The banks through which these securities have been purchased will provide other customer services.

Investors can approach the banks for other services such as change of address, early redemption, nomination, lien marking, etc.

The minimum investment limit is Rs. 5,000/- (five thousand).

The maximum limit is Rs. 10 lakh per annum for eligible individual investors and Rs. 25 lakh per annum for institutions such as HUFs, Charitable Trusts, Education Endowments and similar institutions which are not pro-profit in nature.

Yes premature redemption is allowed.

For senior citizens above 65 years, the premature redemption is allowed after one year. For others, it is allowed after 3 years.

Penalty at the rate of half of the last payable coupon will be charged from the investors. For example, if last payable coupon is Rs. 1,000/-, then Rs. 500 would be charged as penalty..

In case of redemption prematurely before the maturity date, investors can approach the concerned bank few days before the coupon date and apply.

In case of redemption on maturity, the investor will be advised one month before maturity regarding the ensuing maturity of the bond advising them to provide a Letter of Acquaintance, confirming the NEFT account details, etc.

If everything is in order, the investor has to be paid immediately on the maturity date for payments through electronic mode and within maximum five days for any payment through physical instruments.

Transferability is allowed to the nominee(s) only for individual investors on death of holder.

Transferability is not allowed for other investors