Appendix Table II.5(F): Financial Performance of New Private Sector Banks - आरबीआई - Reserve Bank of India
Appendix Table II.5(F): Financial Performance of New Private Sector Banks
(Amount in Rs.crore) |
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Item |
1999-2000 |
2000-01 |
Variation of Col. (3) over Col.(2) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
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|
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A. |
Income |
5,407.46 |
7,504.26 |
2,096.80 |
38.78 |
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(i+ii) |
(100.00) |
(100.00) |
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i) |
Interest Income |
4,478.31 |
6,444.25 |
1,965.94 |
43.90 |
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(82.82) |
(85.87) |
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ii) |
Other Income |
929.15 |
1,060.01 |
130.86 |
14.08 |
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(17.18) |
(14.13) |
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B. |
Expenditure |
4,838.04 |
6,864.85 |
2,026.81 |
41.89 |
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(i+ii+iii) |
(100.00) |
(100.00) |
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i) |
Interest Expended |
3,326.60 |
4,759.12 |
1,432.52 |
43.06 |
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(68.76) |
(69.33) |
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ii)Provisions and Contingencies |
674.43 |
729.56 |
55.13 |
8.17 |
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(13.94) |
(10.63) |
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iii)Operating Expenses |
837.01 |
1,376.17 |
539.16 |
64.42 |
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(17.30) |
(20.05) |
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of which : Wage Bill |
163.36 |
248.85 |
85.49 |
52.33 |
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(3.38) |
(3.62) |
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C. |
Profit |
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i) |
Operating Profit |
1,243.85 |
1,368.97 |
125.12 |
10.06 |
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ii) |
Net Profit |
569.42 |
639.41 |
69.99 |
12.29 |
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D. |
Total Assets |
58,930.90 |
78,775.71 |
19,844.81 |
33.67 |
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E. |
Financial Ratios (per cent) @ |
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i) |
Operating Profit |
2.11 |
1.74 |
-0.37 |
— |
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ii) |
Net Profit |
0.97 |
0.81 |
-0.16 |
— |
||
iii) |
Income |
9.18 |
9.53 |
0.35 |
— |
||
iv) |
Interest Income |
7.60 |
8.18 |
0.58 |
— |
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v) |
Other Income |
1.58 |
1.35 |
-0.23 |
— |
||
vi) |
Expenditure |
8.21 |
8.71 |
0.50 |
— |
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vii) |
Interest Expended |
5.64 |
6.04 |
0.40 |
— |
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viii) |
Operating Expenses |
1.42 |
1.75 |
0.33 |
— |
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ix) |
Wage Bill |
0.28 |
0.32 |
0.04 |
— |
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x) |
Provisions and Contingencies |
1.14 |
0.93 |
-0.21 |
— |
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xi) |
Spread (Net Interest Income) |
1.95 |
2.14 |
0.19 |
— |
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@ |
Ratios to Total Assets. |
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Note : Figures in brackets are percentage to the respective total. |