3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||||
Outstanding |
Variation over |
|||||||
as on |
||||||||
Financial year so far |
Year-on-year |
|||||||
Item |
2004 |
|||||||
Fortnight |
||||||||
Jan. 23# |
2002-2003 |
2003-2004 |
2003 |
2004 |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
||
Liabilities to the Banking System |
||||||||
Demand and time deposits from Banks |
36,314 |
90 |
5,716 |
–4,140 |
6,300 |
–830 |
||
Borrowings from Banks(1) |
13,091 |
107 |
–75 |
–6,547 |
3,076 |
–7,083 |
||
Other demand and time liabilities |
(2) |
2,243 |
–1,761 |
–314 |
–11 |
69 |
334 |
|
Liabilities to Others |
||||||||
Aggregate deposits@ |
14,39,685 |
2,292 |
1,62,776 |
1,58,832 |
1,89,467 |
1,73,549 |
||
(0.2) |
(14.8) |
(12.4) |
(17.6) |
(13.7) |
||||
[15.4] |
[14.3] |
[18.3] |
[15.7] |
|||||
Demand |
1,90,767 |
–4,596 |
6,373 |
20,477 |
17,971 |
31,345 |
||
Time@ |
12,48,918 |
6,888 |
1,56,403 |
1,38,354 |
1,71,496 |
1,42,203 |
||
Borrowings(3) |
22,776 |
–475 |
8,207 |
10,138 |
7,597 |
11,541 |
||
Other demand and time liabilities |
1,33,701 |
–4,846 |
9,264 |
3,895 |
18,671 |
12,554 |
||
Borrowings from Reserve Bank |
— |
–608 |
–3,608 |
–79 |
–3,963 |
–8 |
||
Cash in hand and Balances with Reserve Bank |
85,949 |
7,805 |
3,245 |
20,047 |
–2,534 |
14,057 |
||
Cash in hand |
7,761 |
–508 |
565 |
194 |
662 |
952 |
||
Balances with Reserve Bank |
78,188 |
8,313 |
2,680 |
19,853 |
–3,196 |
13,106 |
||
Assets with the Banking System |
||||||||
Balance with other Banks(4) |
16,521 |
307 |
–391 |
–668 |
921 |
–1,081 |
||
Money at call and short notice |
18,564 |
–2,856 |
4,869 |
–13,571 |
7,821 |
–12,929 |
||
Advances to Banks |
9,201 |
193 |
1,407 |
2,055 |
830 |
2,222 |
||
Other assets |
2,517 |
–179 |
–246 |
–32 |
224 |
89 |
||
Investments(5) |
6,53,938 |
–3,930 |
96,420 |
1,06,392 |
1,05,141 |
1,19,249 |
||
(–0.6) |
(22.0) |
(19.4) |
(24.5) |
(22.3) |
||||
Government securities |
6,26,905 |
–3,904 |
99,085 |
1,03,488 |
1,08,297 |
1,16,644 |
||
Other approved securities |
27,033 |
–27 |
–2,665 |
2,904 |
–3,156 |
2,605 |
||
Bank Credit |
7,95,350 |
3,361 |
1,07,808 |
66,135 |
1,28,988 |
97,819 |
||
(0.4) |
(18.3) |
(9.1) |
(22.7) |
(14.0) |
||||
Food Credit |
36,686 |
150 |
–4,194 |
–12,793 |
–4,896 |
–13,098 |
||
Non-food credit |
7,58,664 |
3,211 |
1,12,002 |
78,928 |
1,33,884 |
1,10,917 |
||
Loans, cash-credit and overdrafts |
7,47,024 |
3,038 |
1,05,531 |
64,951 |
1,24,485 |
93,887 |
||
Inland bills- purchased |
6,372 |
–124 |
–96 |
788 |
75 |
1,436 |
||
discounted(6) |
20,534 |
197 |
1,599 |
349 |
1,698 |
652 |
||
Foreign bills-purchased |
9,605 |
101 |
288 |
–145 |
895 |
228 |
||
discounted |
11,816 |
149 |
486 |
192 |
1,834 |
1,616 |
||
Cash-Deposit Ratio |
5.97 |
|||||||
Investment-Deposit Ratio |
45.42 |
|||||||
Credit-Deposit Ratio |
55.24 |
|||||||
@ |
: Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption |
|||||||
of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003. Figures in italics are percentage variations net of RIBs and IMDs as |
||||||||
the case may be. |
||||||||
(1) |
Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking |
|||||||
system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM |
||||||||
Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments |
||||||||
which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. |
||||||||
Figures in brackets denote percentage variation in the relevant period. |
||||||||
Note: Includes the impact of mergers since May 3, 2002. |