IST,
Search
errorSearch
Page
Official Website of Reserve Bank of India
Analytical Accounts of the Banking Sector
Scheduled Commercial Banks - Business in India (January 16, 2026)
EXCEL (
Date: Jan 16, 2026
| (₹ Crore) | ||||||
| Item | Outstanding as on Dec. 31, 2025 | Variation over | ||||
| Fortnight | Financial Year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 337365 | 28816 | -2896 | 27951 | 25532 | 45790 |
| 1.2 Borrowings from Banks | 84013 | 192 | -44095 | -27962 | -50744 | -54321 |
| 1.3 Other Demand and Time Liabilities | 32844 | -1402 | -45846 | 2929 | -43020 | 6238 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 24859857 | 727987 | 1587365 | 2279256 | 1974550 | 2797266 |
| 2.1a Growth (Per cent) | 3.0 | 7.8 | 10.1 | 9.8 | 12.7 | |
| 2.1.1 Demand | 3275198 | 355245 | 125719 | 577149 | 132068 | 705625 |
| 2.1.2 Time | 21584659 | 372742 | 1461645 | 1702107 | 1842481 | 2091641 |
| 2.2 Borrowings | 843601 | 1309 | 177158 | -71647 | 196036 | -111499 |
| 2.3 Other Demand and Time Liabilities | 1060702 | -223230 | 59198 | -930 | 59496 | 64076 |
| 3 Borrowings from Reserve Bank | 168974 | 142406 | 21981 | -142492 | -26655 | -75723 |
| 4 Cash in Hand and Balances with Reserve Bank | 796081 | -32736 | 7779 | -168208 | -6235 | -232614 |
| 4.1 Cash in hand | 83464 | 2128 | -167 | 1589 | -5816 | -5803 |
| 4.2 Balances with Reserve Bank | 712617 | -34864 | 7945 | -169798 | -419 | -226811 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 271662 | 6806 | 18411 | 55861 | 14675 | 54924 |
| 5.2 Money at Call and Short Notice | 36097 | 1820 | 5987 | 10259 | 1141 | 17755 |
| 5.3 Advances to Banks | 35293 | 2087 | -7686 | -4211 | -3423 | -5389 |
| 5.4 Other Assets | 69208 | 7792 | -51577 | 1855 | -36936 | 5361 |
| 6 Investments | 6884983 | 3626 | 489189 | 187055 | 605244 | 289236 |
| 6.1a Growth (Per cent) | 0.1 | 8.0 | 2.8 | 10.1 | 4.4 | |
| 6.1 Government Securities | 6884483 | 3580 | 489639 | 187185 | 605484 | 289234 |
| 6.2 Other Approved Securities | 500 | 46 | -451 | -130 | -239 | 2 |
| 7 Bank Credit | 20322515 | 627951 | 1310874 | 2078543 | 1781094 | 2579478 |
| 7.1a Growth (Per cent) | 3.2 | 8.0 | 11.4 | 11.2 | 14.5 | |
| 7a.1 Food Credit | 87972 | 4023 | 33058 | 51441 | 13000 | 31834 |
| 7a.2 Non-food credit | 20234543 | 623929 | 1277816 | 2027102 | 1768094 | 2547644 |
| 7b.1 Loans, Cash credit and Overdrafts | 19916855 | 598847 | 1287745 | 2007004 | 1749406 | 2494807 |
| 7b.2 Inland Bills - Purchased | 96940 | 7008 | 11596 | 21977 | 19794 | 24877 |
| 7b.3 Discounted | 271619 | 20127 | 14461 | 50560 | 15283 | 59800 |
| 7b.4 Foreign Bills - Purchased | 13617 | 756 | -861 | -1505 | -1854 | -1934 |
| 7b.5 Discounted | 23485 | 1214 | -2068 | 508 | -1536 | 1928 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |
||||||
Analytical Accounts of Central Bank
Reserve Bank of India - Liabilities and Assets (January 16, 2026)
Date: Jan 16, 2026
| (₹ Crore) | |||||
| Item | 2025 | 2026 | Variation | ||
| Jan. 10 | Jan. 02 | Jan. 09 | Week | Year | |
| 1 | 2 | 3 | 4 | 5 | |
| 1 Notes Issued | 3554295 | 3890972 | 3928255 | 37283 | 373960 |
| 1.1 Notes in Circulation | 3554284 | 3890959 | 3928244 | 37285 | 373960 |
| 1.2 Notes held in Banking Department | 11 | 13 | 11 | -2 | 0 |
| 2 Deposits | |||||
| 2.1 Central Government | 101 | 101 | 100 | 0 | -1 |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 |
| 2.3 State Governments | 42 | 42 | 43 | 1 | 1 |
| 2.4 Scheduled Commercial Banks | 930602 | 775690 | 734446 | -41244 | -196156 |
| 2.5 Scheduled State Co-operative Banks | 7814 | 6883 | 6357 | -526 | -1457 |
| 2.6 Other Banks | 50329 | 41676 | 42012 | 336 | -8317 |
| 2.7 Others | 455345 | 588368 | 709160 | 120791 | 253815 |
| 3 Other Liabilities | 1926074 | 2806303 | 2810382 | 4079 | 884308 |
| Total Liabilities/Assets | 6924602 | 8110036 | 8230755 | 120719 | 1306153 |
| 1 Foreign Currency Assets | 4643215 | 5007694 | 4995140 | -12554 | 351925 |
| 2 Gold | 583572 | 1003513 | 1017307 | 13794 | 433735 |
| 3 Rupee Securities (including Treasury Bills) | 1255213 | 1881318 | 1897291 | 15973 | 642078 |
| 4 Loans and Advances | |||||
| 4.1 Central Government | 0 | 0 | 0 | 0 | 0 |
| 4.2 State Governments | 14620 | 35042 | 13012 | -22030 | -1608 |
| 4.3 NABARD | 0 | 0 | 0 | 0 | 0 |
| 4.4 Scheduled Commercial Banks | 292649 | 20841 | 121580 | 100739 | -171069 |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
| 4.6 Industrial Development Bank of India | - | - | - | - | - |
| 4.7 Export- Import Bank of India | - | - | - | - | - |
| 4.8 Others | 112555 | 130006 | 154646 | 24640 | 42091 |
| 5 Bills Purchased and Discounted | |||||
| 5.1 Commercial | - | - | - | - | - |
| 5.2 Treasury | - | - | - | - | - |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
| 7 Other Assets | 20715 | 29558 | 29715 | 157 | 9000 |
| * Data are provisional; difference, if any, is due to rounding off. | |||||
Install the RBI mobile application and get quick access to the latest news!
Scan the QR code to install our app
