On Advances above Rs.2 lakh other than Export Credit - RBI - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-17.5 |
4-17.75 |
6-17 |
6.4-17 |
Foreign Banks |
2-18.5 |
5-28 |
6.5-16 |
5.6-20 |
Private Sector Banks |
5.4-20.5 |
4-24 |
7.75-17.5 |
8.22-17.66 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16.5 |
6-15.5 |
6-16 |
Foreign Banks |
4.55-26.5 |
4.5-24 |
4.75-26.5 |
2.49-17 |
Private Sector Banks |
3.15-20.5 |
4-24 |
7-16.5 |
6.47-17 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16.5 |
6-15.5 |
7-16 |
Foreign Banks |
4.75-17.5 |
4.5-23 |
5-16 |
4.73-17 |
Pvt. Sec. Banks |
3.15-20.5 |
4-24 |
6.08-16.5 |
6.47-16.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16 |
6-15.5 |
5.25-15.75 |
Foreign Banks |
4.75-18 |
5-25 |
5-23.5 |
3.75-19 |
Private Sector Banks |
3.15-20.5 |
4-26 |
6-16.5 |
6.25-16.5 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005 |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.875-14 |
7-14.25 |
8-11.625 |
8-11.625 |
Foreign Banks |
6.5-14 |
5.85-12.5 |
7-9.5 |
7.2-9.5 |
Private Sector Banks |
7.625-15.25 |
7.375-15.25 |
10-13 |
9.25-13 |
Note : Data pertains to 85 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2005. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.25-14 |
7.36-14.125 |
8-11.625 |
8-11.875 |
Foreign Banks |
6.175-14 |
6.05-12.25 |
7-10.25 |
7.35-9.5 |
Private Sector Banks |
7-15 |
7.25-16 |
10-12.5 |
9-13 |
Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.35-16.5 |
4-16 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
4-23.5 |
4.45-25 |
5-23 |
4.45-19 |
Private Sector Banks |
3.15-20 |
4-24.94 |
5.9-16.5 |
5.25-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
2.75-16 |
4-15.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
3.55-23.5 |
4.23-23 |
4.55-23 |
4.5-16.5 |
Private Sector Banks |
3.15-20 |
4-22 |
5.4-16.5 |
5.05-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2004. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.25-15 |
4.8-16 |
4.8-15 |
6-15 |
Foreign Banks |
3.75-21.5 |
4.25-23 |
3.75-18 |
4.25-18 |
Private Sector Banks |
4-20 |
4-22.19 |
5-16.5 |
4.6-17 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2003. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-15.5 |
5.75-16 |
4-15.5 |
6-16 |
Foreign Banks |
4.2-25 |
3-23 |
4.9-18 |
4.75-22 |
Private Sector Banks |
5.2-18.5 |
5-22 |
5.4-17.25 |
5-17.5 |