On Advances above Rs.2 lakh other than Export Credit - RBI - Reserve Bank of India
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005. |
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|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.625-14 |
7.375-14.25 |
8-12.125 |
8-11.875 |
Foreign Banks |
6.25-14.5 |
6.4-13.25 |
7.75-9 |
7.5-9.5 |
Private Sector Banks |
7-15.5 |
7.5-15.75 |
10-12.75 |
9-13 |
Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
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Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2004. |
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(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-15.5 |
5.75-16 |
4-15.5 |
6-15 |
Foreign Banks |
3.75-21.5 |
4.33-23 |
4.5-18 |
4.33-20 |
Private Sector Banks |
4.5-19.5 |
3-22 |
5-17.5 |
3-18 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2003. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5.5-15.5 |
5-16 |
8-15.5 |
5.5-16 |
Foreign Banks |
3.5-25 |
4.95-23 |
5-18 |
4.95-21 |
Private Sector Banks |
5.1-18.5 |
5-23 |
5.6-17.5 |
5.25-17 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2003. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-15 |
9-15.25 |
11.5-14 |
11.5-14 |
Foreign Banks |
8.5-16.5 |
9.5-15.5 |
10-14 |
9.725-13 |
Private Sector Banks |
11.5-16.5 |
10-16.25 |
13-15 |
13-14.75 |
Note : Data pertains to 91 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2002. |
||||
|
Interest Rate Range excluding 5% of |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
11-15.5 |
11.5-16 |
12.75-14 |
12.75-14 |
Foreign Banks |
12-17.5 |
11.25-17 |
13-14.75 |
13-15 |
Private Sector Banks |
12.875-17.625 |
12.375-17 |
13.5-16 |
13.75-15.75 |
Note : Data pertains to 89 banks ,of which 27 are public sector banks, 29 are private sector banks and 33 are foreign banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended September 2009 |
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(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
4.25 – 18.00 |
6.00 – 18.00 |
7.00 – 15.25 |
6.00 – 16.25 |
Foreign Banks |
3.75 – 21.99 |
3.73 – 21.00 |
3.75 – 15.80 |
6.15 – 18.50 |
Private Sector Banks |
3.00 – 22.00 |
4.75 – 29.50 |
5.00 – 18.25 |
6.50 – 19.00 |
Note : i) Data pertain to 79 banks, of which 27 are public sector banks,30 are foreign banks and 22 are private sector banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2009 |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.125-15.5 |
8.5-15.75 |
9.125-12.75 |
9.5-13 |
Foreign Banks |
7.21-15.5 |
7.5-14.75 |
10.25-13.5 |
10.15-12.055 |
Private Sector Banks |
8.625-18.75 |
9.125-18.375 |
11-14.5 |
11-14 |
(1) Data pertains to 79 banks, of which 27 are public sector banks, 30 are foreign sector banks and 22 are private banks |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2004. |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
8-14.5 |
11-12.75 |
11-12.75 |
Foreign Banks |
6.05-15 |
7.25-14.625 |
7.5-11 |
7.995-11.6 |
Private Sector Banks |
10.5-15.875 |
9.5-16 |
12-14 |
11.25-14 |
Note : Data pertains to 88 banks , of which 27 are public sector banks, 30 are private sector banks and 31 are foreign banks. |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended Decmber 2002. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-15 |
11.5-15.5 |
11.85-14 |
12.25-14 |
Foreign Banks |
11-17 |
10.5-16.5 |
12-14.75 |
11.7-13.625 |
Private Sector Banks |
12-16.5 |
10.5-16.5 |
13.5-15.75 |
13.5-15 |
Note : Data pertains to 91 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-18 |
4-18 |
7-17.25 |
6-17 |
Foreign Banks |
5.4-18.5 |
5-25.5 |
7.28-16 |
7-21 |
Private Sector Banks |
4.5-23.25 |
4-25 |
7-17.5 |
8.25-18.29 |