Financial Sector - RBI - Reserve Bank of India
Analytical Accounts of the Banking Sector
Scheduled Commercial Banks - Business in India (August 15, 2025)
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Date: Aug 15, 2025
| (₹ Crore) | ||||||
| Item | Outstanding as on Jul. 25, 2025 | Variation over | ||||
| Fortnight | Financial Year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 342422 | 1021 | -13084 | 33008 | 35031 | 61036 |
| 1.2 Borrowings from Banks | 105206 | 9636 | -43677 | -6770 | -54518 | -33546 |
| 1.3 Other Demand and Time Liabilities | 22321 | -204 | 3056 | -7595 | 9431 | -53186 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 23349278 | 23573 | 718342 | 768677 | 2025805 | 2155710 |
| 2.1a Growth (Per cent) | 0.1 | 3.5 | 3.4 | 10.6 | 10.2 | |
| 2.1.1 Demand | 2876367 | 74332 | 367 | 178318 | 185438 | 432146 |
| 2.1.2 Time | 20472912 | -50760 | 717975 | 590359 | 1840367 | 1723564 |
| 2.2 Borrowings | 837820 | -17466 | 157247 | -77429 | 150848 | -97370 |
| 2.3 Other Demand and Time Liabilities | 990022 | 18099 | -38460 | -71610 | 78194 | 91054 |
| 3. Borrowings from Reserve Bank | 1906 | 683 | -215555 | -309560 | -37867 | -5255 |
| 4 Cash in Hand and Balances with Reserve Bank | 1000708 | -14033 | 54508 | 36419 | 79220 | -74716 |
| 4.1 Cash in hand | 82478 | -2063 | 9917 | 604 | 2427 | -16872 |
| 4.2 Balances with Reserve Bank | 918229 | -11970 | 44590 | 35815 | 76794 | -57844 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 264216 | 6899 | -5201 | 48414 | 1573 | 71089 |
| 5.2 Money at Call and Short Notice | 17836 | 284 | 1575 | -8002 | -8978 | 3906 |
| 5.3 Advances to Banks | 27214 | -1919 | -6756 | -12290 | -1124 | -14399 |
| 5.4 Other Assets | 59896 | -9349 | -980 | -7457 | 21724 | -54548 |
| 6 Investments | 6726836 | 10588 | 207209 | 28908 | 474408 | 413069 |
| 6.1a Growth (Per cent) | 0.2 | 3.4 | 0.4 | 8.1 | 6.5 | |
| 6.1 Government Securities | 6726292 | 10598 | 207047 | 28994 | 474050 | 413635 |
| 6.2 Other Approved Securities | 544 | -10 | 162 | -86 | 357 | -567 |
| 7 Bank Credit | 18501872 | 31979 | 381771 | 257900 | 2026811 | 1687937 |
| 7.1a Growth (Per cent) | 0.2 | 2.3 | 1.4 | 13.7 | 10.0 | |
| 7a.1 Food Credit | 56674 | -2318 | 5109 | 20143 | 7354 | 28484 |
| 7a.2 Non-food credit | 18445197 | 34298 | 376662 | 237756 | 2019458 | 1659453 |
| 7b.1 Loans, Cash credit and Overdrafts | 18163660 | 33783 | 366130 | 253809 | 1972449 | 1663228 |
| 7b.2 Inland Bills - Purchased | 77094 | -2034 | 7171 | 2131 | 24077 | 9456 |
| 7b.3 Discounted | 225406 | 437 | 9715 | 4347 | 34966 | 18334 |
| 7b.4 Foreign Bills - Purchased | 13316 | -417 | -560 | -1806 | -2676 | -2536 |
| 7b.5 Discounted | 22395 | 210 | -684 | -582 | -2004 | -545 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
Analytical Accounts of Central Bank
Reserve Bank of India - Liabilities and Assets (August 15, 2025)
Date: Aug 15, 2025
| (₹ Crore) | |||||
| Item | 2024 | 2025 | Variation | ||
| Aug. 09 | Aug. 01 | Aug. 08 | Week | Year | |
| 1 | 2 | 3 | 4 | 5 | |
| 1 Notes Issued | 3491361 | 3753886 | 3779127 | 25240 | 287765 |
| 1.1 Notes in Circulation | 3491350 | 3753870 | 3779110 | 25240 | 287760 |
| 1.2 Notes held in Banking Department | 12 | 17 | 17 | 0 | 5 |
| 2 Deposits | |||||
| 2.1 Central Government | 101 | 100 | 101 | 1 | 0 |
| 2.2 Market Stabilisation Scheme | 0 | 0 | 0 | 0 | 0 |
| 2.3 State Governments | 42 | 42 | 42 | 0 | 0 |
| 2.4 Scheduled Commercial Banks | 971052 | 1001761 | 926802 | -74960 | -44250 |
| 2.5 Scheduled State Co-operative Banks | 8160 | 8011 | 8472 | 461 | 311 |
| 2.6 Other Banks | 54603 | 52816 | 53047 | 232 | -1555 |
| 2.7 Others | 655068 | 734657 | 759652 | 24995 | 104584 |
| 3 Other Liabilities | 1821931 | 2257657 | 2347314 | 89656 | 525383 |
| Total Liabilities/Assets | 7002318 | 7808931 | 7874556 | 65625 | 872238 |
| 1 Foreign Currency Assets | 4973045 | 5124222 | 5150654 | 26433 | 177609 |
| 2 Gold | 497338 | 735336 | 755391 | 20054 | 258052 |
| 3 Rupee Securities (including Treasury Bills) | 1318325 | 1784204 | 1779572 | -4632 | 461247 |
| 4 Loans and Advances | |||||
| 4.1 Central Government | - | 0 | 0 | 0 | 0 |
| 4.2 State Governments | 32993 | 32232 | 42792 | 10560 | 9798 |
| 4.3 NABARD | - | 0 | 0 | 0 | 0 |
| 4.4 Scheduled Commercial Banks | 7825 | 1100 | 4352 | 3252 | -3473 |
| 4.5 Scheduled State Co-op.Banks | 0 | 0 | 0 | 0 | 0 |
| 4.6 Industrial Development Bank of India | - | - | - | - | - |
| 4.7 Export- Import Bank of India | - | - | - | - | - |
| 4.8 Others | 159819 | 109785 | 119915 | 10129 | -39905 |
| 5 Bills Purchased and Discounted | |||||
| 5.1 Commercial | - | - | - | - | - |
| 5.2 Treasury | - | - | - | - | - |
| 6 Investments | 2064 | 2064 | 2064 | 0 | 0 |
| 7 Other Assets | 10909 | 19988 | 19817 | -171 | 8908 |
| * Data are provisional; difference, if any, is due to rounding off. | |||||
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