Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTH EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

1,02,460

293,40

252,41

24,538

79,87

73,27

1.

Direct Finance

1,00,311

172,86

139,17

23,493

56,29

51,01

2.

Indirect Finance

2,149

120,55

113,24

1,045

23,58

22,26

II.

INDUSTRY

38,486

6595,69

3419,54

17,897

580,59

376,53

1.

Mining & Quarrying

13

422,88

248,32

14

101,12

1,85

2.

Food Manufacturing & Processing

901

18,28

13,97

695

54,51

40,87

(a) RiceMills, Flour & DalMills

378

5,39

4,36

253

11,52

9,27

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

29

62

61

44

2,34

2,00

(d) Tea Processing

24

8,89

6,49

67

28,42

22,50

(e) Processing of Fruits & Vegetables

—

—

—

3

21

20

(f) Others

470

3,38

2,50

328

12,00

6,91

3.

Beverage & Tobacco

4

11

9

6

31

32

4.

Textiles

3,127

9,50

9,04

1,455

8,74

8,53

(a) Cotton Textiles

218

98

93

319

1,09

95

(b) Jute & Other Natural Fibre Textiles

175

83

97

98

68

72

(c) Handloom Textiles & Khadi

2,139

5,07

5,34

419

2,09

2,11

(d) Other Textiles & Textile Products

595

2,62

1,80

619

4,87

4,75

5.

Paper, Paper Products & Printing

95

4,81

4,06

173

14,56

5,58

6.

Leather & Leather Products

62

26

22

18

19

20

7.

Rubber & Plastic Products

97

1,30

1,26

40

89

80

8.

Chemicals & Chemical Products

44

231,55

54,65

101

101,98

37,55

(a) Heavy Industrial Chemicals

—

—

—

6

35

37

(b) Fertilisers

2

185,20

23,43

—

—

—

(c) Drugs & Pharmaceuticals

15

2,13

2,14

17

20

19

(d) Non-Edible Oils

—

—

—

1

100,00

35,72

(e) Other Chemicals & Chemical Products

27

44,22

29,08

77

1,44

1,27

9.

Petroleum, Coal Products & Nuclear Fuels

2

11,75

11,65

9

175,04

179,46

10.

Manufacture of Cement & Cement Products

160

1,65

1,63

135

1,74

1,62

11.

Basic Metals & Metal Products

114

1935,84

871,58

279

6,46

5,42

(a) Iron & Steel

8

1934,86

870,66

9

1,74

1,22

(b) Non-Ferrous Metals

—

—

—

2

29

17

(c) Metal Products

106

98

91

268

4,43

4,03

12.

Engineering

184

377,73

198,87

194

5,35

5,11

(a) Heavy Engineering

6

62

50

4

2,17

2,23

(b) Light Engineering

65

372,59

193,95

79

1,51

1,26

(c) Electrical Machinery & Goods

42

4,12

4,08

74

1,14

1,02

(d) Electronic Machinery &Goods

71

41

34

37

53

60

13.

Vehicles, Vehicle Parts & Transport Equipments

164

4,41

1,04

100

2,44

87

14.

Other Industries

32,990

73,70

69,00

13,982

67,10

63,92

15.

Electricity, Gas & Water

17

3497,51

1929,86

6

25,19

10,25

(a) Electricity Generation & Transmission

15

3422,48

1854,85

2

10

10

(b) Non-Conventional Energy

1

75,00

75,00

1

2

1

(c) Gas, Steam & Water Supply

1

3

1

3

25,07

10,14

16.

Construction

512

4,41

4,31

690

14,97

14,19

III.

TRANSPORT OPERATORS

10,708

72,73

62,03

4,703

62,93

46,34

IV.

PROFESSIONAL AND OTHER SERVICES

13,630

74,55

28,96

7,651

44,69

39,31

V.

PERSONAL LOANS

87,188

316,47

279,50

71,532

385,06

333,27

1.

Loans for Purchase of Consumer Durables

10,368

29,90

23,72

11,592

42,28

32,08

2.

Loans for Housing

5,810

85,51

78,74

6,875

124,46

114,14

3.

Rest of the Personal Loans

71,010

201,06

177,04

53,065

218,33

187,05

VI.

TRADE

77,787

903,95

330,51

34,666

243,47

203,11

1.

Wholesale Trade

770

678,75

153,24

1,400

51,41

41,32

2.

Retail Trade

77,017

225,20

177,27

33,266

192,06

161,79

VII.

FINANCE

956

1217,43

971,25

344

15,70

12,38

VIII.

ALL OTHERS

32,344

141,19

113,38

19,440

182,24

152,22

TOTAL BANK CREDIT

3,63,559

9615,41

5457,57

1,80,771

1594,55

1236,42

OF WHICH:

1.Artisansand Village & TinyIndustries

16,775

35,34

32,27

5,591

26,15

23,49

2.Other Small Scale Industries

16,749

60,80

55,09

8,762

77,05

62,36

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

3,792

71,70

61,22

—

—

—

1.

Direct Finance

3,162

14,37

13,44

—

—

—

2.

Indirect Finance

630

57,34

47,77

—

—

—

II.

INDUSTRY

7,697

744,67

509,78

—

—

—

1.

Mining & Quarrying

15

247,47

46,79

—

—

—

2.

Food Manufacturing & Processing

279

73,25

70,16

—

—

—

(a) RiceMills, Flour & DalMills

54

3,56

3,06

—

—

—

(b) Sugar

1

90

1,33

—

—

—

(c) Edible Oils & Vanaspati

8

5,65

5,74

—

—

—

(d) Tea Processing

71

56,92

55,97

—

—

—

(e) Processing of Fruits & Vegetables

7

63

33

—

—

—

(f) Others

138

5,60

3,74

—

—

—

3.

Beverage & Tobacco

14

4,44

3,87

—

—

—

4.

Textiles

237

23,12

22,61

—

—

—

(a) Cotton Textiles

65

9,14

9,03

—

—

—

(b) Jute & Other Natural Fibre Textiles

28

1,19

71

—

—

—

(c) Handloom Textiles & Khadi

34

62

67

—

—

—

(d) Other Textiles & Textile Products

110

12,18

12,21

—

—

—

5.

Paper, Paper Products & Printing

233

8,56

8,11

—

—

—

6.

Leather & Leather Products

13

98

99

—

—

—

7.

Rubber & Plastic Products

44

7,64

5,07

—

—

—

8.

Chemicals & Chemical Products

115

8,47

6,90

—

—

—

(a) Heavy Industrial Chemicals

3

1,83

1,72

—

—

—

(b) Fertilisers

3

24

85

—

—

—

(c) Drugs & Pharmaceuticals

43

2,25

1,74

—

—

—

(d) Non-Edible Oils

3

13

12

—

—

—

(e) Other Chemicals & Chemical Products

63

4,02

2,47

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

8

144,48

148,10

—

—

—

10.

Manufacture of Cement & Cement Products

30

15,19

14,48

—

—

—

11.

Basic Metals & Metal Products

193

38,56

29,22

—

—

—

(a) Iron & Steel

33

33,99

25,02

—

—

—

(b) Non-Ferrous Metals

2

47

14

—

—

—

(c) Metal Products

158

4,10

4,05

—

—

—

12.

Engineering

148

7,72

6,85

—

—

—

(a) Heavy Engineering

6

1,19

51

—

—

—

(b) Light Engineering

36

2,34

1,81

—

—

—

(c) Electrical Machinery & Goods

81

3,59

4,06

—

—

—

(d) Electronic Machinery &Goods

25

59

48

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

57

9,84

96

—

—

—

14.

Other Industries

6,120

111,31

105,57

—

—

—

15.

Electricity, Gas & Water

9

27,39

23,90

—

—

—

(a) Electricity Generation & Transmission

7

27,25

23,78

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

2

14

12

—

—

—

16.

Construction

182

16,25

16,19

—

—

—

III.

TRANSPORT OPERATORS

3,389

42,25

33,24

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

4,996

298,75

62,58

—

—

—

V.

PERSONAL LOANS

65,601

404,39

348,29

—

—

—

1.

Loans for Purchase of Consumer Durables

11,892

43,27

31,44

—

—

—

2.

Loans for Housing

5,850

132,10

122,02

—

—

—

3.

Rest of the Personal Loans

47,859

229,03

194,83

—

—

—

VI.

TRADE

11,596

171,44

144,93

—

—

—

1.

Wholesale Trade

917

70,70

58,76

—

—

—

2.

Retail Trade

10,679

100,74

86,17

—

—

—

VII.

FINANCE

173

17,87

15,79

—

—

—

VIII.

ALL OTHERS

13,227

257,28

228,32

—

—

—

TOTAL BANK CREDIT

1,10,471

2008,36

1404,14

—

—

—

OF WHICH:

1.Artisansand Village & TinyIndustries

895

17,00

12,48

—

—

—

2.Other Small Scale Industries

3,951

60,13

54,96

—

—

—