Notifications - Regulating Commercial Banking - আরবিআই - Reserve Bank of India
notifications
মে 27, 2014
Issue of Pre-paid Payment Instruments-UCBs
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
পিডিএফ (
মে 27, 2014
The Depositor Education and Awareness Fund Scheme, 2014 -Section 26A of Banking Regulation Act, 1949- Operational Guidelines
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
মে 27, 2014
RRBs - Need for Bank Branches/ATMs to be made accessible to persons with disabilities
RBI/2013-14/608 RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 May 27, 2014 The Chairmen Regional Rural Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 dated April 21, 2009 on the captioned subject, wherein Regional Rural Banks (RRBs) were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs insta
RBI/2013-14/608 RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 May 27, 2014 The Chairmen Regional Rural Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 dated April 21, 2009 on the captioned subject, wherein Regional Rural Banks (RRBs) were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs insta
মে 27, 2014
RRBs - Opening of Bank Accounts in the Names of Minors
RBI/2013-14/610 RPCD.CO.RRB.BC.No.104/03.05.33/2013-14 May 27, 2014 The Chairmen, All Regional Rural Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to para 4.10 of our circular RPCD.CO.RRB.BC.No.100/03.05.33/2013-14 dated May 12, 2014 wherein Regional Rural Banks were advised to allow minors’ accounts (fixed, savings and recurring deposit accounts only) with mothers as guardians to be opened subject to safeguards in allowing operati
RBI/2013-14/610 RPCD.CO.RRB.BC.No.104/03.05.33/2013-14 May 27, 2014 The Chairmen, All Regional Rural Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to para 4.10 of our circular RPCD.CO.RRB.BC.No.100/03.05.33/2013-14 dated May 12, 2014 wherein Regional Rural Banks were advised to allow minors’ accounts (fixed, savings and recurring deposit accounts only) with mothers as guardians to be opened subject to safeguards in allowing operati
মে 27, 2014
RRBs - Levy of penal charges on non-maintenance of minimum balances in inoperative accounts
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
মে 27, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/612 RPCD.CO.RCBD.RRB.BC.No.102/07.51.013/2013-14 May 27, 2014 The Chairman All State and Central Co-operative Banks (StCBs and CCBs) All Regional Rural Banks (RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circulars RPCD.CO.RCBD.BC.No.84/03.03.01/2011-12 dated June 15, 2012 addressed to StCBs and CCBs and RPCD.CO.RRB.BC.No.85/03.05.033/2011-12 dated June 18, 2012 addressed to RRBs on ‘Ho
RBI/2013-14/612 RPCD.CO.RCBD.RRB.BC.No.102/07.51.013/2013-14 May 27, 2014 The Chairman All State and Central Co-operative Banks (StCBs and CCBs) All Regional Rural Banks (RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circulars RPCD.CO.RCBD.BC.No.84/03.03.01/2011-12 dated June 15, 2012 addressed to StCBs and CCBs and RPCD.CO.RRB.BC.No.85/03.05.033/2011-12 dated June 18, 2012 addressed to RRBs on ‘Ho
মে 26, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/603 UBD. CO. BPD. PCB. Cir. No. 64/12.05.001/2013-14 May 26, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular UBD.BPD (PCB).Cir.No.41/12.05.001/2011-12 dated June 26, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty by UCBs’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Stat
RBI/2013-14/603 UBD. CO. BPD. PCB. Cir. No. 64/12.05.001/2013-14 May 26, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular UBD.BPD (PCB).Cir.No.41/12.05.001/2011-12 dated June 26, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty by UCBs’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Stat
মে 26, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) - Primary (Urban) Cooperative Banks (UCBs)
RBI/2013-14/604 UBD.BPD (PCB) Cir. No. 9/14.01.062/2013-14 May 26, 2014 The Chief Executive Officer, All AD Category I Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) – Primary (Urban) Cooperative Banks (UCBs)
RBI/2013-14/604 UBD.BPD (PCB) Cir. No. 9/14.01.062/2013-14 May 26, 2014 The Chief Executive Officer, All AD Category I Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) – Primary (Urban) Cooperative Banks (UCBs)
মে 22, 2014
Reporting to Central Repository of Information on Large Credits (CRILC)
RBI/2013-14/601 DBS.OSMOS.No.14703/33.01.001/2013-14 May 22, 2014 The Chairman / Chairman & Managing Director All India Term-lending and Refinancing Institutions Dear Sir/Madam Reporting to Central Repository of Information on Large Credits (CRILC) We draw your attention to RBI Guidelines on “Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy” issued on Jan
RBI/2013-14/601 DBS.OSMOS.No.14703/33.01.001/2013-14 May 22, 2014 The Chairman / Chairman & Managing Director All India Term-lending and Refinancing Institutions Dear Sir/Madam Reporting to Central Repository of Information on Large Credits (CRILC) We draw your attention to RBI Guidelines on “Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy” issued on Jan
মে 21, 2014
Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 - Bharatiya Mahila Bank Limited
RBI/2013-14/599 Ref: DBOD. No.Ret. BC.112/12.07.138/2013-14 May 21, 2014 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – Bharatiya Mahila Bank Limited We advise that the name of “Bharatiya Mahila Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBOD.BP. No.15936/21.07.002/2013-14 dated March 25, 2014, published in the Gazette of India (Part I
RBI/2013-14/599 Ref: DBOD. No.Ret. BC.112/12.07.138/2013-14 May 21, 2014 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – Bharatiya Mahila Bank Limited We advise that the name of “Bharatiya Mahila Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBOD.BP. No.15936/21.07.002/2013-14 dated March 25, 2014, published in the Gazette of India (Part I
মে 21, 2014
Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2013-14/598 DBOD.No.Leg.BC.113/09.07.005/2013-14 May 21, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular DBOD.No.Leg.BC.123 /09.07.005/2008-09 dated April 13, 2009 on the captioned subject, wherein banks were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs installed as talk
RBI/2013-14/598 DBOD.No.Leg.BC.113/09.07.005/2013-14 May 21, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular DBOD.No.Leg.BC.123 /09.07.005/2008-09 dated April 13, 2009 on the captioned subject, wherein banks were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs installed as talk
মে 16, 2014
Undertaking of activity by the Urban Cooperative Banks (UCBs) as PAN Service Agent (PSA) for providing PAN issuance services to its customers by entering into tie-up with authorized Agencies
RBI/2013-14/593 UBD.CO.BPD.(PCB) Cir No. 63/13.05.000/2013-14 May 16, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Undertaking of activity by the Urban Cooperative Banks (UCBs) as PAN Service Agent (PSA) for providing PAN issuance services to its customers by entering into tie-up with authorized Agencies Please refer to circular UBD.CO.BPD.(PCB).Cir.No.38/13.05.000/2013-14 dated November 14, 2013 wherein Financially Sound
RBI/2013-14/593 UBD.CO.BPD.(PCB) Cir No. 63/13.05.000/2013-14 May 16, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Undertaking of activity by the Urban Cooperative Banks (UCBs) as PAN Service Agent (PSA) for providing PAN issuance services to its customers by entering into tie-up with authorized Agencies Please refer to circular UBD.CO.BPD.(PCB).Cir.No.38/13.05.000/2013-14 dated November 14, 2013 wherein Financially Sound
মে 15, 2014
Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts
RBI/2013-14/592 UBD.BPD.Cir.No.62/13.03.000/2013-14 May 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance i
RBI/2013-14/592 UBD.BPD.Cir.No.62/13.03.000/2013-14 May 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance i
মে 15, 2014
Treatment of RIDF and certain other funds under priority sector
RBI/2013-14/591 RPCD.CO.Plan. BC 101/04.09.01/ 2013-14 May 15, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Madam/Dear Sir, Treatment of RIDF and certain other funds under priority sector It has been decided to include the outstanding deposits placed by scheduled commercial banks under Rural Infrastructure Development Fund (RIDF) and certain other funds established with NABARD, on accou
RBI/2013-14/591 RPCD.CO.Plan. BC 101/04.09.01/ 2013-14 May 15, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Madam/Dear Sir, Treatment of RIDF and certain other funds under priority sector It has been decided to include the outstanding deposits placed by scheduled commercial banks under Rural Infrastructure Development Fund (RIDF) and certain other funds established with NABARD, on accou
মে 12, 2014
Operations of foreign branches and subsidiaries of the Indian banks - Compliance with statutory/regulatory/administrative prohibitions/restrictions
RBI/2013-14/588 DBOD.No.BP.BC.111/21.04.157/2013-14 May 12, 2014 All Scheduled Commercial Banks (Excluding RRBs and LABs) & All India Term-Lending & Refinancing Institutions Madam / Sir, Operations of foreign branches and subsidiaries of the Indian banks – Compliance with statutory/regulatory/administrative prohibitions/restrictions Please refer to the Circular DBOD.No.BP.BC.89 /21.04.141/2008-09 dated December 1, 2008 on the captioned subject. In terms of par
RBI/2013-14/588 DBOD.No.BP.BC.111/21.04.157/2013-14 May 12, 2014 All Scheduled Commercial Banks (Excluding RRBs and LABs) & All India Term-Lending & Refinancing Institutions Madam / Sir, Operations of foreign branches and subsidiaries of the Indian banks – Compliance with statutory/regulatory/administrative prohibitions/restrictions Please refer to the Circular DBOD.No.BP.BC.89 /21.04.141/2008-09 dated December 1, 2008 on the captioned subject. In terms of par
মে 12, 2014
Opening of Bank Accounts in the Names of Minors
RBI/2013-14/587 UBD.BPD.(PCB).Cir.No 61/13.01.000/2013-14 May 12, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular UBD.(DC) 1148/V.1-84/85 dated February 22, 1985, in terms of which banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened, subject to safeguards in allowing operations in such
RBI/2013-14/587 UBD.BPD.(PCB).Cir.No 61/13.01.000/2013-14 May 12, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular UBD.(DC) 1148/V.1-84/85 dated February 22, 1985, in terms of which banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened, subject to safeguards in allowing operations in such
মে 12, 2014
Customer Service in Regional Rural Banks
RBI/2013-14/589 RPCD.CO.RRB.BC.No. 100/03.05.33/2013-14 May 12, 2014 The Chairmen All Regional Rural Banks Dear Sir, Customer Service in Regional Rural Banks Customer service has great significance in the banking industry. The banking system in India today has perhaps the largest outreach for delivery of financial services and is also serving as an important conduit for delivery of financial services. While the coverage has been expanding day by day, the quality and c
RBI/2013-14/589 RPCD.CO.RRB.BC.No. 100/03.05.33/2013-14 May 12, 2014 The Chairmen All Regional Rural Banks Dear Sir, Customer Service in Regional Rural Banks Customer service has great significance in the banking industry. The banking system in India today has perhaps the largest outreach for delivery of financial services and is also serving as an important conduit for delivery of financial services. While the coverage has been expanding day by day, the quality and c
মে 09, 2014
Advance against Pledge of Gold/ Silver Ornaments
RBI/2013-14/586 UBD.CO.BPD.PCB.Cir.No.60/13.05.001/2013-14 May 9, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Advance against Pledge of Gold/ Silver Ornaments Please refer to circular UBD.PCB.Cir.No.24/13.05.001/ 08-09 dated November 10, 2008, wherein Urban Cooperative Banks (UCBs) were advised to observe safeguards in order to mitigate the inherent risks attached to sanction of loans and advances against Gold / Silver
RBI/2013-14/586 UBD.CO.BPD.PCB.Cir.No.60/13.05.001/2013-14 May 9, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Advance against Pledge of Gold/ Silver Ornaments Please refer to circular UBD.PCB.Cir.No.24/13.05.001/ 08-09 dated November 10, 2008, wherein Urban Cooperative Banks (UCBs) were advised to observe safeguards in order to mitigate the inherent risks attached to sanction of loans and advances against Gold / Silver
মে 07, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/582 DBOD. Dir.BC.No.110/13.03.00/2013-14 May 7, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular DBOD. No. Dir.BC.107/13.03.00/2011-12 dated June 5, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1
RBI/2013-14/582 DBOD. Dir.BC.No.110/13.03.00/2013-14 May 7, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular DBOD. No. Dir.BC.107/13.03.00/2011-12 dated June 5, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1
মে 06, 2014
Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts
RBI/2013-14/580 DBOD. Dir.BC.No. 109 /13.03.00/2013-14 May 6, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative a
RBI/2013-14/580 DBOD. Dir.BC.No. 109 /13.03.00/2013-14 May 6, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative a
রিজার্ভ ব্যাঙ্ক অফ ইন্ডিয়া মোবাইল অ্যাপ্লিকেশন ইনস্টল করুন এবং সাম্প্রতিক সংবাদগুলিতে দ্রুত অ্যাক্সেস পান!
পেজের শেষ আপডেট করা তারিখ: সেপ্টেম্বর 04, 2024
