Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit  for the quarter ended  December 2009

(per cent  per annum)

 Bank Group

Interest rate range excluding 5% of business contracted at extreme rates

Interest rate range at which at least 60% business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

 3.25 – 18.00

6.00 – 18.00

7.00 – 15.50

6.00 – 16.25

Foreign Banks

3.50 – 18.50

3.90 – 22.00

3.75 – 15.50

5.50 – 18.50

Private Sector Banks

3.50 – 22.00

4.00 – 25.84

5.00 – 18.25

6.10 – 19.00

Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks.

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended  March 2010

(per cent  per  annum)

Bank Group

Interest rate range excluding 5% of business contracted at extreme rates

Interest rate range at which at least 60 % business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

 3.25 – 18.00

4.00 – 18.00

6.00 – 15.50

5.50 – 16.25

Foreign Banks

3.60 – 17.00

4.60 – 23.00

4.20 – 17.00

5.50 – 20.00

Private Sector Banks

3.00 – 22.00

3.50 – 28.00

4.00 – 18.25

6.75 – 19.00

Note :i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks.

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010

(per cent  per  annum)

Bank Group

Interest rate range excluding 5 % of business contracted at extreme rates

Interest rate range at which at least 60 % business contracted

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

 3.25 – 18.00

4.00 – 18.00

5.75 – 15.25

5.50 – 16.25

Foreign Banks

3.60 – 17.00

4.60 – 25.00

4.54 – 16.50

6.05 – 18.51

Private Sector Banks

2.80 – 22.00

3.80 – 26.00

4.00 – 18.25

7.10 – 19.00

Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended September 2008

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6-18.75

6.5-18.75

7-17.75

6.5-17.5

Foreign Banks

5.4-23.53

5-25.5

7.28-20

7-21

Private Sector Banks

5.5-22

5.06-23

9-18.25

9-18.49

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2007

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-17.5

4-17.75

7-17

6.75-17

Foreign Banks

5.4-18.5

5-28

6-15.8

7-19

Private Sector Banks

5.4-20.5

4-22

7-17.5

8.22-17.91

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the  Quarter ended June 2007

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

5-17.5

4-17.75

6-17

6.25-17

Foreign Banks

2.98-17.5

5-28

4-17

6.47-25

Private Sector Banks

4.49-21

4-26

7-17.5

7-17.5

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended March 2007

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

5-16.75

4-17

6-16.5

7-16.75

Foreign Banks

5-26.5

5-26

6.9-26.5

5.6-20

Private Sector Banks

3.15-20.5

4-25.5

7-17.5

7.47-20

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs ) other than Export Credit For the  Quarter Ended March 2003.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

10-15

9.75-15.25

11.5-14

12-14

Foreign Banks

9.5-17

9.65-15.5

10.5-12.75

10.25-13.5

Private Sector Banks

11.5-16.5

10-16.5

13.5-15.5

13-15

Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 34 are foreign banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended March 2008

(per cent per annum)

Interest Rate Range excluding 5% of
business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-17.5

4-17.75

7-17

6-17

Foreign Banks

5.4-18.5

5-28

6-14.5

7-19.5

Private Sector Banks

4.5-24

4-22.3

6.88-17.5

8.22-19.09

Table 2  : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended September 2004.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

8-14.25

7.5-14.5

10.5-12.5

9.5-12.25

Foreign Banks

5.74-15

7-14.25

6.75-9

7.25-11

Private Sector Banks

7.375-15.625

7.75-16

11.25-13.25

9.5-13

Note : Data pertains to 87 banks , of which 27 are public sector banks, 30 are private sector banks and 30 are foreign banks.