On Advances above Rs.2 lakh other than Export Credit - RBI - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-17.5 |
4-17.75 |
6-17 |
6.4-17 |
Foreign Banks |
2-18.5 |
5-28 |
6.5-16 |
5.6-20 |
Private Sector Banks |
5.4-20.5 |
4-24 |
7.75-17.5 |
8.22-17.66 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16.5 |
6-15.5 |
6-16 |
Foreign Banks |
4.55-26.5 |
4.5-24 |
4.75-26.5 |
2.49-17 |
Private Sector Banks |
3.15-20.5 |
4-24 |
7-16.5 |
6.47-17 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16.5 |
6-15.5 |
7-16 |
Foreign Banks |
4.75-17.5 |
4.5-23 |
5-16 |
4.73-17 |
Pvt. Sec. Banks |
3.15-20.5 |
4-24 |
6.08-16.5 |
6.47-16.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16 |
6-15.5 |
5.25-15.75 |
Foreign Banks |
4.75-18 |
5-25 |
5-23.5 |
3.75-19 |
Private Sector Banks |
3.15-20.5 |
4-26 |
6-16.5 |
6.25-16.5 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005 |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.875-14 |
7-14.25 |
8-11.625 |
8-11.625 |
Foreign Banks |
6.5-14 |
5.85-12.5 |
7-9.5 |
7.2-9.5 |
Private Sector Banks |
7.625-15.25 |
7.375-15.25 |
10-13 |
9.25-13 |
Note : Data pertains to 85 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2005. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.25-14 |
7.36-14.125 |
8-11.625 |
8-11.875 |
Foreign Banks |
6.175-14 |
6.05-12.25 |
7-10.25 |
7.35-9.5 |
Private Sector Banks |
7-15 |
7.25-16 |
10-12.5 |
9-13 |
Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.35-16.5 |
4-16 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
4-23.5 |
4.45-25 |
5-23 |
4.45-19 |
Private Sector Banks |
3.15-20 |
4-24.94 |
5.9-16.5 |
5.25-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
2.75-16 |
4-15.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
3.55-23.5 |
4.23-23 |
4.55-23 |
4.5-16.5 |
Private Sector Banks |
3.15-20 |
4-22 |
5.4-16.5 |
5.05-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2004. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.25-15 |
4.8-16 |
4.8-15 |
6-15 |
Foreign Banks |
3.75-21.5 |
4.25-23 |
3.75-18 |
4.25-18 |
Private Sector Banks |
4-20 |
4-22.19 |
5-16.5 |
4.6-17 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2003. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-15.5 |
5.75-16 |
4-15.5 |
6-16 |
Foreign Banks |
4.2-25 |
3-23 |
4.9-18 |
4.75-22 |
Private Sector Banks |
5.2-18.5 |
5-22 |
5.4-17.25 |
5-17.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2003. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-16 |
6-16.25 |
8.5-15.75 |
6-16 |
Foreign Banks |
5.18-25 |
5.8-23 |
5.5-18 |
6-22.5 |
Private Sector Banks |
5.4-19 |
5-20 |
5.4-17.5 |
6.25-18 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2009 |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.5-17.5 |
6-17.5 |
7-15 |
6-15.75 |
Foreign Banks |
3.4-21.99 |
2.76-25.5 |
3.4-16 |
6.75-20 |
Private Sector Banks |
4.1-24 |
5.15-26 |
15-18.25 |
6.15-19 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
9-16.25 |
9-16.375 |
10.375-13.75 |
9.625-13.125 |
Foreign Banks |
8.75-14 |
7.85-13.25 |
10-12.2 |
9.25-11.25 |
Private Sector Banks |
9-17.25 |
8.5-17.5 |
11-13.625 |
11-13.5 |
Note : Data pertains to 77 banks , of which 28 are public sector banks, 27 are foreign sector banks and 22 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2008 |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-16.25 |
9-16.5 |
9.625-13.625 |
9.5-13.125 |
Foreign Banks |
8.35-13.75 |
7.75-13 |
9.75-12 |
9.25-11 |
Private Sector Banks |
9-17 |
8.5-17 |
11-13.5 |
11-13.5 |
Note : Data pertains to 78 banks , of which 28 are public sector banks, 27 are foreign sector banks and 23 are private banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2006. |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7-14 |
7-14.34 |
8-11.625 |
8-11.625 |
Foreign Banks |
6.75-13.625 |
6-12.875 |
8-9.75 |
7.525-9.75 |
Private Sector Banks |
8-15.25 |
7.5-15.75 |
9.5-13 |
9-13.175 |
Note : Data pertains to 84 banks , of which 28 are public sector banks, 28 are private sector banks and 28 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2003. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-15.5 |
5.75-16 |
4-15.5 |
6-16 |
Foreign Banks |
3.75-21.5 |
3-23 |
4.5-18 |
4.49-22 |
Private Sector Banks |
5.2-18.5 |
3-22 |
5.6-18 |
3-17 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2003. |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-14.75 |
8.85-15 |
11.5-13.5 |
11-13.5 |
Foreign Banks |
8-15.5 |
9-15.5 |
9.5-12.75 |
9.25-13.5 |
Private Sector Banks |
11.5-16 |
10-16 |
13-14.5 |
12-14.5 |
Note : Data pertains to 91 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
||||
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended March 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.75 |
9.50 – 12.75 |
9.50 – 13.00 |
Foreign Banks |
6.45 – 14.00 |
6.25 – 14.00 |
7.50 – 12.50 |
8.00 – 11.50 |
Private Sector Banks |
8.63 – 17.50 |
8.25 – 17.50 |
10.00 – 14.00 |
10.25 – 14.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2002. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-16 |
6-16 |
8.5-15.75 |
8-16 |
Foreign Banks |
4.6-25 |
5.75-22.5 |
5.9-18 |
5.75-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-18 |
6.5-18 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.5-16.5 |
8.75-16.75 |
10-13.625 |
9.5-13 |
Foreign Banks |
8.275-13.5 |
7.275-13.25 |
9.5-11 |
9.125-10.375 |
Private Sector Banks |
9-17 |
8.5-17.5 |
11-13.25 |
10.5-14 |
Note : Data pertains to 79 banks , of which 28 are public sector banks, 28 are foreign sector banks and 23 are private banks. |