(Amount in Rs.crore)

Item

1999-2000

2000-01

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

5,407.46

7,504.26

2,096.80

38.78

(i+ii)

(100.00)

(100.00)

i)

Interest Income

4,478.31

6,444.25

1,965.94

43.90

(82.82)

(85.87)

ii)

Other Income

929.15

1,060.01

130.86

14.08

(17.18)

(14.13)

B.

Expenditure

4,838.04

6,864.85

2,026.81

41.89

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

3,326.60

4,759.12

1,432.52

43.06

(68.76)

(69.33)

ii)Provisions and Contingencies

674.43

729.56

55.13

8.17

(13.94)

(10.63)

iii)Operating Expenses

837.01

1,376.17

539.16

64.42

(17.30)

(20.05)

of which : Wage Bill

163.36

248.85

85.49

52.33

(3.38)

(3.62)

C.

Profit

i)

Operating Profit

1,243.85

1,368.97

125.12

10.06

ii)

Net Profit

569.42

639.41

69.99

12.29

D.

Total Assets

58,930.90

78,775.71

19,844.81

33.67

E.

Financial Ratios (per cent) @

i)

Operating Profit

2.11

1.74

-0.37

—

ii)

Net Profit

0.97

0.81

-0.16

—

iii)

Income

9.18

9.53

0.35

—

iv)

Interest Income

7.60

8.18

0.58

—

v)

Other Income

1.58

1.35

-0.23

—

vi)

Expenditure

8.21

8.71

0.50

—

vii)

Interest Expended

5.64

6.04

0.40

—

viii)

Operating Expenses

1.42

1.75

0.33

—

ix)

Wage Bill

0.28

0.32

0.04

—

x)

Provisions and Contingencies

1.14

0.93

-0.21

—

xi)

Spread (Net Interest Income)

1.95

2.14

0.19

—

@

Ratios to Total Assets.

Note : Figures in brackets are percentage to the respective total.