On Advances above Rs.2 lakh other than Export Credit - RBI - Reserve Bank of India
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended December 2009 |
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(per cent per annum) |
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Bank Group |
Interest rate range excluding 5% of business contracted at extreme rates |
Interest rate range at which at least 60% business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
6.00 – 18.00 |
7.00 – 15.50 |
6.00 – 16.25 |
Foreign Banks |
3.50 – 18.50 |
3.90 – 22.00 |
3.75 – 15.50 |
5.50 – 18.50 |
Private Sector Banks |
3.50 – 22.00 |
4.00 – 25.84 |
5.00 – 18.25 |
6.10 – 19.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended March 2010 |
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(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5% of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
4.00 – 18.00 |
6.00 – 15.50 |
5.50 – 16.25 |
Foreign Banks |
3.60 – 17.00 |
4.60 – 23.00 |
4.20 – 17.00 |
5.50 – 20.00 |
Private Sector Banks |
3.00 – 22.00 |
3.50 – 28.00 |
4.00 – 18.25 |
6.75 – 19.00 |
Note :i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010 |
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(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
4.00 – 18.00 |
5.75 – 15.25 |
5.50 – 16.25 |
Foreign Banks |
3.60 – 17.00 |
4.60 – 25.00 |
4.54 – 16.50 |
6.05 – 18.51 |
Private Sector Banks |
2.80 – 22.00 |
3.80 – 26.00 |
4.00 – 18.25 |
7.10 – 19.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2008 |
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(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-18.75 |
6.5-18.75 |
7-17.75 |
6.5-17.5 |
Foreign Banks |
5.4-23.53 |
5-25.5 |
7.28-20 |
7-21 |
Private Sector Banks |
5.5-22 |
5.06-23 |
9-18.25 |
9-18.49 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2007 |
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(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-17.5 |
4-17.75 |
7-17 |
6.75-17 |
Foreign Banks |
5.4-18.5 |
5-28 |
6-15.8 |
7-19 |
Private Sector Banks |
5.4-20.5 |
4-22 |
7-17.5 |
8.22-17.91 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-17.5 |
4-17.75 |
6-17 |
6.25-17 |
Foreign Banks |
2.98-17.5 |
5-28 |
4-17 |
6.47-25 |
Private Sector Banks |
4.49-21 |
4-26 |
7-17.5 |
7-17.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-16.75 |
4-17 |
6-16.5 |
7-16.75 |
Foreign Banks |
5-26.5 |
5-26 |
6.9-26.5 |
5.6-20 |
Private Sector Banks |
3.15-20.5 |
4-25.5 |
7-17.5 |
7.47-20 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs ) other than Export Credit For the Quarter Ended March 2003. |
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|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-15 |
9.75-15.25 |
11.5-14 |
12-14 |
Foreign Banks |
9.5-17 |
9.65-15.5 |
10.5-12.75 |
10.25-13.5 |
Private Sector Banks |
11.5-16.5 |
10-16.5 |
13.5-15.5 |
13-15 |
Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 34 are foreign banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of |
Interest Rate Range at which at least |
|||
|
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
Public Sector Banks |
4.5-17.5 |
4-17.75 |
7-17 |
6-17 |
Foreign Banks |
5.4-18.5 |
5-28 |
6-14.5 |
7-19.5 |
Private Sector Banks |
4.5-24 |
4-22.3 |
6.88-17.5 |
8.22-19.09 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2004. |
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|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
7.5-14.5 |
10.5-12.5 |
9.5-12.25 |
Foreign Banks |
5.74-15 |
7-14.25 |
6.75-9 |
7.25-11 |
Private Sector Banks |
7.375-15.625 |
7.75-16 |
11.25-13.25 |
9.5-13 |
Note : Data pertains to 87 banks , of which 27 are public sector banks, 30 are private sector banks and 30 are foreign banks. |
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