Notifications - Regulating Commercial Banking - আরবিআই - Reserve Bank of India
notifications
সেপ্টেম্বর 17, 2014
RRBs/StCBs/CCBs - Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List
RBI/2014-15/ 236 RPCD.RRB.RCB.AML.No.3147/07.51.019/2014-15 September 17, 2014 Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.RRB.RCB.AML.No.2789/07.51.019/2014-15 dated September 9, 2014 on the captioned subject releasing 16th update dated August 26, 2014 regarding UNSCR 1267(1
RBI/2014-15/ 236 RPCD.RRB.RCB.AML.No.3147/07.51.019/2014-15 September 17, 2014 Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.RRB.RCB.AML.No.2789/07.51.019/2014-15 dated September 9, 2014 on the captioned subject releasing 16th update dated August 26, 2014 regarding UNSCR 1267(1
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সেপ্টেম্বর 16, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards /Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks - Client Due Diligence measures - UCBs
RBI/2014-15/232 UBD. BPD (PCB). Cir.No.15/14.01.062/2014-15 September 16, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks – Client Due Diligence measures - UCBs Please refer to paragraph 2 of our Master Circular UBD.BPD(PCB
RBI/2014-15/232 UBD. BPD (PCB). Cir.No.15/14.01.062/2014-15 September 16, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks – Client Due Diligence measures - UCBs Please refer to paragraph 2 of our Master Circular UBD.BPD(PCB
সেপ্টেম্বর 12, 2014
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/229 DBOD. AML.No.4016/14.06.001/2014-15 September 12, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 3216/14.06.001/2014-15 dated August 28, 2014 on the captioned subject releasing 16th upd
RBI/2014-15/229 DBOD. AML.No.4016/14.06.001/2014-15 September 12, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 3216/14.06.001/2014-15 dated August 28, 2014 on the captioned subject releasing 16th upd
সেপ্টেম্বর 11, 2014
Inoperative Accounts
RBI/2014-15/227 UBD.BPD.Cir.No.14/12.05.001/2014-15 September 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Inoperative Accounts Please refer to Paragraph 2(iv) of our Circular UBD.BPD.(PCB).Cir.No.9/13.01.000/2008-09 dated September 1, 2008 on Unclaimed Deposits / Inoperative Accounts in Banks in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in
RBI/2014-15/227 UBD.BPD.Cir.No.14/12.05.001/2014-15 September 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Inoperative Accounts Please refer to Paragraph 2(iv) of our Circular UBD.BPD.(PCB).Cir.No.9/13.01.000/2008-09 dated September 1, 2008 on Unclaimed Deposits / Inoperative Accounts in Banks in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in
সেপ্টেম্বর 10, 2014
RRBs/StCBs/CCBs - Treatment of accounts opened for credit of Scholarship - Amount under Government Schemes
RBI/2014-15/226 RPCD.RRB.RCB.BC.No.32/03.05.33/2014-15 September 10, 2014 All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Treatment of accounts opened for credit of Scholarship Amounts under Government Schemes Please refer to our circulars RPCD.CO.RRB.BC.No.41/03.05.33/2013-14 dated October 4, 2013 and RPCD.RCB.BC.No.42/07.51.014/2013-14 dated October 7, 2013 advising Regional Rural Banks and State / Central Cooperative Banks to allot a
RBI/2014-15/226 RPCD.RRB.RCB.BC.No.32/03.05.33/2014-15 September 10, 2014 All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Treatment of accounts opened for credit of Scholarship Amounts under Government Schemes Please refer to our circulars RPCD.CO.RRB.BC.No.41/03.05.33/2013-14 dated October 4, 2013 and RPCD.RCB.BC.No.42/07.51.014/2013-14 dated October 7, 2013 advising Regional Rural Banks and State / Central Cooperative Banks to allot a
সেপ্টেম্বর 09, 2014
RRBs/StCBs/CCBs - KYC Norms / AML Standards / CFT / Obligation of banks under PMLA, 2002 - Client Due Diligence measures
RBI/2014-15/223 RPCD.RRB.RCB.AML.BC.No.31/07.51.018/2014-15 September 9, 2014 Regional Rural Banks (RRBs) / State / Central Cooperative Banks (StCBs/CCBs) Madam / Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Client Due Diligence measures Please refer to paragraph 2 of our Master Circular RPCD.RRB.RCB.AML.BC.No.02
RBI/2014-15/223 RPCD.RRB.RCB.AML.BC.No.31/07.51.018/2014-15 September 9, 2014 Regional Rural Banks (RRBs) / State / Central Cooperative Banks (StCBs/CCBs) Madam / Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Client Due Diligence measures Please refer to paragraph 2 of our Master Circular RPCD.RRB.RCB.AML.BC.No.02
সেপ্টেম্বর 09, 2014
Guidelines on Wilful Defaulters - Clarification regarding Guarantor, Lender and Unit
RBI/2014-15/221 DBOD.No.CID. 41/20.16.003/2014-15 September 9, 2014 All Scheduled Commercial Banks (excluding RRBs and LABs) and All India Notified Financial Institutions (FIs) Dear Sir/ Madam Guidelines on Wilful Defaulters – Clarification regarding Guarantor, Lender and Unit Please refer to the Master Circular on Wilful Defaulters DBOD.No.CID.BC.3/20.16.003/2014-15 dated July 1, 2014. 2. Paragraph 2.1 of the circular lists out various events when a “wilful default”
RBI/2014-15/221 DBOD.No.CID. 41/20.16.003/2014-15 September 9, 2014 All Scheduled Commercial Banks (excluding RRBs and LABs) and All India Notified Financial Institutions (FIs) Dear Sir/ Madam Guidelines on Wilful Defaulters – Clarification regarding Guarantor, Lender and Unit Please refer to the Master Circular on Wilful Defaulters DBOD.No.CID.BC.3/20.16.003/2014-15 dated July 1, 2014. 2. Paragraph 2.1 of the circular lists out various events when a “wilful default”
সেপ্টেম্বর 09, 2014
RRBs/StCBs/CCBs - Simplification of KYC Norms- Creating Public Awareness
RBI/2014-15/220 RPCD.RRB.RCB.AML.No.2797/07.51.018/2014-15 September 9, 2014 Regional Rural Banks (RRBs) / State / Central Cooperative Banks (StCBs/CCBs) Madam / Dear Sir, Simplification of KYC Norms - Creating Public Awareness The Reserve Bank of India, in the recent times, has been taking several measures to simplify KYC requirements to help the common man open bank accounts. It is, however, observed that despite such measures the general public is still facing prob
RBI/2014-15/220 RPCD.RRB.RCB.AML.No.2797/07.51.018/2014-15 September 9, 2014 Regional Rural Banks (RRBs) / State / Central Cooperative Banks (StCBs/CCBs) Madam / Dear Sir, Simplification of KYC Norms - Creating Public Awareness The Reserve Bank of India, in the recent times, has been taking several measures to simplify KYC requirements to help the common man open bank accounts. It is, however, observed that despite such measures the general public is still facing prob
সেপ্টেম্বর 09, 2014
RRBs/StCBs/CCBs - Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List
RBI/2014-15/219 RPCD.CO.RRB.RCB.AML.No.2790/07.51.019/2014-15 September 9, 2014 Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.2229/07.51.019/2014-15 dated August 26, 2014 on the captioned subject. We have since received from Government of India, Ministry of External Affairs, UNP Divisi
RBI/2014-15/219 RPCD.CO.RRB.RCB.AML.No.2790/07.51.019/2014-15 September 9, 2014 Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circular RPCD.CO.RRB.RCB.AML.No.2229/07.51.019/2014-15 dated August 26, 2014 on the captioned subject. We have since received from Government of India, Ministry of External Affairs, UNP Divisi
সেপ্টেম্বর 09, 2014
RRBs/StCBs/CCBs - Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List
RBI/2014-15/218 RPCD.RRB.RCB.AML.No.2789/07.51.019/2014-15 September 09, 2014 Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.RRB.RCB.AML.No.2230/07.51.019/2014-15 dated August 26, 2014 on the captioned subject releasing 15th update regarding UNSCR 1267(1999) / 1989(2011) Committ
RBI/2014-15/218 RPCD.RRB.RCB.AML.No.2789/07.51.019/2014-15 September 09, 2014 Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.RRB.RCB.AML.No.2230/07.51.019/2014-15 dated August 26, 2014 on the captioned subject releasing 15th update regarding UNSCR 1267(1999) / 1989(2011) Committ
সেপ্টেম্বর 09, 2014
Upper age limit for Whole Time Directors on the Boards of Banks
RBI/2014-15/217 DBOD. APPT.BC.No. 40 /29.39.001/2014-15 September 9, 2014 To The Managing Director & Chief Executive Officers of all Private Sector Banks Dear Sir / Madam, Upper age limit for Whole Time Directors on the Boards of Banks The matter relating to fixing an upper age limit for the post of Managing Director & Chief Executive Officers (MD & CEO) and other Whole Time Directors (WTDs) of banks in private sector in India has been examined in the ligh
RBI/2014-15/217 DBOD. APPT.BC.No. 40 /29.39.001/2014-15 September 9, 2014 To The Managing Director & Chief Executive Officers of all Private Sector Banks Dear Sir / Madam, Upper age limit for Whole Time Directors on the Boards of Banks The matter relating to fixing an upper age limit for the post of Managing Director & Chief Executive Officers (MD & CEO) and other Whole Time Directors (WTDs) of banks in private sector in India has been examined in the ligh
সেপ্টেম্বর 09, 2014
StCBs/DCCBs - Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2014-15/224 RPCD.CO.RCB.BC.28/07.51.010/2014-15 September 09, 2014 All State Co-operative Banks and Central Co-operative Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions from members of public through Government of India and otherwise, on facilitating easy access to bank branches and ATMs by persons with disabilities for undertaking day to day banking transactions. We
RBI/2014-15/224 RPCD.CO.RCB.BC.28/07.51.010/2014-15 September 09, 2014 All State Co-operative Banks and Central Co-operative Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions from members of public through Government of India and otherwise, on facilitating easy access to bank branches and ATMs by persons with disabilities for undertaking day to day banking transactions. We
সেপ্টেম্বর 09, 2014
StCBs/DCCBs - Opening of Bank Accounts in the Names of Minors
RBI/2014-15/225 RPCD.CO.RCB.BC.No.29/07.51.010/2014-15 September 09, 2014 All State Co-operative Banks and Central Co-operative Bank Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular RPCD.No.RF.DIR.BC.32/D.1-85 dated January 8, 1985 wherein State / Central Co-operative Banks (StCBs / DCCBs) were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened subject to safeguards
RBI/2014-15/225 RPCD.CO.RCB.BC.No.29/07.51.010/2014-15 September 09, 2014 All State Co-operative Banks and Central Co-operative Bank Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular RPCD.No.RF.DIR.BC.32/D.1-85 dated January 8, 1985 wherein State / Central Co-operative Banks (StCBs / DCCBs) were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened subject to safeguards
সেপ্টেম্বর 09, 2014
RRBs/SCBs/CCBs - Inoperative Accounts
RBI /2014-15/222 RPCD.CO.RRB.RCB.BC.No.30/03.05.33/2014-15 September 09, 2014 All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Inoperative Accounts Please refer to paragraph 1(iv) of our circulars RPCD.CO.RF.BC.No.89/07.38.01/2008-09 dated February 18, 2009 and RPCD.CO.RRB.BC.No.108/03.05.33/2008-09 dated May 22, 2009 on Unclaimed Deposits/Inoperative Accounts in State / Central Cooperative Banks and Regional Rural Banks respectively in
RBI /2014-15/222 RPCD.CO.RRB.RCB.BC.No.30/03.05.33/2014-15 September 09, 2014 All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Inoperative Accounts Please refer to paragraph 1(iv) of our circulars RPCD.CO.RF.BC.No.89/07.38.01/2008-09 dated February 18, 2009 and RPCD.CO.RRB.BC.No.108/03.05.33/2008-09 dated May 22, 2009 on Unclaimed Deposits/Inoperative Accounts in State / Central Cooperative Banks and Regional Rural Banks respectively in
সেপ্টেম্বর 05, 2014
Basel III Liquidity Returns
RBI/2014-15/213 DBS.No.OSMOS.2915/33.01.001/2014-15 September 5, 2014 The Chairman / Chairman & Managing Director/ Managing Director / Chief Executive Officer of Public Sector Banks, Private Sector Banks / Foreign Banks (excluding RRBs) Dear Sir/Madam Basel III Liquidity Returns Please refer to the ‘Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards’ dated June 9, 2014 (Circular
RBI/2014-15/213 DBS.No.OSMOS.2915/33.01.001/2014-15 September 5, 2014 The Chairman / Chairman & Managing Director/ Managing Director / Chief Executive Officer of Public Sector Banks, Private Sector Banks / Foreign Banks (excluding RRBs) Dear Sir/Madam Basel III Liquidity Returns Please refer to the ‘Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards’ dated June 9, 2014 (Circular
সেপ্টেম্বর 04, 2014
Simplification of KYC Norms - Creating Public Awareness
RBI/2014-15/209 DBOD. AML. No. 3356/14.01.001/2014-15 September 4, 2014 The Chairperson / Chief Executive Officers All Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Simplification of KYC Norms - Creating Public Awareness The Reserve Bank of India, in the recent times, has been taking several measures to simplify KYC requirements to help the common man open bank accounts. It is, however, observed that d
RBI/2014-15/209 DBOD. AML. No. 3356/14.01.001/2014-15 September 4, 2014 The Chairperson / Chief Executive Officers All Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Simplification of KYC Norms - Creating Public Awareness The Reserve Bank of India, in the recent times, has been taking several measures to simplify KYC requirements to help the common man open bank accounts. It is, however, observed that d
সেপ্টেম্বর 04, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks - Client Due Diligence measures
RBI/2014-15/212 DBOD.AML.BC.No. 39/14.01.001/2014-15 September 4, 2014 The Chairperson/Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions/ Local Area Banks Dear Madam/Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks – Client Due Diligence measures Plea
RBI/2014-15/212 DBOD.AML.BC.No. 39/14.01.001/2014-15 September 4, 2014 The Chairperson/Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions/ Local Area Banks Dear Madam/Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks – Client Due Diligence measures Plea
সেপ্টেম্বর 04, 2014
RRB/StCB/CCB - Grant of 'Certificate of Registration' - CRIF High Mark Credit Information Services Private Limited
RBI/2014-15/211 RPCD.CO.RRB.RCB.BC.No. 27/03.05.33/2014-15 September 4, 2014 Regional Rural Banks / State and Central Co-operative Banks Dear Sir / Madam, Grant of ‘Certificate of Registration’ – CRIF High Mark Credit Information Services Private Limited Please refer to our circulars RPCD.CO.RRB.BC.No.36/03.05.33/2010-11 dated December 8, 2010 and RPCD.CO.RCB.BC.No.33/07.40.06/2010-11 dated December 7, 2010 regarding grant of ‘Certificate of Registration’ to High Mark
RBI/2014-15/211 RPCD.CO.RRB.RCB.BC.No. 27/03.05.33/2014-15 September 4, 2014 Regional Rural Banks / State and Central Co-operative Banks Dear Sir / Madam, Grant of ‘Certificate of Registration’ – CRIF High Mark Credit Information Services Private Limited Please refer to our circulars RPCD.CO.RRB.BC.No.36/03.05.33/2010-11 dated December 8, 2010 and RPCD.CO.RCB.BC.No.33/07.40.06/2010-11 dated December 7, 2010 regarding grant of ‘Certificate of Registration’ to High Mark
সেপ্টেম্বর 04, 2014
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)
RBI/2014-15/210 UBD.BPD (PCB) Cir.No. 13/14.01.062/2014-15 September 4, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD.(PCB). Cir. No. 9/14.01.062/2014-15 dated August 27, 2014 on the captioned subject releasing 8th, 9th
RBI/2014-15/210 UBD.BPD (PCB) Cir.No. 13/14.01.062/2014-15 September 4, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD.(PCB). Cir. No. 9/14.01.062/2014-15 dated August 27, 2014 on the captioned subject releasing 8th, 9th
সেপ্টেম্বর 03, 2014
Guidelines for transfer of Assets and Liabilities of Urban Cooperative Banks to Commercial Banks- Modification
RBI/2014-15/206 UBD. CO. BPD. PCB. Cir. No. 12 /09.19.900/2014-15 September 3, 2014 The Chief Executive Officer All Primary (Urban) Cooperative Banks Madam/ Dear Sir, Guidelines for transfer of Assets and Liabilities of Urban Cooperative Banks to Commercial Banks- Modification Please refer to our circular UBD.BPD.(PCB).Cir.No.47/09.16.900/2009-10 dated February 24, 2010 on guidelines for transfer of Assets and Liabilities of Urban Co-operative Banks (UCBs) to Commerci
RBI/2014-15/206 UBD. CO. BPD. PCB. Cir. No. 12 /09.19.900/2014-15 September 3, 2014 The Chief Executive Officer All Primary (Urban) Cooperative Banks Madam/ Dear Sir, Guidelines for transfer of Assets and Liabilities of Urban Cooperative Banks to Commercial Banks- Modification Please refer to our circular UBD.BPD.(PCB).Cir.No.47/09.16.900/2009-10 dated February 24, 2010 on guidelines for transfer of Assets and Liabilities of Urban Co-operative Banks (UCBs) to Commerci
সেপ্টেম্বর 01, 2014
Treatment of accounts opened for credit of Scholarship Amounts under Government Schemes
RBI/2014-15/202 DBOD.No.Leg.BC.37/09.07.005/2014-15 September 1, 2014 All scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Treatment of accounts opened for credit of Scholarship Amounts under Government Schemes Please refer to our Circular DBOD. No. Leg. BC.53/09.07.005/2013-14 dated September 17, 2013 advising banks to allot a different “product code” in their CBS to accounts opened by banks for beneficiaries under the various Central / State Government Sc
RBI/2014-15/202 DBOD.No.Leg.BC.37/09.07.005/2014-15 September 1, 2014 All scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Treatment of accounts opened for credit of Scholarship Amounts under Government Schemes Please refer to our Circular DBOD. No. Leg. BC.53/09.07.005/2013-14 dated September 17, 2013 advising banks to allot a different “product code” in their CBS to accounts opened by banks for beneficiaries under the various Central / State Government Sc
সেপ্টেম্বর 01, 2014
Inoperative Accounts
RBI /2014-15/200 DBOD.No. Leg. BC. 36/09.07.005/2014-15 September 1, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Inoperative Accounts Please refer to paragraph 2(iv) of our Circular DBOD.No.Leg.BC.34/09.07.005/2008-09 dated August 22, 2008 on Unclaimed Deposits/Inoperative Accounts in Banks in terms of which a savings as well as current account should be treated as inoperative/dormant if there are no transactions in the account for over a peri
RBI /2014-15/200 DBOD.No. Leg. BC. 36/09.07.005/2014-15 September 1, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Inoperative Accounts Please refer to paragraph 2(iv) of our Circular DBOD.No.Leg.BC.34/09.07.005/2008-09 dated August 22, 2008 on Unclaimed Deposits/Inoperative Accounts in Banks in terms of which a savings as well as current account should be treated as inoperative/dormant if there are no transactions in the account for over a peri
সেপ্টেম্বর 01, 2014
Timelines for Credit Decisions
RBI/2014-15/199 DBOD.No.BP.BC. 35/21.04.048/2014-15 September 1, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir/Madam, Timelines for Credit Decisions Please refer to our circulars IECD.No.24/08.13.08/96-97 dated April 15, 1997 and IECD.No.12/08.13.08/96-97 dated October 29, 1996 in terms of which instructions relating to formation of consortium by banks beyon
RBI/2014-15/199 DBOD.No.BP.BC. 35/21.04.048/2014-15 September 1, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir/Madam, Timelines for Credit Decisions Please refer to our circulars IECD.No.24/08.13.08/96-97 dated April 15, 1997 and IECD.No.12/08.13.08/96-97 dated October 29, 1996 in terms of which instructions relating to formation of consortium by banks beyon
সেপ্টেম্বর 01, 2014
Implementation of Basel III Capital Regulations in India - Amendments
RBI/2014-15/201 DBOD.No.BP.BC.38/21.06.201/2014-15 September 1, 2014 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Madam / Sir, Implementation of Basel III Capital Regulations in India – Amendments Please refer to the ‘Guidelines on Implementation of Basel III Capital Regulations in India’ issued vide circular DBOD.No.BP.BC.98/21.06.201/2011-12 dated May 2, 2012. These g
RBI/2014-15/201 DBOD.No.BP.BC.38/21.06.201/2014-15 September 1, 2014 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Madam / Sir, Implementation of Basel III Capital Regulations in India – Amendments Please refer to the ‘Guidelines on Implementation of Basel III Capital Regulations in India’ issued vide circular DBOD.No.BP.BC.98/21.06.201/2011-12 dated May 2, 2012. These g
আগস্ট 28, 2014
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/198 DBOD. AML.No.3216/14.06.001/2014-15 August 28, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 2741/14.06.001/2014-15 dated August 20, 2014 on the captioned subject releasing 15th updat
RBI/2014-15/198 DBOD. AML.No.3216/14.06.001/2014-15 August 28, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 2741/14.06.001/2014-15 dated August 20, 2014 on the captioned subject releasing 15th updat
আগস্ট 27, 2014
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List - Primary (Urban) Co-operative Banks (UCBs)
RBI/2014-15/195 UBD.BPD (PCB) Cir. No.10/14.01.062/2014-15 August 27, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Taliban Sanctions List - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD.(PCB). Cir. No. 3/14.01.062/2013-14 dated August 1, 2013 on the captioned subject. We have since received from UNP Division, Mini
RBI/2014-15/195 UBD.BPD (PCB) Cir. No.10/14.01.062/2014-15 August 27, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Taliban Sanctions List - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD.(PCB). Cir. No. 3/14.01.062/2013-14 dated August 1, 2013 on the captioned subject. We have since received from UNP Division, Mini
আগস্ট 27, 2014
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)
RBI/2014-15/194 UBD.BPD (PCB) Cir. No. 9/14.01.062/2014-15 August 27, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD.(PCB). Cir. No. 43/14.01.062/2013-14 dated December 6, 2013 on the captioned subject releasing 24th to 3
RBI/2014-15/194 UBD.BPD (PCB) Cir. No. 9/14.01.062/2014-15 August 27, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD.(PCB). Cir. No. 43/14.01.062/2013-14 dated December 6, 2013 on the captioned subject releasing 24th to 3
আগস্ট 26, 2014
RRBs/StCBs/CCBs - Updates of the UNSCR 1267(1999)/ 1989(2011) Committee's Al-Qaida Sanctions List
RBI/2014-15/193 RPCD.RRB.RCB.AML.No. 2230/07.51.019/2014-15 August 26, 2014 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.RRB.RCB.AML.No.6571/07.51.019/2013-14 dated December 11, 2013 on the captioned subject releasing 24th to 30th updates of 2013 reg
RBI/2014-15/193 RPCD.RRB.RCB.AML.No. 2230/07.51.019/2014-15 August 26, 2014 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al-Qaida Sanctions List Please refer to our circular RPCD.RRB.RCB.AML.No.6571/07.51.019/2013-14 dated December 11, 2013 on the captioned subject releasing 24th to 30th updates of 2013 reg
আগস্ট 26, 2014
RRBs/StCBs/CCBs - Updates of the UNSCR 1988(2011) Taliban Sanctions List
RBI/2014-15/192 RPCD.CO.RRB.RCB.AML.No.2229/07.51.019/2014-15 August 26, 2014 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our RPCD.CO.RRB.RCB.AML.No.1209/07.51.019/2013-14 dated July 30, 2013 on the captioned subject. We have since received from Government of India, Ministry of External Affai
RBI/2014-15/192 RPCD.CO.RRB.RCB.AML.No.2229/07.51.019/2014-15 August 26, 2014 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our RPCD.CO.RRB.RCB.AML.No.1209/07.51.019/2013-14 dated July 30, 2013 on the captioned subject. We have since received from Government of India, Ministry of External Affai
আগস্ট 22, 2014
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List
RBI/ 2014-15/191 DBOD.AML.No.2868/14.06.001/2014-15 August 22, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circular DBOD.AML.No.2472/14.06.001/2014-15 dated August 14, 2014 on the captioned subject. We have since received from Government of Indi
RBI/ 2014-15/191 DBOD.AML.No.2868/14.06.001/2014-15 August 22, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circular DBOD.AML.No.2472/14.06.001/2014-15 dated August 14, 2014 on the captioned subject. We have since received from Government of Indi
আগস্ট 22, 2014
Grant of ‘Certificate of Registration’ - For carrying on the business of Credit Information - CRIF High Mark Credit Information Services Private Limited
RBI/2014-15/189 DBOD.CID.BC.34 /20.16.042/2014-15 August 22 , 2014 All Commercial Banks (excluding RRBs) All India Notified Financial Institutions and All Credit Information Companies Dear Sir / Madam Grant of ‘Certificate of Registration’ – For carrying on the business of Credit Information – CRIF High Mark Credit Information Services Private Limited Please refer to our circular DBOD.No.CID.BC.64/20.16.042/2010-11 dated December 1, 2010 regarding grant of ‘Certificat
RBI/2014-15/189 DBOD.CID.BC.34 /20.16.042/2014-15 August 22 , 2014 All Commercial Banks (excluding RRBs) All India Notified Financial Institutions and All Credit Information Companies Dear Sir / Madam Grant of ‘Certificate of Registration’ – For carrying on the business of Credit Information – CRIF High Mark Credit Information Services Private Limited Please refer to our circular DBOD.No.CID.BC.64/20.16.042/2010-11 dated December 1, 2010 regarding grant of ‘Certificat
আগস্ট 20, 2014
Clarifications on review of norms for opening of onsite/off-site ATMs by Urban Co-operative Banks
RBI/2014-15/185 UBD.CO.LS (PCB) Cir.No.8 /07.01.000/2014-15 August 20, 2014 Chief Executive Officers of all Primary (Urban) Co-operative Banks Madam / Dear Sir Clarifications on review of norms for opening of onsite/off-site ATMs by Urban Co-operative Banks Please refer to our circular UBD.CO.LS.(PCB).Cir.No.1/07.01.000/2014-15 dated July 2, 2014 permitting CBS-enabled Urban Co-operative Banks (UCBs) having a minimum assessed networth (ANW) of ` 50 crore satisfying th
RBI/2014-15/185 UBD.CO.LS (PCB) Cir.No.8 /07.01.000/2014-15 August 20, 2014 Chief Executive Officers of all Primary (Urban) Co-operative Banks Madam / Dear Sir Clarifications on review of norms for opening of onsite/off-site ATMs by Urban Co-operative Banks Please refer to our circular UBD.CO.LS.(PCB).Cir.No.1/07.01.000/2014-15 dated July 2, 2014 permitting CBS-enabled Urban Co-operative Banks (UCBs) having a minimum assessed networth (ANW) of ` 50 crore satisfying th
আগস্ট 20, 2014
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/183 DBOD. AML.No. 2741/14.06.001/2014-15 August 20, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 2476/14.06.001/2013-14 dated August 14, 2014 on the captioned subject releasing 8th and 9
RBI/2014-15/183 DBOD. AML.No. 2741/14.06.001/2014-15 August 20, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 2476/14.06.001/2013-14 dated August 14, 2014 on the captioned subject releasing 8th and 9
আগস্ট 14, 2014
Relaxation to Trade and Industry in the State of Jammu & Kashmir
RBI/2014-15/180 DBOD.No.BP.BC.32/21.04.012/2014-15 August 14, 2014 The Chairmen & Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/ Madam, Relaxation to Trade and Industry in the State of Jammu & Kashmir Please refer to our circular DBOD.No.BP.BC.50/21.04.012/2012-13 dated October 23, 2012 extending the period of concessions/ credit relaxations to borrowers / customers in Jammu & Kashm
RBI/2014-15/180 DBOD.No.BP.BC.32/21.04.012/2014-15 August 14, 2014 The Chairmen & Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/ Madam, Relaxation to Trade and Industry in the State of Jammu & Kashmir Please refer to our circular DBOD.No.BP.BC.50/21.04.012/2012-13 dated October 23, 2012 extending the period of concessions/ credit relaxations to borrowers / customers in Jammu & Kashm
আগস্ট 14, 2014
Restructuring of Swarna Jayanti Shahari Rozgar Yojana (SJSRY) as National Urban Livelihoods Mission
RBI/2014-15/177 RPCD.CO.GSSD.BC.No. 26/09.16.03/2014-15 August 14 , 2014 The Chairman / Managing Director All Scheduled Commercial Banks (Including RRBs) and SLBC Convenor Banks Dear Sir, Restructuring of Swarna Jayanti Shahari Rozgar Yojana (SJSRY) as National Urban Livelihoods Mission Please refer to our Master Circular RPCD. CO. GSSD. BC. No 01/09.16.01/2013-14 dated July 01, 2013 on the Swarna Jayanti Shahari Rozgar Yojana. 2. The Government of India, Ministry of
RBI/2014-15/177 RPCD.CO.GSSD.BC.No. 26/09.16.03/2014-15 August 14 , 2014 The Chairman / Managing Director All Scheduled Commercial Banks (Including RRBs) and SLBC Convenor Banks Dear Sir, Restructuring of Swarna Jayanti Shahari Rozgar Yojana (SJSRY) as National Urban Livelihoods Mission Please refer to our Master Circular RPCD. CO. GSSD. BC. No 01/09.16.01/2013-14 dated July 01, 2013 on the Swarna Jayanti Shahari Rozgar Yojana. 2. The Government of India, Ministry of
আগস্ট 14, 2014
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/176 DBOD.AML.No.2476/14.06.001/2014-15 August 14, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 10917/14.06.001/2013-14 dated December 4, 2013 on the captioned subject releasing 24th to 30th
RBI/2014-15/176 DBOD.AML.No.2476/14.06.001/2014-15 August 14, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 10917/14.06.001/2013-14 dated December 4, 2013 on the captioned subject releasing 24th to 30th
আগস্ট 14, 2014
Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List
RBI/2014-15/175 DBOD. AML. No. 2472/14.06.001/2014-15 August 14, 2014 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circular DBOD. AML. No. 1416 /14.06.001/2013-14 dated July 26, 2013 on the captioned subject. We have since received from Government of India, Min
RBI/2014-15/175 DBOD. AML. No. 2472/14.06.001/2014-15 August 14, 2014 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circular DBOD. AML. No. 1416 /14.06.001/2013-14 dated July 26, 2013 on the captioned subject. We have since received from Government of India, Min
আগস্ট 14, 2014
Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation
RBI/2014-15/182 DBOD.No.BP.BC.33/21.04.048/2014-15 August 14, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please refer to circulars DBOD.No.BP.BC.85/21.04.048/2009-10 dated March 31, 2010 and DBOD.BP.BC.No.99/21.04.132/2012-
RBI/2014-15/182 DBOD.No.BP.BC.33/21.04.048/2014-15 August 14, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please refer to circulars DBOD.No.BP.BC.85/21.04.048/2009-10 dated March 31, 2010 and DBOD.BP.BC.No.99/21.04.132/2012-
আগস্ট 07, 2014
Refinancing of Project loans
RBI/2014-15/167 DBOD.BP.BC.No. 31/21.04.132/2014-15 August 7, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Refinancing of Project loans Please refer to our circular DBOD.BP.BC.No.24/21.04.132/2014-15 dated July 15, 2014 on ‘Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries’, which enables banks to flexibly structure new long term project loans to infrastructure and core industries. 2. However, with regard to existi
RBI/2014-15/167 DBOD.BP.BC.No. 31/21.04.132/2014-15 August 7, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Refinancing of Project loans Please refer to our circular DBOD.BP.BC.No.24/21.04.132/2014-15 dated July 15, 2014 on ‘Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries’, which enables banks to flexibly structure new long term project loans to infrastructure and core industries. 2. However, with regard to existi
আগস্ট 06, 2014
StCBs/CCBs - Section 24 of the Banking Regulation Act, 1949 (AACS) - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2014-15/166 RPCD.RCB.BC.No.22/07.51.020/2014-15 August 06, 2014 All State and Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Section 24 of the Banking Regulation Act, 1949 (AACS) – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.RCB.BC.No.110/07.51.020/2013-14 dated June 5, 2014 on the captioned subject. 2.As announced in the Third Bi-monthly Monetary Policy statement 2014-15 by Reserve Bank of India on August 5, 2014, it
RBI/2014-15/166 RPCD.RCB.BC.No.22/07.51.020/2014-15 August 06, 2014 All State and Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Section 24 of the Banking Regulation Act, 1949 (AACS) – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.RCB.BC.No.110/07.51.020/2013-14 dated June 5, 2014 on the captioned subject. 2.As announced in the Third Bi-monthly Monetary Policy statement 2014-15 by Reserve Bank of India on August 5, 2014, it
আগস্ট 06, 2014
RRBs - Section 24 of Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio
RBI/2014-15/165 RPCD.RRB.BC.No.24/03.05.33/2014-15 August 6, 2014 The Chairmen All Regional Rural Banks Dear Sir/Madam, Section 24 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.BC.No.106/03.05.33/2013-14 dated June 4, 2014 on the captioned subject. 2. As announced in the Third Bi-monthly Monetary Policy Statement 2014-15 by Reserve Bank of India on August 5, 2014, it has been decided to re
RBI/2014-15/165 RPCD.RRB.BC.No.24/03.05.33/2014-15 August 6, 2014 The Chairmen All Regional Rural Banks Dear Sir/Madam, Section 24 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.BC.No.106/03.05.33/2013-14 dated June 4, 2014 on the captioned subject. 2. As announced in the Third Bi-monthly Monetary Policy Statement 2014-15 by Reserve Bank of India on August 5, 2014, it has been decided to re
আগস্ট 05, 2014
Monetary Policy Statement 2014-15 - SLR Holdings under Held to Maturity Category
RBI/2014-15/163 DBOD.No.BP.BC.30 /21.04.141/2014-15 August 5, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Monetary Policy Statement 2014-15 – SLR Holdings under Held to Maturity Category Please refer to paragraph 11 of the Third Bi-Monthly Monetary Policy Statement, 2014-15 (extract enclosed) announced on August 5, 2014 relating to banks’ total holdings of SLR securities in the held to maturity (HTM) category. 2. In terms of our circular No. DBOD.BP
RBI/2014-15/163 DBOD.No.BP.BC.30 /21.04.141/2014-15 August 5, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Monetary Policy Statement 2014-15 – SLR Holdings under Held to Maturity Category Please refer to paragraph 11 of the Third Bi-Monthly Monetary Policy Statement, 2014-15 (extract enclosed) announced on August 5, 2014 relating to banks’ total holdings of SLR securities in the held to maturity (HTM) category. 2. In terms of our circular No. DBOD.BP
আগস্ট 05, 2014
Section 24 of the Banking Regulation Act, 1949 (AACS) - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2014-15/162 UBD.BPD.(PCB).Cir.No. 7/16.26.000/2014-15 August 5, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 (AACS) – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular UBD.BPD.(PCB).Cir. No. 68/16.26.000/2013-14 dated June 5, 2014 on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2014-15 by Reserve Bank o
RBI/2014-15/162 UBD.BPD.(PCB).Cir.No. 7/16.26.000/2014-15 August 5, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 (AACS) – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular UBD.BPD.(PCB).Cir. No. 68/16.26.000/2013-14 dated June 5, 2014 on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2014-15 by Reserve Bank o
আগস্ট 05, 2014
Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2014-15/161 DBOD.Ret.BC.29/12.02.001/2014-15 August 05, 2014 All Scheduled Commercial Banks and Local Area Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR). Please refer to our circular DBOD.Ret.BC.117/12.02.001/2013-14 dated June 03, 2014, on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2014-15 by the Reserve Bank of India on
RBI/2014-15/161 DBOD.Ret.BC.29/12.02.001/2014-15 August 05, 2014 All Scheduled Commercial Banks and Local Area Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR). Please refer to our circular DBOD.Ret.BC.117/12.02.001/2013-14 dated June 03, 2014, on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2014-15 by the Reserve Bank of India on
আগস্ট 05, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks - Amendment to Prevention of Money-laundering (Maintenance of Records) Rules 2013
RBI/2014-15/160 UBD. BPD (PCB). Cir.No. 5/14.01.062/2014-15 August 5, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks - Amendment to Prevention of Money-laundering (Maintenance of Records) Rules 2013 The Government of India
RBI/2014-15/160 UBD. BPD (PCB). Cir.No. 5/14.01.062/2014-15 August 5, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks - Amendment to Prevention of Money-laundering (Maintenance of Records) Rules 2013 The Government of India
আগস্ট 05, 2014
Regulatory framework for SCs/RCs - Certain amendments
RBI/2014-2015/164 DNBS (PD) CC. No.41/SCRC/26.03.001/2014-2015 August 05 , 2014 The Chairman/ Managing Director/ Chief Executive Officer All registered Securitisation Companies (SCs)/ Reconstruction Companies (RCs) Dear Sir, Regulatory framework for SCs/RCs – Certain amendments Please refer to “The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003” dated April 23, 2003 (herein after called Directions). 2. In order to
RBI/2014-2015/164 DNBS (PD) CC. No.41/SCRC/26.03.001/2014-2015 August 05 , 2014 The Chairman/ Managing Director/ Chief Executive Officer All registered Securitisation Companies (SCs)/ Reconstruction Companies (RCs) Dear Sir, Regulatory framework for SCs/RCs – Certain amendments Please refer to “The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003” dated April 23, 2003 (herein after called Directions). 2. In order to
আগস্ট 01, 2014
Constitution of Special Investigating Team - sharing of information
RBI/2014-15/158 DNBS(PD).CC.No 404/03.10.42/2014-15 August 1, 2014 All Non-Banking Financial Companies Dear Sirs, Constitution of Special Investigating Team – sharing of information In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B. Shah. In this regard, the Hon’ble Supreme Court had directed that: “All organs agencies, departments
RBI/2014-15/158 DNBS(PD).CC.No 404/03.10.42/2014-15 August 1, 2014 All Non-Banking Financial Companies Dear Sirs, Constitution of Special Investigating Team – sharing of information In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B. Shah. In this regard, the Hon’ble Supreme Court had directed that: “All organs agencies, departments
আগস্ট 01, 2014
Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards
RBI/2014-15/157 DNBS(PD).CC.No.403 /03.10.42 /2014-15 August 1, 2014 All Non Banking Financial Companies excluding Residuary Non Banking Companies Dear Sirs, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to DNBS (PD).CC.No.370/03.10.42/ 2013-14 dated March 19, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financial Action Task Force (FATF) has updated its statement on June 27
RBI/2014-15/157 DNBS(PD).CC.No.403 /03.10.42 /2014-15 August 1, 2014 All Non Banking Financial Companies excluding Residuary Non Banking Companies Dear Sirs, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to DNBS (PD).CC.No.370/03.10.42/ 2013-14 dated March 19, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financial Action Task Force (FATF) has updated its statement on June 27
জুলাই 31, 2014
Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards - Primary (Urban) Co-operative Banks
RBI/2014-15/155 UBD. BPD (AD). Cir.No.1/14.01.062/2014-15 July 31, 2014 The Chief Executive Officer All AD Category I Primary (Urban) Co-operative Banks Madam/Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (AD).Cir.No.8/14.01.062/2013-14 dated March 13, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financia
RBI/2014-15/155 UBD. BPD (AD). Cir.No.1/14.01.062/2014-15 July 31, 2014 The Chief Executive Officer All AD Category I Primary (Urban) Co-operative Banks Madam/Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (AD).Cir.No.8/14.01.062/2013-14 dated March 13, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financia
জুলাই 28, 2014
RRBs/StCBs/CCBs - Anti-Money Laundering (AML) / Combating of Financing of Terrorism (CFT) - Standards
RBI/2014-15/148 RPCD.RRB.RCB.AML.No.1288/07.51.018/2014-15 July 28, 2014 The Chairmen / Chief Executive Officers All Regional Rural Banks (RRBs) State / Central Coop. Banks (StCBs/CCBs) Madam/ Dear Sir, Anti-Money Laundering (AML) / Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter RPCD.RRB.RCB.AML.No.10292/07.51.018/2013-14 dated March 13, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financi
RBI/2014-15/148 RPCD.RRB.RCB.AML.No.1288/07.51.018/2014-15 July 28, 2014 The Chairmen / Chief Executive Officers All Regional Rural Banks (RRBs) State / Central Coop. Banks (StCBs/CCBs) Madam/ Dear Sir, Anti-Money Laundering (AML) / Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter RPCD.RRB.RCB.AML.No.10292/07.51.018/2013-14 dated March 13, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financi
জুলাই 28, 2014
Additional Disclosures by Regional Rural Banks in Notes to Accounts
RBI/2013-14/150 RPCD.CO.RRB.BC.No.17/03.05.33/2014-15 July 28, 2014 The Chairmen All Regional Rural Banks Dear Sir/Madam, Additional Disclosures by Regional Rural Banks in Notes to Accounts A reference is invited to paragraph 18 of the First Bi-Monthly Monetary Policy Statement 2014-15 announced on April 1, 2014 wherein it was proposed to prescribe certain additional disclosure requirements as per the recommendations of the Committee on Comprehensive Financial Service
RBI/2013-14/150 RPCD.CO.RRB.BC.No.17/03.05.33/2014-15 July 28, 2014 The Chairmen All Regional Rural Banks Dear Sir/Madam, Additional Disclosures by Regional Rural Banks in Notes to Accounts A reference is invited to paragraph 18 of the First Bi-Monthly Monetary Policy Statement 2014-15 announced on April 1, 2014 wherein it was proposed to prescribe certain additional disclosure requirements as per the recommendations of the Committee on Comprehensive Financial Service
জুলাই 22, 2014
Loans against Gold Ornaments and Jewellery for Non-Agricultural End-uses
RBI/2014-15/142 DBOD.No.BP.BC.27/21.04.048/2014-15 July 22, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Madam/Dear Sir, Loans against Gold Ornaments and Jewellery for Non-Agricultural End-uses Please refer to our circulars DBOD.No.BP.79/21.04.048/2013-14 dated December 30, 2013 and DBOD.BP.BC.No.86/21.01.023/2013-14 dated January 20, 2014 on the captioned subject.
RBI/2014-15/142 DBOD.No.BP.BC.27/21.04.048/2014-15 July 22, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Madam/Dear Sir, Loans against Gold Ornaments and Jewellery for Non-Agricultural End-uses Please refer to our circulars DBOD.No.BP.79/21.04.048/2013-14 dated December 30, 2013 and DBOD.BP.BC.No.86/21.01.023/2013-14 dated January 20, 2014 on the captioned subject.
জুলাই 22, 2014
Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards
RBI/2014-15/143 DBOD. AML.No. 1422/14.01.001/2013-14 July 22, 2014 The Chairmen/CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBOD. AML.No.15245/14.01.001/ 2013-14 dated March 5, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financial Action Task
RBI/2014-15/143 DBOD. AML.No. 1422/14.01.001/2013-14 July 22, 2014 The Chairmen/CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBOD. AML.No.15245/14.01.001/ 2013-14 dated March 5, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financial Action Task
জুলাই 21, 2014
RRBs/StCBs/CCBs - KYC/AML/CFT - Obligation of Banks under PMLA, 2002 - Amendment to Prevention of Money-Laundering (Maintenance of Records) Rules 2013
RBI/2014-15/136 RPCD.RRB.RCB.AML.BC.No.14/07.51.018/2014-15 July 21, 2014 The Chairmen/Chief Executive Officers All Regional Rural Banks (RRBs)/ State / Central Cooperative Banks (StCBs/CCBs) Madam / Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under PMLA, 2002 – Amendment to Prevention of Money-Laundering (Maintenance of Records) Rules 2013 Government of India has no
RBI/2014-15/136 RPCD.RRB.RCB.AML.BC.No.14/07.51.018/2014-15 July 21, 2014 The Chairmen/Chief Executive Officers All Regional Rural Banks (RRBs)/ State / Central Cooperative Banks (StCBs/CCBs) Madam / Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under PMLA, 2002 – Amendment to Prevention of Money-Laundering (Maintenance of Records) Rules 2013 Government of India has no
জুলাই 21, 2014
Banking Laws (Amendment) Act, 2012 - Amendments to Sections 18 & 24 of the Banking Regulation Act, 1949 (AACS) - Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs
RBI/2014-15/139 RPCD.RCB.BC.No.16/07.51.020/2014-15 July 21, 2014 All State and Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Banking Laws (Amendment) Act, 2012 – Amendments to Sections 18 & 24 of the Banking Regulation Act, 1949 (AACS) - Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs Please refer to our circular RPCD.RCB. BC No.110/07.51.020/2013-14 dated June 5, 2014 in te
RBI/2014-15/139 RPCD.RCB.BC.No.16/07.51.020/2014-15 July 21, 2014 All State and Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Banking Laws (Amendment) Act, 2012 – Amendments to Sections 18 & 24 of the Banking Regulation Act, 1949 (AACS) - Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs Please refer to our circular RPCD.RCB. BC No.110/07.51.020/2013-14 dated June 5, 2014 in te
জুলাই 17, 2014
Consolidated Amendments to PML Rules
RBI/214-15/131 DBOD.AML.BC.No.26/14.01.001/2014-15 July 17, 2014 The Chairperson/Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs) /Local Area Banks/ All India Financial Institutions Dear Madam/Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks – Amendment to Prevention of Money-launderi
RBI/214-15/131 DBOD.AML.BC.No.26/14.01.001/2014-15 July 17, 2014 The Chairperson/Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs) /Local Area Banks/ All India Financial Institutions Dear Madam/Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 Obligation of banks – Amendment to Prevention of Money-launderi
জুলাই 17, 2014
Public Provident Fund Scheme, 1968 and Senior Citizen Savings Scheme, 2004 - Amendments in Rules
RBI/2014-15/130 DGBA.CDD. No. 293/15.02.001/2014-15 July 17, 2014 The Chairman and Managing Director/Managing Director Government Accounts Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Andhra Bank/ Allahabad Bank/Bank of Baroda/Bank of India/Bank of Maharashtra/ Canara Bank/Central Bank of India/Corporation Bank/Dena Bank/ Indian Bank/Indian O
RBI/2014-15/130 DGBA.CDD. No. 293/15.02.001/2014-15 July 17, 2014 The Chairman and Managing Director/Managing Director Government Accounts Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Andhra Bank/ Allahabad Bank/Bank of Baroda/Bank of India/Bank of Maharashtra/ Canara Bank/Central Bank of India/Corporation Bank/Dena Bank/ Indian Bank/Indian O
জুলাই 15, 2014
Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries
RBI/2014-15/126 DBOD.No.BP.BC.24/21.04.132/2014-15 July 15, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries During the last decade, commercial banks have become the primary source of long term debt financing to projects in infrastructure and core industries. Infrastructure a
RBI/2014-15/126 DBOD.No.BP.BC.24/21.04.132/2014-15 July 15, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries During the last decade, commercial banks have become the primary source of long term debt financing to projects in infrastructure and core industries. Infrastructure a
জুলাই 15, 2014
Issue of Long Term Bonds by Banks - Financing of Infrastructure and Affordable Housing
RBI/2014-15/127 DBOD.BP.BC.No.25/08.12.014/2014-15 July 15, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Issue of Long Term Bonds by Banks – Financing of Infrastructure and Affordable Housing In the Union Budget 2014-15, presented on July 10, 2014, the Hon’ble Finance Minister announced that: “131. Long term financing for infrastructure has been a major constraint in encouraging larger private sector participation in this sector. On the asset side, b
RBI/2014-15/127 DBOD.BP.BC.No.25/08.12.014/2014-15 July 15, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Issue of Long Term Bonds by Banks – Financing of Infrastructure and Affordable Housing In the Union Budget 2014-15, presented on July 10, 2014, the Hon’ble Finance Minister announced that: “131. Long term financing for infrastructure has been a major constraint in encouraging larger private sector participation in this sector. On the asset side, b
জুলাই 15, 2014
RRBs/RCBs - Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures
RBI/2014-15/128 RPCD.RRB.RCB.BC.No. 13/03.05.33/2014-15 July 15, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks All Credit Information Companies Dear Sir/Madam, Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was
RBI/2014-15/128 RPCD.RRB.RCB.BC.No. 13/03.05.33/2014-15 July 15, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks All Credit Information Companies Dear Sir/Madam, Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was
জুলাই 15, 2014
Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures
RBI/2014-15/125 UBD. CO. BPD. PCB. Cir. No. 4/16.74.000/2014-15 July 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Reserve Bank of India (RBI). The Report o
RBI/2014-15/125 UBD. CO. BPD. PCB. Cir. No. 4/16.74.000/2014-15 July 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Reserve Bank of India (RBI). The Report o
জুলাই 14, 2014
Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards /Combating of Financing of Terrorism (CFT) / Obligation of NBFCs under Prevention of Money Laundering Act (PMLA), 2002 Recognising E-Aadhaar as an 'Officially Valid Document' under PML Rules
RBI/2014-15/122 DNBS(PD).CC.No 400/03.10.42/2014-15 July 14, 2014 All Non-Banking Financial Companies Dear Sirs, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards /Combating of Financing of Terrorism (CFT) / Obligation of NBFCs under Prevention of Money Laundering Act (PMLA), 2002 Recognising E-Aadhaar as an 'Officially Valid Document' under PML Rules Please refer to paragraph I (11) of Master Circular DNBS (PD) CC No. 387/03.10.42/ 2014-15 dated
RBI/2014-15/122 DNBS(PD).CC.No 400/03.10.42/2014-15 July 14, 2014 All Non-Banking Financial Companies Dear Sirs, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards /Combating of Financing of Terrorism (CFT) / Obligation of NBFCs under Prevention of Money Laundering Act (PMLA), 2002 Recognising E-Aadhaar as an 'Officially Valid Document' under PML Rules Please refer to paragraph I (11) of Master Circular DNBS (PD) CC No. 387/03.10.42/ 2014-15 dated
জুলাই 03, 2014
RRBs/StCBs/CCBs - Unique Customer Identification Code (UCIC) for banks' customers in India
RBI/2014-15/115 RPCD.RRB.RCB.AML.BC.No.12/07.51.018/2014-15 July 03, 2014 The Chairmen / Chief Executive Officers All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India Please refer to our circular RPCD.CO.RRB.RCB.AML.BC.No.82/03.05.33(E)/2011-12 da
RBI/2014-15/115 RPCD.RRB.RCB.AML.BC.No.12/07.51.018/2014-15 July 03, 2014 The Chairmen / Chief Executive Officers All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India Please refer to our circular RPCD.CO.RRB.RCB.AML.BC.No.82/03.05.33(E)/2011-12 da
জুলাই 02, 2014
RRB/RCB - Security Incident Tracking Platform - Reporting thereon
RBI/2014-15/112 RPCD.CO.RRB.RCB.BC.No.11/03.05.33/2014-15 July 2, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Security Incident Tracking Platform- Reporting thereon Information on Security, particularly security incidents, external attacks, internal compromises etc. is unique to each bank. Sharing of such information/ incidents/experiences would greatly benefit Regional Rural Banks (RRBs)
RBI/2014-15/112 RPCD.CO.RRB.RCB.BC.No.11/03.05.33/2014-15 July 2, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Security Incident Tracking Platform- Reporting thereon Information on Security, particularly security incidents, external attacks, internal compromises etc. is unique to each bank. Sharing of such information/ incidents/experiences would greatly benefit Regional Rural Banks (RRBs)
জুলাই 01, 2014
RRBs/StCBs/CCBs - Lending against Gold Jewellery
RBI/2014-15/111 RPCD.RRB.RCB.BC.No.08/03.05.33/2014-15 July 01, 2014 The Chairmen / CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Lending against Gold Jewellery Please refer to our circulars RPCD.CO.No.RRB.BC.64/03.05.34/2005-06 dated February 27, 2006 and RPCD.CO.RF.BC.No.67 /07.40.06/2005-06 dated March 9, 2006 on ‘Advances against Gold Ornaments and Jewellery.’ 2. As a prudential measure, it has been decided
RBI/2014-15/111 RPCD.RRB.RCB.BC.No.08/03.05.33/2014-15 July 01, 2014 The Chairmen / CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Lending against Gold Jewellery Please refer to our circulars RPCD.CO.No.RRB.BC.64/03.05.34/2005-06 dated February 27, 2006 and RPCD.CO.RF.BC.No.67 /07.40.06/2005-06 dated March 9, 2006 on ‘Advances against Gold Ornaments and Jewellery.’ 2. As a prudential measure, it has been decided
জুন 27, 2014
Inter-Governmental Agreement (IGA) with United States of America (US) under Foreign Accounts Tax Compliance Act (FATCA)- Registration
RBI/2013-14/668 DBOD. AML. No. 20472/14.07.018/2013-14 June 27, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Madam/Sir, Inter-Governmental Agreement (IGA) with United States of America (US) under Foreign Accounts Tax Compliance Act (FATCA)- Registration Government of India (GoI), has advised that India and US have reached an agreement in substance on the terms of an Inter-Gover
RBI/2013-14/668 DBOD. AML. No. 20472/14.07.018/2013-14 June 27, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Madam/Sir, Inter-Governmental Agreement (IGA) with United States of America (US) under Foreign Accounts Tax Compliance Act (FATCA)- Registration Government of India (GoI), has advised that India and US have reached an agreement in substance on the terms of an Inter-Gover
জুন 27, 2014
Defaulters of Rs. 1 crore and above (non-suit filed accounts) and Wilful Defaulters of Rs. 25 lakhs and above (non-suit filed accounts) - Changes in reporting to Reserve Bank of India (RBI)/Credit Information Companies (CICs)
RBI/2013-14/667 DBOD.No.CID.BC.128 /20.16.003/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs), All India Notified Financial Institutions, and All Credit Information Companies Dear Sir / Madam Defaulters of Rs. 1 crore and above (non-suit filed accounts) and Wilful Defaulters of Rs. 25 lakhs and above (non-suit filed accounts) – Changes in reporting to Reserve Bank of India (RBI)/Credit Information Companies (CICs) Please refer to our circulars DBOD.No.BC/C
RBI/2013-14/667 DBOD.No.CID.BC.128 /20.16.003/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs), All India Notified Financial Institutions, and All Credit Information Companies Dear Sir / Madam Defaulters of Rs. 1 crore and above (non-suit filed accounts) and Wilful Defaulters of Rs. 25 lakhs and above (non-suit filed accounts) – Changes in reporting to Reserve Bank of India (RBI)/Credit Information Companies (CICs) Please refer to our circulars DBOD.No.BC/C
জুন 27, 2014
Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures
RBI/2013-14/666 DBOD.No.CID.BC.127/20.16.056/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs)All India Notified Financial Institutions andAll Credit Information Companies. Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Res
RBI/2013-14/666 DBOD.No.CID.BC.127/20.16.056/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs)All India Notified Financial Institutions andAll Credit Information Companies. Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Res
জুন 26, 2014
Banking Regulation Act, 1949 - Section 26A Depositor Education and Awareness Fund Scheme, 2014 - Operational Guidelines- Payment of Interest
RBI/2013-14/665 DBOD.No.DEAF Cell.BC. 126/30.01.002/2013-14 June 26, 2014 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, Banking Regulation Act, 1949 – Section 26A Depositor Education and Awareness Fund Scheme, 2014 – Operational Guidelines- Payment of Interest Please refer to the circular DBO
RBI/2013-14/665 DBOD.No.DEAF Cell.BC. 126/30.01.002/2013-14 June 26, 2014 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, Banking Regulation Act, 1949 – Section 26A Depositor Education and Awareness Fund Scheme, 2014 – Operational Guidelines- Payment of Interest Please refer to the circular DBO
জুন 26, 2014
Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation
RBI/2013-14/664 DBOD.No.BP.BC.125/21.04.048/2013-14 June 26, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please refer to circulars DBOD.No.BP.BC.85/21.04.048/2009-10 dated March 31, 2010 and DBOD.BP.BC.No.99/21.04.132/ 2012-
RBI/2013-14/664 DBOD.No.BP.BC.125/21.04.048/2013-14 June 26, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please refer to circulars DBOD.No.BP.BC.85/21.04.048/2009-10 dated March 31, 2010 and DBOD.BP.BC.No.99/21.04.132/ 2012-
জুন 26, 2014
Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India
RBI/2013-14/662 DBOD. AML.BC. No.124 /14.01.001/2013-14 June 26, 2014 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Sir, Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India Please refer to our circular DBOD. AML.BC. No.109/14.01.001/2011-12 dated June 08, 2012,
RBI/2013-14/662 DBOD. AML.BC. No.124 /14.01.001/2013-14 June 26, 2014 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Sir, Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India Please refer to our circular DBOD. AML.BC. No.109/14.01.001/2011-12 dated June 08, 2012,
জুন 26, 2014
Undertaking of Point of Presence (PoP) Services under Pension Fund Regulatory and Development Authority (PFRDA) for expanding network of National Pension System (NPS)
RBI/2013-14/661 UBD.CO.BPD.(SCB) Cir No. 4/13.05.000/2013-14 June 26, 2014 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Madam / Dear Sir, Undertaking of Point of Presence (PoP) Services under Pension Fund Regulatory and Development Authority (PFRDA) for expanding network of National Pension System (NPS) We have been receiving requests from UCBs to allow them to undertake the activity of providing Point of Presence (PoP) Services for Na
RBI/2013-14/661 UBD.CO.BPD.(SCB) Cir No. 4/13.05.000/2013-14 June 26, 2014 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Madam / Dear Sir, Undertaking of Point of Presence (PoP) Services under Pension Fund Regulatory and Development Authority (PFRDA) for expanding network of National Pension System (NPS) We have been receiving requests from UCBs to allow them to undertake the activity of providing Point of Presence (PoP) Services for Na
জুন 26, 2014
RRB/RCBs - Special Investigation Team - Supreme Court Judgement
RBI/2013-14/663 RPCD.CO.RRB.RCB.BC.No. 113/03.05.33/2013-14 June@@NBSP@@ 26, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Special Investigation Team – Supreme Court Judgment In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B.Shah. In this regard, the Hon’b
RBI/2013-14/663 RPCD.CO.RRB.RCB.BC.No. 113/03.05.33/2013-14 June@@NBSP@@ 26, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Special Investigation Team – Supreme Court Judgment In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B.Shah. In this regard, the Hon’b
জুন 25, 2014
The Depositor Education and Awareness Fund Scheme, 2014 -Section 26A of Banking Regulation Act, 1949- Clarifications on Operational Guidelines
RBI/2013-14/656 DBOD.No.DEAF Cell.BC.123/30.01.002/2013-14 June 25, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Clarifications on Operational Guidelines Please refer to the circular D
RBI/2013-14/656 DBOD.No.DEAF Cell.BC.123/30.01.002/2013-14 June 25, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Clarifications on Operational Guidelines Please refer to the circular D
জুন 24, 2014
Reviewing the Reporting and Accounting Procedure of Relief and Savings Bonds - Revised Application format - 8% Savings (Taxable) Bonds, 2003
RBI/2013-14/654 DGBA.CDD. No. 6919/13.01.299/2013-14 June 12, 2014 The Chairman/Managing Director Head Office (Government Accounts Department) State Bank of India and Associates All Nationalised Banks (Excluding Punjab and Sind Bank and Andhra Bank) Axis Bank Ltd./ HDFC Bank Ltd./ICICI Bank Ltd. Stock Holding Corporation of India Ltd.(SHCIL) Dear Sir/Madam Reviewing the Reporting and Accounting Procedure of Relief and Savings Bonds - Revised Application format - 8% Sa
RBI/2013-14/654 DGBA.CDD. No. 6919/13.01.299/2013-14 June 12, 2014 The Chairman/Managing Director Head Office (Government Accounts Department) State Bank of India and Associates All Nationalised Banks (Excluding Punjab and Sind Bank and Andhra Bank) Axis Bank Ltd./ HDFC Bank Ltd./ICICI Bank Ltd. Stock Holding Corporation of India Ltd.(SHCIL) Dear Sir/Madam Reviewing the Reporting and Accounting Procedure of Relief and Savings Bonds - Revised Application format - 8% Sa
জুন 24, 2014
Financial Inclusion by Extension of Banking Services - Use of Business Correspondents
RBI/2013-14/653 DBOD.No.BAPD.BC.122/22.01.009/2013-14 June 24, 2014 All Domestic Scheduled Commercial Banks (excluding RRBs) Dear Sir /Madam Financial Inclusion by Extension of Banking Services – Use of Business Correspondents Please refer to paragraph 26 of the First Bi-monthly Monetary Policy Statement, 2014-15 announced on April 1, 2014 which stated that “On financial inclusion, the fourth pillar, the recommendations of the Mor Committee on accelerating the flow of
RBI/2013-14/653 DBOD.No.BAPD.BC.122/22.01.009/2013-14 June 24, 2014 All Domestic Scheduled Commercial Banks (excluding RRBs) Dear Sir /Madam Financial Inclusion by Extension of Banking Services – Use of Business Correspondents Please refer to paragraph 26 of the First Bi-monthly Monetary Policy Statement, 2014-15 announced on April 1, 2014 which stated that “On financial inclusion, the fourth pillar, the recommendations of the Mor Committee on accelerating the flow of
জুন 23, 2014
Constitution of Special Investigating Team - sharing of information
RBI/2013–14/652 DBOD.AML.No.20470/14.01.001/2013-14 June 23, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Madam/Sir, Constitution of Special Investigating Team – sharing of information In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B. Shah.
RBI/2013–14/652 DBOD.AML.No.20470/14.01.001/2013-14 June 23, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Madam/Sir, Constitution of Special Investigating Team – sharing of information In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B. Shah.
জুন 18, 2014
Disclosure of sector-wise advances
RBI/2013-2014/647 DBOD. No.BP.BC.121/21.04.018/2013-14 June 18, 2014 The Chairmen and Managing Directors / Chief Executive Officers of all Commercial Banks (excluding Regional Rural Banks) Dear Sir, Disclosure of sector-wise advances A reference is invited to paragraph 18 of the First Bi-Monthly Monetary Policy Statement 2014-15 announced on April 1, 2014 wherein it was proposed to prescribe certain additional disclosure requirements as per the recommendations of the
RBI/2013-2014/647 DBOD. No.BP.BC.121/21.04.018/2013-14 June 18, 2014 The Chairmen and Managing Directors / Chief Executive Officers of all Commercial Banks (excluding Regional Rural Banks) Dear Sir, Disclosure of sector-wise advances A reference is invited to paragraph 18 of the First Bi-Monthly Monetary Policy Statement 2014-15 announced on April 1, 2014 wherein it was proposed to prescribe certain additional disclosure requirements as per the recommendations of the
জুন 18, 2014
Online Trading Facility to Demat Account Holders - UCBs
RBI/2013-14/645 UBD.CO.BPD.(SCB) Cir No.3/09.50.001/2013-14 June 18, 2014 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Madam / Dear Sir, Online Trading Facility to Demat Account Holders - UCBs We have received requests from Indian Banks’ Association and Cooperative Federations to allow UCBs to provide online trading facility to their Demat Account holders. 2. The matter has been examined by us. However, considering the high risk involv
RBI/2013-14/645 UBD.CO.BPD.(SCB) Cir No.3/09.50.001/2013-14 June 18, 2014 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Madam / Dear Sir, Online Trading Facility to Demat Account Holders - UCBs We have received requests from Indian Banks’ Association and Cooperative Federations to allow UCBs to provide online trading facility to their Demat Account holders. 2. The matter has been examined by us. However, considering the high risk involv
জুন 16, 2014
StCBs - Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Harmonization of KYC norms for Foreign Portfolio Investors (FPIs)
RBI/2013-14/644 RPCD.RCB.AML.BC.No.112/07.51.018/2013-14 June 16, 2014 The Chief Executive Officer All AD Category I State Cooperative Banks (StCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Please refer to the first Bi-Monthly Monetary Po
RBI/2013-14/644 RPCD.RCB.AML.BC.No.112/07.51.018/2013-14 June 16, 2014 The Chief Executive Officer All AD Category I State Cooperative Banks (StCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Please refer to the first Bi-Monthly Monetary Po
জুন 12, 2014
RRBs/StCBs/CCBs - Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Clarification on Proof of Address
RBI/2013-14/641 RPCD.RRB.RCB.AML.BC.No.111/07.51.018/2013-14 June 12, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to our circulars RPCD.CO.RRB.RCB.AML.No.60
RBI/2013-14/641 RPCD.RRB.RCB.AML.BC.No.111/07.51.018/2013-14 June 12, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to our circulars RPCD.CO.RRB.RCB.AML.No.60
জুন 11, 2014
Section 42(1) of the Reserve Bank of India Act, 1934 and Section 18 & 24 of the Banking Regulation Act, 1949 (AACS)- FCNR (B)/NRE deposits - Exemption from Maintenance of CRR/SLR and Exclusion from ABC for Priority Sector Lending
RBI/2013-14/639 UBD.BPD.(PCB).Cir.No.72/13.01.000//2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of the Reserve Bank of India Act, 1934 and Section 18 & 24 of the Banking Regulation Act, 1949 (AACS)- FCNR (B)/NRE deposits – Exemption from Maintenance of CRR/SLR and Exclusion from ABC for Priority Sector Lending Please refer to our circular UBD.BPD.(PCB).Cir.No.5/13.01.000//2013-14 dated Augus
RBI/2013-14/639 UBD.BPD.(PCB).Cir.No.72/13.01.000//2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of the Reserve Bank of India Act, 1934 and Section 18 & 24 of the Banking Regulation Act, 1949 (AACS)- FCNR (B)/NRE deposits – Exemption from Maintenance of CRR/SLR and Exclusion from ABC for Priority Sector Lending Please refer to our circular UBD.BPD.(PCB).Cir.No.5/13.01.000//2013-14 dated Augus
জুন 11, 2014
Introduction of Information System(IS) Audit for Urban Cooperative Banks
RBI/2013-14/638 UBD.BPD.Cir.No. 71/12.09.000/2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Introduction of Information System(IS) Audit for Urban Cooperative Banks Please refer to our circular UBD No.POT.PCB.30/09.96.00/2001-02 dated February 12, 2002 advising UCBs to introduce EDP audit system on perpetual basis. It is observed that since then some of the UCBs have adopted technology and have been offering electronic banking
RBI/2013-14/638 UBD.BPD.Cir.No. 71/12.09.000/2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Introduction of Information System(IS) Audit for Urban Cooperative Banks Please refer to our circular UBD No.POT.PCB.30/09.96.00/2001-02 dated February 12, 2002 advising UCBs to introduce EDP audit system on perpetual basis. It is observed that since then some of the UCBs have adopted technology and have been offering electronic banking
জুন 11, 2014
Need for bank branches/ATMs to be made Accessible to persons with disabilities
RBI/2013-14/637 UBD.BPD.Cir.No. 70/13.03.000/2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Need for bank branches/ATMs to be made Accessible to persons with disabilities Please refer to our circular UBD.CO.BPD.(PCB) Cir. No.63/9.39.000/2008-09 dated April 29, 2009 on the captioned subject, wherein banks were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of
RBI/2013-14/637 UBD.BPD.Cir.No. 70/13.03.000/2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Need for bank branches/ATMs to be made Accessible to persons with disabilities Please refer to our circular UBD.CO.BPD.(PCB) Cir. No.63/9.39.000/2008-09 dated April 29, 2009 on the captioned subject, wherein banks were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of
জুন 09, 2014
One Documentary Proof of Address - RBI further simplifies KYC Norms for Bank Accounts
RBI/2013-14/634 DBOD.AML.BC. No. 119/14.01.001/2013-14 June 9, 2014 The Chairperson/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to paragraph 2.4 (h), (i),
RBI/2013-14/634 DBOD.AML.BC. No. 119/14.01.001/2013-14 June 9, 2014 The Chairperson/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to paragraph 2.4 (h), (i),
জুন 09, 2014
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards
RBI/2013-14/635 DBOD.BP.BC.No.120/21.04.098/2013-14 June 9, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards Please refer to the ‘First Bi-monthly Monetary Policy Statement, 2014-15’ announced on April 1, 2014, wherein it was proposed to issue guidelines relating to Basel III LCR and Liquidity Risk Monitoring tools by
RBI/2013-14/635 DBOD.BP.BC.No.120/21.04.098/2013-14 June 9, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards Please refer to the ‘First Bi-monthly Monetary Policy Statement, 2014-15’ announced on April 1, 2014, wherein it was proposed to issue guidelines relating to Basel III LCR and Liquidity Risk Monitoring tools by
জুন 05, 2014
Annual Turnover Target on behalf of Mid-segment and Retail investors for Primary Dealers (PDs)
RBI/2013-14/630 IDMD.PDRD.No. 3404/03.64.000/2013-14 June 5, 2014 All Market participants Dear Sir/Madam, Annual Turnover Target on behalf of Mid-segment and Retail investors for Primary Dealers (PDs) Attention of PDs is invited to our circular IDMD.PCD.9/14.03.05/2011-12 dated August 30, 2011 and para 1.3.7 of Master Circular on Operational Guidelines to PDs dated July 01, 2013 on the captioned subject. 2. It has been decided to enhance the minimum annual target for
RBI/2013-14/630 IDMD.PDRD.No. 3404/03.64.000/2013-14 June 5, 2014 All Market participants Dear Sir/Madam, Annual Turnover Target on behalf of Mid-segment and Retail investors for Primary Dealers (PDs) Attention of PDs is invited to our circular IDMD.PCD.9/14.03.05/2011-12 dated August 30, 2011 and para 1.3.7 of Master Circular on Operational Guidelines to PDs dated July 01, 2013 on the captioned subject. 2. It has been decided to enhance the minimum annual target for
জুন 05, 2014
The Banking Laws (Amendment) Act 2012 - Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) - Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled UCBs and Statutory Liquidity Ratio (SLR) for UCBs
RBI/2013-14/628 UBD.BPD.(PCB).Cir.No. 68/16.26.000/2013-14 June 5, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, The Banking Laws (Amendment) Act 2012 – Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) – Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled UCBs and Statutory Liquidity Ratio (SLR) for UCBs Pursuant to the enactment of the Banking Laws (Amendment) Act, 2012, giving powers to R
RBI/2013-14/628 UBD.BPD.(PCB).Cir.No. 68/16.26.000/2013-14 June 5, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, The Banking Laws (Amendment) Act 2012 – Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) – Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled UCBs and Statutory Liquidity Ratio (SLR) for UCBs Pursuant to the enactment of the Banking Laws (Amendment) Act, 2012, giving powers to R
জুন 05, 2014
The Banking Laws (Amendment) Act 2012 - Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) - Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs
RBI/2013-14/631 RPCD.RCB.BC.No. 110/07.51.020/2013-14 June 5, 2014 All State and Central Cooperative Banks Dear Sir/ Madam, The Banking Laws (Amendment) Act 2012 – Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) – Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs Pursuant to the enactment of the Banking Laws (Amendment) Act, 2012, giving powers to RBI to speci
RBI/2013-14/631 RPCD.RCB.BC.No. 110/07.51.020/2013-14 June 5, 2014 All State and Central Cooperative Banks Dear Sir/ Madam, The Banking Laws (Amendment) Act 2012 – Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) – Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs Pursuant to the enactment of the Banking Laws (Amendment) Act, 2012, giving powers to RBI to speci
জুন 04, 2014
RRBs - Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2013-14/626 RPCD.CO.RRB.BC.No.106/03.05.33/2013-14 June 4, 2014 The Chairmen All Regional Rural Banks Dear Sir/Madam, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.BC.No.22/03.05.28(B)/2012-13 dated August 1,@@NBSP@@ 2012 on the captioned subject. 2. As announced in the Second Bi-monthly Monetary Policy statement 2014-15 by Reserve Bank of India on June 3, 2014, it has been
RBI/2013-14/626 RPCD.CO.RRB.BC.No.106/03.05.33/2013-14 June 4, 2014 The Chairmen All Regional Rural Banks Dear Sir/Madam, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.BC.No.22/03.05.28(B)/2012-13 dated August 1,@@NBSP@@ 2012 on the captioned subject. 2. As announced in the Second Bi-monthly Monetary Policy statement 2014-15 by Reserve Bank of India on June 3, 2014, it has been
জুন 03, 2014
Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2013-14/622 DBOD.Ret.BC.117/12.02.001/2013-14 June 03, 2014 All Scheduled Commercial Banks and Local Area Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circulars DBOD.Ret.BC.33/12.02.001/2012-13 dated July 31, 2012 and DBOD.Ret.BC.48/12.02.001/2012-13 dated September 28, 2012 on the captioned subject. 2. As announced in the Second Bi-Monthly Monet
RBI/2013-14/622 DBOD.Ret.BC.117/12.02.001/2013-14 June 03, 2014 All Scheduled Commercial Banks and Local Area Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circulars DBOD.Ret.BC.33/12.02.001/2012-13 dated July 31, 2012 and DBOD.Ret.BC.48/12.02.001/2012-13 dated September 28, 2012 on the captioned subject. 2. As announced in the Second Bi-Monthly Monet
জুন 03, 2014
Export Credit Refinance Facilities
RBI/2013-14/621 Jyeshtha 13, 1936 (Saka) REF.No.MPD.BC.372/07.01.279/2013-14 June 3, 2014 To All Scheduled Banks [excluding Regional Rural Banks(RRBs)] Dear Sir/Madam, Export Credit Refinance Facilities Please refer to our circular No.MPD.355/07.01.279/2011-12 dated June 18, 2012 whereby the eligible limit of export credit refinance (ECR) facility for schedule banks (excluding RRBs) was enhanced from the level of 15 per cent of the outstanding rupee export credit elig
RBI/2013-14/621 Jyeshtha 13, 1936 (Saka) REF.No.MPD.BC.372/07.01.279/2013-14 June 3, 2014 To All Scheduled Banks [excluding Regional Rural Banks(RRBs)] Dear Sir/Madam, Export Credit Refinance Facilities Please refer to our circular No.MPD.355/07.01.279/2011-12 dated June 18, 2012 whereby the eligible limit of export credit refinance (ECR) facility for schedule banks (excluding RRBs) was enhanced from the level of 15 per cent of the outstanding rupee export credit elig
জুন 03, 2014
Capital and Provisioning Requirements for Exposures to entities with Unhedged Foreign Currency Exposure-Clarifications
RBI/2013-14/620 DBOD.No.BP.BC.116/21.06.200/2013-14 June 3, 2014 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Capital and Provisioning Requirements for Exposures to entities with Unhedged Foreign Currency Exposure-Clarifications Please refer to our circular DBOD.No. BP.BC. 85/21.06.200/2013-14 dated January 15, 2014 detailing guidelines on capital and provisioning requirements for exposu
RBI/2013-14/620 DBOD.No.BP.BC.116/21.06.200/2013-14 June 3, 2014 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Capital and Provisioning Requirements for Exposures to entities with Unhedged Foreign Currency Exposure-Clarifications Please refer to our circular DBOD.No. BP.BC. 85/21.06.200/2013-14 dated January 15, 2014 detailing guidelines on capital and provisioning requirements for exposu
মে 30, 2014
Deferred Tax Liability on Special Reserve created under Section 36(1) (viii) of the Income Tax Act, 1961-UCBs
RBI/2013-14/619 UBD. CO. BPD. PCB. Cir. No. 67/09.50.001/2013-14 May 30, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/ Dear Sir, Deferred Tax Liability on Special Reserve created under Section 36(1) (viii) of the Income Tax Act, 1961-UCBs It has been observed that some banks are not creating deferred tax liability (DTL) on Special Reserve as per Accounting Standard 22: 'Accounting for taxes on Income' (AS 22) on the ground that the
RBI/2013-14/619 UBD. CO. BPD. PCB. Cir. No. 67/09.50.001/2013-14 May 30, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/ Dear Sir, Deferred Tax Liability on Special Reserve created under Section 36(1) (viii) of the Income Tax Act, 1961-UCBs It has been observed that some banks are not creating deferred tax liability (DTL) on Special Reserve as per Accounting Standard 22: 'Accounting for taxes on Income' (AS 22) on the ground that the
মে 28, 2014
Lending to Public Sector Undertakings
RBI/2013-14/615 UBD.CO.BPD.(PCB) Cir No. 66/13.05.000/2013-14 May 28, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Lending to Public Sector Undertakings It has been observed that a few Urban Cooperative Banks (UCBs) have been sanctioning high value loans to Public Sector Undertakings (PSUs) by admitting them as nominal members or otherwise. 2. As you are aware, UCBs are meant primarily to meet the credit needs of the socie
RBI/2013-14/615 UBD.CO.BPD.(PCB) Cir No. 66/13.05.000/2013-14 May 28, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Lending to Public Sector Undertakings It has been observed that a few Urban Cooperative Banks (UCBs) have been sanctioning high value loans to Public Sector Undertakings (PSUs) by admitting them as nominal members or otherwise. 2. As you are aware, UCBs are meant primarily to meet the credit needs of the socie
মে 28, 2014
Formation of new State of Telangana - Assignment of SLBC Convenorship
RBI/2013-14/617 RPCD.CO.LBS.No.13027/02.01.001/2013-14 May 28, 2014 The Chairman & Managing Director All SLBC Convenor banks Dear Sir/Madam, Formation of new State of Telangana – Assignment of SLBC Convenorship As per The Gazette of India Notification No. 6 of 2014 dated March 1, 2014, the 29th State of the country viz. Telangana has been formed and the appointed day has been fixed as June 2, 2014. 2. It has been decided to assign the SLBC convenorship of Telangan
RBI/2013-14/617 RPCD.CO.LBS.No.13027/02.01.001/2013-14 May 28, 2014 The Chairman & Managing Director All SLBC Convenor banks Dear Sir/Madam, Formation of new State of Telangana – Assignment of SLBC Convenorship As per The Gazette of India Notification No. 6 of 2014 dated March 1, 2014, the 29th State of the country viz. Telangana has been formed and the appointed day has been fixed as June 2, 2014. 2. It has been decided to assign the SLBC convenorship of Telangan
মে 27, 2014
RRBs - Need for Bank Branches/ATMs to be made accessible to persons with disabilities
RBI/2013-14/608 RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 May 27, 2014 The Chairmen Regional Rural Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 dated April 21, 2009 on the captioned subject, wherein Regional Rural Banks (RRBs) were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs insta
RBI/2013-14/608 RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 May 27, 2014 The Chairmen Regional Rural Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 dated April 21, 2009 on the captioned subject, wherein Regional Rural Banks (RRBs) were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs insta
মে 27, 2014
RRBs - Levy of penal charges on non-maintenance of minimum balances in inoperative accounts
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
মে 27, 2014
Issue of Pre-paid Payment Instruments-UCBs
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
মে 27, 2014
The Depositor Education and Awareness Fund Scheme, 2014 -Section 26A of Banking Regulation Act, 1949- Operational Guidelines
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
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