3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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Item |
as on 2003 |
Financial year so far |
Year-on-year |
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Feb. 7# |
Fortnight |
2001-2002 |
2002-2003 |
2002 |
2003 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
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Liabilities to the Banking System |
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Demand and time deposits from Banks |
37,051 |
–248 |
–19,203 |
5,622 |
–15,145 |
5,503 |
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Borrowings from Banks(1) |
19,396 |
–772 |
–4,025 |
–854 |
–1,713 |
–626 |
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Other demand and time liabilities(2) |
2,766 |
886 |
–312 |
542 |
235 |
787 |
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Liabilities to Others |
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Aggregate deposits@ |
12,72,844 |
8,876 |
1,18,289 |
1,69,484 |
1,38,179 |
1,91,937 |
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(0.7) |
(12.3) |
(15.4) |
(14.7) |
(17.8) |
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[12.9] |
[16.0] |
[15.4] |
[18.5] |
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Demand |
1,63,385 |
3,887 |
550 |
10,337 |
10,998 |
20,284 |
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Time@ |
11,09,459 |
4,989 |
1,17,739 |
1,59,147 |
1,27,181 |
1,71,654 |
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Borrowings(3) |
10,815 |
–410 |
–241 |
7,786 |
87 |
8,490 |
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Other demand and time liabilities |
1,25,825 |
5,042 |
14,211 |
13,941 |
18,856 |
20,406 |
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Borrowings from Reserve Bank |
2 |
–6 |
1,850 |
–3,614 |
189 |
–5,744 |
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Cash in hand and Balances with Reserve Bank |
72,701 |
1,021 |
11,277 |
4,053 |
–314 |
–3,778 |
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Cash in hand |
7,060 |
463 |
128 |
815 |
532 |
1,274 |
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Balances with Reserve Bank |
65,641 |
559 |
11,149 |
3,239 |
–846 |
–5,051 |
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Assets with the Banking System |
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Balance with other Banks(4) |
17,582 |
–120 |
–3,057 |
–411 |
142 |
783 |
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Money at call and short notice |
30,076 |
–1,688 |
–8,608 |
3,452 |
–7,386 |
3,056 |
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Advances to Banks |
7,016 |
37 |
1,167 |
1,444 |
2,991 |
916 |
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Other assets |
2,389 |
–116 |
486 |
–285 |
355 |
–35 |
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Investments(5) |
5,40,819 |
7,411 |
59,714 |
1,02,549 |
71,657 |
1,10,945 |
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(1.4) |
(16.1) |
(23.4) |
(20.0) |
(25.8) |
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Government securities |
5,14,405 |
7,418 |
62,739 |
1,03,229 |
74,670 |
1,11,631 |
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Other approved securities |
26,414 |
–7 |
–3,025 |
–679 |
–3,013 |
–686 |
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Bank Credit |
7,03,859 |
7,307 |
59,346 |
1,14,136 |
69,205 |
1,33,079 |
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(1.0) |
(11.6) |
(19.4) |
(13.8) |
(23.3) |
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Food Credit |
50,432 |
648 |
14,990 |
–3,546 |
15,387 |
–4,549 |
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Non-food credit |
6,53,427 |
6,659 |
44,356 |
1,17,682 |
53,818 |
1,37,628 |
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Loans, cash-credit and overdrafts |
6,58,882 |
7,024 |
60,391 |
1,11,276 |
69,358 |
1,28,276 |
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Inland bills- purchased |
5,213 |
–144 |
251 |
181 |
281 |
54 |
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discounted(6) |
20,072 |
455 |
–498 |
1,789 |
–139 |
1,995 |
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Foreign bills-purchased |
9,301 |
–294 |
–803 |
213 |
–840 |
754 |
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discounted |
10,391 |
266 |
5 |
677 |
545 |
2,000 |
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Cash-Deposit Ratio |
5.71 |
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Investment-Deposit Ratio |
42.49 |
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Credit-Deposit Ratio |
55.30 |
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@ |
: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of |
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proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be. |
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(1) |
Excluding borrowings of Regional Rural Banks from their sponsor banks. |
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(2) |
Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. |
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(3) |
Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. |
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(4) |
In current account and in other account. |
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(5) |
Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. |
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(6) |
Excludes bills rediscounted with the Reserve Bank of India. |
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Figures in brackets denote percentage variation in the relevant period. |
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Note : Includes the impact of mergers since May 3, 2002. |