Notifications - Financial Inclusion and Development - আরবিআই - Reserve Bank of India
notifications
ডিসেম্বর 27, 2004
Target for achievement for the year 2004-05 under PMRY for Arunachal Pradesh - enhanced
RBI /2004-05/ 316 RPCD.PLNFS.BC. No. 67 / 09.04.01 /2004-2005 December 27, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Target for achievement for the year 2004-05 under PMRY- Enhancement in respect of Arunachal Pradesh - regarding Please refer to our letter RBI /2004-05/ 216- RPCD.PLNFS.BC. No. 39/09.04.01 /2004-2005 dated October 12, 2004 regarding the revised target for achievement under PMRY for the year 200
RBI /2004-05/ 316 RPCD.PLNFS.BC. No. 67 / 09.04.01 /2004-2005 December 27, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Target for achievement for the year 2004-05 under PMRY- Enhancement in respect of Arunachal Pradesh - regarding Please refer to our letter RBI /2004-05/ 216- RPCD.PLNFS.BC. No. 39/09.04.01 /2004-2005 dated October 12, 2004 regarding the revised target for achievement under PMRY for the year 200
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ডিসেম্বর 24, 2004
Change in Assignment of SLBC Convenorship to the State of Manipur
RBI/2004-05/ 321 No.RPCD.LBS.BC.65 /02.01.01/2004-05 December 24, 2004 The Chairman & Managing Director All Public Sector Banks Dear Sir, Change in Assignment of SLBC Convenorship to the State of Manipur Please refer to our circular RPCD.LBS.BC.71/02.01.01/2001-02 dated March 27, 2001 advising you the change made in the assignment of SLBC convenorship to the States of Madhya Pradesh and Bihar respectively. An updated list of convenors of State Level Bankers Commit
RBI/2004-05/ 321 No.RPCD.LBS.BC.65 /02.01.01/2004-05 December 24, 2004 The Chairman & Managing Director All Public Sector Banks Dear Sir, Change in Assignment of SLBC Convenorship to the State of Manipur Please refer to our circular RPCD.LBS.BC.71/02.01.01/2001-02 dated March 27, 2001 advising you the change made in the assignment of SLBC convenorship to the States of Madhya Pradesh and Bihar respectively. An updated list of convenors of State Level Bankers Commit
ডিসেম্বর 21, 2004
Banks advised to improve performance in achieving SGSY Targets
RBI /2004-05/307 RPCD.SP.BC.66 /CLCC/09.01.01/2004-05 December 21, 2004 The Chairman and Managing Director All Scheduled Commercial Banks (Except RRBs) Dear Sir, Swarnjayanti Gram Swarozgar Yojana (SGSY)- Review by Central Level Coordination Committee (CLCC) Central Level Coordination Committee (CLCC) for the Swarnjayanti Gram Swarozgar Yojana (SGSY) while reviewing the performance under the SGSY scheme during the year 2003-04 have expressed concern over the unsatisfa
RBI /2004-05/307 RPCD.SP.BC.66 /CLCC/09.01.01/2004-05 December 21, 2004 The Chairman and Managing Director All Scheduled Commercial Banks (Except RRBs) Dear Sir, Swarnjayanti Gram Swarozgar Yojana (SGSY)- Review by Central Level Coordination Committee (CLCC) Central Level Coordination Committee (CLCC) for the Swarnjayanti Gram Swarozgar Yojana (SGSY) while reviewing the performance under the SGSY scheme during the year 2003-04 have expressed concern over the unsatisfa
ডিসেম্বর 15, 2004
Priority Sector Lending - Investment in special bonds issued by specified institutions
RBI/2004-05/301 RPCD. No. Plan. BC.64 / 04.09.01/2004-05 December 15, 2004 The Chairman/ Managing Director/ Chief Executive Officer All scheduled commercial banks (including RRBs) Dear Sir, Priority Sector Lending – Investment in special bonds issued by specified institutions Please refer to our Master Circular on Lending to Priority Sector dated July 20, 2004 in terms of which investments made by the scheduled commercial banks in special bonds issued by specified ins
RBI/2004-05/301 RPCD. No. Plan. BC.64 / 04.09.01/2004-05 December 15, 2004 The Chairman/ Managing Director/ Chief Executive Officer All scheduled commercial banks (including RRBs) Dear Sir, Priority Sector Lending – Investment in special bonds issued by specified institutions Please refer to our Master Circular on Lending to Priority Sector dated July 20, 2004 in terms of which investments made by the scheduled commercial banks in special bonds issued by specified ins
ডিসেম্বর 13, 2004
Banks advised to furnish Data on Agricultural Lending on Monthly Basis
RBI/2004-05/298 RPCD. Plan. BC. 63 /04.09.01/2004-05 December 13, 2004 The Chairman / Managing Director (Private Sector Banks) Dear Sir/ Madam, Data on Priority Sector Advances – Agricultural Lending As you are aware, the scheduled commercial banks are required to achieve a target of 18 per cent of net bank credit (NBC) towards lending to agriculture. The Government of India has decided to monitor/review the progress made in this regard on a monthly basis. 2. Accordin
RBI/2004-05/298 RPCD. Plan. BC. 63 /04.09.01/2004-05 December 13, 2004 The Chairman / Managing Director (Private Sector Banks) Dear Sir/ Madam, Data on Priority Sector Advances – Agricultural Lending As you are aware, the scheduled commercial banks are required to achieve a target of 18 per cent of net bank credit (NBC) towards lending to agriculture. The Government of India has decided to monitor/review the progress made in this regard on a monthly basis. 2. Accordin
ডিসেম্বর 08, 2004
Relaxation in Service Area Norms
RBI//2004-05/293 RPCD.LBS(SAA).BC. No.62 /08.01.00/2004-05 December 8, 2004 The Chairman/Managing Director, All Scheduled Commercial Banks (including RRBs) Dear Sir, Rural Lending – Service Area Approach – Review –Relaxation in Service Area Norms The Service Area Approach (SAA) introduced in April 1989, in order to bring about an orderly and planned development of rural and semi- urban areas of the country, was extended to all Indian scheduled commercial banks includi
RBI//2004-05/293 RPCD.LBS(SAA).BC. No.62 /08.01.00/2004-05 December 8, 2004 The Chairman/Managing Director, All Scheduled Commercial Banks (including RRBs) Dear Sir, Rural Lending – Service Area Approach – Review –Relaxation in Service Area Norms The Service Area Approach (SAA) introduced in April 1989, in order to bring about an orderly and planned development of rural and semi- urban areas of the country, was extended to all Indian scheduled commercial banks includi
ডিসেম্বর 08, 2004
Graded Interest Rates on Deposits with SIDBI in lieu of Shortfall in Priority Sector Obligations
RBI/ 2004-05/292 RPCD.PLNFS.BC.No. 61 /06.02.31(WG)2004-05 December 08, 2004 The Chief Executive Officer (All foreign banks operating in India) Dear Sir, Working Group on Flow of Credit to SSI Sector - Interest Rates on Deposits with SIDBI in lieu of Shortfall in Priority Sector Obligations Please refer to our circular RPCD.Plan.BC.41/04.09.09/2003-04 dated November 03, 2003 regarding the interest rate on deposits placed with SIDBI. 2. In this connection, a reference
RBI/ 2004-05/292 RPCD.PLNFS.BC.No. 61 /06.02.31(WG)2004-05 December 08, 2004 The Chief Executive Officer (All foreign banks operating in India) Dear Sir, Working Group on Flow of Credit to SSI Sector - Interest Rates on Deposits with SIDBI in lieu of Shortfall in Priority Sector Obligations Please refer to our circular RPCD.Plan.BC.41/04.09.09/2003-04 dated November 03, 2003 regarding the interest rate on deposits placed with SIDBI. 2. In this connection, a reference
নভেম্বর 24, 2004
Flow of Credit to Agriculture-Announcements made by the Union Finance Minister
RBI/2004-2005/283 RPCD.PLFS.BC.No 60/05.02.02/2004-05 November 24,2004 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (except RRBs) Dear Sir, Flow of Credit to Agriculture-Announcements made by the Union Finance Minister Please refer to our circular RPCD.Plan.BC.92/04.09.01/2004-05 dated June 24, 2004 advising you certain measures announced by the Union Finance Minister for improving flow of credit to agriculture. 2. In terms
RBI/2004-2005/283 RPCD.PLFS.BC.No 60/05.02.02/2004-05 November 24,2004 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (except RRBs) Dear Sir, Flow of Credit to Agriculture-Announcements made by the Union Finance Minister Please refer to our circular RPCD.Plan.BC.92/04.09.01/2004-05 dated June 24, 2004 advising you certain measures announced by the Union Finance Minister for improving flow of credit to agriculture. 2. In terms
নভেম্বর 18, 2004
Entry of State Cooperative Banks (SCBs) / District Central Cooperative Banks (DCCBs) into insurance business
RBI/279/2004-05 RPCD.CO.NB. BC.No. 59/03.03.116/2004-05 November 18, 2004 Chairmen of all State Cooperative Banks/District Central Cooperative Banks Dear Sir, Entry of State Cooperative Banks (SCBs) / District Central Cooperative Banks (DCCBs) into insurance business The issue of permitting Scheduled State Cooperative Banks/District Central Cooperative Banks to undertake insurance business has been examined and it has been decided to permit scheduled or licensed SCBs
RBI/279/2004-05 RPCD.CO.NB. BC.No. 59/03.03.116/2004-05 November 18, 2004 Chairmen of all State Cooperative Banks/District Central Cooperative Banks Dear Sir, Entry of State Cooperative Banks (SCBs) / District Central Cooperative Banks (DCCBs) into insurance business The issue of permitting Scheduled State Cooperative Banks/District Central Cooperative Banks to undertake insurance business has been examined and it has been decided to permit scheduled or licensed SCBs
নভেম্বর 08, 2004
Personal Accident Insurance Scheme (PAIS) for KCC holders - Renewal of Master Policy-clarification
RBI/2004/274RPCD.PLFS.BC.NO 58 /05.05.09/2004-05 November 8,2004 The Chairman & Managing Director/CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Personal Accident Insurance Scheme (PAIS) for KCC holders - Renewal of Master Policy-clarification Please refer to our Circular RPCD.PLFS.BC.NO.24/05.05.09/2004-05 dated August 28, 2004, regarding renewal of the Master Policy under the Personal Accident Insurance Scheme for a period of one year on the exist
RBI/2004/274RPCD.PLFS.BC.NO 58 /05.05.09/2004-05 November 8,2004 The Chairman & Managing Director/CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Personal Accident Insurance Scheme (PAIS) for KCC holders - Renewal of Master Policy-clarification Please refer to our Circular RPCD.PLFS.BC.NO.24/05.05.09/2004-05 dated August 28, 2004, regarding renewal of the Master Policy under the Personal Accident Insurance Scheme for a period of one year on the exist
নভেম্বর 01, 2004
Banks advised to fix Ceiling on Interest Rates on FCNR(B) Deposits on Monthly Basis
RBI/2004-05/267 RPCD.CO.RF.BC 54 /07.38.01/2004-05 November 1, 2004 The Managing Director Maharashtra State Co-operative Bank Ltd. 9, Nagindas Master Road Extension, Fort Mumbai-1 Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05-Foreign Currency Non-Resident (Banks)- FCNR(B) Accounts Please refer to paragraph 72 of the Mid-term review of the Annual Policy Statement for the year 2004-05 (copy of paragraph enclosed). 2. At present, banks are fre
RBI/2004-05/267 RPCD.CO.RF.BC 54 /07.38.01/2004-05 November 1, 2004 The Managing Director Maharashtra State Co-operative Bank Ltd. 9, Nagindas Master Road Extension, Fort Mumbai-1 Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05-Foreign Currency Non-Resident (Banks)- FCNR(B) Accounts Please refer to paragraph 72 of the Mid-term review of the Annual Policy Statement for the year 2004-05 (copy of paragraph enclosed). 2. At present, banks are fre
নভেম্বর 01, 2004
DCCBs - Interest Rates on NRE Deposits Raised
RBI/2004-05/266 RPCD.CO.RF.BC 53 /07.38.01/2004-05 November 1, 2004 All State and District Central Co-operative Banks Dear Sir, Interest rates on Non-Resident (External) Rupee(NRE) Deposits Please refer to paragraph 71 of the Mid-term review of the Annual Policy Statement for the year 2004-05 (copy of paragraph enclosed). 2. In this context, please refer to our Circular RPCD.CO.RF. BC. No 81/07.38.01/2003-04 dated May 12, 2004, specifying interest rates on deposits of
RBI/2004-05/266 RPCD.CO.RF.BC 53 /07.38.01/2004-05 November 1, 2004 All State and District Central Co-operative Banks Dear Sir, Interest rates on Non-Resident (External) Rupee(NRE) Deposits Please refer to paragraph 71 of the Mid-term review of the Annual Policy Statement for the year 2004-05 (copy of paragraph enclosed). 2. In this context, please refer to our Circular RPCD.CO.RF. BC. No 81/07.38.01/2003-04 dated May 12, 2004, specifying interest rates on deposits of
নভেম্বর 01, 2004
Minimum Tenor of Domestic Term Deposits Reduced from 15 Days to 7 Days
RBI/2004-05/268RPCD.CO.RF.BC 55/07.38.01/2004-05 November 1, 2004All State and District Central Co-operative BanksDear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05- Reduction of Tenor of Domestic/ Ordinary Non-Resident (NRO) Term Deposits Please refer to paragraph 1(i) of our circular RPCD.No.RF.DIR.BC.77/07.38.01/2000-01 dated April 19, 2001. At present, the banks can accept term deposits of Rs.15 lakh and above for a minimum maturity period o
RBI/2004-05/268RPCD.CO.RF.BC 55/07.38.01/2004-05 November 1, 2004All State and District Central Co-operative BanksDear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05- Reduction of Tenor of Domestic/ Ordinary Non-Resident (NRO) Term Deposits Please refer to paragraph 1(i) of our circular RPCD.No.RF.DIR.BC.77/07.38.01/2000-01 dated April 19, 2001. At present, the banks can accept term deposits of Rs.15 lakh and above for a minimum maturity period o
নভেম্বর 01, 2004
RRBs advised to Transfer Money lying in Golden Forest (I) Ltd. Accounts to Committee
RBI/2004-05/260 RPCD.RRB.CO.No.BC.. 52/03.05.33/2004-05 November 1, 2004 All Regional Rural Banks Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in TC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, vide its order dated
RBI/2004-05/260 RPCD.RRB.CO.No.BC.. 52/03.05.33/2004-05 November 1, 2004 All Regional Rural Banks Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in TC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, vide its order dated
নভেম্বর 01, 2004
RRBs - Interest Rates on NRE Deposits Raised
RBI/2004-05/269 RPCD.No.RRB.BC.56/03.05.33(C)/2004-05 November 01, 2004 All Regional Rural Banks/Sponsor Banks Dear Sir, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits Please refer to the paragraph 71 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' (copy of the paragraph enclosed). 2. In this context, please refer to tem 2(i) of our Circular RPCD.No.RRB.BC.89/ 03.05.33(C)/2003-04 dated June 08, 204 on the Intere
RBI/2004-05/269 RPCD.No.RRB.BC.56/03.05.33(C)/2004-05 November 01, 2004 All Regional Rural Banks/Sponsor Banks Dear Sir, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits Please refer to the paragraph 71 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' (copy of the paragraph enclosed). 2. In this context, please refer to tem 2(i) of our Circular RPCD.No.RRB.BC.89/ 03.05.33(C)/2003-04 dated June 08, 204 on the Intere
অক্টোবর 27, 2004
RRBs Permitted to Undertake Insurance Business
RBI/2004-05/ 252 RPCD.CO. RRB.BC.No. 51 /03.05.33 (G)/ 2004-05 October 27, 2004 Chairmen of all Regional Rural Banks / All Sponsor Banks Dear Sir, Entry of Regional Rural Banks into insurance business As you are aware, under Section 6 (1)(o) of the Banking Regulation Act, 1949, "Insurance" has been notified as a permissible form of business that could be undertaken by banks. Further, in terms of Section 18 of the Regional Rural Banks Act, 1976, a Regional Rural Bank (
RBI/2004-05/ 252 RPCD.CO. RRB.BC.No. 51 /03.05.33 (G)/ 2004-05 October 27, 2004 Chairmen of all Regional Rural Banks / All Sponsor Banks Dear Sir, Entry of Regional Rural Banks into insurance business As you are aware, under Section 6 (1)(o) of the Banking Regulation Act, 1949, "Insurance" has been notified as a permissible form of business that could be undertaken by banks. Further, in terms of Section 18 of the Regional Rural Banks Act, 1976, a Regional Rural Bank (
অক্টোবর 27, 2004
Banks asked to transfer money lying in Golden Forest (I) Ltd., accounts to Committee
RBI/2004-05/247 RPCD.RF.BC.No.50/07.02.12/2004-05 October 27, 2004 All State and District Central Co-operative Banks Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in TC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, v
RBI/2004-05/247 RPCD.RF.BC.No.50/07.02.12/2004-05 October 27, 2004 All State and District Central Co-operative Banks Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in TC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, v
অক্টোবর 26, 2004
Banks' Investments in Securitised Assets to be treated as Direct Lending to SSI Sector
RBI/2004-2005/236 RPCD.PLNFS.BC.No. 43 /06.02.31/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks) Dear Sir, Priority Sector Lending - Investment by banks in securitized assets pertaining to SSI sector Please refer to paragraph 82 of the Mid-Term Review of Annual Policy Statement for the year 2004-05 dated October 26, 2004 (copy of the paragraph enclosed). In order to encourage securitization
RBI/2004-2005/236 RPCD.PLNFS.BC.No. 43 /06.02.31/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks) Dear Sir, Priority Sector Lending - Investment by banks in securitized assets pertaining to SSI sector Please refer to paragraph 82 of the Mid-Term Review of Annual Policy Statement for the year 2004-05 dated October 26, 2004 (copy of the paragraph enclosed). In order to encourage securitization
অক্টোবর 26, 2004
Financing of Distressed Urban Poor
RBI/2004/238 RPCD. Plan. BC. No. 45 /04.09.01/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Financing of Distressed Urban Poor Please refer to paragraph No. 84 of the Governor's Statement on Mid-Term Review of the Annual Policy for the year 2004-05 dated October 26, 2004 (copy of the paragraph enclosed). With a view to bringing in urban poor into formal financial system, it has been decided that banks
RBI/2004/238 RPCD. Plan. BC. No. 45 /04.09.01/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Financing of Distressed Urban Poor Please refer to paragraph No. 84 of the Governor's Statement on Mid-Term Review of the Annual Policy for the year 2004-05 dated October 26, 2004 (copy of the paragraph enclosed). With a view to bringing in urban poor into formal financial system, it has been decided that banks
অক্টোবর 26, 2004
Banks to Increase Disbursements to Small/Marginal Farmers
RBI/ 2004-2005/240RPCD. PLFS. BC. No. 47 /05.05.13/2004-05 October 26,2004 The Chairman / Managing Director/ Chief Executive Officer Indian Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Lending to small and marginal farmers Please refer to paragraph No. 79 of the Governor’s Statement on Mid-Term Review of the Annual Policy for the year 2004-05 (copy of paragraph enclosed). As recommended by the Advisory Committee on Flow of Credit to Agricultur
RBI/ 2004-2005/240RPCD. PLFS. BC. No. 47 /05.05.13/2004-05 October 26,2004 The Chairman / Managing Director/ Chief Executive Officer Indian Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Lending to small and marginal farmers Please refer to paragraph No. 79 of the Governor’s Statement on Mid-Term Review of the Annual Policy for the year 2004-05 (copy of paragraph enclosed). As recommended by the Advisory Committee on Flow of Credit to Agricultur
অক্টোবর 26, 2004
Composite Loan Limit for SSIs Enhanced
RBI/2004-2005/235 RPCD.PLNFS.BC.No. 42 /06. 02.31/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks) Dear Sir, Credit Facilities for Small Scale Industries (SSIs)- Enhancement of Composite Loan Limits Please refer to our letter RPCD. PLNFS. No. 2292/06.02.28 (i) /2002-03 dated June 13, 2003 in terms of which banks were advised to increase the limit of the composite loan from Rs. 25 lakh
RBI/2004-2005/235 RPCD.PLNFS.BC.No. 42 /06. 02.31/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks) Dear Sir, Credit Facilities for Small Scale Industries (SSIs)- Enhancement of Composite Loan Limits Please refer to our letter RPCD. PLNFS. No. 2292/06.02.28 (i) /2002-03 dated June 13, 2003 in terms of which banks were advised to increase the limit of the composite loan from Rs. 25 lakh
অক্টোবর 26, 2004
Ceiling for Housing Loan under Priority Sector Enhanced
RBI/2004-2005/237RPCD.PLNFS.BC. No. 44/06.11.01/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks) Dear Sir, Priority Sector Lending - Housing Loan: Enhancement of ceiling Please refer to paragraph 3.7.1 of Section I of the Master Circular RPCD.No.Plan.BC. 7/04.09.01/2004-05 dated July 20, 2004 on lending to priority sector in terms of which bank loans up to Rs. 10 lakh for construction of hou
RBI/2004-2005/237RPCD.PLNFS.BC. No. 44/06.11.01/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks) Dear Sir, Priority Sector Lending - Housing Loan: Enhancement of ceiling Please refer to paragraph 3.7.1 of Section I of the Master Circular RPCD.No.Plan.BC. 7/04.09.01/2004-05 dated July 20, 2004 on lending to priority sector in terms of which bank loans up to Rs. 10 lakh for construction of hou
অক্টোবর 15, 2004
Banks to implement Vyas Committee Recommendations
RBI/2004-05/219 RPCD.Plan.BC.No.40 /04.09.01/2004-05 October 15, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks) Dear Sir/ Madam, The Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking System Please refer to our circular RPCD.Plan.BC.10/04.09.01/2004-05 dated July 26, 2004 communicating some of the accepted recommendations of the above Committee set up under the chairm
RBI/2004-05/219 RPCD.Plan.BC.No.40 /04.09.01/2004-05 October 15, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks) Dear Sir/ Madam, The Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking System Please refer to our circular RPCD.Plan.BC.10/04.09.01/2004-05 dated July 26, 2004 communicating some of the accepted recommendations of the above Committee set up under the chairm
অক্টোবর 12, 2004
PMRY Target for 2004 - 05 Revised
RBI /2004-05/ 216 RPCD.PLNFS.BC. No. 39 / 09.04.01 /2004-2005 October 12, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Revised Target for achievement under the PMRY for the year 2004 – 05 . Please refer to our earlier circular RBI/2004/156-RPCD.PLNFS.BC.75/09.04.01/2003 –2004 dated April 19, 2004 on the captioned subject. 2. We advise that Ministry of A&RI, Government of India have since revised the targets
RBI /2004-05/ 216 RPCD.PLNFS.BC. No. 39 / 09.04.01 /2004-2005 October 12, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Revised Target for achievement under the PMRY for the year 2004 – 05 . Please refer to our earlier circular RBI/2004/156-RPCD.PLNFS.BC.75/09.04.01/2003 –2004 dated April 19, 2004 on the captioned subject. 2. We advise that Ministry of A&RI, Government of India have since revised the targets
অক্টোবর 04, 2004
KCC Scheme Revised
RBI/2004-05/204 RPCD. PLFS.BC. NO. 38 /05.05.09/2004-05 October 4, 2004 The Chairman and Managing Director All Scheduled commercial Banks Dear Sir, KCC Scheme Revised Please refer to our circular RPCD.PLFS.BC.NO 20/05.05.09/98-99 dated August 5,1998 advising you to introduce Kisan Credit Card Scheme on the lines of the Model Scheme prepared by NABARD. 2.The Kisan Credit Card (KCC) Scheme introduced in August 1998, has since stabilised, with major share of crop loans b
RBI/2004-05/204 RPCD. PLFS.BC. NO. 38 /05.05.09/2004-05 October 4, 2004 The Chairman and Managing Director All Scheduled commercial Banks Dear Sir, KCC Scheme Revised Please refer to our circular RPCD.PLFS.BC.NO 20/05.05.09/98-99 dated August 5,1998 advising you to introduce Kisan Credit Card Scheme on the lines of the Model Scheme prepared by NABARD. 2.The Kisan Credit Card (KCC) Scheme introduced in August 1998, has since stabilised, with major share of crop loans b
সেপ্টেম্বর 24, 2004
Revised Target under PMRY for 2004-05
RBI /2004-05/ 191 RPCD.PLNFS.BC. No. 36 / 09.04.01 /2004-2005 September 24 , 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Target for achievement under the PMRY for the year 2004 – 05 – revision reg. Please refer to our earlier circular RBI/2004/156-RPCD.PLNFS.BC.75/09.04.01/2003 –2004 dated April 19, 2004 on the captioned subject. 2. We advise that Government of India have since revised the targets for the state
RBI /2004-05/ 191 RPCD.PLNFS.BC. No. 36 / 09.04.01 /2004-2005 September 24 , 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Target for achievement under the PMRY for the year 2004 – 05 – revision reg. Please refer to our earlier circular RBI/2004/156-RPCD.PLNFS.BC.75/09.04.01/2003 –2004 dated April 19, 2004 on the captioned subject. 2. We advise that Government of India have since revised the targets for the state
সেপ্টেম্বর 24, 2004
PMRY - Cut off date for Completion of disbursement for the programme year 2003 -2004 - extended to 15.11.2004.
RBI /2004-05/ 190 RPCD.PLNFS.BC. No. 35 / 09.04.01 /2004-2005 September 24, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY – Cut off date for Completion of disbursement for the programme year 2003 –2004 – extended to 15.11.2004. In view of the large number of cases remaining undisbursed by banks, it has been decided by the Govt. of India to extend the cut off date for completion of disbursement for the cases
RBI /2004-05/ 190 RPCD.PLNFS.BC. No. 35 / 09.04.01 /2004-2005 September 24, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY – Cut off date for Completion of disbursement for the programme year 2003 –2004 – extended to 15.11.2004. In view of the large number of cases remaining undisbursed by banks, it has been decided by the Govt. of India to extend the cut off date for completion of disbursement for the cases
সেপ্টেম্বর 15, 2004
Priority Sector Lending - Classification of advances
RBI/2004-05/178 RPCD. Plan. BC. No. 33 /04.09.01/2004-05 September 15, 2004 The Chairman/ Managing Director/ Chief Executive Officer (All scheduled commercial banks) Dear Sir, Priority Sector Lending – Classification of advances It has come to our notice that some banks have been classifying the advances to food and agro-based processing sector units, whose investment in plant & machinery is above Rs. 5 crore, as also housing loans exceeding Rs. 10 lakh, under pri
RBI/2004-05/178 RPCD. Plan. BC. No. 33 /04.09.01/2004-05 September 15, 2004 The Chairman/ Managing Director/ Chief Executive Officer (All scheduled commercial banks) Dear Sir, Priority Sector Lending – Classification of advances It has come to our notice that some banks have been classifying the advances to food and agro-based processing sector units, whose investment in plant & machinery is above Rs. 5 crore, as also housing loans exceeding Rs. 10 lakh, under pri
সেপ্টেম্বর 11, 2004
Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of Cash Reserve Ratio(CRR)
RBI/2004-05/174 RPCD.RF.BC.No.32/07.02.05/2004-05 September 11, 2004 Bhadra 20, 1926(Saka) All Scheduled State Co-operative Banks/Regional Rural Banks Section 42(1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio(CRR) Please refer to our circulars RPCD.No.RF.BC49/07.02.05/2001-02 dated December 31, 2001 (addressed to all Scheduled State Co-operative Banks), RPCD.No.RF.BC50/07.02.05/2001-02 dated December 31, 2001 (addressed to all Regional R
RBI/2004-05/174 RPCD.RF.BC.No.32/07.02.05/2004-05 September 11, 2004 Bhadra 20, 1926(Saka) All Scheduled State Co-operative Banks/Regional Rural Banks Section 42(1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio(CRR) Please refer to our circulars RPCD.No.RF.BC49/07.02.05/2001-02 dated December 31, 2001 (addressed to all Scheduled State Co-operative Banks), RPCD.No.RF.BC50/07.02.05/2001-02 dated December 31, 2001 (addressed to all Regional R
সেপ্টেম্বর 04, 2004
Working Group on Flow of Credit to SSI Sector
RBI/ 2004-05/ 162 RPCD/PLNFS/BC.28 /06.02.31(WG)2004-05 September 4, 2004 Chairman/Managing Director (All Scheduled Commercial Banks including RRBs) Dear Sir, Working Group on Flow of Credit to SSI Sector The above Group constituted under the Chairmanship of Dr.A.S.Ganguly had submitted its report to the Reserve Bank of India. While some of the recommendations of the Group need to be examined further, the following recommendations have been accepted and are being forw
RBI/ 2004-05/ 162 RPCD/PLNFS/BC.28 /06.02.31(WG)2004-05 September 4, 2004 Chairman/Managing Director (All Scheduled Commercial Banks including RRBs) Dear Sir, Working Group on Flow of Credit to SSI Sector The above Group constituted under the Chairmanship of Dr.A.S.Ganguly had submitted its report to the Reserve Bank of India. While some of the recommendations of the Group need to be examined further, the following recommendations have been accepted and are being forw
আগস্ট 27, 2004
Implementation of PMRY- Modifications in Norms( Himachal Pradesh)
RBI /2004-05/145 RPCD.PLNFS.BC. No.22/09.04.06/2004-2005 August 27, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY- Modifications in Norms( Himachal Pradesh) Please refer to our earlier circular RPCD.No.SP.BC.26/09.04.01/2001–2002 dated September 19, 2001 regarding the decision of the 11th High Powered Committee on the PMRY that banks having less than 5 branches shall not be allocated target
RBI /2004-05/145 RPCD.PLNFS.BC. No.22/09.04.06/2004-2005 August 27, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY- Modifications in Norms( Himachal Pradesh) Please refer to our earlier circular RPCD.No.SP.BC.26/09.04.01/2001–2002 dated September 19, 2001 regarding the decision of the 11th High Powered Committee on the PMRY that banks having less than 5 branches shall not be allocated target
আগস্ট 17, 2004
Investment of surplus funds by State/Central Co-operative Banks- All India Financial Institutions
RBI/2004-05/ 127 RPCD.CO.RF.BC.No.19/07.02.03/2004-05 August 17, 2004 All State Co-operative Banks and District Central Co-operative Banks Dear Sir, Investment of surplus funds by State/Central Co-operative Banks- All India Financial Institutions Please refer to our circular RPCD.RF.No.BC. 29/07.02.03/2001-02 dated September 25, 2001 on the above subject. 2. In this connection, we advise having drawn up a fresh list of All India Financial Institutions (AIFI) (copy enc
RBI/2004-05/ 127 RPCD.CO.RF.BC.No.19/07.02.03/2004-05 August 17, 2004 All State Co-operative Banks and District Central Co-operative Banks Dear Sir, Investment of surplus funds by State/Central Co-operative Banks- All India Financial Institutions Please refer to our circular RPCD.RF.No.BC. 29/07.02.03/2001-02 dated September 25, 2001 on the above subject. 2. In this connection, we advise having drawn up a fresh list of All India Financial Institutions (AIFI) (copy enc
আগস্ট 17, 2004
Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 - In Transfer Case No.2 of 2004 - P (C) No.696/2002 and I.A.No.1 in T.C. 68/2003- The Securities and Exchange Board of India etc. Vs. The Golden Forest (I) Ltd. etc.
RBI/2004-05/123RPCD RRB.CO. No.Dir.BC. 16 / 03.05.33/2004-05August 17, 2004All Regional Rural Banks Dear Sir,Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 – The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc.The Hon’ble Supreme Court of India, by its order dated July 28, 2004, has passed orders disallowing withdrawal
RBI/2004-05/123RPCD RRB.CO. No.Dir.BC. 16 / 03.05.33/2004-05August 17, 2004All Regional Rural Banks Dear Sir,Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 – The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc.The Hon’ble Supreme Court of India, by its order dated July 28, 2004, has passed orders disallowing withdrawal
আগস্ট 17, 2004
Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 - In Transfer Case No.2 of 2004 - P (C) No.696/2002 and I.A.No.1 in T.C. 68/2003- The Securities and Exchange Board of India etc. Vs. The Golden Forest (I) Ltd. etc.
RBI/2004-05/124RPCD RRB.CO. No.Dir.BC. 17 / 07.02.12 / 2004-05August 17, 2004All State Co-operative Banks and District Central Co-operative Banks Dear Sir,Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 – The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc.The Hon’ble Supreme Court of India, by its order dated July 28,
RBI/2004-05/124RPCD RRB.CO. No.Dir.BC. 17 / 07.02.12 / 2004-05August 17, 2004All State Co-operative Banks and District Central Co-operative Banks Dear Sir,Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 – The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc.The Hon’ble Supreme Court of India, by its order dated July 28,
আগস্ট 06, 2004
Annual Policy Statement for the year 2004-05:Additional Provisioning Requirement for NPAs
RBI/2004-05/102 RPCD.No.RRB.BC.15/03.05.34/2004-05. August 6, 2004 All Regional Rural Banks Dear Sir, Annual Policy Statement for the year 2004-05: Additional Provisioning Requirement for NPAs At present, banks are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'doubtful for more than three years' category, the provisioning requirement on the secured portion remains unchanged at 50 per cent, i
RBI/2004-05/102 RPCD.No.RRB.BC.15/03.05.34/2004-05. August 6, 2004 All Regional Rural Banks Dear Sir, Annual Policy Statement for the year 2004-05: Additional Provisioning Requirement for NPAs At present, banks are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'doubtful for more than three years' category, the provisioning requirement on the secured portion remains unchanged at 50 per cent, i
জুলাই 30, 2004
Inclusion of Self Help Groups under the PMRY
RBI/2004-05/82 RPCD.PLNFS. BC. No. 13/ 09.04.06 /2004-2005 July 30, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inclusion of Self Help Groups under the PMRY Please refer to our earlier circular RPCD.No.BC. 50/09.04.01/2003–2004 dated December 08, 2003 on the above subject. 2. As per decision of the meeting held on 28.05.2004 under the chairmanship of Secretary (SSI&ARI), Government of India, following modif
RBI/2004-05/82 RPCD.PLNFS. BC. No. 13/ 09.04.06 /2004-2005 July 30, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inclusion of Self Help Groups under the PMRY Please refer to our earlier circular RPCD.No.BC. 50/09.04.01/2003–2004 dated December 08, 2003 on the above subject. 2. As per decision of the meeting held on 28.05.2004 under the chairmanship of Secretary (SSI&ARI), Government of India, following modif
জুলাই 30, 2004
Implementation of PMRY- Modifications in Norms
RBI/2004-05/80 RPCD.PLNFS.BC. No. 11 / 09.04.06 /2004-2005 July 30, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY- Modifications in Norms As per the decision of the meeting held on 28.05.2004 under the chairmanship of Secretary (SSI&ARI), Government of India, the following modifications have been suggested in implementation of PMRY in order to make the scheme more effective: The Block L
RBI/2004-05/80 RPCD.PLNFS.BC. No. 11 / 09.04.06 /2004-2005 July 30, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY- Modifications in Norms As per the decision of the meeting held on 28.05.2004 under the chairmanship of Secretary (SSI&ARI), Government of India, the following modifications have been suggested in implementation of PMRY in order to make the scheme more effective: The Block L
জুলাই 30, 2004
Implementation of PMRY- Modifications in Norms
RBI/2004-05/81 RPCD.PLNFS.BC.No. 12 / 09.04.06 /2004-2005 July 30, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY- Modifications in Norms Please refer to our earlier circular RPCD.No.SP.BC.26/09.04.01/2001 –2002 dated September 19, 2001 regarding the decision of the 11th High Powered Committee on the PMRY that banks having less than 5 branches shall not be allocated targets under PMRY if tot
RBI/2004-05/81 RPCD.PLNFS.BC.No. 12 / 09.04.06 /2004-2005 July 30, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY- Modifications in Norms Please refer to our earlier circular RPCD.No.SP.BC.26/09.04.01/2001 –2002 dated September 19, 2001 regarding the decision of the 11th High Powered Committee on the PMRY that banks having less than 5 branches shall not be allocated targets under PMRY if tot
জুলাই 26, 2004
Priority Sector Lending - Achievement of target/sub-targets
RBI/2004-05/70 RPCD. Plan. BC. No. 9 /04.09.01/2004-05 July 26, 2004 The Chairman/ Managing Director/Chief Executive Officer (All domestic scheduled commercial banks) Dear Sir, Priority Sector Lending – Achievement of target/sub-targets As you are aware, a target of 40 per cent of Net Bank Credit has been stipulated for lending to priority sector by domestic scheduled commercial banks within which sub-targets of 18 per cent and 10 per cent of Net Bank Credit have been
RBI/2004-05/70 RPCD. Plan. BC. No. 9 /04.09.01/2004-05 July 26, 2004 The Chairman/ Managing Director/Chief Executive Officer (All domestic scheduled commercial banks) Dear Sir, Priority Sector Lending – Achievement of target/sub-targets As you are aware, a target of 40 per cent of Net Bank Credit has been stipulated for lending to priority sector by domestic scheduled commercial banks within which sub-targets of 18 per cent and 10 per cent of Net Bank Credit have been
জুলাই 26, 2004
The Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking System
RBI/ 2004-05/ 71 RPCD. Plan. BC. 10 / 04.09.01/ 2004-05 July 26, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks)Dear Sir/ Madam,The Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking SystemThe above Committee set up under the chairmanship of Prof. V.S. Vyas, has submitted its final report to the Reserve Bank. While some of the recommendations of the Committee need to be examined fur
RBI/ 2004-05/ 71 RPCD. Plan. BC. 10 / 04.09.01/ 2004-05 July 26, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks)Dear Sir/ Madam,The Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking SystemThe above Committee set up under the chairmanship of Prof. V.S. Vyas, has submitted its final report to the Reserve Bank. While some of the recommendations of the Committee need to be examined fur
জুলাই 20, 2004
Investment by banks in Mortgage Backed Securities - Lending to Priority Sector under Housing Loans
RBI/2004-05/55 RPCD. Plan. BC. No. 8 /04.09.01/2004-05 July 20, 2004 The Chairman/ Managing Director/ Chief Executive Officer (All scheduled commercial banks) Dear Sir, Investment by banks in Mortgage Backed Securities – Lending to Priority Sector under Housing Loans We have been receiving requests from various banks for inclusion of investment by banks in Mortgage Backed Securities, where the securitised loans represent direct advances to housing, as the banks' direc
RBI/2004-05/55 RPCD. Plan. BC. No. 8 /04.09.01/2004-05 July 20, 2004 The Chairman/ Managing Director/ Chief Executive Officer (All scheduled commercial banks) Dear Sir, Investment by banks in Mortgage Backed Securities – Lending to Priority Sector under Housing Loans We have been receiving requests from various banks for inclusion of investment by banks in Mortgage Backed Securities, where the securitised loans represent direct advances to housing, as the banks' direc
জুলাই 17, 2004
Swarna Jayanti Shahari Rozgar Yojana (SJSRY)- Administration/Adjustment of back-end subsidy Payment of interest on Subsidy Portion
RBI/2004-05/52 RPCD .SP .BC .No 6 /09.16.01/2004.05 July 17 , 2004 The Chairman / Managing Director, All Indian Scheduled Commercial Banks (Excluding RRBs) -as per list- Swarna Jayanti Shahari Rozgar Yojana (SJSRY) - Administration/Adjustment of back-end subsidy Payment of interest on Subsidy Portion. Please refer to our circular RPCD.SP.BC. No.80/09.016.01/ 2003-04 dated May 8, 2004 wherein banks were advised about the procedure of adjustment of subsidy. 2. It has si
RBI/2004-05/52 RPCD .SP .BC .No 6 /09.16.01/2004.05 July 17 , 2004 The Chairman / Managing Director, All Indian Scheduled Commercial Banks (Excluding RRBs) -as per list- Swarna Jayanti Shahari Rozgar Yojana (SJSRY) - Administration/Adjustment of back-end subsidy Payment of interest on Subsidy Portion. Please refer to our circular RPCD.SP.BC. No.80/09.016.01/ 2003-04 dated May 8, 2004 wherein banks were advised about the procedure of adjustment of subsidy. 2. It has si
জুলাই 16, 2004
Lead Bank Scheme-participation of Members of Parliament and Public Representatives in District Level Review Committee (DLRC) Meetings
No.RBI/2004-05/48 RPCD.CO.LBS.BC. 5 /02.01.01/2004-05 July 16, 2004 The Chairman-cum-Managing Director of All Lead Banks Dear Sir, Lead Bank Scheme-participation of Members of Parliament and Public Representatives in District Level Review Committee (DLRC) Meetings We invite a reference to our circular RPCD. CO. LBS.BC. 59/02.01.01/2002-03 dated January 06, 2003 on the captioned subject advising, inter alia, that the Lead Banks to ensure the involvement of the MPs in t
No.RBI/2004-05/48 RPCD.CO.LBS.BC. 5 /02.01.01/2004-05 July 16, 2004 The Chairman-cum-Managing Director of All Lead Banks Dear Sir, Lead Bank Scheme-participation of Members of Parliament and Public Representatives in District Level Review Committee (DLRC) Meetings We invite a reference to our circular RPCD. CO. LBS.BC. 59/02.01.01/2002-03 dated January 06, 2003 on the captioned subject advising, inter alia, that the Lead Banks to ensure the involvement of the MPs in t
জুলাই 13, 2004
Capital Investment Subsidy Scheme for construction/renovation/expansion of rural godowns
RBI/2004-05/39 RPCD.CO.RF.BC.4/07.02.03/2003-04 July 13, 2004 The Chairman/Managing Director All State Co-operative Banks Dear Sir, Capital Investment Subsidy Scheme for construction/ renovation/expansion of rural godowns Please refer to the circular No. 92/ICD-20/2002-03 dated April 12, 2002 issued to you by NABARD on the above subject. 2. In this connection, we advise that the subsidy admissible to promoters under this scheme will be retained in "Subsidy Reserve Fun
RBI/2004-05/39 RPCD.CO.RF.BC.4/07.02.03/2003-04 July 13, 2004 The Chairman/Managing Director All State Co-operative Banks Dear Sir, Capital Investment Subsidy Scheme for construction/ renovation/expansion of rural godowns Please refer to the circular No. 92/ICD-20/2002-03 dated April 12, 2002 issued to you by NABARD on the above subject. 2. In this connection, we advise that the subsidy admissible to promoters under this scheme will be retained in "Subsidy Reserve Fun
জুলাই 12, 2004
Prudential Norms on Income Recognition Asset Classification and Provisioning - Agricultural advances
RBI/2004-05/37RPCD.CO.RF.BC.No.3/07.37.02/2003-04 July 12, 2004 All State Co-operative Banks and Central Co-operative Banks Dear Sir, Prudential Norms on Income Recognition Asset Classification and Provisioning - Agricultural advances Please refer to our circular RPCD.CO.RF.BC.No.70/07.37.02/2001-02 dated March 27, 2002 on the above subject. As per the extant norms, advances granted for direct agricultural purposes are treated as NPA, where interest and/or instalment
RBI/2004-05/37RPCD.CO.RF.BC.No.3/07.37.02/2003-04 July 12, 2004 All State Co-operative Banks and Central Co-operative Banks Dear Sir, Prudential Norms on Income Recognition Asset Classification and Provisioning - Agricultural advances Please refer to our circular RPCD.CO.RF.BC.No.70/07.37.02/2001-02 dated March 27, 2002 on the above subject. As per the extant norms, advances granted for direct agricultural purposes are treated as NPA, where interest and/or instalment
জুলাই 08, 2004
Flow of Credit to Agriculture - Announcements made by the Union Finance Minister
RBI/ 2004-05/ 25 RPCD. Plan. BC. 2 / 04.09.01/ 2004-05 July 08, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks) Dear Sir/ Madam, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister Please refer to our circular RPCD. Plan. BC. 92/ 04.09.01/ 2003-04 dated June 28, 2004 on the above subject. As advised therein, a format for monitoring restructuring/ one-time settlement of agricultural loans as als
RBI/ 2004-05/ 25 RPCD. Plan. BC. 2 / 04.09.01/ 2004-05 July 08, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks) Dear Sir/ Madam, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister Please refer to our circular RPCD. Plan. BC. 92/ 04.09.01/ 2003-04 dated June 28, 2004 on the above subject. As advised therein, a format for monitoring restructuring/ one-time settlement of agricultural loans as als
জুন 24, 2004
Flow of Credit to Agriculture - Announcements made by the Union Finance Minister
RBI/2004/266RPCD. No. Plan. BC. 92 / 04.09.01/ 2004-05 June 24, 2004The Chairman/ Managing Director/Chief Executive Officer(All scheduled commercial banks)Dear Sir, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister The Hon'ble Finance Minster, Government of India has announced certain measures for improving flow of credit to agriculture, which are required to be implemented by all scheduled commercial banks. Accordingly, banks may take a
RBI/2004/266RPCD. No. Plan. BC. 92 / 04.09.01/ 2004-05 June 24, 2004The Chairman/ Managing Director/Chief Executive Officer(All scheduled commercial banks)Dear Sir, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister The Hon'ble Finance Minster, Government of India has announced certain measures for improving flow of credit to agriculture, which are required to be implemented by all scheduled commercial banks. Accordingly, banks may take a
মে 25, 2004
Review of Non-Public Business Working Day (NPBWD) observed by rural branches of Regional Rural Banks(RRBs)
RBI/2004/218RPCD.RRB.No.BC.88 /03.05.34/2003-04 May 25 , 2004 All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Review of Non-Public Business Working Day (NPBWD) observed by rural branches of Regional Rural Banks(RRBs) Please refer to Circular DBOD.No.Leg.BC.84/C-672/86 dated August 8, 1986 issued by our Department of Banking Operations and Development advising all commercial banks/RRBs to declare one day in a week as Non-Public Business Working Day (NPBWD) for t
RBI/2004/218RPCD.RRB.No.BC.88 /03.05.34/2003-04 May 25 , 2004 All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Review of Non-Public Business Working Day (NPBWD) observed by rural branches of Regional Rural Banks(RRBs) Please refer to Circular DBOD.No.Leg.BC.84/C-672/86 dated August 8, 1986 issued by our Department of Banking Operations and Development advising all commercial banks/RRBs to declare one day in a week as Non-Public Business Working Day (NPBWD) for t
মে 20, 2004
Valuation of investment in SLR/Approved Securities by RRBs
RPCD.RRB.BC.No.83/03.05.34/2003-04May 20, 2004 RBI/2004/209 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Valuation of investment in SLR/Approved Securities by RRBs Please refer to our circulars Nos.RPCD.RRB.BC.48 &66/03.05.34/2002-03 dated 25 November 2002 and 23 January 2003 respectively on the above subject. 2. The matter has been reviewed and it has been decided that the exemption granted to RRBs up to the financial year 2003-04 from 'mar
RPCD.RRB.BC.No.83/03.05.34/2003-04May 20, 2004 RBI/2004/209 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Valuation of investment in SLR/Approved Securities by RRBs Please refer to our circulars Nos.RPCD.RRB.BC.48 &66/03.05.34/2002-03 dated 25 November 2002 and 23 January 2003 respectively on the above subject. 2. The matter has been reviewed and it has been decided that the exemption granted to RRBs up to the financial year 2003-04 from 'mar
মে 18, 2004
Credit Flow to Agriculture - Agricultural Loans - Waiver of Margin/Security Requirements
RBI/2004/217 RPCD. Plan. BC. No. 87 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Credit Flow to Agriculture - Agricultural Loans – Waiver of Margin/Security Requirements Please refer to our circular RPCD. No. PLFS. BC. 123/05.05.18/1997-98 dated May 20, 1998 wherein banks were advised to use their discretion on matters relating to margin/security requirements for agricultur
RBI/2004/217 RPCD. Plan. BC. No. 87 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Credit Flow to Agriculture - Agricultural Loans – Waiver of Margin/Security Requirements Please refer to our circular RPCD. No. PLFS. BC. 123/05.05.18/1997-98 dated May 20, 1998 wherein banks were advised to use their discretion on matters relating to margin/security requirements for agricultur
মে 12, 2004
Interest rates on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts)
RBI/2004/196 RPCD.CO.RF.BC. No. 81 /07.38.01/2003-04 May 12, 2004 All State Co-operative Banks and District Central Co-operative Banks Dear Sir, Interest rates on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts) Please refer to our Circular RPCD.CO.RF.BC.No.34/07.38.01/2003-04 dated October 18, 2003 specifying interest rates on deposits of money accepted or renewed under different categories of NRE accounts. It has been decided to effect the undern
RBI/2004/196 RPCD.CO.RF.BC. No. 81 /07.38.01/2003-04 May 12, 2004 All State Co-operative Banks and District Central Co-operative Banks Dear Sir, Interest rates on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts) Please refer to our Circular RPCD.CO.RF.BC.No.34/07.38.01/2003-04 dated October 18, 2003 specifying interest rates on deposits of money accepted or renewed under different categories of NRE accounts. It has been decided to effect the undern
মে 08, 2004
Bad /doubtful loans under SJSRY - Adjustment of subsidy amount
RBI/2004/194 RPCD.SP.BC. No. 80 /09.16.01/2003-04 May 8, 2004 The Chairman / Managing Director, All Indian Scheduled Commercial Banks, (Excluding RRBs) - as per list - Dear Sir, Bad /doubtful loans under SJSRY – Adjustment of subsidy amount Please refer to our circular RPCD. SP.BC. No.66 /09.16.01/2001-02 dated March 7, 2002 wherein banks were advised about the accounting procedure for subsidy under the Scheme. 2. In this connection it has been decided that the subsid
RBI/2004/194 RPCD.SP.BC. No. 80 /09.16.01/2003-04 May 8, 2004 The Chairman / Managing Director, All Indian Scheduled Commercial Banks, (Excluding RRBs) - as per list - Dear Sir, Bad /doubtful loans under SJSRY – Adjustment of subsidy amount Please refer to our circular RPCD. SP.BC. No.66 /09.16.01/2001-02 dated March 7, 2002 wherein banks were advised about the accounting procedure for subsidy under the Scheme. 2. In this connection it has been decided that the subsid
এপ্রিল 30, 2004
Lead Bank Scheme - Allotment of Districts to Lead District Officers
RBI.2004/185 RPCD.LBS.ROC.78/02.01.01/2003-04 30 April 2004 The Regional Director/Officer-in-Charge Reserve Bank of India (All RBI Offices) Dear Sir, Lead Bank Scheme – Allotment of Districts to Lead District Officers Please refer to our Circular RPCD.No.LBS.266/08.01.03/95-96 dated February 8, 1996 regarding reinduction of LDOs in terms of which each LDO was to be assigned 3 districts. Although certain Regional Offices were reported to have allotted more than 3 distr
RBI.2004/185 RPCD.LBS.ROC.78/02.01.01/2003-04 30 April 2004 The Regional Director/Officer-in-Charge Reserve Bank of India (All RBI Offices) Dear Sir, Lead Bank Scheme – Allotment of Districts to Lead District Officers Please refer to our Circular RPCD.No.LBS.266/08.01.03/95-96 dated February 8, 1996 regarding reinduction of LDOs in terms of which each LDO was to be assigned 3 districts. Although certain Regional Offices were reported to have allotted more than 3 distr
এপ্রিল 19, 2004
Implementation of PMRY - Targets for achievement 2004-2005
RBI/2004/156 RPCD.PLNFS.BC. 75 /09.04.01/2003-04April 19, 2004 The Chairman/Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY - Targets for achievement 2004-2005 We advise that Government of India have set a target of 2,89,100, self-employment ventures for the country as a whole under PMRY for the year 2004-2005. The State/Union territory-wise physical targets are indicated in the Annexure 'A'. In order to preven
RBI/2004/156 RPCD.PLNFS.BC. 75 /09.04.01/2003-04April 19, 2004 The Chairman/Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Implementation of PMRY - Targets for achievement 2004-2005 We advise that Government of India have set a target of 2,89,100, self-employment ventures for the country as a whole under PMRY for the year 2004-2005. The State/Union territory-wise physical targets are indicated in the Annexure 'A'. In order to preven
এপ্রিল 07, 2004
State Level Bankers Committees - Nomination of Director of SISI
RBI.2004/160 RPCD.LBS.No.BC.76/02.01.01/2003-04 April 7, 2004 The Chairman & Managing Director Convenor of all State Level Bankers Committees (As per list enclosed) Dear Sir, State Level Bankers Committees – Nomination of Director of SISI The Ministry of Small Scale Industries, Government of India has advised that Small Industries Services Institutes (SISIs) in States have been actively involved in the promotion/development of the SSI sector and officials of the S
RBI.2004/160 RPCD.LBS.No.BC.76/02.01.01/2003-04 April 7, 2004 The Chairman & Managing Director Convenor of all State Level Bankers Committees (As per list enclosed) Dear Sir, State Level Bankers Committees – Nomination of Director of SISI The Ministry of Small Scale Industries, Government of India has advised that Small Industries Services Institutes (SISIs) in States have been actively involved in the promotion/development of the SSI sector and officials of the S
মার্চ 18, 2004
Prime Minister's Rozgar Yojana - cut-off date for Lapsing of sanctions and completion of disbursement for the programme year 2003-04
RBI/2004/103RPCD.No.PLNFS.BC. 71 /09.04.01/2003-04March 18, 2004The Chairman/Managing Director All Indian Scheduled Commercial Banks (Except RRBs) Dear Sir, Prime Minister's Rozgar Yojana - cut-off date for Lapsing of sanctions and completion of disbursement for the programme year 2003-04 It has been decided to extend the cut off date for lapsing of sanctions and completion of disbursement for the programme year 2003-2004 under the PMRY to 30.09.2004. 2. Please issue
RBI/2004/103RPCD.No.PLNFS.BC. 71 /09.04.01/2003-04March 18, 2004The Chairman/Managing Director All Indian Scheduled Commercial Banks (Except RRBs) Dear Sir, Prime Minister's Rozgar Yojana - cut-off date for Lapsing of sanctions and completion of disbursement for the programme year 2003-04 It has been decided to extend the cut off date for lapsing of sanctions and completion of disbursement for the programme year 2003-2004 under the PMRY to 30.09.2004. 2. Please issue
মার্চ 16, 2004
Credit Mobilisation target under Swarnjayanti Gram Swarozgar Yojana (SGSY) during the year 2004-05
RBI/2004/100RPCD.SP.BC.No. 70 /09.01.01/2003-04March 16th 2004 The Chairman /Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Credit Mobilisation target under Swarnjayanti Gram Swarozgar Yojana (SGSY) during the year 2004-05 Government of India have finalised the credit mobilisation target for the year 2004-05 under SGSY. The State /UT wise credit mobilisation targets for the year 2004-05 are enclosed. The credit mobilisation as fixed
RBI/2004/100RPCD.SP.BC.No. 70 /09.01.01/2003-04March 16th 2004 The Chairman /Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Credit Mobilisation target under Swarnjayanti Gram Swarozgar Yojana (SGSY) during the year 2004-05 Government of India have finalised the credit mobilisation target for the year 2004-05 under SGSY. The State /UT wise credit mobilisation targets for the year 2004-05 are enclosed. The credit mobilisation as fixed
মার্চ 11, 2004
Priority Sector Lending - Prime Minister's Rozgar Yojana (PMRY) - Master Circular
RBI/2004/109RPCD.PLNFS.No. 1568 /09.04.01/2003-04 March 11, 2004 All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Priority Sector Lending - Prime Minister's Rozgar Yojana (PMRY) - Master Circular Please refer to our circular RPCD.PLNFS.BC.No.25/09.04.01/2002-03 dated 14th October 2002 on the above subject. We advise that above Master Circular is now updated by consolidating all the previous instructions issued by RBI up to 29th February 2004 vid
RBI/2004/109RPCD.PLNFS.No. 1568 /09.04.01/2003-04 March 11, 2004 All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Priority Sector Lending - Prime Minister's Rozgar Yojana (PMRY) - Master Circular Please refer to our circular RPCD.PLNFS.BC.No.25/09.04.01/2002-03 dated 14th October 2002 on the above subject. We advise that above Master Circular is now updated by consolidating all the previous instructions issued by RBI up to 29th February 2004 vid
মার্চ 05, 2004
Creation of new district in Tamil Nadu - Assignment of Lead Bank responsibility
RBI / 2004 / 87 RPCD.CO.LBS.BC.No. 68 /02.01.01/2003-04 March 5, 2004 Phalguna 15, Saka 1925 The Chairmen All Lead Banks Dear Sir, Creation of new district in Tamil Nadu – Assignment of Lead Bank responsibility The Government of Tamil Nadu have, vide their notification dated November 11, 2003, created a new district viz. Krishnagiri by re-organising the existing district of Dharmapuri, with immediate effect. 2. It has been decided to assign the Lead Bank responsibilit
RBI / 2004 / 87 RPCD.CO.LBS.BC.No. 68 /02.01.01/2003-04 March 5, 2004 Phalguna 15, Saka 1925 The Chairmen All Lead Banks Dear Sir, Creation of new district in Tamil Nadu – Assignment of Lead Bank responsibility The Government of Tamil Nadu have, vide their notification dated November 11, 2003, created a new district viz. Krishnagiri by re-organising the existing district of Dharmapuri, with immediate effect. 2. It has been decided to assign the Lead Bank responsibilit
ফেব 25, 2004
Achievement of the allocated target - Under the PMRY Scheme - Programme Year 2003-2004
RBI/2004/75 RPCD.PLNFS.BC. 67 /09.04.01/2003-04 February 25, 2004 The Chairman/Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Achievement of the allocated target Under the PMRY Scheme - Programme Year 2003-04 Please refer to the Annexure 'B' of our circular RPCD.BC.82/09.04.01/2002-03 dated 31st March 2003. As per the stipulated guidelines, 50% applications of the year's target should have been sanctioned and 15% of the target shoul
RBI/2004/75 RPCD.PLNFS.BC. 67 /09.04.01/2003-04 February 25, 2004 The Chairman/Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Achievement of the allocated target Under the PMRY Scheme - Programme Year 2003-04 Please refer to the Annexure 'B' of our circular RPCD.BC.82/09.04.01/2002-03 dated 31st March 2003. As per the stipulated guidelines, 50% applications of the year's target should have been sanctioned and 15% of the target shoul
ফেব 23, 2004
Prudential guidelines on investment in non-SLR debt securities - Circular (B)
RBI/2004/70 RPCD.CO.RRB.BC.66/03.05.34/2003-04 February 23,2004The Chairman of all RRBs /Sponsor Banks Dear Sir, Prudential guidelines on investment in non-SLR debt securities Please refer to our circular RPCD.No.RRB.BC.76/03.05.34/1996-97 dated December 13, 1996 regarding avenues of investment of surplus Non-SLR funds of Regional Rural Banks, in terms of which RRBs were permitted to invest their non-SLR surplus funds in certain avenues subject to the terms and condit
RBI/2004/70 RPCD.CO.RRB.BC.66/03.05.34/2003-04 February 23,2004The Chairman of all RRBs /Sponsor Banks Dear Sir, Prudential guidelines on investment in non-SLR debt securities Please refer to our circular RPCD.No.RRB.BC.76/03.05.34/1996-97 dated December 13, 1996 regarding avenues of investment of surplus Non-SLR funds of Regional Rural Banks, in terms of which RRBs were permitted to invest their non-SLR surplus funds in certain avenues subject to the terms and condit
ফেব 23, 2004
Prudential guidelines on investment in non-SLR debt securities - Circular (A)
RBI/2004/69RPCD.CO.RF.BC.65/07.02.03/2003-04February 23, 2004 The Chairman /CEOs of all State and Central Co-operative Banks Dear Sir, Prudential guidelines on investment in non-SLR debt securities Please refer to our circular RPCD.CO.RF.BC.No.93/07.37.02/2001-02 dated May 6, 2002 regarding investment portfolio of banks. As you are aware, State Co-operative Banks and District Central Co-operative Banks are permitted to invest their genuine non-SLR surplus funds
RBI/2004/69RPCD.CO.RF.BC.65/07.02.03/2003-04February 23, 2004 The Chairman /CEOs of all State and Central Co-operative Banks Dear Sir, Prudential guidelines on investment in non-SLR debt securities Please refer to our circular RPCD.CO.RF.BC.No.93/07.37.02/2001-02 dated May 6, 2002 regarding investment portfolio of banks. As you are aware, State Co-operative Banks and District Central Co-operative Banks are permitted to invest their genuine non-SLR surplus funds
ফেব 16, 2004
Targets for achievement under the PMRY for the year 2003-2004 - reduction in the target - Himachal Pradesh
February 16, 2004 RBI/2004/60RPCD.PLNFS.BC.No. 64 /09.04.01/2003-2004 The Chairman/Managing Director All Indian Scheduled Commercial banks (Except RRBs) Dear Sir, Targets for achievement under the PMRY for the year 2003-2004 - reduction in the target - Himachal Pradesh Please refer to our Circular RPCD.No.BC.3/09.04.01/2003-2004 dated 7th July 2003 on the captioned subject. 2. We advise that Government of India has decided to reduce the targets for the State of Himach
February 16, 2004 RBI/2004/60RPCD.PLNFS.BC.No. 64 /09.04.01/2003-2004 The Chairman/Managing Director All Indian Scheduled Commercial banks (Except RRBs) Dear Sir, Targets for achievement under the PMRY for the year 2003-2004 - reduction in the target - Himachal Pradesh Please refer to our Circular RPCD.No.BC.3/09.04.01/2003-2004 dated 7th July 2003 on the captioned subject. 2. We advise that Government of India has decided to reduce the targets for the State of Himach
জানু 29, 2004
Provision of note counting machines in the counters
January 29, 2004 RBI/ 2004/30DCM (Plg)No.874/10.36.00/2003-04 The Chairman, State Bank of IndiaManaging Directors, Associate BanksChairmen and Managing Directors of Nationalised BanksChairmen / CEOs of Private Sector Banks / Foreign Banks / Regional Rural Banks / Local Area Banks.Dear SirProvision of note counting machines in the counters.We advise that in terms of the Directive DBOD. No.Dir.BC.43/13.03.00/2001-02 dated 7th November 2001 issued by Reserve Bank of Indi
January 29, 2004 RBI/ 2004/30DCM (Plg)No.874/10.36.00/2003-04 The Chairman, State Bank of IndiaManaging Directors, Associate BanksChairmen and Managing Directors of Nationalised BanksChairmen / CEOs of Private Sector Banks / Foreign Banks / Regional Rural Banks / Local Area Banks.Dear SirProvision of note counting machines in the counters.We advise that in terms of the Directive DBOD. No.Dir.BC.43/13.03.00/2001-02 dated 7th November 2001 issued by Reserve Bank of Indi
জানু 05, 2004
Frauds in the area of housing, consumer and retail finance
RPCD RBI/2004/3 @@NBSP@@ RPCD.RRB.No. BC.60 /03.05.33/2003-04 5 January 2004 The Chairmen Regional Rural Banks Dear Sir, Frauds in the area of housing, consumer and retail finance Cases of frauds have been reported to us by banks in the housing, consumer and retail finance portfolios perpetrated by unscrupulous borrowers by submitting fake/forged/stolen documents. The most common modus operandi adopted was availing of credit facilities by submitting forged/fake docume
RPCD RBI/2004/3 @@NBSP@@ RPCD.RRB.No. BC.60 /03.05.33/2003-04 5 January 2004 The Chairmen Regional Rural Banks Dear Sir, Frauds in the area of housing, consumer and retail finance Cases of frauds have been reported to us by banks in the housing, consumer and retail finance portfolios perpetrated by unscrupulous borrowers by submitting fake/forged/stolen documents. The most common modus operandi adopted was availing of credit facilities by submitting forged/fake docume
জানু 01, 2004
Bifurcation of Medinipur district in West Bengal into Purba Medinipur and Paschim Medinipur districts - Assignment of Lead Bank responsibility
RBI/2004/18 RPCD.CO.LBS.BC.No. 58 / 02.01.01 /2003-04 January 1, 2004 Pausha 11, Saka 1925 The Chairmen All Lead Banks Dear Sir, Bifurcation of Medinipur district in West Bengal into Purba Medinipur and Paschim Medinipur districts – Assignment of Lead Bank responsibility The Government of West Bengal have, vide their notification dated December 18, 2001, bifurcated the limits of existing district of Medinipur into two separate districts, namely, Purba Medinipur, with
RBI/2004/18 RPCD.CO.LBS.BC.No. 58 / 02.01.01 /2003-04 January 1, 2004 Pausha 11, Saka 1925 The Chairmen All Lead Banks Dear Sir, Bifurcation of Medinipur district in West Bengal into Purba Medinipur and Paschim Medinipur districts – Assignment of Lead Bank responsibility The Government of West Bengal have, vide their notification dated December 18, 2001, bifurcated the limits of existing district of Medinipur into two separate districts, namely, Purba Medinipur, with
ফেব 27, 2001
Payment of Balance in Account of the Deceased Customers to Legal Survivors / Claimants
RPCD.CO.No.RF.BC.59/07.28.01/2000-2001 February 27, 2001 All State and Central Co-operative Banks /Regional Rural Banks Dear Sir, Payment of Balance in Account of the Deceased Customers to Legal Survivors / Claimants Please refer to our circular No.RF.BC.09/07.38.01/2000-2001 dated 22 August 2000. 2. In this connection, we clarify that in regard to payment of balances in the accounts of the deceased customers to survivors / claimants the banks may call for succession
RPCD.CO.No.RF.BC.59/07.28.01/2000-2001 February 27, 2001 All State and Central Co-operative Banks /Regional Rural Banks Dear Sir, Payment of Balance in Account of the Deceased Customers to Legal Survivors / Claimants Please refer to our circular No.RF.BC.09/07.38.01/2000-2001 dated 22 August 2000. 2. In this connection, we clarify that in regard to payment of balances in the accounts of the deceased customers to survivors / claimants the banks may call for succession
আগস্ট 22, 2000
Payment of Balance in Accounts of the Deceased Customers to Survivors / Claimants
RPCD.CO.No.RF.BC.09/07.38.01/2000-2001 August 22, 2000 The Chairman ofAll State and Central Co-operative Banksand Regional Rural banks Dear Sir, Payment of Balance in Accounts of the Deceased Customers to Survivors / Claimants Please refer to our circular RPCD.No.BC.89/07.38.01/94-95 dated 21 December 1994 on the above subject, wherein banks were permitted to fix a limit higher than Rs.25,000/- if they consider it appropriate to settle the claims of survivors / claima
RPCD.CO.No.RF.BC.09/07.38.01/2000-2001 August 22, 2000 The Chairman ofAll State and Central Co-operative Banksand Regional Rural banks Dear Sir, Payment of Balance in Accounts of the Deceased Customers to Survivors / Claimants Please refer to our circular RPCD.No.BC.89/07.38.01/94-95 dated 21 December 1994 on the above subject, wherein banks were permitted to fix a limit higher than Rs.25,000/- if they consider it appropriate to settle the claims of survivors / claima
ফেব 25, 2000
Micro Credit
RPCD.NO.PL.BC. 62 /04.09.01/99-2000 February 18, 2000To All Scheduled Commercial Banks (including Regional Rural Banks)Dear SirMICRO CREDIT A Micro Credit Special Cell was set up in RBI to suggest measures for augmenting flow of micro credit. Please refer in this connection to paragraph 64 of our circular No. BC.185/07.01.279/98-99 dated April 20, 1999 and paragraph 51 of our circular No. BC.190/07.01.279/98-99 dated October 29, 1999. This Cell has since submitted its
RPCD.NO.PL.BC. 62 /04.09.01/99-2000 February 18, 2000To All Scheduled Commercial Banks (including Regional Rural Banks)Dear SirMICRO CREDIT A Micro Credit Special Cell was set up in RBI to suggest measures for augmenting flow of micro credit. Please refer in this connection to paragraph 64 of our circular No. BC.185/07.01.279/98-99 dated April 20, 1999 and paragraph 51 of our circular No. BC.190/07.01.279/98-99 dated October 29, 1999. This Cell has since submitted its
ফেব 25, 1999
Operation of Bank Accounts by Old/Sick/Incapacitated Customers
RPCD.No.RF.BC.71/07.38.01/98-99 February 25, 1999 All State and Central Co-operative Banks Dear Sir, Operation of Bank Accounts by Old/Sick/Incapacitated Customers The question of extending a suitable facility to old/sick/incapacitated bank customers for operation of their bank accounts etc. has been engaging our attention for some time. It has been decided to extend certain facilities to account holders who are sick/old/incapacitated and who are not willing to open a
RPCD.No.RF.BC.71/07.38.01/98-99 February 25, 1999 All State and Central Co-operative Banks Dear Sir, Operation of Bank Accounts by Old/Sick/Incapacitated Customers The question of extending a suitable facility to old/sick/incapacitated bank customers for operation of their bank accounts etc. has been engaging our attention for some time. It has been decided to extend certain facilities to account holders who are sick/old/incapacitated and who are not willing to open a
মার্চ 05, 1997
Interest Rates on Deposits
RPCD.No.DIR.BC.110/07.38.01/96-97 March 5, 1997 All State/Central Co-operative Banks Dear Sir, Interest Rates on Deposits It has been brought to our notice that some banks, while soliciting deposits from the public, have resorted to highlighting only the compounded yield on term deposits without indicating the actual rate of simple interest offered by the bank for the particular period of the deposits. As this is likely to mislead the customers, the banks should in an
RPCD.No.DIR.BC.110/07.38.01/96-97 March 5, 1997 All State/Central Co-operative Banks Dear Sir, Interest Rates on Deposits It has been brought to our notice that some banks, while soliciting deposits from the public, have resorted to highlighting only the compounded yield on term deposits without indicating the actual rate of simple interest offered by the bank for the particular period of the deposits. As this is likely to mislead the customers, the banks should in an
সেপ্টেম্বর 10, 1996
Operation of Safe Deposits Lockers by Customers
RPCD.No.BC.36/07.38.01/96-97 September 10, 1996 The Chief Executive of all State and Central Co-operative Banks Dear Sir, Operation of Safe Deposits Lockers by Customers In an incident which occurred in the recent past, a customer was confined in a locker room of a commercial bank for 72 hours from the Saturday afternoon until Tuesday morning (Monday being a holiday) when the bank was re-opened for business. While no doubt, such instances occur due to non-adherence to
RPCD.No.BC.36/07.38.01/96-97 September 10, 1996 The Chief Executive of all State and Central Co-operative Banks Dear Sir, Operation of Safe Deposits Lockers by Customers In an incident which occurred in the recent past, a customer was confined in a locker room of a commercial bank for 72 hours from the Saturday afternoon until Tuesday morning (Monday being a holiday) when the bank was re-opened for business. While no doubt, such instances occur due to non-adherence to
এপ্রিল 06, 1994
Committee on Customer Service in Banks - Implementation of Recommendations of the Goiporia Committee
RPCD.No.BC.126/07.38.01/93-94 April 6, 1994 All State Co-operative Banks Central Co-operative Banks Dear Sir, Committee on Customer Service in Banks - Implementation of Recommendations of the Goiporia Committee Please refer to our circular RPCD.No.111/07.38.01/92-93 dated 12th May 1993 in terms of which we have advised banks to implement certain recommendations of the Goiporia Committee on Customer Service in Banks and submit a progress report to our concerned Regiona
RPCD.No.BC.126/07.38.01/93-94 April 6, 1994 All State Co-operative Banks Central Co-operative Banks Dear Sir, Committee on Customer Service in Banks - Implementation of Recommendations of the Goiporia Committee Please refer to our circular RPCD.No.111/07.38.01/92-93 dated 12th May 1993 in terms of which we have advised banks to implement certain recommendations of the Goiporia Committee on Customer Service in Banks and submit a progress report to our concerned Regiona
জানু 01, 1994
Customer Service - Immediate Credit of Local Cheques
RPCD.No.BC.80/07.38.01/93-94 January 1, 1994 All State/Central Co-operative Banks Dear Sir, Customer Service - Immediate Credit of Local Cheques It has been decided that banks may afford immediate credit for all local cheques upto Rs. 5,000/- irrespective of the category or status of the drawers of the cheques provided they are satisfied about proper conduct of the accounts and the customers desire the facility, and subject to recovering a charge of Rs. 5/- per cheque
RPCD.No.BC.80/07.38.01/93-94 January 1, 1994 All State/Central Co-operative Banks Dear Sir, Customer Service - Immediate Credit of Local Cheques It has been decided that banks may afford immediate credit for all local cheques upto Rs. 5,000/- irrespective of the category or status of the drawers of the cheques provided they are satisfied about proper conduct of the accounts and the customers desire the facility, and subject to recovering a charge of Rs. 5/- per cheque
সেপ্টেম্বর 10, 1993
Delay in Crediting the Proceeds of Outstanding Instruments - Rate of interest
RPCD.No.BC.35/07.38.01/93-94 September 10, 1993 All State Co-operative Banks/ Central Co-operative Banks Dear Sir, Delay in Crediting the Proceeds of Outstanding Instruments - Rate of interest Please refer to our circular RPCD.No.BC.110/07.38.01/92-93 dated 11 May 1993, wherein we had advised the banks to pay interest at 2 per cent above the savings bank rate in case of delayed collection of instruments like cheques/drafts (bills etc., beyond, the stipulated period. I
RPCD.No.BC.35/07.38.01/93-94 September 10, 1993 All State Co-operative Banks/ Central Co-operative Banks Dear Sir, Delay in Crediting the Proceeds of Outstanding Instruments - Rate of interest Please refer to our circular RPCD.No.BC.110/07.38.01/92-93 dated 11 May 1993, wherein we had advised the banks to pay interest at 2 per cent above the savings bank rate in case of delayed collection of instruments like cheques/drafts (bills etc., beyond, the stipulated period. I
মে 12, 1993
Customer Service
RPCD.No.DC.111/07.38.01-92/93 May 12, 1993 All State/Central Co-operative Banks Dear Sir, Customer Service Please refer to our circular RPCD.No.BC.110/07.38.01-92/93 dated 11 May 1993 in terms of which we have advised you to implement some of the recommendations made by the Committee set up by RBI under the Chairmanship of Shri M. N. Goiporia. 2. The RBI have carefully examined the various other recommendations of the Committee and it has been decided that State/Centr
RPCD.No.DC.111/07.38.01-92/93 May 12, 1993 All State/Central Co-operative Banks Dear Sir, Customer Service Please refer to our circular RPCD.No.BC.110/07.38.01-92/93 dated 11 May 1993 in terms of which we have advised you to implement some of the recommendations made by the Committee set up by RBI under the Chairmanship of Shri M. N. Goiporia. 2. The RBI have carefully examined the various other recommendations of the Committee and it has been decided that State/Centr
মে 11, 1993
Customer Service - Implementation of Recommendations of the Goiporia Committee
RPCD.No.BC.110/07.38.01-92/93 May 11, 1993 All State and Central Co-operative Banks Dear Sir, Customer Service - Implementation of Recommendations of the Goiporia Committee As you are aware a committee under the Chairmanship of Shri M. N. Goiporia was set up in September 1990 to make suitable recommendations for improvement in the customer service in banks. Based on the recommendations of the committee it has been decided that State Co-operative Banks/District Central
RPCD.No.BC.110/07.38.01-92/93 May 11, 1993 All State and Central Co-operative Banks Dear Sir, Customer Service - Implementation of Recommendations of the Goiporia Committee As you are aware a committee under the Chairmanship of Shri M. N. Goiporia was set up in September 1990 to make suitable recommendations for improvement in the customer service in banks. Based on the recommendations of the committee it has been decided that State Co-operative Banks/District Central
এপ্রিল 21, 1992
Interest Rates on Deposits
RPCD.No.RF.DIR.BC.114/D.1-91/92 April 21, 1992 All State and Central Co-operative Banks Dear Sir, Interest Rates on Deposits Please refer to our circular RPCD.No.RF.DIR.BC.46/D.1-91/92 dated 9 October 1991. At present, fixed rates of interest are prescribed for term deposits for three maturity periods in the range of 11.0 per cent per annum to 13.0 per cent per annum. As a step towards further rationalisation of deposit rates, the number of rates prescribed is being r
RPCD.No.RF.DIR.BC.114/D.1-91/92 April 21, 1992 All State and Central Co-operative Banks Dear Sir, Interest Rates on Deposits Please refer to our circular RPCD.No.RF.DIR.BC.46/D.1-91/92 dated 9 October 1991. At present, fixed rates of interest are prescribed for term deposits for three maturity periods in the range of 11.0 per cent per annum to 13.0 per cent per annum. As a step towards further rationalisation of deposit rates, the number of rates prescribed is being r
মে 26, 1988
Payment of Balance in the Accounts of Deceased Customers to Survivors/Claimants and Nomination Facilities
RPCD.No.RF.BC.110/D.1-87/98 May 26, 1988 All State and Central Co-operative Banks and Regional Rural Banks. Dear Sir, Payment of Balance in the Accounts of Deceased Customers to Survivors/Claimants and Nomination Facilities At present, banks have prescribed different limit, within which the appropriate authorities of banks can pay the balance outstanding to the credit in the accounts of deceased customers to the heirs/survivors without insisting on production of legal
RPCD.No.RF.BC.110/D.1-87/98 May 26, 1988 All State and Central Co-operative Banks and Regional Rural Banks. Dear Sir, Payment of Balance in the Accounts of Deceased Customers to Survivors/Claimants and Nomination Facilities At present, banks have prescribed different limit, within which the appropriate authorities of banks can pay the balance outstanding to the credit in the accounts of deceased customers to the heirs/survivors without insisting on production of legal
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