Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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as on |
||||||
Financialyear |
Year-on-year |
|||||
Item |
2006 |
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Fortnight |
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Mar. 31# |
2004-2005 |
2005-2006 |
2005 |
2006 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
||||||
Demand and time deposits from Banks |
33,667 |
986 |
6,674 |
–2,641 |
1,387 |
–9,840 |
Borrowings from Banks (1) |
29,512 |
–1,056 |
18,139 |
1,896 |
16,914 |
-3,653 |
Other demand and time liabilities(2) |
8,578 |
–1,552 |
1,554 |
5,454 |
1,703 |
4,398 |
Liabilities to Others |
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Aggregate deposits@ |
20,87,670 |
83,895 |
2,80,719 |
3,87,471 |
2,33,727 |
3,02,534 |
(4.2) |
(18.7) |
(22.8) |
(15.1) |
(16.9) |
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Demand |
3,47,250 |
25,420 |
60,995 |
99,223 |
39,567 |
61,233 |
Time@ |
17,40,419 |
58,474 |
2,19,724 |
2,88,249 |
1,94,160 |
2,41,301 |
[2,16,211] |
[1,90,647] |
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Borrowings(3) |
83,681 |
3,236 |
47,251 |
14,158 |
46,252 |
11,761 |
Other demand and time liabilities |
1,97,076 |
2,532 |
38,933 |
4,316 |
29,312 |
10,059 |
Borrowings from Reserve Bank |
1,488 |
1,169 |
95 |
1,438 |
95 |
1,393 |
Cash in hand and Balances with Reserve Bank |
1,38,794 |
19,543 |
26,237 |
42,217 |
16,318 |
35,662 |
Cash in hand |
11,734 |
1,138 |
2,251 |
3,262 |
1,603 |
1,585 |
Balances with Reserve Bank |
1,27,061 |
18,405 |
23,987 |
38,955 |
14,715 |
34,077 |
Assets with the Banking System |
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Balance with other Banks(4) |
23,923 |
851 |
7,207 |
4,603 |
3,778 |
–245 |
Money at call and short notice |
11,385 |
–2,287 |
5,923 |
–8,476 |
4,374 |
–12,596 |
Advances to Banks |
4,181 |
465 |
–1,736 |
–5,510 |
–1,782 |
–4,606 |
Other assets |
6,867 |
2,042 |
–48 |
4,442 |
–634 |
4,277 |
Investments (5) |
7,27,577 |
18,936 |
62,675 |
–11,576 |
52,043 |
–12,686 |
(2.7) |
(9.2) |
(–1.6) |
(7.6) |
(–1.7) |
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Government securities |
7,04,694 |
19,116 |
65,498 |
–14,287 |
54,665 |
–15,562 |
[53,306] |
[42,472] |
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Other approved securities |
22,883 |
–179 |
–2,823 |
2,711 |
–2,622 |
2,876 |
Bank Credit |
14,96,474 |
53,883 |
3,11,425 |
3,96,045 |
2,77,358 |
3,44,264 |
(3.7) |
(37.0) |
(36.0) |
(31.7) |
(29.9) |
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Food Credit |
41,787 |
–38 |
4,055 |
667 |
3,043 |
1,771 |
Non-food credit |
14,54,687 |
53,921 |
3,07,370 |
3,95,379 |
2,74,315 |
3,42,493 |
[2,74,488] |
[2,41,433] |
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Loans, cash-credit and overdrafts |
14,23,116 |
49,388 |
2,97,142 |
3,82,904 |
2,67,458 |
3,36,735 |
Inland bills- purchased |
12,008 |
2,094 |
3,797 |
4,454 |
1,733 |
1,242 |
discounted(6) |
29,288 |
725 |
4,205 |
4,056 |
3,177 |
3,353 |
Foreign bills-purchased |
12,529 |
1,064 |
2,186 |
1,701 |
1,565 |
230 |
discounted |
19,532 |
613 |
4,095 |
2,930 |
3,425 |
2,705 |
Cash-Deposit Ratio |
6.65 |
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Investment-Deposit Ratio |
34.85 |
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Credit-DepositRatio |
71.68 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29 , 2005. |