3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
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as on |
Variation over |
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|
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Item |
1999 |
Financial year so far |
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|
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Apr. 30# |
Month |
1998-99 |
1999-2000 |
Year |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
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|
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Liabilities to the Banking System |
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Demand and time deposits from banks |
33,179 |
919 |
-143 |
919 |
9,639 |
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Borrowings from Banks(1) |
14,325 |
2,702 |
-130 |
2,702 |
7,295 |
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Other demand and time liabilities(2) |
932 |
241 |
-892 |
241 |
378 |
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Liabilities to Others |
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Aggregate deposits |
7,27,925 |
10,653 |
5,866 |
10,653 |
1,16,649 |
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(1.5) |
(1.0) |
(1.5) |
(19.1) |
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Demand |
1,12,337 |
-1,143 |
-3,882 |
-1,143 |
13,707 |
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Time |
6,15,587 |
11,796 |
9,748 |
11,796 |
1,02,942 |
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Borrowings(3) |
3,069 |
1,077 |
22 |
1,077 |
1,767 |
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Other demand and time liabilities |
53,809 |
1,393 |
2,419 |
1,393 |
11,636 |
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Borrowings from Reserve Bank |
7,371 |
4,477 |
-228 |
4,477 |
7,205 |
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Cash in hand and Balances with Reserve Bank |
76,245 |
8,715 |
-5,045 |
8,715 |
19,985 |
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Cash in hand |
4,156 |
174 |
107 |
174 |
441 |
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Balances with Reserve Bank |
72,089 |
8,541 |
-5,153 |
8,541 |
19,544 |
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Assets with the Banking System |
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Balance with other Banks(4) |
13,854 |
932 |
-263 |
932 |
2,565 |
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Money at call and short notice |
21,216 |
3,082 |
-1,117 |
3,082 |
13,472 |
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Advances to banks |
1,448 |
-191 |
-700 |
-191 |
-15 |
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Other assets |
1,409 |
106 |
101 |
106 |
-359 |
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Investments(5) |
2,65,863 |
11,744 |
12,574 |
11,744 |
34,584 |
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(4.6) |
(5.7) |
(4.6) |
(15.0) |
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Government securities |
2,32,926 |
10,182 |
12,509 |
10,182 |
33,460 |
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Other approved securities |
32,936 |
1,562 |
65 |
1,562 |
1,123 |
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Bank Credit |
3,69,913 |
3,910 |
-2,502 |
3,910 |
48,336 |
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(1.1) |
(-0.8) |
(1.1) |
(15.0) |
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Food Credit |
20,063 |
3,247 |
434 |
3,247 |
7,143 |
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Non-food credit |
3,49,851 |
663 |
-2,936 |
663 |
41,193 |
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Loans, cash-credit and overdrafts |
3,37,328 |
2,461 |
-3,022 |
2,461 |
45,615 |
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Inland bills- purchased |
4,969 |
257 |
5 |
257 |
304 |
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discounted(6) |
11,861 |
1,085 |
578 |
1,085 |
1,514 |
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Foreign bills-purchased |
8,246 |
-122 |
-44 |
-122 |
361 |
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discounted |
7,509 |
228 |
-19 |
228 |
543 |
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Cash-Deposit Ratio |
10.47 |
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Investment-Deposit Ratio |
36.52 |
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Credit-Deposit Ratio |
50.82 |
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.5 per cent and 16.1 per cent, respectively. |
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(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |
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Note: Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for reporting purposes. |