019 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Gold Monetization Scheme, 2015 In exercise of the powers conferred on the Reserve Bank of India under Section 35A of the Banking Regulation Act, 1949, the RBI makes the following amendments in the Reserve Bank of India (Gold Monetization Scheme, 2015) Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 dated October 22, 2015, with immediate ef

RBI/2018-19/100 DBR.No.BP.BC.18/21.04.048/2018-19 January 1, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir/ Madam, Micro, Small and Medium Enterprises (MSME) sector – Restructuring of Advances 1. Please refer to the circulars DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018 and DBR.No.BP.BC.108/21.04.048/2017-18 dated June 6, 2018. In this regard, with a view to facilitate meaningful restructuring of MSME accounts {MSME as defined

RBI/2018-19/98 DBR.BP.BC.No.17/21.04.098/2018-19 December 28, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs Please refer to our circular dated October 19, 2018 on the captioned subject. 2. The banks have been permitted to reckon government securities as Level 1 HQLA under FALLCR within the mand

RBI/2018-19/96 DBR.Leg.No.BC.15/09.08.020/2018-19 December 27, 2018 All Scheduled Commercial Banks (Including RRBs),Small Finance Banks, Local Area Banks, All Co-operative Banks,All NBFCs and All India Financial Institutions Dear Sir/ Madam Filing of Security Interest relating to Immovable (other than equitable mortgage), Movable and Intangible Assets in CERSAI Please refer to circulars DBOD.Leg.No.BC.86/09.08.011/2010-11 dated April 21, 2011, RPCD.CO.RRB.BC.No.72/03.