The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to Innovative Co-operative Urban Bank Limited, Delhi vide Directive No. DEL.DOS.EXG_SSM.No.S143/12-10-005/2025-2026 dated July 03, 2025 for a period of 06 months up to close of business on January 04, 2026

Data on sectoral deployment of bank credit for the month of November 2025, collected from 41 select scheduled commercial banks (SCBs) which together account for about 95 per cent of the total non-food credit by all SCBs, are set out in Statements I and II. On a year-on-year (y-o-y) basis, non-food bank credit grew by 11.4 per cent as on the fortnight ended November 28, 2025, compared to 10.6 per cent during the corresponding fortnight of the previous year (i.e., November 29, 2024).

Today, the Reserve Bank released the December 2025 edition of the Financial Stability Report (FSR), which reflects the collective assessment of the Sub-Committee of the Financial Stability and Development Council (FSDC) on the resilience of the Indian financial system and risks to financial stability.

The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to The Bhavani Sahakari Bank Ltd., Mumbai vide Directive No. CO.DOS.SED.No.S2770/12-22-023/2025-2026 dated July 03, 2025 for a period of six months up to the close of business on January 04, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on January 04, 2026.

(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs,SFBs and PBs) ALL SCHEDULED BANKS 13-DEC-2024# 28-NOV-2025 15-DEC-2025 13-DEC-2024# 28-NOV-2025 15-DEC-2025 LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 310793.89 322855.52 308549.36 315564.52 330192.04 315719.18** b) Borrowings from banks 131991.65 78658.89 83821.58 132026.65 78790.89 83903.92 c) Other demand & time liabilities 24423.19 31092.93 34245.87 24724.99 31559.27 34761.43

Tenor 1-day Notified Amount (in ₹ crore) 50,000 Total amount of bids received (in ₹ crore) 30,770 Amount allotted (in ₹ crore) 30,770

On a review of current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Repo (VRR) auction on Wednesday, December 31, 2025, as under

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 6,46,309.45 5.34 2.00-6.50 I. Call Money 14,769.98 5.48 4.50-5.62 II. Triparty Repo 4,51,287.55 5.29 5.11-5.65 III. Market Repo 1,76,918.62 5.44 2.00-5.75 IV. Repo in Corporate Bond 3,333.30 5.54 5.45-6.50

As announced vide the Press Release 2025-26/1759 dated December 23, 2025, the Reserve Bank will be conducting OMO purchase for an aggregate amount of ₹50,000 crore on January 05, 2026. 2. Accordingly, the Reserve Bank will purchase the following Government securities through a multi-security auction using the multiple price method:

The Reserve Bank has today released data on Money Supply for the fortnight ended December 15, 2025.

The result of the auction of State Government Securities held on December 30, 2025, is as under: (Amount in ₹ Crore) ANDHRA PRADESH SGS 2034 ANDHRA PRADESH SGS 2035 ANDHRA PRADESH SGS 2037 ANDHRA PRADESH SGS 2042 Notified Amount 1000 1000 1000 1000 Tenor 9 -Years 10 -Years 12 -Years 17 -Years Competitive Bids Received

Sr. No. State Amount to be raised (₹ Crore) Amount Accepted (₹ Crore) Cut off Price (₹)/ Yield (%) Tenor (Year) 1. Andhra Pradesh 1000 1000 7.37 09 1000 1000 7.44 10 1000 1000 7.52 12 1000 1000 7.54 17 2. Assam 1000 1000 7.56 20 3. Bihar 1400 1400 7.42 06 4. Haryana 1000 1000 7.54 15

Tenor 2-day Notified Amount (in ₹ crore) 2,00,000 Total amount of bids received (in ₹ crore) 1,43,718 Amount allotted (in ₹ crore) 1,43,718

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 6,75,877.77 5.28 1.00-6.50 I. Call Money 16,432.00 5.48 4.50-5.60 II. Triparty Repo 4,64,752.00 5.23 4.95-5.35 III. Market Repo 1,91,598.67 5.38 1.00-5.60 IV. Repo in Corporate Bond 3,095.10 5.53 5.49-6.50

Reserve Bank of India, in consultation with the Government of India, hereby, releases the calendar for issuance of Treasury Bills for the quarter ending March 2026 as under: Notified Amount for Auction of Treasury Bills (January-March 2026) (₹ crore) Date of Auction Date of Issue 91 Days 182 Days 364 Days Total January 07, 2026 January 08, 2026 9,000 12,000 8,000 29,000 January 14, 2026 January 15, 2026 9,000 12,000 8,000 29,000 January 21, 2026 January 22, 2026 9,000 12,000 8,000 29,000

On a review of current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Repo (VRR) auction on Tuesday, December 30, 2025, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 2,00,000 2 9:30 AM to 10:00 AM January 01, 2026 (Thursday)

Government of India (GoI) has announced the sale (re-issue) of one dated security for a notified amount of ₹32,000 crore as per the following details: Sr No Security Date of Repayment Notified Amount (₹ Crore) GoI specific Notification Auction Date Settlement Date 1 6.48% GS 2035 October 06, 2035 32,000 F.No.4(1)-B(W&M)/2025 dated December 29, 2025 January 02, 2026 (Friday) January 05, 2026 (Monday) Total 32,000

The Reserve Bank of India (RBI) has, by an order dated December 22, 2025, imposed a monetary penalty of ₹2.10 lakh (Rupees Two Lakh Ten Thousand only) on Kolhapur District Central Co-operative Bank Ltd., Kolhapur, Maharashtra (the bank) for contravention of the provisions of Section 20 read with Section 56 of the Banking Regulation Act, 1949 (BR Act). This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the BR Act.

The Reserve Bank of India (RBI) has, by an order dated December 23, 2025, imposed a monetary penalty of ₹ 2.40 lakh (Rupees Two Lakh Forty Thousand only) on Valuecorp Securities & Finance Limited (the company), for non-compliance with certain directions issued by RBI on ‘Submission of data to Credit Information Companies’, ‘Transfer of Loan Exposure’ and ‘Know Your Customer (KYC)’. This penalty has been imposed in exercise of powers conferred on RBI under Section 25(1)(iii) read with Section 23(4) of the Credit Information Companies (Regulation) Act, 2005 and Section 58G(1)(b) read with Section 58B(5)(aa) of the Reserve Bank of India Act, 1934.

The Reserve Bank of India (RBI) has, by an order dated December 26, 2025, imposed a monetary penalty of ₹1 lakh (Rupees One Lakh only) on The District Co-operative Central Bank Ltd., Warangal, Telangana (the bank) for contravention of provisions of Section 20 read with Section 56 of the Banking Regulation Act, 1949 (BR Act). This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the BR Act.